BASIC TRANSACTIONS INVOICE

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Valid as of 26.05.2009 BASIC TRANSACTIONS INVOICE Percentage Minimum PROGRAM: FREE Charge Charge (EUR) TRANSACTIONS Percentage Charge PROGRAM: FREE TRANSACTIONS Minimum Charge (EUR) DEPOSITS Account Operating Charges PAYMENT SERVICES TRANSACTIONS IN EUR & F.X. Outgoing Payment Orders for Eurobank clients NO CHARGES FOR THE FIRST 10 OUTGOING STP PAYMENTS IN EURO WITHIN GREECE EACH MONTH. IRRESPECTIVELY OF AMOUNT Cash transactions (deposits / withdrawals) >5 Per Transaction 0,75* NO CHARGES STP Payments within ΕU up to € 10.000,00 from €10.000,01 to €50.000,00 from €50.000,01 Fixed 15 Fixed 25 Fixed 50 The aforementioned / same pricing policy also applies for SEPA payments Outgoing Card Payment Orders for Eurobank clients Debit transactions Dormant Accounts over 12 months Savings Accounts (since 01/02/07) Current / Sight Accounts 1st Beneficiary’s total client relationship ≥ 5,000€ 1st Beneficiary’s total client relationship < 5,000€ and dormancy ≤ 5 years 1st Beneficiary’s total client relationship < 5,000 € and dormancy > 5 years Cheques returned unpaid Handling of cheques with non sufficient funds No Fee No Fee 0,05% *2 100,00 (Maximum) STP Payments in Euro Outside EU Maximum Charge € 250,00 STP Payments in Foreign Currency Maximum Charge € 300,00 Non STP Payments Fixed 0,30% 0,30% Fixed 10,00 20,00 25,00 9,00 Outgoing Payment Orders for non Eurobank clients Up to € 2000,00 Fixed 35,00 Fixed 1,50/ month NO CHARGES Outgoing Payment Orders - Swift / Telex Charges Fixed Fixed Fixed 10,00/month 15,00 15,00 Remittance Telex local/ international Fixed Fixed 12,00 15,00 Incoming Payment Orders EUR & FX Note: Until the 31th of March, the above charge refers only to cheques that appear at the Clearing Office. From 1st of April 2009 and onwards, the above charge will include all non sufficient funds cheques uincluding those that appear at the teller's desk The aforementioned / same pricing policy also applies for SEPA payments Amount Transfer from a customer to a walk-in customer of the Bank Transfer to own accounts Cash deposits in favour of third parties (per trans.) *1 Cheque Recall 0,10 No Charges Fixed 9,00 Transactions from € 0 - 12.500,00 from € 12.500,01 - 50.000,00 over € 50.000,01 Fixed Fixed Fixed Fixed 3,00 5,00 8,00 9,00 NO CHARGES FOR STP INCOMING PAYMENTS IN EURO 1,50 NO CHARGES NON STP Transactions surcharges Urgent Transactions Fixed 20,00 From € 0 to 50.000,00 Over € 50.000,01 Same day value Fixed Same day value Fixed 10,00 10,00 Marked Cheques JPY Cheques Deposits (per transaction) Standing Order for funds transfer to cover cheques issued Account Statement - Portfolio Position Upon Request Previous Year Statement Request Chequebook Issuance Fixed Fixed No Charges 30,00 3,82 COLLECTIONS Incoming Payment Orders EUR & FX Collection Letters Cheques (Collection Letters) Cash Letters Fixed Fixed No Charges Fixed Fixed 15,00 15,00 15,00 15,00 Fixed per statement Fixed 0,95 30,00 Unpaid cheques Revocation of order FOREIGN CURRENCY SALES Up to € 10.000 Fixed 0,50% 0,30% 0,30% 8,00 Sight Accounts (10 sheets) Fixed 20,00 Over to € 10.000,01 Conversion of cheques to Euro NO CHARGES 3,00 3,00 Sight Accounts (25 sheets) Fixed following abovementioned charges 50,00 Purchase of T/Cs Current Accounts Purchase of foreign banknotes Fixed 3,00 Standing Orders 3 Electricity / Water Board bills (PPCΕΥDAP) Payroll WIND DEYA Serron/DEYA Kastorias/DEYA Xanthis/ DEYA Dramas/ DEYA Kerkiras/ DEYA Kozanis A.C.N. SHELL EYATH EPA (GAS) Hellas On Line Issuance of Bank Draft To the order of the Depositor To the order of a third party (cash) -//-//(withdrawal from account) Cash Withdrawals Cash desk Eurobank ATM Fixed Fixed Fixed 0,60 0,60 0,44 FOREIGN CURRENCY WITHDRAWALS Withdrawals in foreign banknotes Up to € 10.000 Over € 10.000 No Charges 0,50% Fixed Fixed Fixed Fixed Fixed Fixed 0,50 0,50 0,30 0,50 0,50 0,50 NO CHARGES IMPORTS Letters of Credit - Advance Payments Issuance Execution / Settlement Amendment Cancellation Confirmation ( quarterly) Collections Up to 1 year maturity Over 1 year maturity 0,30% 0,50% Fixed Fixed 0,20% 0,30% 0,40% Fixed 0,50% 0,30% 0,30% 44,00 44,00 18,00 29,00 29,00 23,00 32,00 15,00 44,00 35,00 Actual Expenses No Charges 0,50% 0,10% 15,00 4,50 NO CHARGES Extention of maturity