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					                                     General Banking Services
          Item No.     General Banking Services                                                        Page Number
              1.      Current Account …………………………………………………………………………………..                                      3
              2.      SND Account ……………………………………………………………………………………….                                         3
              3.      SB Account, Premier 50+ Account, Premier Genius Account.......................         3
              4.      Scheme’s A/C ………………………………………………………………………………………                                         3
              5.      Standing Instruction …………………………………………………………………………….                                    3
              6.      Locker & Safe Custody…………………………………………………………………………..                                    3
              7.      Issuance of Solvency Certificate & BO Certificate                                      3
              8.      Supply of Statement of                                                                 3
                      Account...……………………………………………………………
              9.      Transfer of Fund as per instruction ………………………………………………………..                            3
             10.      Stop payment Instruction ……………………………………………………………………..                                  4
             11.      Issuance of Cheque Book ……………………………………………………………………..                                   4
             12.      Issuance of Foreign currency balance certificate etc. ……………………………….                    4
             13.      Collection…………………………………………………………………………………………….                                         4
             14.      Collection ……………………………………………………………………………………………                                         4
             15.      Cheque returned unpaid from clearing house. …………………………………………                           4
             16.      Collection of outstation cheques, bills/Clean/documentary………………………..                   4
             17.      Bounced cheques drawn on us (Cash, Clearing or                                         4
                      transfer)…………………………
             18.      Remittance (Inland) DD/TT/MT/Issuance………………………………………………..                              4
             19.      Cancellation of DD/TT/MT/ Postage /Courier/FAX…………………………………….                          4
             20.      Issuance of Duplicate Instrument…………………………………………………………..                               4
             21.      Issuance of Payment Order……………………………………………………………………                                    5
             22.      Issuance of Duplicate Payment Order……………………………………………………..                              5
             23.      Issuance of Duplicate FDR/Different Schemes………………………………………….                           5
             24.      Issuance of Cheques on Bangladesh Bank at the request of the client……….                5
             25.      Collection of inland bills……………………..…………………………………………………                                5
             26.      Issuance of NOC for Study & Medical Treatmentabroad……………………………                         5
             27.      Renewal of NOC……………………………………………………………………………………                                         5
             28.      Cancellation of NOC………………………………………………………………………………                                      5
             29.      Counter Transaction Fee………………………………………………………………………..                                   5
             30.      Purchase of inland bills accepted by other banks……………………………………..                       5


                                       Credit Related Services

      Item No.      Credit Related Services                                                      Page Number
              1.      Loan Processing & Monitoring Fee………………………………………………………..                               6
              2.      Commitment Fee on Undisbursed amount……………………………………………..                               6
              3.      Consumer Credit Scheme /Supervised Credit scheme, Educational loan,
                      Personal Loan……………………………………………………………………………………..                                       6
              4.      Car Loan…………………………………………………………………………………………….                                          6
              5.      All Loan accounts ( OD, CC, Demand Loan , SOD (FO) Bai – Muajjal, Hire-
                      Purchase, Investment , Hire Purchases except CCS and SHBL having limit
                      of Tk. 1.00 lac and above)……………………………………………………………………                                  6
             6.       Forced /Demand Loan………………………………………………………………………….                                      6
             7.       Documentation Charges……………………………………………………………………….                                     6
             8.       Issuance of Bank Guarantee…………………………………………………………………                                   7
              9.      Godown Charge/ Warehouse Charge……………………………………………………                                   7
             10.      Enlistment Fees of C&F Agent……………………………………………………………….                                 7
             11.      Issuance of C&F Certificate………………………………………………………………….                                 7
             12.      Enlistment and Renewal of Valuation Surveyor……………………………………….                          7
             13.      Interest on PAD…………………………………………………………………………………..                                      7
             14.      Handling of Documents for LIM…………………………………………………………….                                 7
             15.      Early Settlement Fee……………………………………………………………………………                                     8
             16.      Overdue Interest…………………………………………………………………………………                                       8

Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat , if any shall be recovered from
the customers in addition where and when applicable.
                          Credit Card Related Services
Item No. Credit Card Related Services                                                 Page Number
  1.       Annual Fee …………………………………………………………………………………………                                        9
  2.       Supplementary Card Fee ………………….....……………………………………………..                               9
  3.       Card Replacement Fee………………………………………………………………………….                                    9
  4.       Excess Limit Charge...……………..…....…………………………………………………….                              9
  5.       Late Payment Charge …………………………………………………………………………                                     9
  6.       Interest per Month ………………………………………………………………………………                                    9
  7.       PIN Replacement ……………….……………………………………………………………….                                     9
  8.       Cash Withdrawal Fee………..…....……………………………………………………………                                 9
  9.       Cheque Return Fee ……………………………………………………………………………                                     10
  10.      Statement Regeneration Fee …………………………                                               10
  11.      Sales Slip Retrieval Fee ………………………………………………………………………..                              10
  12.      Annual Fee/Renewal (Visa Debit Card) + 15% Vat…………………………………                         10
  13.      Card Replacement (Debit Card)…………………………………………………………….                               10
  14.      PIN Replacement Fee (Debit Card)……………………………………………………….                              10
  15.      Cash Withdrawal Fee (Debit Card)…………………………………………………………                              10
  16.      Special Note                                                                        11


