How to File an Automobile Insurance Claim?
After a car accident, you need to follow certain steps before filing an
The whole purpose of automobile insurance is to protect you in the event of an accident, so when you do have a car crash or collision, it is
important to know what to do. The steps you take immediately after an accident can affect your claim and the amount of money you receive for
the damage to your vehicle. Following the rules associated with claims submission will expedite your claim, while failing to follow those
procedures will delay the claim's processing.
Gather as much information as you can at the accident scene. Take pictures of your car and the other vehicles, including
pictures from a number of different angles. Try to get close-ups of the damage to substantiate your claim.
After a car accident, you need to follow the proper steps before filing an insurance claim.
Get the insurance information from the other driver or drivers involved in the crash. Ask for the other driver's insurance card
and write down the policy number and insurance company name. Offer your own insurance card to the other driver as well.
Call the claims number listed on your insurance card as soon after the accident as possible. If you have online access to your
account, you might be able to file your claim over the Internet. Give the representative as much information as you can about
the accident, including the exact location, the weather conditions and the name of the other driver. Provide the insurance
information for the other driver.
Get the address where you will submit the crash-related documents. Send all of your documents, including the photographs
you took and the police report if applicable, to the address listed on the form.