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					                                                                                                                    January
Total        Phone bill       Rent           Groceries       Fast food/snacks       Bars/rest. Transportation




         0                0              0               0                      0            0                  0

Income       Salary 1         Salary 2       other                                  Income less expenses
                                                                                             0

                                                                                    Income less expenses (excluding debt paid)
                                                                                             0

                          0              0               0                          Income less expenses excluding pension fund
         0                                                                                    0
              January
             Car related          Clothes       Car insurance       Other insurances       Liquor       Trips       Cable/rentals




                              0             0                   0                      0            0           0                   0

             Loan payments
                              0

enses (excluding debt paid)



nses excluding pension fund
Other       Loan payments Private pension funds




        0                0                    0
                                                                                                                  February
Total        Phone bill       Rent           Groceries Fast food/snacks       Bars/rest.                 Transportation       Car related         Clothes




         0                0              0           0                    0                          0                    0                   0             0

Income       Salary 1         Salary 2       other                            Income less expenses                            Loan payments
                                                                                                     0                                        0

                                                                              Income less expenses (excluding debt paid)
                                                                                                    0

                          0              0           0                        Income less expenses excluding pension fund
         0                                                                                           0
Car insurance                      Liquor
                    Other insurances            Trips       Cable/rentals       Other       Loan payments Private pension funds

                                                                                                                              0




                0               0           0           0                   0           0                0                    0
                                                                                                                   March
Total       Phone bill Rent            Groceries       Fast food/snacks       Bars/rest.                 Transportation       Car related         Clothes Car insurance




        0           0              0               0                      0                          0                    0                   0         0                 0

Income Salary 1         Salary 2       other                                  Income less expenses                            Loan payments
                                                                                                     0                                        0

                                                                              Income less expenses (excluding debt paid)
                                                                                                   0

                    0              0               0                          Income less expenses excluding pension fund
        0                                                                                           0
             Liquor Trips
Other insurances                Cable/rentals       Other       Loan payments       Private pension funds




          0       0         0                   0           0                   0                       0
                                                                                                                                  April
Total       Phone bill       Rent           Groceries       Fast food/snacks       Bars/rest.       Transportation       Car related         Clothes       Car insurance




        0                0              0               0                      0                0                    0                   0             0                   0

Income Salary 1              Salary 2       other                                  Income less expenses                  Loan payments
                                                                                             0                                           0

                                                                                   Income less expenses (excluding debt paid)
                                                                                             0

                         0              0               0                          Income less expenses excluding pension fund
        0                                                                                     0
Other insurances       Liquor       Trips       Cable/rentals       Other       Loan payments       Private pension funds




                   0            0           0                   0           0                   0                       0
                                                                                                                                  May
Total        Phone bill       Rent           Groceries       Fast food/snacks       Bars/rest.       Transportation Car related            Clothes       Car insurance       Other insurances




         0                0              0               0                      0                0                 0                   0             0                   0                  0


Income       Salary 1         Salary 2       other                                  Income less expenses               Loan payments
                                                                                                 0                                     0


                                                                                    Income less expenses (excluding debt paid)
                                                                                                 0


                          0              0               0                          Income less expenses excluding pension fund
         0                                                                                       0
Liquor       Trips       Cable/rentals       Other       Loan payments   Private pension funds




         0           0                   0           0               0                       0
                                                                                                                                 June
Total       Phone bill       Rent           Groceries       Fast food/snacks       Bars/rest.       Transportation       Car related




        0                0              0               0                      0                0                    0                   0

Income Salary 1              Salary 2       other                                  Income less expenses                  Loan payments
                                                                                             0                                           0

                                                                                   Income less expenses (excluding debt paid)
                                                                                             0

                         0              0               0                          Income less expenses excluding pension fund
        0                                                                                     0
June
       Clothes       Car insurance       Other insurances       Liquor       Trips       Cable/rentals       Other




                 0                   0                      0            0           0                   0           0
Loan payments       Private pension funds




                0                       0
                                                                                                                             July
Total       Phone bill       Rent           Groceries       Fast food/snacks       Bars/rest.       Transportation       Car related




        0                0              0               0                      0                0                    0                   0

Income Salary 1              Salary 2       other                                  Income less expenses                  Loan payments
                                                                                             0                                           0

                                                                                   Income less expenses (excluding debt paid)
                                                                                             0

                         0              0               0                          Income less expenses excluding pension fund
        0                                                                                     0
July
       Clothes       Car insurance       Other insurances       Liquor       Trips       Cable/rentals       Other       Loan payments




                 0                   0                      0            0           0                   0           0                   0
Private pension funds




                    0
                                                                                                                          August
Total        Phone bill       Rent           Groceries       Fast food/snacks       Bars/rest.       Transportation