                    Foreign Trade Related Services
Item No.       Foreign Trade (Import)                                                  Page Number
      1.      Letter of Credit………………………………………………………………………………………..                              12-13
      2.      Collection of Credit Report on the Beneficiary of the L/C by Telex …………….        13


 Item No.      Foreign Trade (Export)                                                       Page Number
      1.     Export …………………..………………………………………………………………………………                                    14-15
      2.     Foreign Bank Guarantee …..…………………………………………………………………….                             15
      3.     EXP Issue………………………………………………………………………………………………….                                   16
      4.     Issuance of PRC…………………………………………………………………………………………                                 16
      5.     Issuance of Back to Back L/C Certificate / C&F Certificate/ LCAF………………………… 16


 Item No.        Foreign Trade (Miscellaneous)                                              Page Number
  1.          Forwarding application regarding import registration certificate etc. ………….           17
  2.          Handling charges for license of indenting & Money changer etc…………………                  17
  3.          Handling charges for settlement of Cash incentive & DEDO ………………………                    17
  4.          Inland L/C Advising and Reimbursement charge ……………………………………..                         17
  5.          Correspondence against Customer's Queries /investigation…… …………………                    17
  6.           Interest Rate on EDF L/C                                                             17
  7.          Processing fee for obtaining Bangladesh Bank approval/permission                      17
            (Indenting, Buying House, Freight Forwarders Agents etc.)

 Item No.       Ship Builders for Export Oriented Industry                                  Page Number

  1.          Issuance of Bank Guarantee ………….                                                      18
  2.          Letter of Credit Under (Sight) etc…………………                                             18
  3.          L/C Opening Commissions where 100% Cash margin received                               18
  4.          L/C Opening Commissions under Deferred Payment/ Usance L/C                            18

  5           L/C Opening Commission for Back to Back L/C                                           18




                                                                                                         1
         Item No.       Foreign Remittance                                                 Page Number
                   1.   Foreign Remittances.                                                        19
                   2.   Opening / Renewal of Student File (Remittance fees) ……………………………….           19
                   3.   Issuance of FC Demand Draft Drawn on Bangladesh Bank………………………….             19
                   4.   Clearing of FC Demand Draft drawn on Bangladesh Bank…………………………              19
                   5.   Disposal of remitted fund on A/C of Home Remittance ………………………………            19
                   6.   Collection (Inward) ……………………....……………………………………………………….                      19-20




            Item No.                                                                      Page Number

              1.        On Line Banking Service Charges & Fees………………………………………………….                   21



              2.        Schedule of Charges (SME)…….………………………………………………………………                         22



              3.        Schedule of Charges (Syndication Loan)…………………………………………………..                 23


Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat, if any shall be recovered from
the customers in addition where and when applicable.




                                                                                                              2
                                        General Banking Services
  Item        Type of Services             Nature of Charges                                 Charges
   No.
            Current Account (CD)        Account Maintenance Fee       Tk.500/- half yearly
    1.
                                        Account Closing Charge        Tk.300/-

            Special Notice Deposit      Account Maintenance Fee       Tk.500/- half yearly
    2.      Account (SND)
                                        Account Closing Charge        Tk.300/-

            a) Savings Account (SB)     Account Maintenance Fee       (1)Account Maintenance fee shall not be realized
    3.                                                                from the savings account if the minimum average
                                                                      balance is Tk 5000/-
            b)Premier 50+Account                                      (2) Account Maintenance fee shall be realized Tk
            &Premier Genius & Staff                                   100/- half yearly If the minimum average balance
            Account                                                   is Tk 5001/- to Tk 25,000/-
                                                                      (3) Account Maintenance fee shall be realized
                                                                      Tk.300 half yearly if the minimum average
                                                                      balance is Tk 25001/- and above.
                                                                      (4) Account Maintenance Fee shall not be realized
                                                                      from the Staff Account, Premier 50+ Account and
                                                                      Premier Genius Account.

                                        Account Closing Charge        Tk 200/-
            Scheme’s A/C                Closing Charge
    4.                                  for Premature Encashment      FREE
                                        only

            Standing Instruction        Charge                        Tk. 50/- to be realized in each transaction except
    5.                                                                Scheme A/C.


            Locker & Safe Custody       Rent
    6.                                  Small Size                    Tk. 1500/- P.A.
                                        Medium Size                   Tk. 2500/- P.A.
                                        Large Size                    Tk. 3000/- P.A.

