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REALTOR                                            Web Site - greaternhrealtors.com
                                                                                               NEWS
 Issue No. 205                     Published by the Greater New Haven Association of REALTORS®, Inc.               August 18, 2003



                                                                           REALTORS
                                                                           P o l i t i c a l
                                                                           A c t i o n
                                                                           Committee
                                                    Your Best Investment In Real Estate
                                          THANK YOU TO THE FOLLOWING RPAC CONTRIBUTORS!!!
                                                                                               Eugenia Porto, CB Milford
Betty Alberico, C21 Amer. Dream                   John Guerra, Beazley, E.H.
                                                                                               James Porto, CB Milford
Corinne Ambrose, Wm. Raveis, Ches.                Lisa Hague, Calcagni, Cheshire
                                                                                               Stephen Press, Press & Cuozzo
Norman Benedict, Jr, N. Benedict Assoc.           Joanne Hale, Remax Schoolside
                                                                                               Ruth Ratner, Calcagni, Cheshire
Gisele Bernhard, Press & Cuozzo, Inc.             Richard Hartman, Hartman & Hulteen
                                                                                               Sam Ratner, Calcagni, Cheshire
Betsy Bogin, Calcagni Assoc., Cheshire            Antoinette Hudgens, ERA Innovative
                                                                                               Joyce Redding, ERA Fort Hale
Charles Bradley, Press & Cuozzo, Inc.             Barbara Hulteen, Hartman & Hulteen
                                                                                               Loretta Rennie, Press & Cuozzo
Rhoda Brownstein, H. Pearce, N.H.                 Geraldine Hungerford, Hungerford RE
                                                                                               Marie Reynolds, Wm. Orange
Jennifer Buehler, CB North Haven                  Maggie Jensen, CB North Haven
                                                                                               Jane Rizzo, Calcagni, Wall.
Deborah Buonocore, Beazley, E. H.                 Valerie Joyce, Wm. Raveis, Cheshire
                                                                                               Marilyn Rock, Calcagni, Cheshire
Steven Calcagni, Calcagni Assoc.                  Thomas Knudsen, CB North Haven
                                                                                               Amy Salvati, Calcagni, No. Haven
Michelle Campise, Beazley, N.H.                   Linda Lang-Bankowski, H. Pearce, NH
                                                                                               Al Scafati, Press & Cuozzo
Tom Casey, CB Milford                             Virginia Laraway, CB North Haven
                                                                                               Sandra Schede, Maier R.E.
Leila Chaucer, CB Milford                         Matthew Lawlor, Beazley, NH
                                                                                               Fredericka Schrumm, CB Cheshire
Janet Cianelli, Beazley, Wall.                    Myrna Lehrer, Wm. Raveis, Cheshire
                                                                                               Gregory Scott, Beazley, NH
Tracy Comstock, McLaughlin RE                     Ellen Levada, Calcagni, Cheshire
                                                                                               Robert Scott III, Beazley, NH
Judith Cooper, Wm. Orange                         Carol Loehmann, Calcagni, Cheshire
                                                                                               Marc Seigel, ERA Seigel Realty
Anthony Corvino, CB North Haven                   Dana Longley, CB North Haven
                                                                                               Lauren Seigel-Gross, ERA Seigel
Marianne Corvino, CB North Haven                  Cathy Mancini, CB/Coast & Country
                                                                                               Michael Siegman, Wm. Raveis, Milford
Paula Criscuolo, Calcagni, Cheshire.              Jane Maretz, Press & Cuozzo
