COVER NOTE C The official newsletter of the ANFWDC Insurance Scheme O September 2000 How about the Olympic Games? Hope you are An excess of $100 applies to camper trailers, pop- enjoying them as much as I am. top caravans, and camping equipment any-where ANFWDC will be meeting in Hobart in October in Australia, no matter where you live or are at the along with the Insurance Officers from each state. time of the incident. There is much to discuss. Watch this space for a report later on in the year. Our Home and Contents Insurance for our Please Note ! members has two domestic contracts: Monthly payments for all insurances are now Listed Events. This is the traditional policy available. Contact Ken or his staff to arrange this. covering fire, storm, malicious damage, theft, TCIS Toll-free number breakage of glass etc at your insured address. It 1800 633 745 can be extended to cover certain specified goods on an Australian wide basis if necessary. It is the Our coverage is now wider than ever before and it lowest priced option available and is well suited to is only through your interest and requests that we members who don’t take many valuables away are able to do this. We now cover: from their home. four wheel drive motor vehicle, camper trailer, Accidental Damage. This policy is the newer style and camping equipment of contract offering Australia wide coverage for two wheel drive motor vehicle, caravan, most goods. Rather than cover defined events such holiday home and boat as fire or storm, this policy covers all events except home and contents which covers accidental those specifically included elsewhere. The end damage and listed events result is a wider cover than is offered by the ‘listed public liability and directors and officers events’ policy. Accidental damage, such as As you can see, our Broker has been working dropping your camera, is covered here. overtime to satisfy your requests for this increased Both policies cover vehicle spare parts to $ 2,000 coverage. Two Wheel Drive and Boat Insurance are also The four-wheel drive motor vehicle includes: available to our members. This class of insurance 1 Agreed value (not market value) is the standard contract through *CGU under- 2 Australia wide cover writers at discounted members’ rates. 3 A protected 60% no claim bonus 4 Low excess. Remember – all insurance contacts are available 5 Modifications and accessories (providing via monthly payments with no additional costs they are roadworthy) 6 Emergency repairs without the Insurers Our Public Liability and Directors and Officers Authority up to $1,000.00 coverage is still the best value for money around. 7 Personal effects coverage up to the value of Our underwriter is *Suncorp Metway Insurance $500.00 caused by accident or theft out of Brisbane. The cover for $6.00 per vehicle 8 Camping equipment cover is available as member includes: an extension of the motor vehicle policy. It Public Liability to $20 million covers storm, hail, flood, fire, malicious Products liability to $20million damage and theft from the campsite Directors and Officers liability to $2million 9 Automatic towed trailer up to $1,000.00 Association reimbursement to $2million Excess to any claim from the above varies in Professional indemnity for errors and omission different in different states. Vic and NSW = $400, to $2million. Excess is $250 for any claim. Qld = $300, and all the others = $250. * DO NOT CONTACT OUR INSURERS WHEN MAKING A CLAIM. PLEASE RING TCIS IN THE FIRST INSTANCE. THEY ARE GEARED TO GET YOUR CLAIM OFF ON TH RIGHT FOOT. Please note ONLY UNPAID driving instruction is I would like to extend an invitation to any club covered. However, those Driver Trainers receiving member or club insurance officer to sit in on the reimbursement of out – of - pocket expenses are ANFWDC Insurance meeting. covered. This year the meeting will be held in Tasmania at Driver Trainers receiving payment for services the same time as the ANFWDC meeting and AGM rendered are not covered and must take out their Date of meeting 27 October. th own professional indemnity insurance. 26 is a public holiday in Tasmania so if you want Voluntary Workers Insurance is designed to cover a look around, come on the Wednesday evening. situations where a member is involved in a Time of Insurance meeting opening previously declared working bee etc, irrespective 9.00am sharp on the 27th. of fault or negligence. The policy is a blanket Presentation to ANFWDC 11am, the 28th. cover implemented and paid for by the ANFWDC Venue for the meeting is at Wirksworth Camp Insurance Broker via your state Association prior that is in Howrah and an eastern shore suburb of to the activity. State Associations must approve the Hobart. Close to pub and shops. activity. The sum insured: If staying over night, bring a towel, sleeping bag Weekly injury benefit $400.00 or 85% of your and pillowcase and warm clothes. average earnings per week to a limit of 104 weeks. Keep this list handy. If you break down or have an Accidental death to $40,000.00 accident while interstate, these people could help Medical costs not covered by Health Funds to you. $1,000.00 Greg Daly-Tasmania-Ph Mob 041 9875985 Excess: Weekly benefits – 7 working days e-mail firstname.lastname@example.org Medical $50.00 Denise Bremner–West Aus.-Ph Ah 08 9397 6235 Age limit 65 years e-mail Bremner_Family@bigpond.com.au The under-writer is *Australian Family Assurance, Lew Loudon-NSW-Ph Ah 02 6288 7648 Sydney. e-mail email@example.com Miscellaneous Club Insurance Our Broker can Cam Lappin-Victoria-Ph Mob 041 1867463 arrange insurance for most club property. e-mail firstname.lastname@example.org Generally it falls into two types: John Sandland- Sth. Aust.-Ph Ah 08 8258 0196 1 Fixed Property e-mail email@example.com 2 Mobile Items Mal Stewart-NT-Ph Ah 08 8927 1906 Both Fixed and Mobile goods can be covered Jeff Chase-Queensland-Ph Mob 040 9674799 under the one General Property with cover varying e-mail firstname.lastname@example.org as follows: Cliff Riddle-Co-ord.-Ph Mob 042 8824854 Fixed Property is usually covered for fire and e-mail email@example.com associated perils, theft and accidental damage. Ken Bradey-broker-Ph Bus 08 2787000 Mobile Property is covered for fire, collision e-mail firstname.lastname@example.org and overturning of conveyance vehicle, and theft from locked vehicle or premises. It would be very much appreciated if you could re- produce this Cover Note in your Club newsletter. A Club Trailer can be covered similarly to a Members can also find the latest copy of Cover camper trailer with additional cover for goods Note on the ANFWDC web page under carried. www.anfwdc.asn.au As you can see – our Insurance Scheme has come The Cover Note, along with other information can a long way since its inception about 11 years ago. also be found on the broker’s web page at Remember too, the ANFWDC Insurance Scheme www.tcis.com.au has the potential to put your Club and your State Association in a firm financial position while Cliff Riddle Insurance Co-ordinator providing a high class, value for money coverage, especially written for our sport.
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