         0                0              0               0                      0                0                    0

Income       Salary 1         Salary 2       other                                  Income less expenses
                                                                                              0

                                                                                    Income less expenses (excluding debt paid)
                                                                                              0

                          0              0               0                          Income less expenses excluding pension fund
         0                                                                                     0
             August
             Car related          Clothes       Car insurance       Other insurances       Liquor       Trips       Cable/rentals       Other




                              0             0                   0                      0            0           0                   0           0

             Loan payments
                              0

enses (excluding debt paid)



nses excluding pension fund
Loan payments       Private pension funds




                0                       0
                                                                                                                         September
Total       Phone bill       Rent           Groceries       Fast food/snacks       Bars/rest.       Transportation       Car related




        0                0              0               0                      0                0                    0                   0

Income Salary 1              Salary 2       other                                  Income less expenses                  Loan payments
                                                                                             0                                           0

                                                                                   Income less expenses (excluding debt paid)
                                                                                             0

                         0              0               0                          Income less expenses excluding pension fund
        0                                                                                     0
eptember
      Clothes       Car insurance       Other insurances       Liquor       Trips       Cable/rentals       Other       Loan payments




                0                   0                      0            0           0                   0           0                   0
Private pension funds




                    0
                                                                                                                         October
Total       Phone bill       Rent           Groceries       Fast food/snacks       Bars/rest.       Transportation       Car related




        0                0              0               0                      0                0                    0                   0

Income Salary 1              Salary 2       other                                  Income less expenses                  Loan payments
                                                                                             0                                           0

                                                                                   Income less expenses (excluding debt paid)
                                                                                             0

                         0              0               0                          Income less expenses excluding pension fund
        0                                                                                     0
ctober
         Clothes       Car insurance       Other insurances Liquor       Trips       Cable/rentals       Other       Loan payments




                   0                   0                  0          0           0                   0           0                   0
Private pension funds




                    0
                                                                                                                     November
Total       Phone bill       Rent           Groceries       Fast food/snacks       Bars/rest.       Transportation       Car related




        0                0              0               0                      0                0                    0                   0

Income Salary 1              Salary 2       other                                  Income less expenses                  Loan payments
                                                                                             0                                           0

                                                                                   Income less expenses (excluding debt paid)
                                                                                             0

                         0              0               0                          Income less expenses excluding pension fund
        0                                                                                     0
vember
         Clothes       Car insurance       Other insurances       Liquor       Trips       Cable/rentals       Other       Loan payments




                   0                   0                      0            0           0                   0           0                   0
Private pension funds




                    0
                                                                                                                           December
Total       Phone bill       Rent           Groceries       Fast food/snacks       Bars/rest.       Transportation       Car related




        0                0              0               0                      0                0                    0                   0

Income Salary 1              Salary 2       other                                  Income less expenses                  Loan payments
                                                                                             0                                           0

                                                                                   Income less expenses (excluding debt paid)
                                                                                             0

                         0              0               0                          Income less expenses excluding pension fund
        0                                                                                     0
December
      Clothes       Car insurance       Other insurances       Liquor       Trips       Cable/rentals       Other




                0                   0                      0            0           0                   0           0
Loan payments       Private pension funds




                0                       0
                                                           Analysis of Income and expenses
                                          Income          Expenses       balance

January                                            0                 0               0
February                                           0                 0               0
March                                              0                 0               0
April                                              0                 0               0
May                                                0                 0               0
June                                               0                 0               0
July                                               0                 0               0
August                                             0                 0               0
September                                          0                 0               0
October                                            0                 0               0
November                                           0                 0               0
December                                           0                 0               0

Total                                                 0              0                0

                                                                                   Debt analysis
 Here you write the name of you loan
        Total debt from last year was x


                                           Payments
                                                                                    put the total on the line below


January                                               0
February                                              0
March                                                 0
April                                                 0
May                                                   0
June                                                  0
July                                                  0
August                                                0
September                                             0
October                                               0
November                                              0
December                                              0

Total payments                                        0

                                                                            Investment analysis

Pension fund                              Combined Interest/additions
As of January 1st

January                                               0
February                                              0
March                                                 0
April                                                 0
May                                0
June                               0
July                               0
August                             0
September                          0
October                            0
November                           0
December                           0

Total                              0

Total investment in pension fund   0
of Income and expenses




     Debt analysis




             Beginning debt             Interest paid Total debt remaining
      put the total on the line below


                                                             0.000
                                                             0.000
                                                             0.000
                                                             0.000
                                                             0.000
                                                             0.000
                                                             0.000
                                                             0.000
                                                             0.000
                                                             0.000
                                                             0.000
                                                             0.000




  Investment analysis

				
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