                                                                                               Teresa Sirico, Sirico Realtor
Kathleen Croteau, CB North Haven                  Lorrie Martindale, Calcagni, No. Haven
                                                                                               Deforest Smith, Geo J Smith & Son
John Cuozzo, Jr., Press & Cuozzo                  Vincent Masotta, H. Pearce, Wall.
                                                                                               Margaret Solecki, Solecki R.E.
Mary Ellen Curtis, Wm. Raveis, Ches.              Susan Matloff, Wm. Raveis, Cheshire
                                                                                               Melissa Stasiak, Calcagni, No Haven
Marianna D'Albis, Wm. Raveis, Ches.               Isabel Maturo, CB North Haven
                                                                                               Arlene Szczarba, Beazley, NH
Billie D'Alessio, HomeRun Realty                  Lee McParland, Calcagni, Cheshire
                                                                                               Donna Jean Tartagni, CB Milford
Frank D'Ostilio, Wm. Orange                       Mary Melillo, Classic Prop.
                                                                                               Lenore Teodosio, Prudential Ct.
Mary Jo Deck, Press & Cuozzo                      Aurelia Michelson, Beazley, Milford
                                                                                               Roberta Thornton, H. Pearce, NH
Irva Dellavalle, Kowalski Realtors                Deborah Mendillo, CB North Haven
                                                                                               Patricia Valenti, CB No Haven
Richard DePodesta, DePodesta RE                   Judy Mison, Press & Cuozzo
                                                                                               Mary Jean Vining, Beazley, Hamden
Joann DiGiola, CB North Haven                     Ellen Nathanson, Press & Cuozzo
                                                                                               Lucy Vitti, CB North Haven
Joan Divincenzo, Calcagni, Cheshire.              Irma Nesson, Calcagni, Cheshire
                                                                                               Gunna Voigt, Wm. Raveis, Milford
Angelina Docherty, Wm. Raveis, Milford            Joel Nesson, Press & Cuozzo
                                                                                               Elizabeth Volpe, Press & Cuozzo
Kim Fetera, CB North Haven                        Robert O'Hara, GNHAR
                                                                                               Richard Votto, Priority R.E.
Bea Fiorino, CB Cheshire                          Susan O'Shea, ReMax Realty
                                                                                               Sandra Wagner, Calcagni, Cheshire
Robert Fischer, Fischer Properties                Nelly Odenwaelder, H. Pearce, NH
                                                                                               Diana Walsh, ReMax Realty
Robin Fusco, CB North Haven                       Barbara Oliver, CB Milford
                                                                                               Joseph Waple, ERA Innovative
Linda Gallick, CB Milford                         Sharyn Page, Remax Schoolside
                                                                                               Wendy Weir, ReMax Realty
Milford Gann, CB Milford                          Roberta Palmeri, Press & Cuozzo
                                                                                               Curtis Willmott, Willmott Realtors
Jean Garcia, CB North Haven                       Mary Parente, CB Brokerage
                                                                                               Linda C. Wilson, CB Milford
Marc Garcia, CB North Haven                       Wm. Parry, West Shore Realty
                                                                                               James Wrzosek, Classic Prop.
Elizabeth Gorman, Press & Cuozzo                  Eudora Pascale, Classic Prop.
                                                                                               Brenda Zandri, CB Milford
Howard Greenberg, HomeRun Realty                  Patricia Petrini, C21 Amer. Dream
                                                                                               Louise Zemina, McLaughlin R.E.
Elaine Gross, Prudential Ct.                      Martha Pickett, CB Cheshire
                                                                                               Rose Zolnik, Maier R.E.