Documentary collections No Charges same day No Charges same day Return / non acceptance of documents Free of payment Page 1 of 2 BASIC TRANSACTIONS INVOICE Percentage Minimum PROGRAM: FREE Charge Charge (EUR) TRANSACTIONS Other Bank's ATM & ATM inside EU 1 day back value and charges: Amount Up to € 110 111€ - 120€ 121€ - 130€ 131€ - 140€ 141€ - 150€ 151€ - 160€ 161€ - 170€ 171€ - 180€ 181€ - 190€ 191€ - 200€ 201€ - 290€ From €291 *4 Percentage Charge Collection Accounts Fixed Minimum Charge (EUR) 12,00 PROGRAM: FREE TRANSACTIONS Charges € 1,50 € 1,44 € 1,33 € 1,24 € 1,50 € 1,60 € 1,70 € 1,80 € 1,90 € 2,00 € 2,03 € 1,19 EXPORTS Letters of Credit - Advance Payments Announcement Negotiation Amendment Cancellation Confirmation / per quarter Collections Up to 1 year maturity Over 1 year maturity Extention of maturity 0,15 Documentary collections Cash against documents / deferred payment 0,10% 0,40% Fixed 0,20% 0,20% 0,40% 0,50% Fixed 23,00 35,00 15,00 20,00 23,00 20,00 29,00 15,00 Balance inquiry (per transaction) ATM outside EU Independently of Amount Foreign Exchange Conversion / Commission Hold Mail per year (in advance) ON LINE PAYMENTS Fixed 0,50% 0,40% 0,20% 0,20% 29,00 29,00 15,00 15,00 0,50% per transaction 1,50 Days Acceptance (D/A) Return / non acceptance of documents Free of payment Imports / Exports - Telex / Swift Expenses NO CHARGES WHEN TRANSACTIONS ARE REALIZED Fixed 30,00 Wind Ford Credit Q - Telecom Hellas On Line Cosmoline Opel Bank COLUMBIA Telecom Plus TELLAS FORTHNET/ EPA / EPA (E.E.N.O.) /OTENET LANNET Greek German School INTERASCO NET ONE MISELEN ACS Courier Social Security TEBE (for payments from 25 till the end of every month) VAT(for payments from 21 and 26 of every Social Security IKA- for payments from 25 till the end of every month LETTERS OF GUARANTEE (PAID IN ADVANCE QUARTERLY) Bid Bond Good Performance Guarantee Advance Payment Guarantee Customs Duties Replacement of Decima Good Payment Guarantee Amendment Forfeiture (claim) Fixed Fixed Fixed Fixed Fixed Fixed Fixed Fixed Fixed Fixed Fixed Fixed Fixed Fixed Fixed Fixed Fixed Fixed 1,00 1,50 1,30 1,50 1,50 1,50 1,50 1,50 1,00 1,50 1,50 1,50 1,50 1,00 1,50 1,50 15,00 12,00 Telex/Swift Local Telex/Swift International Telex/Swift'-for Issuance of L/C in Europe Telex/Swift'- for Issuance of L/C outside Europe OTHER EXPENSES Postage Expenses Regular Mail abroad Registered Mail abroad Courier local Courier international Fixed Fixed Fixed Fixed 12,00 20,00 44,00 58,00 Minimum Minimum Fixed Fixed 3,00 4,00 10,00 25,00 SECURITIES SERVICES Securities negotiable on the ATHEX Trades with value from € 0 to 3.000,00 Trades with value from € 3.000,01 to 10.000,00 Trades with value exceeding € 10.000,01 Monitoring Dividend Collection NO CHARGES 1,00% 0,75% 0,50% No Charges No Charges Fixed 10,00 10,00 10,00 Transfer of dematerialized shares Greek State Debt Securities Purchase-Sale-Monitoring 5,00 No Charges Fixed 3,00 1,00% 1,50% 2,50% 2,50% 1,50% 2,50% Fixed Fixed 45,00 45,00 45,00 45,00 45,00 45,00 60,00 60,00 Receipt-Delivery of dematerialized securities BILLS OF EXCHANGE FOR COLLECTION (PER ITEM) Maturity up to 1 year Maturity over 1 year Mail charges Returned B/E Protested B/E Change of settlement branch 0,50% 0,80% Fixed Fixed Fixed Fixed 6,00 6,00 2,00 6,00 15,00 6,00 "FREE BANKING TRANSACTIONS": Terms and Conditions of the program are present in all Branches and the Bank's Internet Site. NOTES: Customers are surcharged with third party fees (e.g. Mail, telephone, telex, correspondent charges) For the terms and conditions regarding early maturity of deposits customers are kindly requested to refer to the Bank's Staff for full details For services which are not mentioned above, customers are kindly requested to refer to the Bank's Staff Changes to this document are publicized in the relevant customer service areas *Disabled customers are exempt from numerous cash transactions charges at the counter 1. The fee is charged for deposits in third party Accounts, in Euro or Foreign Currency (same currency account) 2. >5 per calendar month and calculated based on the amount charged 3. For payroll customers the fee imposed is €0 4. Withdrawal limit from DIAS net is €600 and inside EU (Cirrus/Maestro), 700€ or more if requested from the client. Page 2 of 2

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