                                        Security Money (Refundable)   Tk. 2500/- Per Locker :
                                                                      Staff: 50% of the Locker Rent and No Security
                                                                      Money will require.
    7.      i)Issuance of Solvency       Charge                       Tk. 300/- for issuance of Solvency Certificate per
            Certificate                                               instance.

            ii) Issuance of BO
            Certificate                                               Tk 100/- for issuance of BO Certificate.
    8.      Supply of Original          Charge
            Statement of Account
            i) Regular Statement                                      (i) Free of Charge
            ii) Supply of Duplicate
            Statement of Account on                                   (ii) Min. Tk. 50/- to Max. Tk.500/-
            Demand
            iii) Balance Confirmation
             Certificate (Yearly &                                    (iii) Issuance of Balance Certificates more than
            Half Yearly)                                              two times Tk. 200/- to be realized.
            iv)Authentication of
            client statement at the                                   iv) Tk.300/-
            request of other banks
    9.      Transfer of Fund as per     Charge                        FREE
            Instruction
            (Within the same branch
            & deposit schemes
            only).
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat , if any shall be recovered from
the customers in addition where and when applicable.



                                                                                                                    3
   Item         Type of Services              Nature of Charges                            Charges
    No.


    10.       Stop Payment                 Charge                           Tk. 100/- per instruction
              Instruction

    11.       Issuance of Cheque                                            Tk. 3/- per leaf
              Books                        Charge                           applicable for all types of accounts


    12.       Issuance of Foreign
              Currency Balance
              Certificate etc.             Charge                           Tk. 300/- or USD 5/-


    13.       Local Collection of
              Cheques (Where there is      Charge                           FREE
              Clearing House)

    14.        Local Collection of                                          Actual Conveyance
              Cheques (Where there is      Charge                           Minimum Tk. 50/-
              no Clearing House)

              Cheque returned unpaid                                        Tk.200/- per instance from the account
    15.       from the Clearing House      Charge                           of the depositor/Account holder




    16.       Collection of Outstation     Commission                       Up to Tk.1,00,000 @0.15%
              Cheques / Bills                                               Min. Tk. 100/-
              (Clean/Documentary)
                                                                            Above Tk.1,00,000 @0.10%
                                                                            Min. Tk.200 /-
                                                                            Max. Tk.3000/-

                                           Postage                          At actual, Minimum Tk. 25/-
                                           Telephone                        At actual, Minimum Tk. 50/-


    17.       Bounced Cheque drawn         Charge                           Tk. 250/- (flat) per instance
              on us (Cash, Clearing or
              Transfer)


    18.       Remittance (Inland)          Commission                       @ 0.15% Minimum Tk. 50/-
              DD/TT/MT issuance

                                           Additional Charges for           At actual, Minimum Tk.50/-
                                           Telephone Communication

              Cancellation of
    19.       a)DD/TT/MT                   Charge of Cancellation           Tk.100/- per instance


              b)Communication                                                At actual, Min Tk.50/-
              Charge

    20.       Issuance of Duplicate        Charge for Issuance              Tk.200/- + Actual stamp charge &
              Instrument                                                    Postal Charges (if any)


Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat, if any shall be recovered from the customers in
addition where and when applicable.




                                                                                                                          4
   Item        Type of Services                 Nature of Charges                                  Charges
    No.

    21.      Issuance of Payment          Charge for Issuance            (1) Commissions on Issuance of Pay Orders which are
             Order                                                       customer originated may be waived.

                                                                         (2) Pay orders which are originated by the Bank i;e Pay
                                                                         Orders issued by Bank in settlement of Payments of Bills Under
                                                                         Letter of Credit accepted by us & against to our suppliers /
                                                                         service provider against goods/ services must be realized as
                                                                         follows:

                                                                         Upto Tk.1,00,000/- = Tk.50/- per instance
                                                                         Above Tk 1,00,000/- = Tk 200/- per instance

                                                                         (3) Staff: Free

                                          Charge for Cancellation        Tk.100/-
                                                                         Up to Tk. 10,000 = Tk.50/-
    22.      Issuance of Duplicate        Charge
             PO                                                          Above Tk. 10,000 = Tk.200/-
                                                                         + Stamp duty + VAT
    23.      Issuance of Duplicate                                       Up to Tk. 1 lac = Tk. 100/-
             FDR/Different Schemes        Charge
                                                                         Above Tk. 1 lac = Tk. 300/-
                                                                          Plus stamp charge at actual.
    24.      Issuance of Cheque
             drawn on Bangladesh          Charge                         Tk. 300/- per instance.
             Bank at the request of
             the client

    25.      Collection of Inland Bills   Commission                     Up to Tk. 1.00 Lac @ 0.15% min. Tk. 200/-

                                                                         Up to Tk. 10.00 Lac @ 0.10% min. Tk. 300/-
                                                                         Max. Tk. 1000/-

                                                                         Above Tk. 10.00 lac @ 0.10% Minimum Tk. 500/-
                                                                         Maximum Tk. 3000/-
                                          Postage (Registered)
                                          Telephone

                                          Interest                       Interest to be charged as per lending rate (Commercial Others
                                                                         from date of purchase up to the date of realization of
                                                                         proceeds)
             Issuance of NOC for
    26.      Study & Medical              Nil                            Free
             Treatment Abroad
             Renewal of NOC
    27.                                   Nil                            Free



    28.      Cancellation of NOC          Nil                            Free



    29.      Counter Transaction Fee      Nil                            Free
    30.      Purchase of Inland Bills     Commission                     Tk. 500/- per bill and bill may be purchased at bill buying
             accepted by other Banks                                     rates published by Head Office International Division.