                                      Wine Tasting Gala
On October 16th, 2003 the Greater New Haven Association of Realtors will be holding its second Wine Tasting and Silent Auction at New
Haven Country Club to benefit RPAC. Enjoy, sip and learn about many different wines and hors d'oeuvres, and partake in the Silent
Auction. We hope you will join us for what promises to be a truly exciting event.
You can help in several ways. You can become a Sponsor (3 levels); you can supply a service or item(s) for our Silent Auction; you can
buy individual tickets, or you can make a cash donation.
Realtor's Political Action Committee/issues Advocacy helps to protect the rights of all homeowners and REALTORS®.
Please refer to the flyer attached and Thanks for your support.
RPAC Committee
                                                                                -2-



                                                                                               Thank You
                                                                          To the following companies who have extended their
                                                                           generosity by Sponsoring Association Functions
               ATTENTION
                                                                       Platinum Level Sponsor - $2,000                          Special Recognition
             SALESPERSONS!                                       Cendant Mortgage                                  Wells Fargo Home Mortgage
          ORIENTATION COURSE                                     New Haven Register                                GMAC Mortgage
                                                                 Schaefer Inspection                               New England Home Loans

S  ign up now for the next Orientation
   Course and become a REALTOR®.
REALTOR® members can use the
                                                                 Tyler Cooper & Alcorn

                                                                          Gold Level Sponsor - $1,000
                                                                                                                   Washington Mutual

                                                                                                                             Silver Level Sponsor - $250
                                                                 Ed Burt, Jr. P.C. Attorney at Law                 Drescher Insurance
REALTOR® logo on their business cards,                           Facility Support Services                         Guaranty Residential Lending, Inc.
advertisements, etc., and REALTORS®                              First Choice Mortgage                             Liberty Bank
can advertise at low prices in "The                              Milford Jeep                                      Parrett, Porto, Parese & Colwell, P.C.
                                                                 Real Estate Book                                  Sugar Mountain Enterprises, LLC
Connecticut Home Browser" magazine                               Tiger Home & Building Inspection                  Wells Fargo Home Mortgage
published by the Association.

The next course will be held on Thursday,
                                                                     SAVE THIS DATE!!!                             FOR YOUR REAL ESTATE NEEDS
July 31, 2003 from 9 AM - 12:30 PM and                      WEDNESDAY, SEPTEMBER 10th                                   THE ASSOCIATION
on Thursday, August 7, 2003 from 9 AM -                                                                                    NOW OFFERS
12:30 PM. Both morning sessions must be                                                                                        THE
attended.                                                                                                        "ASSOCIATION STORE CATALOGUE"

In order to attend orientation, you must                                                                        Whether your looking for Calculators, closing
                                                          We will be offering a dynamic luncheon featuring      gifts, Real Estate Books, marketing tools etc.
submit a completed application plus all
                                                          Robert L. Siciliano "The Lifesaver!" author of the    You'll find it in our catalogue.
required fees. To receive an application
and amount due please call Kate Blake at                  book "The Safety Minute". Mr. Siciliano will
                                                          present an entertaining and informative presenta-     Please call Roseann, (203) 234-7700 VM10 for
the Association Office, (203) 234-7700 or
                                                          tion on your personal security and how to protect     your copy - or stop in and visit us anytime
submit a request for application through                  yourself from crime. Check out his web site:          Monday thru Friday, 8:30 AM - 4:30 PM.
our web site greaternhrealtors.com                        streetsafesecurity.com                                We're here to serve you......
                                                          The luncheon will be held the The Belvedere, 70
                                                          Pond Lily Ave., New Haven. Keep the date open
                                                          and watch for your flyer in the mail.


                                                          REVISED 8/15/03           INTEREALTY TRAINING SCHEDULE
    The Greater New Haven Association of
             REALTORS®, Inc.                              PLEASE NOTE: CLASSES & TIMES MAY CHANGE MID STREAM, YOU WILL BE CONTACTED IF YOUR CLASS
    Phone: (203) 234-7700 Fax: 234-3980                   HAS BEEN CHANGED.
                                                          Please fill out the form below and mail a $10.00 REFUNDABLE CHECK to Roseann. There are a limited
         Officers of the Association                      number of seats for each Hands On class! Thank you!
President...............................James Wrzosek
President Elect......................Frank D'Ostilio      Thurs., Sept. 11 MLXCHANGE I                         9:30-12:00 Noon               limit 10
FirstVice-President................Lee McParland                           Designer Tools                      1:00-3:30 PM                  limit 10
Second Vice-President....................Al Scafati
Treasurer ........................Maureen Campbell        Mon., Sept. 29       MLXCHANGE II*                   9:30-11:30                    limit 10
Secretary.................................Paul Gradwell                        CMA                             11:30-12:30                   limit 10
                                                                               CMA                             1:30-2:30 PM                  limit 10
Exec V.P............. ....Roberta N. O'Hara RCE                            *YOU MUST HAVE KNOWLEDGE OF MLXCHANGE OR HAVE TAKEN MLXCHANGE I
Asst Exec V.P................Frederick Mansfield          TO REGISTER FOR MLXCHANGE II. CANNOT BE COMBINED WITH A MORNING OR AFTERNOON
                      Directors                           MLXCHANGE I CLASS!

