Newsletter for Me mber-Owne rs • July 31, 2 News Briefs 010 Mt. Carmel Shred Day Student Loans Shred Day is coming to Mt. Carmel! On Tuesday, August 24 from 1 p.m. – 5 p.m. bring your items to be shredded to the Mt. Carmel Branch. This event is for personal items only! If you need to free up space, eliminate unnecessary theft and security risks or get rid of old, outdated and useless files, gather It’s Not Too Late for an your items and bring them to the Mt. Carmel Branch. Receive free information about protecting your ECU Student Loan identity, register to win prizes and learn more about Fall is just around the corner and another semester of classes has started. Did your expected educational funding fall through? Are you still waiting on an answer from governmental sources? how ECU Online and Online Statements can help Relax! ECU is here to help. Financing your college education has never been easier and keep you safe! Visit www.ecu.org to learn more! with great features like these, why would you go anywhere else? Upcoming stops: • Rates as low as 6.50% APR* colonial Heights Branch september 24 • No Fees gate city Branch october 21 • No Annual Renewal New ECU ATM • Consolidate Existing Loans ECU has added yet another ATM to conveniently • Interest-Only Payments until Graduation serve you! Our newest ATM is within the Kingsport Higher Education Center located at 300 W. Market • No Lengthy Forms to Complete Street in downtown Kingsport. The ATM can be Applying for an ECU student loan is quick and easy. Plus, once you’ve been approved for your found in the lounge area near the vending machines. ECU student loan, there’s no re-application process each semester – one educational line of credit carries you through to graduation. It’s as easy as supplying ECU with a statement of costs Visit www.ecu.org for a complete listing of all ECU and your grades each semester. ATM locations. So, what are you waiting for? Apply today! *Loans subject to credit approval. Certain restrictions apply. APR is Annual Percentage Rate. Rate accurate as of July 22, 2010. Congressman Rick Boucher Congressman Phil Roe Area credit union Area credit union representatives, along with representatives, along Gary Tucker with Gary Tucker (second from (first from left), SVP left), SVP Government/Public Government/ Relations of Eastman Public Relations Credit Union, met of Eastman Teller Tip: with Virginia’s Ninth Credit Union, District Congressman Rick Boucher (third from left), to thank him for met with To ensure accuracy, always supporting credit union issues related to debit cards that Tennessee’s First District Congressman Phil Roe (fourth from verify your receipt and/or cash benefit Eastman Credit Union members. left), to thank him for supporting credit union before leaving the teller window. issues related to debit cards that greatly impact Eastman Credit Union members. Commercial Mortgages Available Eastman Credit Union is excited to offer a variety of business products and services designed to meet our business member-owners’ needs. ECU is especially excited about What Would You Do the value we can offer business member-owners on commercial real estate loans. Here are just a few of the benefits: With An Extra $5,000? • Great, low rates Open a new Visa® credit card between now and September 30, 2010 and you’ll be entered to win $5,0001 each time you make a purchase using • Fixed rate periods of five, ten or fifteen years your card! • Financing for up to twenty years ECU Visa® Credit Cards give you so many benefits: • Simple pricing • Great rates • No hidden costs concealed in 365/360 interest rate • Fixed or variable program rates available2 calculations (as used by some commercial lenders) • 24/7 online access If you are financing your commercial real estate loan through another Rates financial institution or lending source, you could be paying too • 24/7 fraud monitoring as low as much! You could save hundreds, maybe even thousands, of dollars by choosing ECU over other financing sources. • Zero liability fraud protection 9.90% If you would like to learn more about ECU’s business products and services, please call (423) 578-7392. • Scorecard® Reward Points3 APR 5 • No annual fees Go Green with ECU Online • No fixed or minimum finance charges Statement Winner • No balance transfer fees Congratulations to David Hutton! David is the winner • No cash advance fees of the Go Green with ECU Online Statements promotion. • No introductory rates He won an Apple Ipad with carrying case and all he had That’s not all…you’ll receive $504 credit on your first purchase with your to do was sign up to receive new Visa ®credit card! his member statements online and he was automatically Visit www.ecu.org to apply online today! entered to win. 1 Visit http://WinwithECUVisa.ecu.org to view contest rules for new and current cardholders. 2VISA Platinum Preferred eligibility based on previous lending history. 3Scorecard Program – For every dollar spent David said, “ECU Online is (purchases only), you earn one point towards various gift items and travel services. 4Eligible only to new credit cards opened between now very easy and convenient to Hurry and September 30, 2010. $50 credit or a full balance credit, if balance is use. It’s second nature to just less than $50, will be posted to the account following the first statement date. Applies to purchases and balance transfers. Cash advances are not login and check everything on eligible. To be eligible, account must have purchase or balance transfer activity within 90 days of open date. Only one $50 credit will be given for Offer En Septemberds one site. I rarely go to a branch now since all the information I need is at each primary member. 59.90% Annual Percentage Rate (APR) is available as of 6/10/10 on a Visa Platinum Preferred and is subject to change my fingertips.” Way to “Go Green” David! without notice. Subject to credit approval. Certain restrictions apply. 30, 2010! For more details about ECU’s products and services, visit www.ecu.org or call 423.229.8200 and 800.999.2328. The Eastman Credit Union logo, ECU Online, ECU, Equity Express, It’s Your Money and Lifeline are registered service marks and LIFE is a trademark of Eastman Credit Union. Information in this newsletter is accurate as of date of printing and is subject to change at any time without notice.