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W I T H P I N E L L A S F C U
Linda Reynolds Named CEO of the Year
2009
Fourth Quarter
Our vey own Linda
Reynolds,
Page 2
CEO/President, was
chosen as CEO of the
I Get Your Camera Year by the National
Ready Association of Federal
I Considering Credit Unions (NAFCU)
Savings Bonds for credit unions with
I Saving You Money
assets less than $150
million. Reynolds was
Page 3
honored at NAFCU’s
42nd Annual Conference
I Our New Web Site & Exhibition in July.
I Strides Against
Breast Cancer “Linda Reynolds has been Linda Reynolds, CEO/President is
Page 4
a valuable asset to Pinellas honored as CEO of the Year at the
Federal Credit Union, NAFCU Awards Ceremony by Brad
I Message from
Beal, NAFCU Chair (left) and Fred
demonstrating exemplary Becker, NAFCU President and
the CEO leadership skills and CEO (right).
I Loan &
ardent dedication that is
an inspiration to her colleagues,” said Fred Petty, PFCU
Savings Rates
Board Chairman. “This award is a testament to her
Holiday Reminders
outstanding services on behalf of our members.”
Columbus Day
Reynolds joined the Credit Union as CEO/President in 1996
Monday, October 12 and has made a significant impact during her time here. By
Veteran’s Day
listening to suggestions from members and employees, she
has added a variety of new products and services to the
Wednesday, November 11
Thanksgiving
Credit Union such as an automated lending system, debit
cards, e-statements and online bill pay. Reynolds has also
Thursday – Friday, made accessing the Credit Union more convenient by
November 26-27
Christmas
increasing the number of branches and ATMs.
Thursday, December 24 We congratulate Linda on her success and hope she
(close at 1)
Friday, December 25 continues her positive impact at the Credit Union. Also,
New Year’s Day
thank you to our members for your suggestions and
Friday, January 1 feedback – none of this would be possible without you.
Have You Considered
Savings Bonds?
Looking for a unique gift idea or a
better return on your savings?
Consider purchasing a savings bond as
a gift (great for birthdays,
weddings and graduations) or
personal investment. Savings
bonds are backed by the full faith
and credit of the United States
government and are exempt from
state and local taxes
Get Your
since they are issued
by the federal
Camera Ready!
government. As an
added benefit, the
interest earned on bonds
Feature Your Photo can be tax-deferred until
in the 3rd Annual PFCU the bond is redeemed. To
Members Calendar
purchase or redeem a
Many of you received the 2009 savings bond, visit a PFCU
Calendar, and raved about the branch today!
beautiful pictures that members
Another
submitted. Well – it’s YOUR turn
Priviledge of
again! PFCU is currently
accepting photographs taken by
Membership
members. The top 12 photos will
be featured in the upcoming
calendar. You may submit photo(s)
that best reflect Pinellas County – With your PFCU
only scenic or abstract photos will membership, you can
be used. Submissions may be save up to 30% off your
made via e-mail to Jennifer Myers auto insurance through
at JMyers@pinellasfcu.org or Chris Black Insurance.
mailed/brought to any branch. You can get a free quote
Please note that any submissions by clicking on the Chris
mailed or brought in will not be Black Insurance link on
returned. Deadline to enter is www.pinellasfcu.org
October 31, 2009. If you would under “Tools and
like more information, please call Resources”. Don’t miss
(727)585-4422 ext. 115. out on the savings!
Calendars will be made available
at all branches in January 2010.
2
Have You Visited Our New Web Site? BRANCH INFORMATION
MAIN OFFICE
Check out www.pinellasfcu.org to see 10273 Ulmerton Rd.
all the new, enhanced features our site Largo, FL 33771
has to offer: Lobby Hours:
I Convenient front page access to: M-Thu: 9:00 a.m. - 5:00 p.m.
Fri: 9:00 a.m. - 6:00 p.m.
– CU Web Connect Drive-Through Hours:
M: 7:30 a.m. - 5:00 p.m.
– Loan & Savings Rates
I Financial calculators that
Tu-Thu: 8:00 a.m. - 5:00 p.m.
Fri: 7:30 a.m. - 6:00 p.m.
can help you figure AIRPORT BRANCH
out how to 4770 140th Ave. N., Ste. 401
Clearwater, FL 33762
save on an
Lobby Hours:
auto loan, M-Thu: 8:00 a.m. - 5:00 p.m.
accumulate Fri: 8:00 a.m. - 6:00 p.m.
wealth and figure CLEARWATER BRANCH
out a budget 1601 Gulf-to-Bay Blvd.
I Enjoy easier navigation
Clearwater, FL 33755
Lobby Hours:
M-Thu: 9:00 a.m. - 5:00 p.m.
Fri: 9:00 a.m. - 6:00 p.m.
Help PFCU Make Strides
Drive-Through Hours:
M: 7:30 a.m. - 5:00 p.m.
Against Breast Cancer
Tu-Thu: 8:00 a.m. - 5:00 p.m.
Fri: 7:30 a.m. - 6:00 p.m.
NORTH COUNTY BRANCH
2431 Tampa Rd.
Join us in participating in a community Palm Harbor, FL 34683
event to benefit a great cause! Lobby Hours:
M-Fri: 9:00 a.m. - 5:00 p.m.
What: American Cancer ST. PETERSBURG BRANCH
Society Making 3100 5th Ave. N.