            Elizabeth Alberico                            ________________________________________________________________________________
                                                          ALL ABOVE CLASSES REQUIRE A $10.00 (REFUNDABLE) CHECK AND A 24 HOUR CANCELLATION
                 Robert Dow                               NOTICE (CREDIT CARDS NOT ACCEPTED). SORRY, WE CANNOT ACCEPT ANY REGISTRATIONS
                  Bea Fiorino                             WITHOUT A CHECK. WATCH YOUR E-MAIL FOR UPCOMING CLASSES.
                 John Guerra
                Myrna Lehrer                              MAIL CHECK TO: Greater New Haven Association of REALTORS, Inc., 127 Washington Ave., West Bldg.,
                  James Porto                             Lower Level, North Haven, CT 06473.
                  Marc Seigel
                 Diana Walsh                              NAME              COMPANY                             PHONE#             DATE &TIME
                 Wendy Weir
               Louise Zemina
    Immed. Past Pres.: Robert Fischer
                                                             -3-



                                                                                        ADDRESS CHANGES:

        M.L.S. Update                               Membership                          Charter Oak Lending, 55 Walls Dr.,
                                                                                        Fairfield 06824. (866) 895-9386
                                                       News                             Barberino Co., P O Box 1664, Wallingford
             By                                         By                              06492, same phone/fax
                                                                                        Summit Residential, LLC, 60 Thorpe St.,
       Roseann Dorsey                               Kate Blake                          Fairfield, Ct 06824 Phone (203) 259-2282,
                                                                                        Fax (203) 259-1650
                                                                                        Commercial Advantage, P O Box 368,
            VIRUS ALERT                    The following applications for membership    Cheshire, CT 06412. Phone (860) 526-
A new virus called Blaster/LoveSan is      have been received. Any member having        5548, Fax (860) 526-5453.
causing significant problems both on       any comment, pro or con, on the qualifica-
                                           tions of these candidates should forward     WELCOME NEW REALTOR:
the Internet and within company                                                         Karen Morgan, Beazley, NH
networks. This virus takes advantage       those comments in writing to the Member-
                                           ship Committee in care of the Association
of a known problem in most versions                                                     AGENT CHANGES:
                                           Office.
of Microsoft Windows. The virus                                                         Debra Carvalho now rep Pilgrim Realty
mostly affects Windows XP or Win-          DESIGNATED REALTORS APPLICA-                 Dona Morse now rep Pilgrim Realty
dows 2000. If you receive a "count-        TIONS:                                       Walter Vernon now rep Depodesta RE
down" box that tells you that your         Loretta Anyaful d/b/a ALO Realty, 881        Annemarie Charbonneau now rep CB No
                                           Lafayette Blvd #508, Bridgeport 06604,       Haven
computer is going to "reboot" and
                                           Phone 203-335-3434, Fax 203-338-0702.        Stacy Blake now rep Beazley, Milf.
this continues to happen, then you                                                      Nancy Herrington now rep Berardino Co.
                                           MLS Only membership.
have the virus!                                                                         Anissa Cappetta now rep Prudential, Milf.
It is imperative that if you do not have   Michele C. Torre d/b/a Torre Appraisal,      Theresa DeLuca now rep Raveis, Cheshire.
the most recent Microsoft security         323 Highland Ave., Wallingford 06492.
patches, that you apply a security         Phone 203 265-5722, Fax 203 265-1967.        FAX CHANGE:
patch to your computer immediately         Full membership.                             New Concepts Milford (203) 877-0339
to present further infections from
                                           Robert Comfort d/b/a R C Real Estate &       NAME CHANGE:
spreading.                                                                              Thomas Mathews Neighborhood Realty, 15
                                           Investments, 146 Main St., Westport
                                           06880. Phone 203 227-4544, Fax 203 221-      Oregon Ave., Hamden, 06514.
COMPARABLE BOOKS
                                           4680. MLS Only membership.
Letters have gone out regarding                                                         RESIGNED MEMBERSHIP:
Comp book pick ups. The letter stated      Leonard Rapuano d/b/a Leonard Rapuano,       David Ornato d/b/a Off Broadway, 100
if you do not pick up your comp books      P O Box 999, Branford 06405 Phone 203-       Howe St., New Haven - Full.
(previously ordered) by August 1,          315-1400 phone/fax. Board Only
2003, we will mail them,. Unfortu-                                                                 REALTORS
nately, all the letters were done before   REALTOR APPLICATIONS:
                                           Susann R. Matera, Ennis Regan Realty                   Making the News
the delivery.
                                           Theodore E Warsawski, Raffone Realty
Due to a delay in the delivery, you will                                                                       PAUL
                                           Theresann Ranciato-Viele, Classic Prop.
have until September 1, 2003 NOT           Joseph Fabish, Classic Prop.                                      DESIDERIO
August 1, 2003 to pick up your book.       Danielle K Jakiela, Beazley, Wall.                                  JOINS
Sorry for the confusion! Any ques-         Jeffrey Greenbau, Stastewide Appraisal                            COLDWELL
tions, please call Roseann, (203) 234-     Patricia Pappacoda, Prudential Milford                             BANKER
7700.                                      Devon A. Turner, AnyHome R.E.
                                           Edna Bosley, Beazley, NH
                                           Frank Balisciano, CB Select Sites, Bfd
PHOTOGRAPHS                                                                             Paul Desiderio has joined the North
                                           Kayumanggi Eustaguio, Raveis, Ches.
A second letter has gone out for NO        Charles W. Sienkiewicz, Prudential Milf.     Haven office of Coldwell Banker
PHOTOS...                                  Danuta Fusco, ERA Fort Hale, E.H.            Residential Brokerage. Paul is a full
1. If you received a letter and do not     Henrietta Wallace, Beazley, Wall.            time REALTOR® and has been
send in a photo, you will be fined         Peter Massoth, Maier Real Est.               listing and selling homes in the
$60.00 for each missing photo because      Latrice James, C21 Access Amer., Milf.       Greater New Haven and Shoreline
they were due August 1, 2003. This         David Drumheller, Calcagni, No. Haven
                                                                                        areas for over 10 years. Paul holds a
second letter was a courtesy letter.       Timothy Birmingham, Beazley, Wall.
                                           Diane R. Rosano, CB, North Haven             Conn. Brokers License and has a
                                           Mark Garcia, CB North Haven                  background in Residential Prop.
2. If you are fined, a photo is still                                                   Management and Managing a Real
needed!                                                                                 Estate Office.
                                                            -4-




