Impediments to Mortgage Finance in Uganda

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					                                 Technical Assistance & Advisory Projects
94   94   SUB-SAHARAN AFRICA     96   ASIA AND THE PACIFIC           99   CENTRAL ASIA,             100 EUROPE                      103 LATIN AMERICA AND
     Cameroon, Chad, Eritrea,    Bangladesh, Cambodia,                    THE MIDDLE EAST, AND      Armenia, Azerbaijan, Belarus,       THE CARIBBEAN
     Ethiopia, Ghana, Kenya,     China, Fiji, India, Indonesia,           NORTH AFRICA              Bosnia and Herzegovina,         Bolivia, Brazil, Chile,
     Madagascar, Malawi, Mali,   Republic of Korea, Malaysia,        Arab Republic of Egypt,        Bulgaria, Croatia, Czech        Colombia, Costa Rica,
     Mauritania, Mauritius,      Micronesia, Mongolia, Nepal,        Jordan, Kyrgyz Republic,       Republic, Estonia, Georgia,     Ecuador, El Salvador,
     Mozambique, Namibia,        Palau, Philippines, Samoa,          Lebanon, Morocco, Pakistan,    Hungary, Latvia, Lithuania,     Guatemala, Guyana, Haiti,
     Senegal, South Africa,      Sri Lanka, Thailand, Vietnam        Syria, Tajikistan, West Bank   FYR of Macedonia, Moldova,      Mexico, Nicaragua, Panama,
     Tanzania, Uganda, Zambia                                        and Gaza, Republic of Yemen    Romania, Russian Federation,    Peru, Venezuela
                                                                                                    Slovak Republic, Slovenia,
                                                                                                    Ukraine




     Region/Country              Purpose                          Description



     Sub-Saharan Africa
     Cameroon                    Infrastructure                   Advised on reform of the electricity sector and privatization of the national electric
                                 Privatization                    utility, SONEL (CFS).

     Cameroon/Chad               Project Preparation              Conducted an environmental and documentation review of an oil field and pipeline
                                                                  development project (TATF).

     Eritrea                     Financial Sector                 Conducted feasibility study on establishment of the country’s first private commercial
                                                                  bank (FM & TATF).

                                 Financial Sector                 Advised on financial sector development (FM & TATF).

                                 Sector Study                     Undertook a comprehensive sector and project feasibility study for quarrying,
                                                                  polishing, and marketing minerals (TATF).

     Ethiopia                    Financial Sector                 Assisted in strengthening the institutional and operational capabilities of selected
                                                                  local commercial banks in Ethiopia (FM & TATF).

                                 Financial Sector                 Advised on financial sector development (TATF).

     Ghana                       Financial Sector                 Assisted in a diagnostic study to evaluate the prospects of resuscitating the life
                                                                  insurance sector. Introduced a reputable technical partner (FM & TATF).

     Kenya                       Education                        Advised on the expansion and upgrading of Evelyn College of Design, including
                                                                  preparation of a business plan (TATF).

                                 Financial Sector                 Provided technical assistance to develop a legal and regulatory framework
                                                                  for leasing (FM).

                                 Financial Sector                 Helped the Nairobi Stock Exchange to establish a central depository system (FM).
Region/Country                          Purpose                     Description



Madagascar                              Environment                 Approved a feasibility study on development of a chain of small lodges in areas      95
                                                                    of interest to ecotourists (TATF).

                                        FDI                         Prepared an assessment of administrative barriers to investment (FIAS).

Malawi                                  Financial Sector            Assisted in the development of a stock exchange in Malawi (FM).

                                        Financial Sector            Assisted in the establishment of the first private housing finance institution by
                                                                    introducing a technical partner and advising authorities on appropriate regulatory
                                                                    and legislative framework (FM).

Mali                                    FDI                         Conducted a study of administrative barriers to investment (FIAS).

                                        Financial Sector            Assisted three microfinance institutions, including Caisses Villageoises du Pays
                                                                    Dogon (CVECA), in establishing adequate accounting and reporting procedures,
                                                                    and funded attorneys who produced legal opinions so that IFC could extend
                                                                    guarantees (FM & TATF).

Mali/Mauritania                         Sector Study                Funded study of tourism sectors, including ecotourism (TATF).

Mauritania                              FDI                         Completed a study of administrative barriers to investment and the implementation
                                                                    of the investment law (FIAS).