                                          Interest / Other charges         Loans may be approved within limit approved by Head Office
                                                                           at Interest Rate to be charged Bank’s prevailing rate of
                                                                           interest.
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat, if any shall be recovered from the customers in
addition where and when applicable.



                                                                                                                       5
                                     Credit Related Services
  Item        Type of Services             Nature of Charges                                  Charges
   No.



    1.      Loan Processing &           Fee/Charge                  New Loan 2.00%
            Monitoring Fee
                                                                    Enhanced Loan 2.00%
            (Other than Agriculture)
                                                                    Renewal 1.00%




    2.      Commitment Fee on
            Un-disbursed Amount         Fee/Charge                  Case to Case basis

            Consumer Credit             Monitoring   Fee            Tk.500/-
    3.      Scheme / Supervised
            Credit Scheme /             Supervision Charge          2% Supervision Charge
            Education Loan /
            Personal Loan               Risk Fund                   1 % Risk Fund


    4.      Car Loan                    Monitoring Fee              Tk. 2000/-
            (Other than Car Agent of
            the Bank who have           Supervision Charge          2 % Supervision Charge
            separate agreement)
                                        Risk Fund                   1 % Risk Fund

    5.      All Loan Accounts (e.g.     Incidental Charge           No Incidental Charges and No Processing Fee will be
            CC, Demand Loan, SOD                                    applicable for SOD (FO/FDR), CCS & Staff House Building Loan
            (FO),                                                   account.
            Bai- Muajjal Investment,
            Hire Purchases - except                                 Tk 500/- + vat for each loan account on half yearly basis
            CCS and Staff House                                     other than mentioned above.
            Building Loan account
            having limit of Tk. 1 lac
            and above


    6.      Forced /                    Overdue Interest/           2.00% p.a Overdue interest on outstanding shall be realized
            Demand Loan                 Compensation for Islamic    for the delayed period..
                                        Banking Branch


    7.      Documentation Charges       Charge                      At actual plus
            (Mortgage of landed                                     a) Tk. 300/- = Up to Tk. 5 lac
            property creation of                                    b) Tk. 1000/ - = Above Tk. 5 lac up to Tk. 25 lac
            charge on other Bank's                                  c) Tk. 2000/- = Above Tk. 25 lac up to Tk. 100 lac
            FDR/Schemes/ Share                                      d) Tk. 3000/-= Above Tk. 100 lac
            etc.)

Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat , if any shall be recovered from
the customers in addition where and when applicable.




                                                                                                                 6
  Item       Type of Services          Nature of Charges                                     Charges
   No.



    8.     Issuance of Bank         Commission / Service Charge    @ 0.50 % per qtr. or part thereof, Minimum Tk. 500/-
           Guarantee                                               Against 100%, cash margin commission to be realized at Tk.
                                                                   500/- (flat) plus other charges. VAT, at actual.

                                    Stamp Fees                     Stamp Charge at actual on Borrowers account.

    9.     Godown Charge /          Borrowers Godown under         i) Rent – on Borrower's A/C
           Warehouse Charge         Bank’s Custody                 ii) Insurance – on Borrower’s A/C
                                                                   iii) Salary & allowance of Godown Staff – on Borrower’s A/C
                                                                   iv) Maintenance of Godown - on Borrowers A/C

                                    Bank’s Rented Godown           i) Rent –To be realized from borrowers proportionately for
                                                                   their occupancy plus 75 % extra
                                                                   ii) Insurance –To be realized from borrower’s A/C
                                                                   proportionately
                                                                   iii) Salary & Allowance of Godown Staff – To be realized
                                                                   from borrower’s A/C proportionately

                                    Issuance of Delivery Order     Tk. 50/- per delivery plus actual conveyance.
                                    (against delivery goods from
                                    Banks / Borrower's Godown)


   10.     Enlistment Fees and      Fee                            Tk. 10,000/- as fee & Tk. 2,00,000/-
           renewal of                                               as security money (Refundable)
           C & F Agent

   11.     Issuance of C & F        Charge                         Tk. 500/-
           Certificate


   12.     Enlistment and Renewal   Fee                            Tk. 10,000 /- as fee & Tk. 2,00,000/-
           of Valuation Surveyor                                    as security money (Refundable)


   13.     Interest on PAD          Interest                       As per Lending Rate



   14.     Handling of Documents    Charge                         Up to Tk. 5 Lac = Tk. 500/- (Flat)
           for LIM
                                                                   Above Tk. 5 Lac up to
                                                                   Tk. 10 Lac = Tk. 1000/- (Flat)

                                                                   Above Tk. 10 Lac up to
                                                                   Tk. 25 Lac = Tk. 1500/- (Flat)

                                                                   Above Tk. 25 Lac up to
                                                                   Tk, 50 Lac = Tk. 3000/- (Flat)

                                                                   Above Tk. 50 Lac = Tk. 5000/- (Flat)


Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat, if any shall be
recovered from the customers in addition where and when applicable.