Agency Topics
                                                                                                 UPCOMING EVENTS

                                                                                      Thursday, September 4th
                                                                                      SPECIAL GENERAL MEMBERSHIP
                        By                                                            INFORMATIONAL MEETING - "Open
                                                                                      Forum" discussion on the MLS Rules &
                   Ted Mansfield                                                      Regulations regarding FSBO's - Limited
                                                                                      Service Listings. All members were mailed a
                                                                                      registration flyer, send yours in quick as we
                                                                                      can only accept 100 registrations.

 TO FAX OR NOT TO FAX                      person notifies you they are on the
                                                                                      Monday, September 15th
                                           list they have the right to file suit in   2003 GNHAR CHARITY GOLF TOURNA-
                                           small claims court for $500. or

T
        hat is the question. If you do                                                MENT - Laurel View Country Club. Proceeds
                                           $1,500. for deliberate violation.          to benefit the children of Dave Valente.
        any prospecting or advertising
        by phone or FAX some recent        There is a class action suit pending       Wednesday, September 10th
FCC rules may affect the way you           against fax.com and all their adver-       GENERAL MEMBERSHIP MEETING
do business. Portions of the “Tele-        tisers for $2.2 trillion. The FCC al-      to be held at The Belvedere, New Haven.
                                           ready has a judgment against               Flyers to be mailed this week.
phone Communication Protection
Act of 1991” [47 U.S.C. § 227] had         fax.com for $5. million.                   Thursday, September 18th
been on hold because of constitu-                   In these cases the defen-         RIDE THE WAVE OF THE FUTURE,
tional issues that have recently been      dant has the burden of proof to show       2003 Issues Advocacy Boat Ride sponsored by
                                           that the party being faxed gave “ex-       the Issues Advocacy Division of the Ct. Assoc.
settled. Regulations were published                                                   of REALTORS®. Flyer mailed last week to
in July that govern unsolicited            press permission” to receive the           all members.
Faxes.                                     Fax. Connecticut also has a law
         Under federal law, no one is      against unsolicited Fax messages.          Thursday, October 16th
                                                    Under Federal law, telemar-       OUR SECOND ANNUAL "WINE TAST-
permitted to transmit an advertise-                                                   ING GALA" to be held at the New Haven
ment describing the commercial             keting phone calls to persons on the       Country Club. Flyers mailed last week to all
availability or quality of any property,   no call list can also result in the        members - check out flyer attached for
goods, or services to another              same small claims process and              registration and sponsorship.