Mauritius                               Financial Sector            Evaluated the potential market and regulatory framework necessary to establish
                                                                    the first private housing/mortgage finance company (FM & TATF).

Namibia                                 Sector Study                Undertook a comprehensive sector and project feasibility study for cotton ginning
                                                                    (TATF).

Senegal                                 FDI                         Conducted a study of administrative barriers to investment (FIAS).

                                        Private Infrastructure      Advised the government on a transaction to transport bulk water to metropolitan
                                                                    Dakar to help meet the demand for potable water (CFS).

South Africa                            Financial Sector            Approved a study on the technical attributes and market for eMerge, a new software
                                                                    for microlenders, credit cooperatives, and small banks (TATF).

                                        Infrastructure              Advised Durban Solid Waste, a state-owned utility, on evaluating different options
                                        Privatization               for municipal waste disposal (CFS).




CFS    Corporate Finance Services department               FIAS   Foreign Investment Advisory Service        SME    Small and medium enterprise
FDI    Foreign direct investment                           FM     Regional Financial Markets divisions and   TATF   Technical Assistance Trust Funds
                                                                  Financial Markets Advisory Department
Technical Assistance




                       Region/Country    Purpose               Description


96                     Tanzania          FDI                   Completed a review of Zanzibar’s draft investment law and a second review of
                                                               Tanzania’s investment promotion agency and its proposed strategic plan (FIAS).

                                         Financial Sector      Assisted in the establishment of the first private housing finance institution by
                                                               introducing a technical partner and advising authorities on appropriate regulatory
                                                               and legislative framework (FM).

                       Uganda            Infrastructure        Advised on the privatization of Uganda Telecom Limited, the national
                                         Privatization         telecommunications company (CFS & TATF).

                                         Project Preparation   Conducted technical and environmental review and stakeholder consultancy
                                                               on hydropower facility options (TATF).

                       Zambia            FDI                   Examined the modalities of facilitating foreign investment in infrastructure (FIAS).

                       Africa Regional   Financial Sector      Conducted an asset evaluation and market appraisal for the purchase of a
                                                               West African regional insurance company by local sponsors (FM & TATF).

                                         Financial Sector      Agreed to provide expert assistance on building corporate governance capability
                                                               in Mozambique, Tanzania, and Zambia (FM & TATF).

                                         Financial Sector      Assisted in the development of financial sectors in Eritrea, Ethiopia, and Mozambique
                                                               (FM & TATF).


                       Asia and the Pacific
                       Bangladesh        FDI                   Helped Industrial Promotion and Development Company strengthen its capabilities
                                                               in portfolio management, credit appraisals, risk management, and staff training
                                                               (TATF).

                                         Financial             Advised fertilizer company on equity injection and debt restructuring plan.
                                         Restructuring

                                         Financial Sector      Assessed the viability of launching a private sector mutual fund (FM & TATF).

                                         Financial Sector      Assisted the Bangladesh Securities and Exchange Commission with feasibility
                                                               study on establishing the country’s first credit rating agency (FM & TATF).

                       Cambodia          Financial Sector      Assessed the information technology needs of ACLEDA, a successful microfinance
                                                               institution undergoing transformation from an NGO to a commercial bank
                                                               (FM & TATF).
Region/Country                          Purpose                     Description



China                                   FDI                         Completed work on establishing a system for collecting FDI data (FIAS).                      97


                                        FDI                         Examined the legal and institutional framework for foreign investment in the
                                                                    country’s infrastructure (FIAS).

                                        Financial Sector            Provided capacity-building assistance to CIRC, China’s insurance industry
                                                                    supervisory agency (FM & TATF).

                                        Financial Sector            Provided institutional strengthening assistance to Qinghai Tinhtic Trust &
                                                                    Investment Co. Ltd. so that it can provide investment banking services to
                                                                    clients in western China (FM & TATF).

                                        Privatization               Advised the Leshan municipal government (Sichuan Province) on restructuring
                                                                    the government’s shareholding in a cement company (CFS & TATF).

Fiji                                    Project Preparation         Upgraded production management software for a furniture company (TATF).

India                                   Infrastructure              Advised the state of Goa on structuring the privatization of its power
                                        Privatization               distribution company (CFS).

Indonesia                               FDI                         Examined the various permits and licenses required to establish foreign-owned
                                                                    enterprises (FIAS).