                                                                                                                   7
  Item       Type of Services        Nature of Charges                                Charges
   No.

   15.     Early Settlement Fee   Charge                     On case to case basis.



   16.     Overdue Interest       Charge                     2.00% p.a. on overdue amount




Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat, if any shall be
recovered from the customers in addition where and when applicable




                                                                                                8
                                     Credit Card Related Services
   Item         Type of Services              Nature of Charges                                         Charges
    No.

                                                        Fee                              Local                         International
     1.       Annual Fee/Renewal
              (Primary Card)
                                                       Gold                           Tk. 1800/-                          US $80
                                                      Classic                         Tk. 1000/-                          US $40

              Supplementary Card
     2.       (i) One Card                      Fee for Gold/Classic                     Free
              (ii) One more Card                Fee for Gold/Classic                     500/-                             N/A
              (iii) Employees                   Fee for Gold/Classic                     Free


     3.       Card Replacement Fee                      Fee

                                                       Gold                            Tk. 500/-                          US $15
                                                      Classic                          Tk. 300/-                          US $15



     4.       Excess Limit Charge                     Charge

                                                       Gold                            Tk. 300/-                          US $10
                                                      Classic                          Tk. 200/-                          US $10


     5.       Late Payment Charge                     Charge

                                                       Gold                            Tk. 300/-                          US $10
                                                      Classic                          Tk. 200/-                          US $10




     6.       Interest Charge (Per                      Fee
              Month)
                                                       Gold                             2.5 %                             2.5 %
                                                      Classic                           2.5 %                             2.5 %


     7.       PIN Replacement Fee                       Fee

                                                       Gold                            Tk. 500/-                          US $10
                                                      Classic                          Tk. 500/-                          US $10




     8.       Cash Withdrawal Fee                       Fee                          @ 2 % Or
                                                                                      Tk. 150/-
                                                Gold & Classic Card              Which ever is higher                     @3%


Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat, if any shall be recovered from the customers in
addition where and when applicable.




                                                                                                                          9
   Item         Type of Services              Nature of Charges                                        Charges
    No.



     9.       Cheque Return Fee                         Fee

                                                       Gold                            Tk. 250/-                          US $10
                                                      Classic                          Tk. 200/-                          US $10


    10.       Statement Regeneration                    Fee
              Fee
                                                       Gold                            Tk. 50/-                           US $5
                                                      Classic                          Tk. 50/-                           US $5


    11.       Sales Slip Retrieval Fee                  Fee


                                                       Gold                            Tk. 250/-                          US $10
                                                      Classic                          Tk. 200/-                          US $10

    12.       Annual Fee/Renewal                        Fee                            Tk. 200/-                        Staff Free
              (VISA Debit Card)
              + 15 % VAT

    13.        Card Replacement                         Fee                            Tk. 300/-               Tk. 500/- applicable for both
              (Debit Card )                                                                                         the Customers and
                                                                                                                    employee’s of TPBL

    14.       PIN Replacement Fee                       Fee                            Tk. 300/-                Tk. 300/- (for employees)
              (Debit Card)


    15.       Cash withdrawal fee                       Fee                          Classic Local              Nil (The Premier Bank ATM
              Per Transaction/                                                                                     Tk 120/- (Other ATM)
              withdrawal

Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat, if any shall be recovered from the customers in
addition where & when applicable.




                                                                                                                         10
Special Note:

1.There is no Annual / Renewal fee for The Premier Bank Ltd. Confirmed employee. The
Premier Bank Ltd. employee will get VISA Gold Card only. However, issuance for
International VISA Credit Card restricted to The Premier Bank Ltd. employee. Only from
the grade of Officer to the Managing Director will get the VISA International Credit
Card.

2. There is no Annual/ Renewal fee for issuance of VISA Debit Card to The Premier
Bank Ltd. employee.

3. Interest Charge will be @2.00% (per month) for The Premier Bank Ltd. employee
Card and @2.50% interest will be charged for other than The Premier Bank Ltd.
employee.

4. The Officials of Telecommunication Sector, Multinational and Financial Institutions
will enjoy the VISA Credit Card of The Premier Bank Ltd. with 50% off from the regular
Annual/Renewal fee.

5. The Premier Bank Ltd offers first Supplementary Card absolutely free of Charge,
Supplementary Card Annual/ Renewal fee will be imposed from issuance of Second
Supplementary Card.

6. Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat , if any
shall be recovered from the customers in addition where and when applicable.




                                                                                    11
                                     Foreign Trade (Import)

  Item      Type of Services             Nature of Charges                                Charges
   No.