person’s fax machine without prior         awards. Pre-recorded and artificial
                                                                                       NEW HAVEN REAL ESTATE SCHOOL
express permission or invitation.          voice calls are illegal.                   ALL CLASSES HELD AT THE ASSOCIA-
What is “express permission?” The                   The rules apply to unsolic-       TION TRAINING ROOM, 127 WASHING-
new FCC rules defines it as written        ited advertising fax and telemarket-              TON AVE., NO. HAVEN

permission with a signature. Also, it      ing. You still are able to send con-
                                                                                      Wednesday, September 3
would be illegal to send a Fax ask-        tracts and other business commu-           APPRAISAL I - Mon. & Wed. evenings
ing for the permission.                    nications by Fax.                          $246.00 (incl. book)
         The law also covers telemar-                                                 Thursday, September 4
keting. In addition to the State “do       Windows XP Update
                                                                                      PROPERTY MANAGEMENT
not call” list there is now a Federal      The worm virus that attacked               Tues. & Thursday evenings
“do not call” list for phone solicita-     computers with the Windows NT,             $241.00
tion. Before you make any market-          2000 and XP operating system
                                                                                      Thursday, September 4
ing calls you must check both lists        was caused by a security bug in            PRINCIPLES & PRACTICES OF R.E.
to see that the number being called        those systems. You can obtain the          Tues. & Thurs. evenings
is not on the list. The Lists are avail-   patch from the following URL:
                                                                                      Thursday, September 18
able from the Internet. If you want                                                   CONTINUING EDUCATION CLASS
your name added to the Federal list        http://www.microsoft.com/                  "ETHICS & DISPUTE RESOLUTION"
go to:                                     technet/treeview/                          9 AM to 12 Noon
   http://www.donotcall.gov                default.asp?url=/technet/secu-
After the date a person registers you      rity/bulletin/MS03-026.asp                       CALL THE SCHOOL
have three months to stop calling. If                                                       FOR RESERVATIONS
you continue to call or Fax after a                                                            (203) 234-3938
                                                           -5-


