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Mortgage Loan Application(1)

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Mortgage Loan Application(1) Powered By Docstoc
					                             MORTGAGE LOAN APPLICATION

       Purpose of Loan

    Purchase                        - Established Home/Unit               $


    Build                           - Cost of Construction                $
                                    - Cost of Land (if Being Purchased)   $
                                    # Cost of Land (if Already Owned)     $
                                    - Other?                              $


    Refinance Existing Loans
               Lender                           Type of Loan
                                                                          $
                                                                          $
                                                                          $
                                                                          $
                                      #Loan for Land (if Already Owned)   $


    Other                                          Details
                                                                          $
                                                                          $


Plus Costs
                                    - Legal, Bank Fees, Stamp Duty etc    $


                                                                 Total    $

Less Contribution
Existing Savings                      $
Gift                                  $
Other Borrowings                      $
# Cost of Land (if Already Owned)     $
?                                     $                                   $




                                                    Loan Required         $
                                                     PERSONAL DETAILS

                      ENQUIRER                                                   CO-ENQUIRER
Title             Family Name                                   Title                Family Name


First Name            Middle Names                              First Name               Middle Names



        Preferred Name                                                  Preferred Name


Date of Birth                                         Male      Date of Birth                                           Male
                                                 Female                                                            Female


Marital Status               No. of dependents + ages           Marital Status                  No. of dependents + ages



Drivers Licence No.            Expiry Date              State   Drivers Licence No.             Expiry Date               State



Contact Details                                                 Contact Details
Home Phone                                                      Home Phone
Work Phone                                                      Work Phone
Mobile Phone                                                    Mobile Phone
Best Contact                                                    Best Contact


Current Home Address                                            Current Home Address                                    Same
No.                   Street                                    No.                    Street
Suburb                                       State              Suburb                                         State
Country                                      P/code             Country                                        P/code
  Time there (from)                                               Time there (from)

Previous Address                                                Previous Address
(if at current address less than 3 years)                       (if at current address is less than 3 years)            Same
No.                   Street                                    No.                    Street
Suburb                                       State              Suburb                                         State
Country                                      P/code             Country                                        P/code
    Time there (from)                                               Time there (from)
                  (to)                                                            (to)

Resident of (if not Australia)              First Home Buyer    Resident of (if not Australia)             First Home Buyer
                                            Yes       No                                                   Yes       No


Mothers Maiden Name for Security Purposes                       Mothers Maiden Name for Security Purposes
                                                    OTHER DETAILS

             ENQUIRER                                                       CO-ENQUIRER
Mailing Address    Same as residential                         Mailing Address    Same as residential

No.                 Street                                     No.                  Street
Suburb                                     State               Suburb                                     State
Country                                    P/code              Country                                    P/code

Current housing status (tick)                                  Current housing status (tick)
  Living with parents or relative                                 Living with parents or relative
  Living in your own home with mortgage                           Living in your own home with mortgage
  Living in your own home without mortgage                        Living in your own home without mortgage
  Renting – Give name & phone of landlord/ag ent                  Renting– Give name & phone of landlord/agent
      Name                                     Phone                 Name                                    Phone



Details of closest relative in Australia NOT living with you   Details of closet relative in Australia NOT living with you
     Name                                    Relationship           Name                                  Relationship


Address                                                        Address
No.                 Street                                     No.                  Street
Suburb                                     State               Suburb                                     State
Country                                    P/code              Country                                    P/code


                                              EMPLOYMENT DETAILS

                    ENQUIRER                                                       CO-ENQUIRER
Current Employment                         Self Employed       Current Employment                          Self Employed
                                           Yes     No                                                      Yes     No
Type of employment eg Full or part time,      Employee         Type of employment eg Full or part time,      Employee
retired, temporary, unemployed, student        number          retired, temporary, unemployed, student        number