                                                                  @ 0.40%
   1. A   Letter of Credit            For each quarter

          L/C Opening Commission
          Under Cash                                              Minimum Tk. 1000/-




   1.B    L/C Opening Commission                                  @ 0.40%
          Under AID/Loan/             For each quarter
          Credit/Barter

                                                                  Minimum Tk. 1000/-

   1.C    L/C Opening
          Commissions where           For each quarter            @ 0.25%
          100% margin is received


   1.D    L/C Opening Commission
          Under Deferred Payment/     For each quarter            @ 0.50%
          Usance L/C

                                                                  Minimum Tk.1000/-

   1.E    L/C Opening Commission
          for Back to Back L/C        For each quarter            @ 0.40%
                                                                  Minimum Tk 1000/-


   1.F    L/C Amendment Charge        If amendment of L/C is      Tk.750/- per instance
                                      transmitted by SWIFT


   1.G    Acceptance Commission       For each quarter            @ 0.40%
          for Deferred/Usance/
          Back to Back L/Cs                                       Minimum Tk.1000/-

   1.H    If L/C’s are Transmitted    Charge                      At actual
          by Mail , By Courier, By    (This shall cover cost of
          Post                        registered mail of L/C to
                                      Advising Bank & copy to
                                      Reimbursing Bank)


Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat , if any shall
be recovered from the customers in addition where and when applicable.




                                                                                                    12
  Item      Type of Services             Nature of Charges                            Charges
   No.

   1.I
          If L/C’s Transmitted by     Charge                 At actual, Minimum Tk. 2500/-
          SWIFT

   1.J    If L/C’s Transmitted in
          Short and Non-Operative     Charge                 At actual, Minimum Tk. 1000/-
          SWIFT


   1.K    If Amendment of L/C is      Charge                 At actual
          Transmitted by Mail, By
          Courier, By Post

   1.L    Add Confirmation by         Charge                 At actual
          Foreign Bank –


   1.M    For our arranging Add       Charge                 0.20% per quarter
          Confirmation charge from
          Third Bank

   1.N    Foreign Correspondents                             At actual as per Schedule of Charges of Foreign Bank’s Claim
          charges (FCC) for all       Charge                 +Swift Charge
          types of L/C’s

   1.O                                                       FREE
          L/C Handling                Charge


   1.P    Foreign Correspondents      Charge                 At actual as per schedule of charges of foreign
          charges for amendments                             correspondents (to be realized at the time of amendment)
          of L/C’s


   1.Q    Certification of copy
          Documents for               Charge                 FREE
          assessment of Customs
          Duty


   1.R    L/C Cancellation or         By Cable /Swift
          Expired Unutilized                                 FREE
          amount
                                      By Air Mail



          Collection of Credit        Charge                 At actual as per schedule of charges of Foreign
          Report on the Beneficiary                          Correspondents + Tk. 750/- for each report.
    2.
          by Swift /
          Dun & Bradstreet

Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat , if any shall
be recovered from the customers in addition where and when applicable.




                                                                                                       13
                                        Foreign Trade (Export)

  Item      Type of Services               Nature of Charges                            Charges
   No.

                                                               0.15%
   1.A    Export                         Commission            Maximum Tk 500/-
          Negotiation Commission
          for Export Bills in Foreign                          (On the negotiated amount no overdue interest will be
          Currency                                             charged under full compliance of L/C term)



   1.B    Negotiation Commission         Commission            0.15% (flat)
          for Export Bills in Local
          Currency


   1.C    Advising of Foreign Bank       Charge                Tk. 750/- per instance
          L/C’s to the Local
          beneficiary


   1.D    Advising of Local L/C’s        Charge                Tk. 750/- per instance
          BTB & Inland

                                                               Tk. 750/- per instance
   1.E    L/C Amendment Advising         Charge




   1.F    Transfer of L/Cs plus          Charge                Tk. 750/- per instance
          Amendment                      Amendment Charge




   1.G    Foreign Bank’s Guarantee       Commission            At Actual
          Commission against
          discrepant bills


   1.H    Collecting Bank’s charges      Charge                At Actual
          abroad

          Processing of                                        @ 0.15%
          documentary collection         Charge                Maximum Tk.500/-
   1.I
          bills in Foreign currency

Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat , if any shall
be recovered from the customers in addition where and when applicable.




