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Legal Credit Repair Agreement

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Legal Credit Repair Agreement Powered By Docstoc
					                    Legal Credit Repair Agreement
A - This agreement between Bad Credit Repair Service and the undersigned (Client) is
for the express purpose of credit report improvement. Bad Credit Repair Service will
attempt the removal of errors, misrepresentations, or unverifiable information, which the
client claims to appear on the credit report(s), which has been furnished to Bad Credit
Repair Service’s Office. This is not a debt consolidation or bill payment program. Bad
Credit Repair Service agrees to act diligently in the pursuit of this matter, and will carry
out this agreement within all Federal and States laws.

B The client understands and agrees that they will be charged for all costs and fees
associated with the Credit Verification Audit, typically $99.00 initial payment and $60.00
a month for 6 months. Bad Credit Repair Service agrees to perform the service for this
amount and states that there are no additional costs unless we cannot repair the said
reports within 6 months from the start date of this contract in which the client can sign up
for an additional 6 months. The client understands that the monthly Credit Verification
Audit includes the evaluation of all three credit bureaus reports and all correspondence
associated with the verification process.

C - The client agrees to send a copy of all correspondence and credit reports to Bad
Credit Repair Service as soon as received. The client must notify Bad Credit Repair
Service if they have not received any credit reports or correspondence from the credit
reporting agencies 40 days after the last correspondence from Bad Credit Repair Service
or the credit reporting agencies. Failure to do so will cause the client's Credit
Verification Audit to be continued on a repetitive basis, which could amount to further
charges. If client is in compliance with these terms, and no item is improved or removed
after the first 3 challenges, client will have upon written request the right to cancel.



D - The term of this agreement shall be Six Months. If the client decides to cancel the
monthly Credit Verification Audit at any time during the year, a written request must be
sent to Bad Credit Repair Service. If Bad Credit Repair Service has worked on your file
receiving positive results then no refund will be granted. Bad Credit Repair Service will
inquire with the client about renewing this agreement for an additional Six Months with
additional fees. Bad Credit Repair Service will at any time end the procedure if we
conclude that no further work is necessary.

E - Due to the nature of this legal service, I understand that individuals that assist Bad
Credit Repair Service in this matter may view my file and its contents. All people such
as legal or research assistants and secretaries have been alerted to the sensitivity o f these
documents. Bad Credit Repair Service and it’s staff will take all reasonable measures to
ensure that this information will be handled in a responsible manner.
F – Bad Credit Repair Services will contact Equifax, Transunion and Experian on your
behalf to request an investigation to verify negative items.

G – The client represents that disputed items to the best of their knowledge are either
incomplete, inaccurate, obsolete, unverifiable, and misleading. The client understands
that Bad Credit Repair Service cannot guarantee the removal of items which are not
incomplete, inaccurate, obsolete, unverifiable, misleading or incorrect.

H – The client understands that Bad Credit Repair Service is not legal advisors and
neither can they provide legal advice on any matter.

I – The client understands that Bad Credit Repair Service is not responsible for any legal
actions taken by creditors against the client mentioned in this contract prior, during or
after our services. The client understands services provided are directly for use of
disputing any information indicated above and not for any other use. The client
understands and agrees if the final results and a current credit report is not provided to
Bad Credit Repair Service within 120 days from this signed contract, then Bad Credit
Repair Service will assume the contract has been satisfied and the client’s file will be
closed without further notice.

J – The client understands that if at any time there is evidence of past disputes with any of
the three Credit Reporting Agencies, ( Transunion, Equifax, Experian), any Guarantees
will be Null and Void due to Non-Disclosure by the Client and or any person
representing the Client.


K - I, the undersigned give Power of Attorney to Bad Credit Repair Service, for the sole
purpose of acquiring, requesting verification and disputing any information in regards to
my credit report(s).

All Parties have viewed and agree with the above statements.




_______________________________________________          ____________________
Customer Signature                                       Date




_______________________________________                   _________________
Stevie Jones                                              Date
                        Bad Credit Repair Service
                        442 W. Esplanade Ave #35
                         San Jacinto, CA 92583


                            Customer Information

____________________________________________________ _________
Name ( First, MI, Last )

__________________________________            _____________________________
 Curre nt Address                             City

_________        ______________            ______________________
State            Zip Code                  How long you lived here?

__________________________________                 ________________________
Social Security #                                  Date of Birth (mm/dd/yyyy)

____________________________________                   _______________________
Home Phone #                                           Cell #

_______________________________________                ______________________
Email Address                                          Work #

__________________________________            _____________________________
 Former Address                               City

_________        ______________            ______________________
State            Zip Code                  How long you lived here?

Name of Employer: ______________________________________________________

                    ______________________________________________________

                    ______________________________________________________


Military – Dates of Last Deployment: _____________ to _________________
Why are you repairing your credit? Refi / Home: Sale or Purchase / Auto
Do you have a loan officer? Yes / No _________________________
How you found me?: Sign Call – Referral – Yellow Book – Newspaper – Flyer
Who referred you? ________________________________________________