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American National Insurance Company

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					American National Insurance Company
                                                                                                                                                                                  FA M I LY O F C O M PA N I E S

                                                                            American                          American                                                                                                                                             Alternative          Securities
              American                                                       National                          National                                             Comprehensive
                                                                                                                                                                      Investment                 ANTAC, Inc.                                                         Benefit            Management
             National Life                                                County Mutual                      Property And                                                                                                                                         Management,         and Research,
             Holdings, Inc.                                                 Insurance                          Casualty                                              Services, Inc.
                                                                                                                                                                                                                                                                       Inc.                Inc.
                                                                            Company1                         Holdings, Inc.




                        Standard Life    American
  Garden State                          National Life
 Life Insurance         and Accident                                                                                                                                                              ANDV 97,             ANREM                  Eagle 99,
                          Insurance      Insurance                                                                                                                                                  Inc.              Corporation               Inc.
    Company                               Company
                           Company
                                          of Texas




                          Standard              American                                                                                                                                                                      South Shore
                          Plus, Inc.                                                       Farm Family                            United                                              ANREINV,            ANIND TX,             Harbour
                                                 National             Farm Family                            Farm Family                         Rural Agency                                                                                       ANH2O, Inc.
                                                                                             Casualty                          Farm Family                                              Inc.                 Inc.             Development,
                                                 Property            Life Insurance                            Financial                             and
                                                                                            Insurance                           Insurance                                                                                          Ltd.
                                               And Casualty             Company                              Services, Inc.                     Brokerage, Inc.
                                                                                             Company                             Company
                                                 Company




                                                                                                                                                                                                                              Lawyers Title
                                                              American                               American                                                                                                                 of Galveston2
       ANPAC               ANPAC           Pacific                               ANPAC Lloyd’s         National
                                                               National
     Louisiana            General         Property                                Insurance           General
                                                              Insurance
     Insurance           Agency of      and Casualty                            Management,          Insurance
                                                               Services
      Company            Texas, Inc.     Company                                     Inc.             Company
                                                               Company



                                                                                  American                   Rural Insurance                     Rural Agency
                                                                               National Lloyd’s                Agency and       R.A.A.B. of     and Brokerage
                                                                                 Insurance                    Brokerage of     West Virginia,       of New
                                                                                 Company 3                   Massachusetts,        Inc.           Hampshire,
                                                                                                                                                      Inc.4
                                                                                                                                                                  American National Insurance Company                                         The American National Property
                                                                                                                   Inc.
                                                                                                                                                                  A stock life insurance company that offers a broad range                    And Casualty Companies
                                                                                                                                                                  of insurance coverages, including individual and group                      Property and casualty insurers that write
                                                                                                                                                                  life, health and annuities and credit insurance                             primarily auto and homeowners insurance

                                                                                                                                                                  American National Life Insurance Company of Texas                           The Farm Family Companies
                                                                                                                                                                  An insurer that markets life and health insurance products                  Property and casualty and life insurers concentrating on
                                                                                                                                                                  through alternative distribution systems                                    the New York and Northeast U.S. market

                                                                                                                                                                  Standard Life and Accident Insurance Company                                Securities Management and Research, Inc.
                                                                                                                                                                  A life insurer specializing in the marketing of Medicare                    A broker-dealer, member FINRA, SIPC,
All subsidiaries are 100% owned by indicated parent except as otherwise noted.                                                                                    Supplement and other products for the senior market                         investment advisor

1–    Not a subsidiary company, but managed by American National Insurance Company                                                                                Garden State Life Insurance Company
2–    50% owned by South Shore Harbour Development Ltd. and 50% owned by Lawyers Title Company                                                                    A direct response company with sales of life insurance
3–    Not a subsidiary company, but managed by ANPAC Lloyd’s Insurance Management, Inc.                                                                           generated through broadcast and print media, as well as
4–    75% owned by New Hampshire Farm Bureau, and 25% owned by Rural Agency and Brokerage, Inc.                                                                   through sponsoring organizations