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346537 NEDBANK INSIDE

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					NEDBANK EYETHU OWNERSHIP PLAN                                                                                        APPLICATION FORM

If you are an eligible person and you wish to subscribe for shares in the Nedbank Eyethu Ownership Plan, please read the detailed Prospectus (the document
to which this Application Form is attached) paying particular attention to the “Summary of the Rules and the Nedbank Eyethu Ownership Plan” section
commencing on page 9 of this Prospectus before completing and returning this Application Form.
An eligible person is:
–   a Black Person as defined in the Financial Sector Charter (African, Indian or Coloured); and
–   a South African citizen who is 18 years or older (if you are between 18 and 21 assisted by your parent or legal guardian) and resident in the
    Common Monetary Area (Republic of South Africa, Republic of Namibia, Kingdom of Swaziland or Kingdom of Lesotho).
You may deliver the completed Application Form to any Nedbank, Peoples Bank or Old Mutual Bank branch or alternatively send it to Nedbank Group Limited
in an envelope marked ‘Nedbank Group Limited: Nedbank Eyethu Ownership Plan’ either by post (in the enclosed prepaid Business Reply Service envelope
or to PO Box 1144, Johannesburg, 2000) or by hand (135 Rivonia Road, Sandown, 2196).
Please note that if you fail to complete this form correctly, your application may be rejected.

 1 Insert your name, ID number, address details, telephone numbers and e-mail address here
     Title (tick (✓) the                    Mr            Mrs            Miss          Other      (please specify)
     relevant box)

     Initial(s)

     First name(s)

     Surname

     ID number

     Postal address line 1*

     Postal address line 2*                                                                                                  Postal code

     Physical address 1* (if different to
     postal address)

     Physical address 2*                                                                                                     Postal code

     Telephone number*

     Fax number* (if applicable)

     e-mail address (if applicable)

     * Must be within the Common Monetary Area (Republic of South Africa, the Republic of Namibia, the Kingdom of Swaziland or the Kingdom of Lesotho)



 2 Participation Options
     You may elect the:
     – automatic monthly payment option (Buy as You Go Option);
     – once-off lump sum payment option (Lump Sum Option); or
     – you may select both options (Combination Option). To select the Combination Option please complete the automatic monthly payment
       option section below in respect of your monthly payment amount and the once-off lump sum payment option section below in respect of your
       once-off lump sum amount. If you do select both options, please ensure that you understand the effect of this election.

     The total value of the amount invested under all options may not exceed R100 000. Please select the options below:

     Please tick (✓) the relevant box

     Automatic monthly payment option


     I would like to invest the following monthly amount for 36 months                                                        R
     (any amount between R50 and R1 000 per month):
                                                                                                                                                  ,
     Once-off lump sum payment option


     I would like to invest the following amount as a once-off lump sum payment (any amount between R2 000 and         R
     R100 000 (the cumulative amount you subscribe for in terms of the Automatic monthly payment option and
     Once-off lump sum payment options above may not exceed R100 000)):
                                                                                                                                                  ,
3 Insert your bank details here
   To participate in the Nedbank Eyethu Ownership Plan you must have a Qualifying Account (a Qualifying Account is a savings account, current
   account, transmission account or Mzansi account) with Nedbank, Peoples Bank, Old Mutual Bank or Pick ’n Pay Go Banking.

   If you wish to participate in the Nedbank Eyethu Ownership Plan and you already have a Qualifying Account please insert the account details in the
   spaces provided below.
   Please ensure that the Qualifying Account is in the same name as you have provided above.

   Branch code                                               Account number

   If you wish to participate in the Nedbank Eyethu Ownership Plan but you do not have a Qualifying Account please contact your local Nedbank,
   Peoples Bank or Old Mutual Bank branch.

   I do not hold a Qualifying Account, but I will apply for one so that I can participate in the Nedbank Eyethu Ownership Plan.
   Please tick (✓) the box if this applies to you.