                                                                                                        14
  Item      Type of Services               Nature of Charges                             Charges
   No.

          Processing of documents                              Tk 1000/- per instance
          under collection in Local     Charge
   1.J    currency


                                        By Courier             At Actual, Minimum Tk. 1600/-
          Mailing of Export                                    For SAARC countries At Actual, Minimum Tk. 1000/-
   1.K    Documents
                                        By Post                At Actual, Minimum Tk. 500/-


          SWIFT Charge for              Charge                 At actual
          sending payment                                      Minimum Tk. 500/-
   1.L
          instruction of
          reimbursement


          Adding of Confirmation        Commission             @ 0.20% per quarter
   1.M
          If Premier Bank advising                             Minimum Tk. 1000/-
          & confirming Bank
          Monitoring fee against        Charge                 @ 1.5 % (flat) may be realized from each Packing Credit
          Packing Credit Facility                              facility since the Bank Officials have to give more time and
   1.N
                                                               effort to monitor for timely export of ready Garments to avoid
                                                               stock lot.
                                                               When any Packing Credit facility becomes overdue interest @
          Foreign Trade                 Overdue Charge         15.00% p.a (13.00% p.a+2.00% p.a) may be changed from
   1.O
          (Export)                                             time to time on overdue export bills which are negotiated
                                                               /purchased

          Foreign Bank Guarantee

   2.A    Advising of Guarantees to                            Tk. 1500/-
          the beneficiary in original   Commission
          without any engagement
          on our part

          Advising of Guarantees in     Commission             @ 0.50 % per quarter or part thereof
   2.B    original by adding our                               Minimum USD 100/-
          confirmation

          Advising of Guarantee in
          our own format or on the      Commission             @ 0.50 % per quarter or part thereof
          format supplied by the                               Minimum USD 100/-
   2.C
          issuing/ opening bank
          with our full engagement

Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat , if any shall
be recovered from the customers in addition where and when applicable.




                                                                                                          15
  Item      Type of Services              Nature of Charges                            Charges
   No.

          Indemnity for Shipping        Charge                Tk. 1000/-
          Guarantee in absence of
          original document
   2.D
          provided full value of
          document is deposited by
          client.

   3.                                   Charge
          EXP Issue/ Certification of                         Tk.300/- per instance
          EXP form



          Issuance of Proceeds          Charge                Tk. 500/- per instance
   4.     Realization Certificate
          (PRC)

          Issuance of Back to Back      Charge                Tk.500/- per instance
          L/C Certificate /
   5.     C&F Certificate

          LCAF Issuance                 Charge                Tk 300/- per instance
    6     (Letter of Credit
          Application Form)

Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat , if any shall
be recovered from the customers in addition where and when applicable.




                                                                                                 16
                                     Foreign Trade (Miscellaneous)

  Item        Type of Services             Nature of Charges                             Charges
   No.



   1.     Forwarding application          Charge               Tk.500/- per instance
          regarding Import Registration
          Certificate etc. (IRC)




   2.     Handling Charges for License    Charge               Tk.500/- per instance
          of Indenting & Money
          Changer etc.


   3.     Handling Charges for            Charge               Tk.1500/- per instance
          Settlement of Cash Incentive
          & DEDO


   4.     Inland L/C Advising and         Charge               Tk.750/- per instance
          Reimbursement Charge



          Correspondence against
   5.     Customer’s Queries /            Charge               At actual
          Investigation                                        Minimum Tk. 300/-




   6.     Interest rate on EDF L/C                             @13.00% p.a. interest for interim period plus as per
                                                               Bangladesh Bank regulations after the fund is received from
                                                               Bangladesh Bank

   7.     Processing fee for obtaining             Charge      Tk 3000/- for 1st permission
          Bangladesh Bank                                      And Tk 1500/- for renewal
          approval/permission
          (Indenting, Buying House,
          Freight Forwarders Agents
          etc.)
Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat , if any
shall be recovered from the customers in addition where & when applicable.




                                                                                                         17
                 Ship Builders for Exported Oriented Industry
  Item       Type of Services       Nature of Charges                   Charges
   No.

    1        Issuance of Bank         Commission        @ 1.5% in addition to the confirmation
          Guarantee by the local                        charge by foreign correspondents.
            Bank’s which needs
           the Add Confirmation
            by the foreign Bank,
          the commission will be
           charged in addition to
              the confirmation
           charge by the foreign
                    Banks.
    2          Letter of Credit     For each quarter    @ 0.40%
                L/C Opening                             Minimum Tk 1000/-
                Commission
                under(Sight)
    3           L/C Opening         For each quarter    @ 0.25%
            Commissions where
            100% Cash margin
                   received
    4           L/C Opening         For each quarter    @ 0.50%
             Commission under                           Minimum Tk 1000/-
             Deferred Payment
                /Usance L/C
    5           L/C Opening         For each quarter    @ 0.40%
           Commission for Back                          Minimum Tk 1000/-
                 to Back L/C


Note: Under no circumstances, Commission for Opening L/Cs shall be exceeded 2% per annum.

 Above Charges /Fees/Commissions/Rates are exclusive Govt. Duty/Tax/VAT, if any,
shall be recovered from the customers in addition where & when applicable.




                                                                                       18
                                       Foreign Remittance
  Item      Type of Services             Nature of Charges                            Charges
   No.



   1.A    Foreign Remittances:         Charge                a) @ 0.20 % per USD
          Purchase of Foreign Bank
          Drafts drawn abroad                                b) @ 0.30 % per GBP




   1.B    Encashment of any            Charge                FREE
          Foreign TT in Taka at our
          Counter


   1.C    Encashment Certificate       Charge                a) Tk. 100/- within 1 month
                                                             b) Tk. 150/- within 3 months
                                                             c) Tk. 300/- over 3 months


    2     a) Opening / Renewal of      Charge                a) Tk. 4000/- per Student File
          Student File for Education
          Purpose

          b) Remittance Fees                                 b) Other Charges as per Schedule of Charges.