                                        Financial Sector            Developed a deeper understanding of the Indonesian trade finance situation;
                                                                    devised and evaluated a viable trade enhancement facility structure; and promoted
                                                                    the proposed facility to multilateral, bilateral, and international financial institutions
                                                                    and potential clients (FM & TATF).

Republic of Korea                       Financial Sector            Provided support for operational upgrade of Hana Bank, a private commercial
                                                                    bank, in line with international best practices (FM & TATF).

                                        Financial Sector            Reviewed housing finance sector and helped establish a private mortgage
                                                                    securitization company (FM & TATF).

                                        Financial Sector            Approved assistance for leasing industry through restructuring of one leasing firm
                                                                    and establishment of another (FM & TATF).

                                        Financial Sector            Provided support for operational upgrade of Kookmin Bank, formerly Korea Long
                                                                    Term Credit Bank, a commercial bank (FM & TATF).

Micronesia                              FDI                         Assisted in the development of state FDI legislation (FIAS).




CFS    Corporate Finance Services department               FIAS   Foreign Investment Advisory Service          SME    Small and medium enterprise
FDI    Foreign direct investment                           FM     Regional Financial Markets divisions and     TATF   Technical Assistance Trust Funds
                                                                  Financial Markets Advisory Department
Technical Assistance




                       Region/Country   Purpose                  Description


98                     Mongolia         FDI                      Assisted the implementation of an investment promotion strategy as followup
                                                                 to a previous project (FIAS).

                       Nepal            FDI                      Examined the legal and institutional framework for FDI in the country’s
                                                                 infrastructure (FIAS).

                                        Financial Sector         Conducted a regulatory review of draft leasing legislation (FM & TATF).

                       Palau            FDI                      Prepared a diagnostic assessment of the country’s foreign investment climate (FIAS).

                       Philippines      FDI                      Identified impediments to foreign investment at the local government level
                                                                 in Mindanao and examined possible remedies (FIAS).

                                        Financial Sector         Approved a project to assist in the establishment of an institutional strengthening
                                                                 program for a local government unit as part of an effort to develop the local debt
                                                                 market (FM & TATF).

                                        Financial Sector         Approved a project to help establish a financial institution that would provide
                                                                 cooperative financing for rural electric utilities (FM & TATF).

                                        Private Infrastructure   Advised on structuring a BOT project to provide 15 percent of Manila’s
                                                                 drinking water (CFS).

                                        Sector Study             Assessed private investment opportunities in the health care sector (TATF).

                       Samoa            FDI                      Evaluated the investment incentive regime (FIAS).

                                        Project Preparation      Provided supplemental funding for construction oversight of Samoa’s first private
                                                                 sector hospital (TATF).

                                        Sector Study             Demonstrated commercial viability of local private aquaculture industry (TATF).

                       Sri Lanka        Financial Sector         Reviewed and advised on regulations and institutions required for the development
                                                                 of the debt securities market (TATF).

                       Thailand         FDI                      Arranged a seminar for the government on the impact of WTO rules on FDI
                                                                 promotion (FIAS).

                                        Financial Sector         Approved a study to identify viable strategies for the development of trade finance
                                                                 markets (FM & TATF).
Region/Country                         Purpose                     Description



Vietnam                                Equitization                Equitization, a Vietnamese concept meaning conversion of state-owned enterprises        99
                                                                   into shareholding companies, is the focus of an 18-month pilot project in Haiphong.
                                                                   The goal is to set up a system for auctioning off shares in 53 local companies. In a
                                                                   related project, published a handbook and training materials, and sponsored seminars
                                                                   to promote equitization in Hanoi, Haiphong, and six other cities (TATF).

                                       FDI                         Examined impediments to the establishment and operation of foreign investments
                                                                   in Vietnam (FIAS).

Asia/Regional                          Financial Sector            Conducted research studies on local debt markets in Bangladesh, India, Nepal, and
                                                                   Sri Lanka, including the legal/regulatory environment, in preparation for the South
                                                                   Asia Symposium on Local Debt Market Development (FM & TATF).

                                       Sector Study                Reviewed the investment potential of paper-packaging sector in East Asia (TATF).

                                       Sector Study                Reviewed investment potential of home appliance sector throughout
                                                                   Southeast Asia (TATF).


