Your Instant Cash & Check Card – Looks like a Credit Card, Works like a Check An Instant Cash & Check Card makes using your ProGrowth checking account easier and more convenient than ever. It not only gives you quick and convenient access to cash at thousands of automated teller machines (ATM) worldwide, but it also allows you to make purchases wherever you see the familiar VISA symbol. Why use your Instant Cash & Check Card? It’s Convenient. It’s not a credit card, but it’s just as easy to use. The money for your Instant Cash & Mankato Wal-Mart Supercenter branch Check Card purchases comes directly out of your checking account. T heFinancial It’s Easy to Use. Your card is accepted at more than 11 million locations, wherever you see the familiar VISA symbol. It’s Safe. Even if your card is lost or stolen, with proper notification on applicable transactions, \ Z eZ Visa’s Z Zro Liability policy can limit your losses. '` Z When you’re ready to experience the ease, convenience and safety of a ProGrowth Instant Cash & Check card, stop by any of our three locations or apply online at Gaylord www.progrowth.com. Bank Hours Thanksgiving Decorating Ideas Gardener ProGrowth Bank ® 507.237.5535 Lobby Hours Come Grow With Us! Monday-Friday .......................8:30 am-4:00 pm If you’re ambitious enough to host a Thanksgiving feast this year, here Heather, Nicollet Winter 2007 Drive-Thru Hours are some decorating ideas you can use to make the day warm and Mon, Tues, Wed, Friday............7:45 am-5:00 pm inviting. Your guests will leave feeling pampered and special! ProGrowth Bank - Mankato expands presence Thursday...............................7:45 am-6:00 pm Saturday...............................8:30 am-12:00 pm By Philip A. Keithahn, Chairman & CEO Personalize your table. Create small name tags and customized menus ProGrowth Bank is expanding its presence in Mankato. On October 24, we moved our existing branch in Mankato from 45 Teton Mankato for each place setting. Lane to an in-store branch in Wal-Mart at 1881 Madison Avenue. 507.344.4333 Leave a fall-inspired trinket on each plate, such as a festive leaf or Lobby Hours Monday-Friday........................9:00 am-8:00 pm pumpkin candle. We have expanded our business hours at the Wal-Mart branch in order to provide Mankato customers with service 7 days a week. Saturday................................9:00 am-5:00 pm In addition to expanding our Monday to Friday hours to 9am to 8pm, we are now open on Saturday in Mankato from 9am to 5pm Candles! Candles! Candles! Nothing says cozy like the warm glow of a and on Sundays from noon to 5pm. Sunday.................................12:00 pm-5:00 pm burning candle. A nice cinnamon scent is even better! Nicollet Dress up your chairs! Wrap your chair backs We now have two locations in Mankato. Our Wal-Mart branch provides customers with the added convenience of 507.232.3488 expanded banking hours. This is a full-service branch, and you will be able to conduct all your loan and deposit with orange, red or brown material and tie a Lobby Hours Monday-Thursday...................8:30 am-4:00 pm bow at the back. Friday...................................8:30 am-5:00 pm Saturday...............................8:30 am-12:00 pm banking industry, this change means that the 45 Teton Lane location will focus solely on loans for customers. All deposit services have been transferred to the Wal-Mart location. and see our new location. the time they might not be there, as they will be visiting customers at their place of business. We think it is especially important for bankers to leave the bank and meet business owners, entrepreneurs, and professionals at a time and place that is convenient to them. If you want to meet with these four people, please call or email them to schedule an appointment at 45 Teton Lane. Even better, they would LOVE to get a tour of your business, share a cup of coffee or lunch together, and learn more about your needs and dreams. We’re excited about our expanded presence in Mankato and we hope you will appreciate the more convenient hours and additional people who have been hired to help you out. Gaylord, MN 55334 While every ProGrowth Bank customer can also use our Wal-Mart branch when they are in Mankato, we hope you will continue to support the local PERMIT NO.66 PO Box 266 MANKATO, MN 56001 320 