   3.     Issuance of F.C. Demand      Charge                Tk. 300/- or USD 5
          Draft drawn on
          Bangladesh Bank



   4.     Clearing of FC Drafts        Charge                FREE
          drawn on Bangladesh
          Bank


   5.     Disposal of Remitted         Charge                FREE
          Fund on A/C of
           Home Remittance



          Collection (Inward)
   6.A
          For Collection of Clean
          Item (Inward) from Local     Charge                TK. 250/- (Flat)
          Bank (Refund Warrant
          and FC Cheque A/C)

Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat , if any shall
be recovered from the customers in addition where & when applicable.




                                                                                                      19
  Item      Type of Services            Nature of Charges                           Charges
   No.

          Collection of Foreign
   6.B    Currency Draft from         Charge                At actual cost plus SWIFT Charge
          Abroad                                            Minimum Tk. 500/-


   6.C    Encashment of TC            Charge                Tk. 300/- (flat)
                                                            + SWIFT Charges (if any)


   6.D    Issuance of Cash (FC)       Fee & Commission      Endorsement Fee = Tk. 200/- per instance
          Endorsement in Passport

          Transactions by
   6.E    Nominee/ Account Holder     Charge                NO Charge
          in FC A/Cs


   6.F    Issuance of FC Drafts       Charge                TK. 500/- per instance + SWIFT Charge.
          Drawn on Foreign
          Correspondents


   6.G    Remittance by T.T. (F.C)    Charge                TK. 500/- per instance + SWIFT Charge
          through Foreign
          Correspondents (Out
          going)


   6.H    Cancellation of Drafts in   Charge                At actual cost
          Foreign Currencies                                Min. Tk. 500/- per instance + SWIFT Charge.


Above Charges / Fees/ Commissions/ Rates are exclusive Govt, Duty /Tax/ Vat , if any shall
be recovered from the customers in addition where & when applicable.




                                                                                                       20
                                 Online Charges
Online Cash Transaction (Withdrawal & Deposit) Fees- (Inter City)

 Up to Tk.1 lac                             Tk.100/-
 Above Tk.1 lac to Tk.10 lac                Tk.200/-
 Above Tk.10 lac to Tk.25 lac               Tk.500/-
 Above Tk.25 lac to Tk.50 lac               Tk.1000/-
 Above Tk.50 lac                            Tk.1500/-


Online Cash Transaction (Withdrawal & Deposit) Fees- Inter Branch within the city

 Up to Tk.1 lac
 Above Tk.1 lac to Tk.10 lac
 Above Tk.10 lac to Tk.25 lac                               No Charge
 Above Tk.25 lac to Tk.50 lac
 Above Tk.50 lac


Dhaka City Covers Narayangonj/Joydebpur/ Tongi/ Dhaka EPZ/ Savar
Bazar/Zinzira/Konabari/Meghnaghat & Bhulta Branch.

Above charges /Fees/Commissions/Rates are exclusive Govt. Duty/Tax/VAT, if any,
shall be recovered from the customers in addition where & when applicable.




                                                                                    21
                                Schedule of Charges (SME)
 Sl.     Nature of Charges                                           Amount
 No

  1.     Loan Processing Fee              New Loan 2.00%
                                          Minimum Tk 1000/-
                                          Enhanced Loan2.00%
                                          Renewal 1.00%
  2.     Loan Processing Fee (Woman       @ 0.50%
         Entrepreneur)                    Minimum Tk 500/-
  3.     Loan Application Fee               Tk. 200/-

  4.     CIB Charge                         Tk. 100/-

  5.     Stamp Charges                      At actual

  6.     Early Settlement Fee             1% of outstanding balance if loan being refinanced by
                                          other Banks: all others Nil
  7.     Security Replacement Fee           At Actual
         (Including Guarantor)              Min. Tk.500/-
  8.     Reschedule Fee / Restructure       Tk. 500/-
         Fee
  9.     Overdue Interest                   2.00 % p.a. on overdue amount for the number of days
                                            overdue.
 10.     Documentation Charges:

            Registration, Govt. Duty &     At Actual
             Charges
            Security Documentation         Tk.1000/- (Per Client)
             Processing Fee
Above charges /Fees/Commissions/Rates are exclusive Govt. Duty/Tax/VAT, if any,
shall be recovered from the customers in addition where and when applicable.




                                                                                             22
                    Schedule of Charges (Syndication Loan)


* Fees and Charges on Syndication Loan will be fixed up after having the discussion with the
Lead Arranger and other participating Banks.




Above Charges /Fees/Commissions/Rates are exclusive Govt. Duty/Tax/VAT, if any,
shall be recovered from the customers in addition where and when applicable.




                                                                                               23
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