Central Asia, the Middle East, and North Africa
Arab Republic of Egypt                 FDI                         Helped develop an FDI database and a general investment promotion strategy (FIAS).

                                       Financial Sector            Assessed constraints on development of bond market (TATF).

Jordan                                 FDI                         Conducted a review of administrative barriers to foreign investment in Jordan (FIAS).

                                       Financial Sector            Assisted in drafting new primary legislation for the insurance sector (FM & TATF).

                                       Financial Sector            Provided advice on regulations regarding mutual funds (FM).

Kyrgyz Republic                        FDI                         Conducted a diagnostic update of the foreign investment environment, reviewed
                                                                   draft foreign investment laws, and provided advice on implementing previous
                                                                   recommendations on the institutional framework for foreign investment (FIAS).

Lebanon                                Financial Sector            Provided a study of informal financial markets/microfinance institutions
                                                                   (FM & TATF).

                                       Infrastructure              Advised the Central Bank of Lebanon on the restructuring and privatization
                                       Privatization               of the national air carrier, Middle East Airlines (CFS).

Morocco                                Financial Sector            Provided a feasibility analysis for establishing a remittance fund (FM & TATF).

                                       Private Infrastructure      Assisted telecommunications regulator in tendering of second cellular phone
                                                                   license (TATF).




CFS   Corporate Finance Services department               FIAS   Foreign Investment Advisory Service        SME    Small and medium enterprise
FDI   Foreign direct investment                           FM     Regional Financial Markets divisions and   TATF   Technical Assistance Trust Funds
                                                                 Financial Markets Advisory Department
Technical Assistance




                       Region/Country          Purpose               Description


100                    Pakistan                FDI                   Reviewed FDI policy and assessed the investment promotion agency (FIAS).

                                               Financial Sector      Conducted research studies on local debt market in preparation for the South
                                                                     Asia Symposium on Local Debt Market Development (FM & TATF).

                                               Infrastructure        Advised the government on the country’s first privatization of an electricity
                                               Privatization         distribution network (CFS).

                       Syria                   Sector Study          Started an analysis of the textile industry to identify investment opportunities
                                                                     (TATF).

                       Tajikistan              Project Preparation   Conducted a study on privatization options for TADAZ, an aluminum smelter.

                       West Bank and Gaza      Financial Sector      Assisted in developing antitrust legislation (FM & TATF).

                                               Financial Sector      Advised on a proposed tax code as it relates to private sector activities (FM & TATF).

                                               Financial Sector      Assisted microfinance institutions (FM & TATF).

                                               Financial Sector      Provided advice on mutual fund regulations (FM & TATF).

                                               Financial Sector      Provided advice on a draft securities law and proposed changes to stock exchange
                                                                     governance, rules, and compliance functions (FM & TATF).

                       Yemen, Republic of      Financial Sector      Assisted the government in establishing a stock market ((FM).


                       Europe
                       Armenia                 FDI                   Reviewed FDI legislation and assisted with an investor survey (FIAS).

                                               Privatization         Advised on corporate governance practices and legislation (TATF).

                       Azerbaijan              Project Preparation   Helped mobilize investment for rehabilitation and restructuring of
                                                                     the oil and natural gas equipment manufacturing sector (TATF).

                       Belarus                 Privatization         Assisted in the privatization of small retail outlets, restaurants, and consumer
                                                                     services in 14 cities (TATF).

                                               SMEs                  Provided training and consulting services to SMEs through two business centers,
                                                                     monitored changes to legislation, and conducted nationwide information campaign
                                                                     (TATF).

                       Bosnia and Herzegovina Privatization          Assisted in the privatization of wood products companies (TATF).

                                               SMEs                  Helped prepare business plans and advised SMEs on management, marketing,
                                                                     and other skills (Phase II) (TATF).
Region/Country                         Purpose                     Description



Bulgaria                               FDI                         Reviewed investment incentives; also reviewed and assisted in the enforcement         101
                                                                   of arbitration awards and contracts (FIAS).

                                       Privatization               Funded the due diligence for Hebros Bank to support its privatization (TATF).

Croatia                                FDI                         Sponsored a roundtable on investment promotion as part of the Central Europe
                                                                   Initiative (FIAS).

                                       Financial Sector            Evaluated the regulatory framework for leasing (FM & TATF).

                                       Financial Sector            Conducted diagnostic study of the insurance sector (FM & TATF).

