Identity Theft by hedongchenchen

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									Identity Theft

Andrew Schreiber
 Alex Demetriou
 Jessica Ferrell
      What is Identity Theft?
• Identity theft is the process whereby a
  criminal steals your name, contact
  information and other personal information
  to commit fraud or other crimes
                Statistics
• In 2003 7 million people were victims
• Almost 10 million U.S. consumers said
  they were victims of identity theft during
  the last year, according to a Federal Trade
  Commission
• Every 79 seconds, a thief steals
  someone's identity
    Federal Trade Commission
• The FTC deals with issues that touch the economic life
  of every American. It is the only federal agency with both
  consumer protection and competition jurisdiction in
  broad sectors of the economy. The FTC pursues
  vigorous and effective law enforcement; advances
  consumers’ interests by sharing its expertise with federal
  and state legislatures and U.S. and international
  government agencies; develops policy and research
  tools through hearings, workshops, and conferences;
  and creates practical and plain-language educational
  programs for consumers and businesses in a global
  marketplace with constantly changing technologies.
                    Deter
•   Protect your Social Security number
•   Treat your trash and mail carefully
•   Be on guard when using the Internet
•   Select intricate passwords
•   Verify a source before sharing information
•   Safeguard your purse and wallet
•   Store information in secure locations
                     Detect
• accounts you didn't open and debts on your
  accounts that you can't explain
• receiving credit cards that you didn't apply for
• being denied or being offered less favorable
  credit terms, like a high interest rate, for reason
• getting calls or letters from debt collectors or
  businesses about merchandise or services you
  didn't buy
                    Defend
• Place a fraud alert on your credit reports, and
  review your credit reports.
• Close the accounts that you know, or believe,
  have been tampered with or opened fraudulently
• File a complaint with the Federal Trade
  Commission
• File a report with your local police or the police
  in the community where the identity theft took
  place
                     Signs
• You may find out when collection agencies
  contact you for overdue debts you never
  incurred
• Or when you apply for a mortgage or car loan
  and learn that problems with your credit history
  are holding up the loan
• And also when you get something in the mail
  about an apartment you never rented, a house
  you never bought, or a job you never held.
                   Tips
• Check credit reports often
• Shred unneeded documents
• Don’t carry around important things with
  you.
              Complaints
• If your identity were stolen you would need
  to cancel all credit cards and call one of
  the three major Bureaus
• And then file a complaint with the FTC
       Free Credit Reports
• www.experian.com
• www.equifax.com
• www.transunion.com
Video and Quiz
              Work Citied
• www.ftc.gov/bcp/edu/microsites/idtheft/
• www.google.com
• www.askjeeves.com

								
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