Current employers details (or accountant if self employed)     Current employers details (or accountant if self employed)
Name:                                                          Name:
Contact Name:                                                  Contact Name:
Phone:                              Fax:                       Phone:                            Fax:
Address:                                                       Address:
Suburb:                         State        P/code            Suburb:                         State        P/code
   Time there (from)                                              Time there (from)
Prev. Employment (if current employer less than 3 years)       Prev. Employment (if current employer less than 3 years)
Previous occupation                      Self Employed         Previous occupation                      Self Employed
                                        Yes      No                                                    Yes      No
Type of employment                  Employers name             Type of employment                 Employers name

   Time there (from)                                              Time there (from)
                 (to)                                                           (to)
                                                                 ASSETS
Include details for all enquirers, if insufficient space, attach separate list. If assets are owned by enquirer A, write value in column A.
If assets are owned by the co-enquirer, write value in column B. Where owned jointly, place % share of total value in A and %
share in B as appropriate.
 Property Assets                                                                                             % Share          % Share
 Address – Property                              Property Type       Existing Loans       Market Value       Customer 1       Customer 2




 Cash / Bank Accounts
        Financial Institution            Type of Account         Account Number             Balance          Customer 1       Customer 2




 Shares / Unit Trusts / Bonds / Debentures
                           Description                              Existing Loans          Balance          Customer 1       Customer 2




 Life Insurance / Superannuation
                           Description                              Existing Loans          Balance          Customer 1       Customer 2




 Motor Vehicles
        Make                      Model               Year          Existing Loans          Balance          Customer 1       Customer 2




 Furniture, Personal Effects and Other
                           Description                              Existing Loans          Balance          Customer 1       Customer 2




 Total Assets:                                                                        $                  $                $
                                                                 LIABILITIES
Include details for all enquirers, if insufficient space, attach separate list. If assets are owned by enquirer A, write value in column A. If assets are
owned by the co-enquirer, write value in column B. Where owned jointly, place % share of total value in A and % share in B as appropriate.
Property Related Liabilities                                               Indicate loans which are clearing from this application ê
     Type of Loan                       Lender                     Limit            Balance        Mnthly Repay      Customer 1       Customer 2       P

Property Address




Property Address




Property Address




Property Address




Credit Cards
     Type of Loan                       Lender                     Limit            Balance        Mnthly Repay      Customer 1       Customer 2




Loans Against Assets
     Type of Loan                       Lender                     Limit            Balance        Mnthly Repay      Customer 1       Customer 2




Other Personal Loans / Leasing
     Type of Loan                       Lender                     Limit            Balance        Mnthly Repay      Customer 1       Customer 2




Other Payments (which you will continue to pay after drawing this loan)
              Description      (eg. Rent, board, school fees)                       Balance        Mnthly Repay     Customer 1        Customer 2




Total Liabilities:                                                              $                                  $                 $
                           DETAILS OF PROPERTY TO BE MORTGAGED

First Security Property                                          Second Security Property
Address Details                                                  Address Details
No.               Street                                         No.               Street
Suburb                           State           P/code          Suburb                           State            P/code


Type Of Title      (Freehold, Leasehold, Strata, Other)          Type Of Title      (Freehold, Leasehold, Strata, Other)




Property Description (Brick, Timber, No.of B’rooms etc.)         Property Description (Brick, Timber, No.of B’rooms etc.)



Dwelling Area          Sq.m         Land Area             Sq.m   Dwelling Area         Sq.m          Land Area              Sq.m

Market Value                        Year Built                   Market Value                        Year Built


Title Description                                                Title Description
Lot No.                          Plan No.                        Lot No.                          Plan No.
County                           Parish                          County                           Parish


Ownership of Security Property                                   Ownership of Security Property
Name                                          % Ownership        Name                                             % Ownership




Contact for Valuation Access                                     Contact for Valuation Access
Name                                       Phone                 Name                                       Phone




Solicitors / Conveyancer’s Details                               Solicitors / Conveyancer’s Details
Name                                                             Name
No.                  Street                                      No.                  Street
Suburb                           State           P/code          Suburb                           State            P/code
Phone                            Fax                             Phone                            Fax


House Insurance Details                                          House Insurance Details
Company                          Policy Number                   Company                          Policy Number


Expiry Date                      Insured Amount                  Expiry Date                      Insured Amount

				
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