Strides Against Breast St. Petersburg, FL 33713
Cancer® of Pinellas Lobby Hours:
M-Thu: 9:00 a.m. - 5:00 p.m.
When: Saturday, October Fri: 9:00 a.m. - 6:00 p.m.
17th – Registration Drive-Through Hours:
M: 7:30 a.m. - 5:00 p.m.
starts at 8 a.m., walk Tu-Thu: 8:00 a.m. - 5:00 p.m.
begins at 9 a.m. Fri: 7:30 a.m. - 6:00 p.m.
Where: North Straub Park, MEMBER SERVICES
(727) 586-4422
Downtown St.
CU WEB CONNECT
Petersburg www.pinellasfcu.org
CU LOAN CONNECT
When you join the PFCU team, you’ll (727) 588-0182, option 8
receive a FREE event t-shirt and a CU VOICE CONNECT
special gift. For more information, (727) 588-0182
(800) 253-7394 (toll free)
please visit www.pinellasfcu.org or
CARD ACTIVATION
call (727) 586-4422. (866) 853-0151
LOST/STOLEN CARDS
3 (727) 586-4422 (8am-5pm M-F)
(866) 853-0151 (after hours)
take
note FIXED LOAN RATES
Loans
Q:
LOAN TYPE APR*
New Auto Loans 5.10%-16.25%
Ask the CEO
Used Auto Loans 5.10%-16.25%
Motorcycle Loans - New/Used 7.00%-18.00%
New Boat Loans 8.90%-13.90%
A:
Used Boat Loans 8.90%-13.90%
RV Loans 8.90%-13.90%
How can I reduce my Other Loans
Signature Loan 10.50%-18.00%
monthly expenses? Linda Reynolds
Signature Loan plus Collateral 16.25%
Computer Loan 8.90%-15.90%
CEO/President
VARIABLE LOAN RATES
If you are not already using a budget, that’s a great LOAN TYPE APR**
Secured Loans
place to start. You can use online budgeting tools Share/CA 4.00% above current rate
such as our new calculators available under “Tools New Auto Loans 4.99%-16.00%
Used Auto Loans 4.99%-16.00%
and Resources” on our new website to track your Motorcycle Loans - New/Used 6.90%-17.90%
income and fixed expenses. Then, keep track of your Boat Loans
New boat 60 mos. 8.50%-13.50%
variable expenses for several weeks to see how much Used boat 60 mos. 8.50%-13.50%
you are spending on groceries, gas, eating out, gifts, RV Loans 8.50%-13.50%
Other Loans
etc. As you become more aware of your spending Signature Loan 10.00%-17.50%
habits, you’ll be able to see where you can cut back. Signature Loan plus Collateral 16.00%
Computer Loan 8.80%-15.80%
PFCU may also be able to help you with your fixed HOME LOANS
expenses. Interest rates are at historical lows, and Home Equity Loans
Fixed 6.50%-12.50% APR*
that means you may be able to refinance your home, HELOC 6.00%-11.50% APR**
vehicle, credit card or other loans at a lower rate. CREDIT CARDS
This saves you money in two ways – by reducing the Visa Classic as low as 9.50% APR*
total interest you’ll pay over the life of the loan and Visa Gold as low as 9.50% APR*
Visa Platinum as low as 9.50% APR*
by lowering your monthly payments. Another * Annual Percentage Rate. Fixed rate. Rates subject
option may be a debt consolidation loan which can to change without notice. Rate will be determined by
your creditworthiness.
lower your total monthly payments. Stop by a ** Annual Percentage Rate. Variable rate. Rates
PFCU branch today and let us help you review your subject to change without notice. Payment will not
change if rate increases or decreases; approximate
debt obligations to identify money-saving strategies. term of loan will adjust. Rate will be determined
by your creditworthiness. Rates are effective as of
Savings
August 8, 2009. Call (727) 586-4422 for current rates.
BOARD OF DIRECTORS MANAGEMENT STAFF
W. Fred Petty, Chairperson Linda Reynolds, President/CEO
Jack Bowman, Vice-Chairperson Evelyn Molina, Director of Lending
ACCOUNT TYPE RATE APY*
Deborah Clark, Secretary Lynn Greene, Director of Operations
Regular Savings 0.499% 0.50%
Judith Stees, Treasurer Janet King, Director of Finance MyCa$h Accounts 0.499% 0.50%
Steve Carroll, Director Nelson Lapeiretta, Director of I.T. Club Accounts 0.499% 0.50%
IRA Savings 0.499% 0.50%
Sue Johnson, Director Jennifer Myers, Director of Marketing
Term Certificates
Chuck Kearns, Director 6 mo. 0.990% 1.00%
Diane Nelson, Director BRANCH SUPERVISORS 1 yr. 1.740% 1.75%
Julie Scales, Director Theresa Brooks, Main Branch & 2 yr. 1.980% 2.00%
North County Branch 3 yr. 2.430% 2.45%
4 yr. 2.480% 2.50%
SUPERVISORY Robin Crandall, Clearwater Branch 5 yr. 2.470% 2.50%
COMMITTEE Lauren Weiser, Airport Branch IRA Certificates are available for 1- to 5-year
Carlos Thomas, Chairperson Diane Lubitz (Interim), St. Pete Branch terms. Rates are identical to those of Certificate
Barry Mogil, Member Accounts with identical terms.
Bill Berger, Member *Annual Percentage Yield. Rates subject to
change without notice. Rates are effective as of
September 8, 2009. Call (727) 586-4422 for
4 current rates and terms.