  In a Test of Lobbying Muscle,           Today, a subcommittee of the House         on Responsive Politics, a watchdog
         Realtors Prevail                 Appropriations Committee approved          group.
    An article from the New York Times    a rider to a huge spending bill for the    But money is not the main source of
         by David E. Rosenbaum            Transportation and Treasury Depart-        the REALTORS® lobbying
                                          ments and a slew of independent            strength. Even more important is
WASHINGTON - Few people lie               agencies that would block banks            that real estate agents are in every
awake nights worrying about               from entering the real estate business     city and town and hamlet to
whether banks should be allowed to        during the next fiscal year. The           America. They are out on the street
get into the business of selling and      rider, similar to one in effect for this   and visible every day and make a
managing residential real estate, but     fiscal year, seems certain to become       living by knowing and schmoozing
politicians here forced to consider       law.                                       with people.
the question are torn between two         Not surprisingly, the measure was          The bankers are big donors too -
powerful lobbies with deep pockets        approved on a voice vote rather than       $20.5 million in the 2002 races,
and a presence in every state and         a roll call. This is an issue on which     dived about 60-40 between Republi-
Congressional district.                   many lawmakers are not eager to            cans and Democrats - and they too
The National Association of REAL-         cast a recorded vote, lest they            are in every community. But they
TORS®, year after year the largest        alienate one group of supporters or        are different from the real estate
single donor to candidates for            another.                                   salesmen.
federal office outside of labor           Officials in the White House prob-         "Bankers have employees," said
unions, views the issue as a matter of    ably breathed a sigh of relief. They       Representative Barney Frank of
life and death for real estate agents     care little about the issue, but it is a   Massachusetts, the top Democrat on
and is using every weapon in its          political hot potato the administra-       the House Financial Services Com-
arsenal to prevail over the banks.        tion would just as soon not handle         mittee. "They work inside, in office.
For the American Bankers Associa-         before the next election.                  REALTORS® work basically for
tion, this is one of many issues it has   The background is this: In 1999,           themselves. They go door to door
before Congress and federal agen-         Congress enacted legislation that let      and solicit people."
cies. But it was only five years ago      banks enter the insurance and              More than half the members of the
that the bankers, no pikers them-         securities business for the first time     House and 23 senators have spon-
selves when it comes to campaign          and permitted expansion into other         sored a bill that would block the
contributions, won a decades-long         areas if the Treasury and the Federal      banks permanently from getting into
fight to lift federal restrictions        Reserve judged them to be "financial       real estate, but the bill stands no
against banks expanding into other        in nature."                                chance of become law this year.
areas of financial services, and they     In 2000, the bankers petitioned to         Representative Michael G. Oxley, a
are determined to resist the imposi-      enter real estate, and the Clinton         Republican from Ohio who is
tion of limits.                           Treasury proposed a rule to allow it.      chairman of the Financial Services
The issue is a perfect example of a       But the REALTORS® who repre-               Committee and a close ally of the
principle outlined to a reporter in the   sent almost every real estate broker       banks, has made it clear that he will
1970's by Warren G. Magnuson, a           in the country, swung into action,         not hold hearings on it.
crusty Democratic senator from            and they have managed to prevent           So the lawmakers will be put on the
Washington who in his more than 20        the rule from going into effect.           spot again next year, when the rider
years as chairman of the Senate           Since 1990, the Association's Politi-      on the appropriations bill expires.
Commerce Committee has probably           cal Action Committee has given $22         But that is not altogether a bad deal
heard from every lobbyist alive. All      million to candidates for federal          for them. In the election year, the
any industry wants from Washing-          office, divided more or less evenly        REALTORS® and the bankers will
ton, Mr. Magnuson said, is a com-         between Republicans and Demo-              be before congress again, hat in
fortable competitive advantage over       crats, and real estate interests alto-     hand. An that will no doubt lead to
other industries.                         gether gave $65 million to Congres-        another round of campaign contribu-
In this case, the real estate agents      sional candidates in the 2002 elec-        tions.
seem to have won for the time being.      tions alone, according to the Center
                                                                                     RPAC WORKING FOR YOU!!!!
                                                          -6-


                                          Corporate Sponsor: Includes Even


                                                                                  M
                                                                                             ost people have
                                          Signage, Table Signage, Full Page Ad
                                                                                             become wealthy
                                          in Program Book, 4 tickets - VIP
                                          Seating. ($2,500.00).                              investing in real
                                                                                  estate than many other invest-
                                          Benefactor: Includes Table Signage,     ments. Agents who want to
                     By                   Half Page Ad in Program Book and 2
           Joe & Clair Celentano
                                                                                  learn the specific secrets to
                                          tickets - VIP Seating. ($1,000.00).     smart real estate investments
      (Joe is with Harborview Realty)

