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					                                      Newsletter for Me
                                                        mber-Owne
                                                                 rs •        July 31, 2
            News Briefs                                                                 010

   Mt. Carmel Shred Day
                                                           Student
                                                           Loans
   Shred Day is coming to Mt. Carmel! On Tuesday,
   August 24 from 1 p.m. – 5 p.m. bring your items to
   be shredded to the Mt. Carmel Branch. This event
   is for personal items only! If you need to free up
   space, eliminate unnecessary theft and security risks
   or get rid of old, outdated and useless files, gather   It’s Not Too Late for an
   your items and bring them to the Mt. Carmel Branch.
   Receive free information about protecting your
                                                           ECU Student Loan
   identity, register to win prizes and learn more about   Fall is just around the corner and another semester of classes has started. Did your expected
                                                           educational funding fall through? Are you still waiting on an answer from governmental sources?
   how ECU Online and Online Statements can help           Relax! ECU is here to help. Financing your college education has never been easier and
   keep you safe! Visit www.ecu.org to learn more!         with great features like these, why would you go anywhere else?
   Upcoming stops:                                                         • Rates as low as 6.50% APR*
   colonial Heights Branch           september 24                          • No Fees
   gate city Branch                     october 21                         • No Annual Renewal
   New ECU ATM                                                             • Consolidate Existing Loans
   ECU has added yet another ATM to conveniently                           • Interest-Only Payments until Graduation
   serve you! Our newest ATM is within the Kingsport
   Higher Education Center located at 300 W. Market
                                                                           • No Lengthy Forms to Complete
   Street in downtown Kingsport. The ATM can be            Applying for an ECU student loan is quick and easy. Plus, once you’ve been approved for your
   found in the lounge area near the vending machines.     ECU student loan, there’s no re-application process each semester – one educational line of
                                                           credit carries you through to graduation. It’s as easy as supplying ECU with a statement of costs
   Visit www.ecu.org for a complete listing of all ECU     and your grades each semester.
   ATM locations.                                          So, what are you waiting for? Apply today!
                                                           *Loans subject to credit approval. Certain restrictions apply. APR is Annual Percentage Rate. Rate accurate as of July 22, 2010.


                                                           Congressman Rick Boucher                                                       Congressman Phil Roe
                                                           Area credit union                                                             Area credit union representatives, along with
                                                           representatives, along                                                        Gary Tucker
                                                           with Gary Tucker                                                              (second from
                                                           (first from left), SVP                                                        left), SVP
                                                           Government/Public                                                             Government/
                                                           Relations of Eastman                                                          Public Relations
                                                           Credit Union, met                                                             of Eastman

     Teller Tip:
                                                           with Virginia’s Ninth
                                                                                                                                         Credit Union,
                                                           District Congressman
                                                           Rick Boucher (third from left), to thank him for                              met with
   To ensure accuracy, always                              supporting credit union issues related to debit cards that                    Tennessee’s
                                                                                                                                         First District Congressman Phil Roe (fourth from
 verify your receipt and/or cash                           benefit Eastman Credit Union members.
                                                                                                                                         left), to thank him for supporting credit union
before leaving the teller window.                                                                                                        issues related to debit cards that greatly impact
                                                                                                                                         Eastman Credit Union members.
Commercial
Mortgages Available
Eastman Credit Union is excited to offer a variety
of business products and services designed to meet
our business member-owners’ needs. ECU is especially excited about                         What Would You Do
the value we can offer business member-owners on commercial real
estate loans. Here are just a few of the benefits:
                                                                                           With An Extra $5,000?
 • Great, low rates                                                                        Open a new Visa® credit card between now and September 30, 2010 and
                                                                                           you’ll be entered to win $5,0001 each time you make a purchase using
 • Fixed rate periods of five, ten or fifteen years                                        your card!

 • Financing for up to twenty years                                                        ECU Visa® Credit Cards give you so many benefits:
 • Simple pricing                                                                          • Great rates
 • No hidden costs concealed in 365/360 interest rate                                      • Fixed or variable program rates available2
  calculations (as used by some commercial lenders)
                                                                                           • 24/7 online access
 If you are financing your commercial real estate loan through another                                                                                                  Rates
financial institution or lending source, you could be paying too                           • 24/7 fraud monitoring                                                    as low as
much! You could save hundreds, maybe even thousands, of dollars by
choosing ECU over other financing sources.                                                 • Zero liability fraud protection                                         9.90%
If you would like to learn more about ECU’s business products and
services, please call (423) 578-7392.                                                      • Scorecard® Reward Points3                                                APR 5
                                                                                           • No annual fees
Go Green with ECU Online                                                                   • No fixed or minimum finance charges
Statement Winner                                                                           • No balance transfer fees
                                            Congratulations to David
                                            Hutton! David is the winner                    • No cash advance fees
                                            of the Go Green with ECU
                                            Online Statements promotion.                   • No introductory rates
                                            He won an Apple Ipad with
                                            carrying case and all he had                   That’s not all…you’ll receive $504 credit on your first purchase with your
                                            to do was sign up to receive                   new Visa ®credit card!
                                            his member statements online
                                            and he was automatically                                         Visit www.ecu.org to apply online today!
                                            entered to win.                            1
                                                                                        Visit http://WinwithECUVisa.ecu.org to view contest rules for new
                                                                                       and current cardholders. 2VISA Platinum Preferred eligibility based on
                                                                                       previous lending history. 3Scorecard Program – For every dollar spent
                                             David said, “ECU Online is                (purchases only), you earn one point towards various gift items and
                                                                                       travel services. 4Eligible only to new credit cards opened between now
                                             very easy and convenient to
                                                                                                                                                                     Hurry
                                                                                       and September 30, 2010. $50 credit or a full balance credit, if balance is
                                             use. It’s second nature to just           less than $50, will be posted to the account following the first statement
                                                                                       date. Applies to purchases and balance transfers. Cash advances are not
                                             login and check everything on             eligible. To be eligible, account must have purchase or balance transfer
                                                                                       activity within 90 days of open date. Only one $50 credit will be given for
                                                                                                                                                                      Offer En
                                                                                                                                                                     Septemberds
one site. I rarely go to a branch now since all the information I need is at           each primary member. 59.90% Annual Percentage Rate (APR) is available
                                                                                       as of 6/10/10 on a Visa Platinum Preferred and is subject to change
my fingertips.” Way to “Go Green” David!                                               without notice. Subject to credit approval. Certain restrictions apply.
                                                                                                                                                                               30,
                                                                                                                                                                         2010!




                                                     For more details about
                                                     ECU’s products and services,
                                                     visit www.ecu.org or call 423.229.8200 and 800.999.2328.
                                                     The Eastman Credit Union logo, ECU Online, ECU, Equity Express, It’s Your Money and Lifeline are registered service marks and LIFE
                                                     is a trademark of Eastman Credit Union. Information in this newsletter is accurate as of date of printing and is subject to change at
                                                     any time without notice.

				
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