4 Payment and return of this Application Form
   Three allocations of Nedbank Group Subscription Shares will be made by the Eyethu Retail Trust. The closing date of the first allocation will be
   15 September 2005, the closing date of the second allocation 15 October 2005 and the closing date of the third allocation 15 November 2005.
   Since there are a finite number of Subscription Shares available, if there is an over-subscription of the Nedbank Eyethu Ownership Plan, we cannot
   guarantee that the value of Subscription Shares applied for by the Applicant will be the actual amount granted to the Applicant by the Eyethu
   Retail Trust under the terms and conditions of the Nedbank Eyethu Ownership Plan. The risk of over-subscription increases as the Nedbank Eyethu
   Ownership Plan approaches closure and hence we urge you to send in your completed Application Form, in accordance with the instructions set out
   in the ‘Guide to completing the Nedbank Eyethu Ownership Plan Application Form’ that follows this Application Form, as soon as possible but by no
   later than Tuesday, 15 November 2005, being the closing date of the third allocation and of the Nedbank Eyethu Ownership Plan.
   You will be notified of your allocation by no later than 60 days after the relevant closing date. If you have not had a response by then please phone
   the support call centre on 0860 555 130 or e-mail EyethuOwnershipPlan@nedbank.co.za.


5 Sign below
   I agree that this completed Application Form shall constitute an irrevocable offer to participate in the Nedbank Eyethu Ownership Plan under the
   option/s I have selected above and to subscribe for the value of Nedbank Group Subscription Shares specified above or such lesser value of
   Subscription Shares as may be allocated to me by the Eyethu Retail Trust.
   I acknowledge that a condition to this Offer for Subscription is that I have a Qualifying Account and that I make payment of the first amount of
   money in terms of the Participation options selected by me on the dates when payment is due.
   I agree that my Participation in the Nedbank Eyethu Ownership Plan is governed by the terms and conditions of the Rules of the Nedbank Eyethu
   Ownership Plan and the Eyethu Retail Trust Deed and I agree to be bound by these. (The Rules of the Nedbank Eyethu Ownership Plan and the Eyethu
   Retail Trust Deed are summarised in the Prospectus and in the `Summary of the Rules and the Nedbank Eyethu Ownership Plan´ section
   commencing on page 9 of the Prospectus and are published in full on the Nedbank Group Limited internet site (www.nedbankgroup.co.za) and copies
   of these are also available at all Nedbank, Peoples Bank or Old Mutual Bank branches).
   I agree that the Prospectus, the Summary of the Rules and the Nedbank Eyethu Ownership Plan, the detailed Rules of the Nedbank Eyethu Ownership
   Plan and Eyethu Retail Trust Deed, which are available to me in the manner described above, contains information to enable me to decide whether
   or not I wish to subscribe for Nedbank Group Subscription Shares in terms of the Nedbank Eyethu Ownership Plan.
   I agree that I will be subscribing for Subscription Shares based on my own understanding of all of the information described above and, by signing
   this Application Form, I acknowledge both this understanding and what it entails as well as the financial implications of subscribing for Nedbank
   Group Subscription Shares. (Please contact our support centre at 0860 555 130 or by e-mail EyethuOwnershipPlan@nedbank.co.za should you
   require any advice in this regard.)
   I authorise the Eyethu Retail Trust to open a Central Securities Depository Participant account with BoE Trust Limited (this is the Nedbank participant
   under the Security Services Act) for purposes of the Nedbank Eyethu Ownership Plan and agree to provide the Eyethu Retail Trust with all such
   information as it may require to open such an account and authorise Nedbank Limited to provide the Eyethu Retail Trust with my information for
   this purpose. In respect of this Central Securities Depositary Participant account, I agree to be bound by the terms and conditions applicable to
   holders of such accounts generally.
   I agree to receive my Subscription Shares and Bonus Shares (if any) in the form of Dematerialised Shares.
   I confirm that I am a citizen of the Republic of South Africa and I reside within the Common Monetary Area (Republic of South Africa, the Republic
   of Namibia, the Kingdom of Swaziland or the Kingdom of Lesotho).
   I authorise the Eyethu Retail Trust to debit my Qualifying Account with such costs and taxes (if any) as are incurred in the issue of my Bonus Shares
   from the Eyethu Retail Trust to my account at BoE Trust Limited.
   I warrant and agree that I am an eligible person as defined and that I am entitled to participate in the Nedbank Eyethu Ownership Plan.
   Signature                                                                                                   Date


   The following section must only be completed if the applicant is 18 years or older but under the age of 21. If you are under the age of 21, please
   ensure that you are assisted by your parent or legal guardian and that they too sign this Application Form.