Czech Republic                         FDI                         Prepared diagnostic reassessment of the foreign investment climate (FIAS).

                                       Project Preparation         Conducted technical and market review for meat processing plant (TATF).

Estonia                                Privatization               Provided preprivatization assistance to a shipping company (TATF).

                                       Privatization               Advised recently privatized textile firm on becoming competitive in international
                                                                   markets (TATF).

Hungary                                FDI                         Assessed the possibilities of private funding for investment promotion agencies
                                                                   (FIAS).

                                       Privatization               Provided postprivatization assistance for fiberboard company (TATF).

Latvia                                 FDI                         Conducted study of administrative barriers to foreign investment (FIAS).

                                       Privatization               Provided postprivatization assistance to potentially viable SMEs (TATF).

Lithuania                              FDI                         Reviewed draft foreign investment laws (FIAS).

                                       Financial Sector            Conducted study on legal and regulatory environment of the leasing industry
                                                                   (FM & TATF).

                                       Privatization               Reviewed insurance company in preparation for its anticipated privatization (TATF).

Macedonia, former                      FDI                         Prepared a diagnostic study of the foreign investment environment (FIAS).
Yugoslav Republic of

Moldova                                Project Preparation         Provided interim financial management services and training to a company
                                                                   to improve its control of working capital and operating ratios (TATF).




CFS   Corporate Finance Services department               FIAS   Foreign Investment Advisory Service        SME    Small and medium enterprise
FDI   Foreign direct investment                           FM     Regional Financial Markets divisions and   TATF   Technical Assistance Trust Funds
                                                                 Financial Markets Advisory Department
Technical Assistance




                       Region/Country       Purpose                  Description


102                    Romania              Infrastructure           Advised the municipality of Bucharest on the privatization of its water and sewerage
                                            Privatization            agency, Regia Generala de Apa Bucuresti, and provided oversight to the bidding and
                                                                     award process (TATF).

                                            Infrastructure           Advised the national power utility, RENEL, on developing model transactions
                                            Privatization            for attracting private investors to participate in two proposed independent power
                                                                     projects (TATF).

                                            Private Infrastructure   Assisted the municipality of Targoviste in developing combined private heat
                                                                     and power projects (TATF).

                                            Privatization            Advised the state ownership fund on the privatization of its controlling interest
                                                                     in the country’s two largest ball-bearing manufacturers (TATF).

                       Russian Federation   FDI                      Conducted assessment of the FDI implications of Russia’s WTO accession (FIAS).

                                            FDI                      Conducted pilot project to assess and develop opportunities for mobilizing FDI
                                                                     in the forestry sector (TATF).

                                            Financial Sector         Advised on legislation, regulation, and training in the leasing sector (FM & TATF).

                                            Financial Sector         Conducted financial audit of a private commercial bank to support its restructuring
                                                                     (FM & TATF).

                                            Financial Sector         Conducted feasibility study to identify opportunities to support a trade enhancement
                                                                     facility and to assist in its restructuring (FM & TATF).

                                            Infrastructure           Advised management of RAO Unified Energy Systems on designing and
                                            Privatization            implementing a strategy for power sector reform (TATF).

                                            Privatization            Helped agribusiness firms to restructure and secure supply contracts (TATF).

                       Slovak Republic      Financial Sector         Reviewed the laws on collateral (TATF).

                       Slovenia             FDI                      Concluded a review of FDI policy and promotion (FIAS).

                       Ukraine              Financial Sector         Advised on legislation and regulations on leasing and provided training
                                                                     in that sector (FM & TATF).

                                            Privatization            Provided postprivatization assistance through training and one-on-one consulting
                                                                     on best corporate governance practices; advised on legislation (TATF).

                                            Privatization            Assisted in the privatization of small retail outlets, restaurants, consumer services,
                                                                     unfinished construction sites, and social assets (TATF).
Region/Country                         Purpose                     Description



                                       Privatization               Assisted in the privatization of large industrial enterprises (TATF).                   103

                                       Privatization               Expanded IFC’s agricultural land privatization program into new oblasts and
                                                                   trained Ukrainian nationals to implement future privatizations based on IFC’s
                                                                   model (TATF).

                                       SMEs                        Provided training and business consulting services to SMEs through 11 business
                                                                   centers; advised government on SME legislation (TATF).