                                          Patron: Includes 2 tickets and Recog-   can discover them in this

W
           e're very excited to be the
           Co-Chairs for the 13th         nition in program Book. ($500.00).      course. Students will learn how
           Annual Benefit for THIS                                                to identify the right opportuni-
CLOSE for Cancer Research, Inc.           PROGRAM BOOK ADVERTISING:               ties, compare real estate other
with Michael Bolton on September          Deadline August 29, 2003.               investments and create addi-
14th. Following Joe's diagnosis with      Full Page Ad $300.00
                                          Half Page Ad $150.00                    tional wealth for themselves
colon cancer last, finding a cure for
cancer has become a goal that is very     Third Page Ad $100.00                   and their clients. Financial
important to us. Everyone seems to        Quarter Page Ad        $ 75.00          calculator required. Credit will
know someone whose life has been          Business Card Ad       $ 50.00          also be awarded toward ABR.
affected by cancer in some way.           Name Listing $ 25.00
That's something that, with your help,    Attach Business Card, Black and
                                          White Copy or Print Advertisers
                                                                                    ALL REAL ESTATE
we'd like to change.
We'd love for you to participate in any   Message.                                AGENTS ARE INVITED TO
way you feel comfortable - whether it                                                   ATTEND.
be by attending the even on Septem-       Tickets may be reserved for
ber 14th, being an event sponsor,         $100.00 each or $250.00 for VIP         Financial Calculators are re-
advertising in our program Book,          seating. If you cannot attend the
                                          event but would like to send a
                                                                                  quired, recommended HP-10B
donating an item for our silent auc-
tion, or making a contribution of any     contribution please Contact Joe or      or HP-012C .
dollar amount.                            Clair Celentano (203) 387-2873.
THIS CLOSE is working hard toward         Credit cards accepted.                  For information call Albina
a cancer free world for you and your                                              Romanski CRS
children. We truly are This Close.                CRS Course 204                  1-860-621-6821 or fax 1-860-
Please help us reach our goal. With        "Creating Wealth through               276-8474
your support, we will find the cure.                Residential
POSSIBLE WAYS TO HELP ARE
                                            Real Estate Investments"              Make checks payable to:
AS FOLLOWS: Make your tax                              Date:                            CT Chapter CRS
deductible check payable to THIS           September 16 and 17, 2003              Mail checks to:
CLOSE and mail to 264 Amity Rd.,          Time: 8:30 to 5:00 (arrive day
                                                                                        Albina Romanski CRS
Ste 216, P O Box 3725, Woodbridge,          1 at 8:00 a.m. to register)
CT 06525-3725 or call (203) 387-                                                        Prudential Ct. Real
                                            Cost of complete course:
CURE (2873).                                                                            Estate, 441 Main St.,
                                                     $325.00/
                                                                                        Southington, CT
Presenting Sponsor: Includes Even                Designees $275.00
                                           Where: Radisson Hotel, 100
                                                                                              06489
Signage, Table Signage, Full Page Ad
in Program book, Inclusion in all          Berlin Rd., Cromwell, CT.
Publicity, Recognition during the          Sponsor: CT State Chapter
Even, 10 tickets - VIP Seating.           Certified Residential Specialist
($5,000.00).                              Instructor: Pat Zaby, CCIM,
                                                    CRB, CRS
                                                           -7-




                          Wine Tasting Gala
                                                To benefit RPAC
             Thursday, October 16, 2003 - 5:30 PM
                                 Wine Tasting & Silent Auction
                   NEW HAVEN COUNTRY CLUB
                         160 Hartford Turnpike, Hamden, CT.
                                                (No Denim or Cellphones)

SPONSOR LEVELS

GOLD SPONSOR                                                                              $ 250.00
Full Page Ad in Program Book

SILVER SPONSOR                                                                            $ 150.00
Half Page Ad in Program Book

BRONZE SPONSOR                                                                            $ 75.00
Quarter Page Ad in Program Book

INDIVIDUAL TICKET                                                                         $ 35.00


Name________________________________________________________________________________________________

Title_________________________________________________________________________________________________

Organization__________________________________________________________________________________________
                                (As it should be listed on print material)
Address_______________________________________________________________________________________________

City__________________________________ State______________________ Zip__________________________________

Phone__________________________________________ Fax___________________________________________________

              We want to support the RPAC Gala

____Gold Sponsor           ____Silver Sponsor         ____Bronze Sponsor         ____Ticket (s) @ $35 ____________

____Check Enclosed       Please make your check payable to GNHAR. Mail to the Greater New Haven Association of
Realtors, Inc., 127 Washington Ave., West Bldg, Lower Level, North Haven, CT. 06473

____We cannot attend your event but would like to make a cash donation of $________________

____We would like to supply an item or service for the "Silent Auction" (Describe________________________________)


                        FOR ADDITIONAL INFORMATION, CONTACT CHERYL @ (203) 234-7700

				
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