Main Avenue businesses in Gaylord and Nicollet. As a community bank and a small-town business owner, we believe it is vital for people to do as much business as PAID possible within the community where they live. U.S. POSTAGE PRSRT STD Gaylord and Nicollet have the good fortune to have an outstanding mix of business owners who care about their community, who donate time and money to local community organizations, and who help make Gaylord and Nicollet great places to live. Let’s all support those www.progrowth.com HAVE YOU HEARD? Discover the Ease of Small Business Banking By Honey Miller, Business Banking Ofﬁcer Our Mankato Branch has moved! At ProGrowth Bank, we make business banking a snap with Merchant Card Services and We are now located inside the Wal-Mart Supercenter. Merchant Card Services Offering your customers their preferred payment method is essential to doing business today. Giving Wal-Mart Supercenter Location prospective clients the ability to make purchases by credit or debit card will increase your sales. In order to maximize your business opportunities, it’s important you work with an experienced Grand Opening December 3rd - 8th and knowledgeable Merchant Services Provider. First Data is ProGrowth Bank’s preferred Merchant Card Services Provider. Watch for more details in upcoming area publications! Employee Spotlight! Merchant Deposit Capture Mankato Ofﬁce Meet Ingrid Skelley, Capture is like bringing the bank’s teller window to your business. Capture money orders, Wal-Mart Supercenter Assistant Vice President consumer checks, cashier’s checks and commercial checks electronically with a secure, 1881 Madison Avenue, PO Box 4429 and Branch Manager at the Phone: 507.344.4333 • Toll Free: 888.458.6672 Mankato Wal-Mart Supercenter location Fax: 507.344.4384 If you’re thinking of starting a small business or are a seasoned business owner looking to Lobby Hours: streamline your processes, call or stop by any of our three locations today. Our bankers will be Ingrid Skelley has been with ProGrowth Bank happy to help you. Monday-Friday: 9:00 am to 8:00 pm for a little over three years. She began in the Saturday: 9:00 am to 5:00 pm • Sunday: 12:00 pm to 5:00 pm Gaylord location and was relocated to Mankato in July 2006. Do You or Someone You Know Have an “I am very excited about our move to the Adjustable Rate Mortgage (ARM)? Wal-Mart location!” she said. ProGrowth Sponsors Relay for Life Ingrid feels the bank’s extended hours will be a By Suzanne Greenig, Mortgage Lender beneﬁt to customers. ProGrowth Bank was a proud sponsor of the Nicollet County and Sibley County When she’s not busy at work, Ingrid enjoys Relay for Life held in June. ProGrowth’s commitment to charitable giving extends to Fact: riding her Harley-Davidson motorcycle, Fact: going for walks and spending time outside. its employees as well. Barb Covell, Kathy Bierstedt, Shelly Dorn, Mary Goetsch, Cindy Fact: It’s always best to work with someone who cares about you Look for Ingrid during your next trip to Grams, Kathy Jensen, Angela Koepp, Jan Renne & Rhonda Stolt participated in the event and your needs. ProGrowth’s Wal-Mart Supercenter location! this year, raising money for the American Cancer Society. Our hats are off to them and to Fact: the more than three million people who participate each year. To learn more about how you can get involved, visit the American Cancer Society’s website at www.cancer.org. ARMs scheduled to reset over the next 12 months need to act now – even those with a pre- ARM resets, monthly payments can double in some cases. increasing, which has created a wealth of choices for homebuyers. Interest rates are still low, but have risen slightly payment assistance programs available in the community where you want to live. If you’re currently in an ARM product that is readjusting or are looking to purchase a home, contact our Equal Housing Lender Front (L-R) Mary Goetsch, Angela Koepp & Cindy Grams (L-R) Jan Renne & Shelly Dorn This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither ProGrowth Bank nor any other party assumes Back (L-R) Barb Covell, Kathy Bierstedt, Rhonda Stolt & Kathy Jensen liability for loss or damage due to reliance on this material. See account disclosures for complete details. Equal Housing Lender. Member FDIC.
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