   Signature of parent/legal guardian                                                                          Date




                                                                          i
GUIDE TO COMPLETING THE NEDBANK EYETHU OWNERSHIP PLAN APPLICATION FORM

   Please read these instructions, the Summary of the Rules and the Nedbank Eyethu Ownership Plan section (commencing on page 9 of the Prospectus)
   and the detailed Prospectus (collectively the ‘Prospectus’) carefully before completing the Application Form.
   If you have any queries regarding the completion of the Application Form, please contact our support centre on 0860 555 130 or by e-mail
   EyethuOwnershipPlan@nedbank.co.za.
   The Prospectus has been registered with the Registrar of Companies on Monday, 1 August 2005.
   The numbers on this guide match the section numbers on the Nedbank Eyethu Ownership Plan – Application Form.
   Please complete the Application Form in black ink and where applicable please use CAPITAL LETTERS.



1 Insert your personal details
   Write your name, ID number, postal address, physical address (if applicable), contact telephone numbers and e-mail address (if applicable) as the
   applicant.

   Only individuals/natural persons (and not companies, close corporations, trusts, partnerships, etc.) may apply to participate in the Nedbank Eyethu
   Ownership Plan.
   Joint applications are not permitted.

   Only valid South Africa ID numbers are acceptable.

   Only addresses, telephone numbers and fax numbers within the Common Monetary Area (Republic of South Africa, the Republic of Namibia, the
   Kingdom of Swaziland or the Kingdom of Lesotho) are acceptable.



2 Application amount at the price payable in the Nedbank Eyethu Ownership Plan
   Indicate if you would like to invest on a lump sum basis or on an automatic monthly payment basis (or a combination of the two) by ticking the
   boxes provided.

   36-month automatic monthly payments
   If you have indicated that you will be Participating via the automatic monthly payment option (or a combination of this and the lump sum option)
   please indicate the Rand amount of the monthly payment in the box provided.
   Each individual allocation will be priced at the closing market price of Nedbank Group Limited Ordinary Shares on the JSE on the Business Day before
   each monthly payment is received. It is important to understand that because the price of Nedbank Group Limited Ordinary Shares varies, the
   number of Nedbank Group Limited Ordinary Shares allocated for each payment is subject to change.

   The minimum automatic monthly payment amount is R50. The maximum amount is R1 000.

   Lump sum payments
   If you have indicated that you will be Participating via the once-off lump sum payment option (or a combination of this and the automatic monthly
   payment option) please indicate the Rand amount that you would like to invest in the box provided.
   The lump sum allocation will be priced at the closing market price of Nedbank Group Limited Ordinary Share on the JSE on the Business Day before
   the lump sum payment is received. It is important to understand that the value of Nedbank Group Limited shares allocated to you is unknown at
   this stage.

   The minimum lump sum payment amount is R2 000. The maximum lump sum payment amount is R100 000 (where you have selected a combination
   of a stop order and a lump sum (Combination Option), the combined value cannot exceed R100 000).



3 Insert your bank account details
   To Participate in the Nedbank Eyethu Ownership Plan you must have a Qualifying Account.
   If you are currently a Qualifying Account holder please insert the details of your account in the spaces provided.
   If you do not have a Qualifying Account please contact your local Nedbank, Peoples Bank or Old Mutual Bank branch or the central support helpline
   on 0860 555 130 so that an account can be opened for you.

   The Qualifying Account must be in your own name. Your bank details will be used for the payment of dividends and the payment of your lump-sum
   and/or automatic monthly payments.

   Branch code – insert the 6-digit branch code. This is also the first 6 digits of your account number.
   Account number – insert your Qualifying Account number.




                                                                                                                                                          5
4 Return of the form
    This form can be submitted at any Nedbank, Peoples Bank or Old Mutual Bank branch or alternatively send it to Nedbank Group Limited in an
    envelope marked ‘Nedbank Group Limited: Nedbank Eyethu Ownership Plan’ either by post (in the enclosed prepaid Business Reply Service
    envelope or to PO Box 1144, Johannesburg, 2000) or by hand (135 Rivonia Road, Sandown, 2196).

    For further information, please call the central support helpline on 0860 555 130, e-mail EyethuOwnershipPlan@nedbank.co.za, visit the Nedbank
    Group website (www.nedbankgroup.co.za) or consult your broker, banker, attorney, CSDP, accountant or other professional adviser.



5 Please sign and date this Application Form
    If you are signing this form in a representative capacity, for example under a power of attorney, please enclose a certified copy of the authorising
    document.

    No applicant under the age of 18 may apply.
    Parents or legal guardians of applicants under the age of 21 need to sign this Application Form.
    Only eligible persons may participate in the Nedbank Eyethu Ownership Plan.




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