Europe Regional                        Financial Sector            Helped develop a business plan and budget for a private sector development facility
                                                                   in the former Soviet republics of Armenia, Belarus, Georgia, Russia, and Ukraine
                                                                   (FM & TATF).


Latin America and the Caribbean
Bolivia                                FDI                         Identified administrative barriers to investment and conducted a review
                                                                   of investment incentives (FIAS).

Brazil                                 Infrastructure              Advised on the structuring of a long-term lease contract for a greenfield
                                       Privatization               transshipment container terminal serving Northeast Brazil (CFS & TATF).

                                       Private Infrastructure      Advised the Ceará state water utility (Northeast region) in structuring and
                                                                   implementing a private concession for bulk raw water treatment and supply
                                                                   (CFS & TATF).

                                       Private Infrastructure      Advised the São Paulo state water utility in structuring, through a BOT transaction,
                                                                   a project aimed at increasing the water supply (CFS & TATF).

                                       Private Infrastructure      Advised the Companhia do Metropolitano de São Paulo (Metro) on structuring
                                                                   through a BOT the fourth metro line in São Paulo, one of the first cases of private
                                                                   development and operation of a heavy-rail subway network in an emerging market
                                                                   (CFS & TATF).

                                       Private Infrastructure      Assisted the government of Ceará state to structure and implement a multisectoral
                                                                   regulatory agency (CFS & TATF).

Chile                                  Financial Sector            Provided assistance to a working group on corporate governance legislation
                                                                   (FM & TATF).

Colombia                               FDI                         Developed a strategy and institutional framework for investment promotion (FIAS).

Costa Rica                             FDI                         Helped develop legal and institutional approaches to facilitate FDI in infrastructure
                                                                   (FIAS).




CFS   Corporate Finance Services department               FIAS   Foreign Investment Advisory Service         SME    Small and medium enterprise
FDI   Foreign direct investment                           FM     Regional Financial Markets divisions and    TATF   Technical Assistance Trust Funds
                                                                 Financial Markets Advisory Department
Technical Assistance




                       Region/Country           Purpose                  Description


104                    Ecuador                  Private Infrastructure   Advised the government on restructuring and privatizing state-owned enterprises,
                                                                         including power generation and distribution, telecommunications, airports, and
                                                                         postal services (CFS).

                       El Salvador              FDI                      Provided ongoing advisory assistance (FIAS).

                       Guatemala                FDI                      Developed an investment promotion strategy and suggested an institutional
                                                                         framework to carry it out (FIAS).

                       Guyana                   Project Preparation      Supported a market study on Caribbean demand for rattan-type furniture (TATF).

                       Haiti                    Financial Sector         Supported study to assess potential for developing insurance sector and enabling
                                                                         legislation (FM & TATF).

                       Mexico                   Financial Sector         Reviewed the existing securities market regulatory framework and current
                                                                         supervisory practices (FM & TATF).

                       Nicaragua                FDI                      Helped establish an investment promotion agency, examined the legal framework
                                                                         for FDI, and helped implement new FDI laws (FIAS & TATF).

                                                Financial Sector         Commented on pending legislation to set up the regulation and operation
                                                                         of leasing companies (FM & TATF).

                                                Privatization            Assisted in the privatization process of BANIC, the largest government-owned
                                                                         bank in the country, through expansion of its equity capital (CFS & TATF).

                       Panama                   Infrastructure           Advised on the privatization of the state-owned electric utility, IRHE, which was
                                                Privatization            restructured into four generation and three distribution companies (CFS).

                       Peru                     Financial Sector         Advised on the establishment of a secondary mortgage market entity (FM & TATF).

                       Latin America and        Sector Study             Helped to develop a standard of products and services for adoption by small hotels
                       the Caribbean Regional                            in the Caribbean (TATF).

                                                SMEs                     Assisted SMEs in Hurricane Mitch-affected countries of Central America, targeting
                                                                         project development, training and skills development, and access to funding (TATF).


                       Worldwide
                       Worldwide                Environment              Cofinanced workshop for international audience to discuss environmental concerns
                                                                         over the use of Orimulsion, a natural fossil fuel produced in Venezuela (TATF).

                                                Financial Sector         Sponsored conference on business incubation and venture capital (TATF).

                                                Sector Study             Reviewed investment opportunities in the high-technology sector (TATF).

				
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Description: Impediments to Mortgage Finance in Uganda document sample