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WINForms Online® Training for D.R.E. Credit_ C.A.R. Housing

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WINForms Online® Training for D.R.E. Credit_ C.A.R. Housing Powered By Docstoc
					April 6, 2009                       Volume 3 - Issue 14                        In This Issue
                                                                         WINForms Online Training
WINForms Online® Training for D.R.E.                                     CAR Housing Affordability
                                                                                Update
Credit!
You can now receive 3 hours of Consumer Service                           CAR Martgage Protection

credit towards your Department of Real Estate                            Open Enrollment for Health
                                                                                Insurance
continuing education requirement by taking a live
                                                                              Positive Thinking
C.A.R.-sponsored WINForms Online® class. Get an
in-depth training and tips on how to use your
                                                                       IMPORTANT DATES
WINForms Online® application. Learn how to: Create
a Transaction, E-mail forms, Import/Export between                            4-8-09
WINForms® application, Create and Apply Clauses,                       Corning Luncheon 12:00
                                                                               4-9-09
and more!
                                                                         Northern Tour 8:30
                                                                              4-11-09
A C.A.R. Certified trainer teaches the class and                            Chilli Cook Off
provides certificates, along with a WINForms® All-                            4-12-09
In-One Manual and more.                                                       EASTER
                                                                                 *****
The next WINForms Online® for DRE Credit                                Upcoming 2009 C.A.R.
                                                                        Business Meetings &
training will be held in the following Local
                                                                       California REALTOR®
AOR: OROVILLE ASSOCIATION OF REALTORS®,                                         EXPO
April 29, 2009 10:00am.
                                                                          •    June 3-6
Please call 529-0430 to reserve your seat.                                     Sacramento
                                                                          •    October 7-10 San
                                                                               Jose

C.A.R. Housing Affordability Fund Launches Mortgage
Protection Program April 2                                               Real Estate Related
                                                                               Links
To help provide first-time home buyers with peace of mind when
purchasing a home, the CALIFORNIA ASSOCIATION OF                       Code of Ethics & Standard of
                                                                                 Practice
REALTORS® Housing Affordability Fund (C.A.R.H.A.F.) is offering a
new mortgage protection program to first-time home buyers.              California Multiple Listing
                                                                         Service (CALMLS) MLS
Through the C.A.R. H.A.F's Mortgage Protection Program, first-time        Rules and Regulations
home buyers who lose their jobs due to layoffs may be eligible to
receive up to $1,500 per month for up to six months to help make         Bylaws of the California
their mortgage payments. A Qualified co-buyer can also participate       Multiple Listing Service
in this program, for a reduced monthly benefit of $750 per month for
                                                                         California Association of
up to six months in the event of a job loss. Program benefits also
                                                                          Realtors(www.car.org )
                                                                           National Association of
include coverage for accidental disability and a $10,000 death                   Realtors
                                                                                (www.realtor.org )
benefit. C.A.R.'s Housing Affordability Fund is dedicating $1 million
toward its Mortgage Protection Program, and estimates that up to         NAR Web Site Traffic Stats
3,000 families will benefit from the program this year.
                                                                          Department of Real Estate
To qualify for the Mortgage Protection Program, applicants must:                (www.dre.ca.gov )

·     Be a first-time home buyer - someone who has not owned a           REALTOR® Ethics Training
home in the last three years                                                  Online Course
·     Open escrow April 2, 2009, or later, and close on or before
Dec. 31, 2009
·     Use a California REALTOR® in the transaction                          Cyberhomes by F.N.F.
·     Purchase the property in California                                    (www.cyberhomes.com )
·     Be a W-2 employee, cannot be self-employed or military
                                                                           Your Piece of California
personnel                                                                 (www.yourpieceofcalifornia.com )
                                                                           Point2 National Listing
Home buyers must request an application for the H.A.F. Mortgage                    Service
                                                                                 (www.point2.com)
Protection Program from their REALTOR®. More information on this
new initiative will be forthcoming. Check                                        Top Producer
http://www.car.org/aboutus/hafmainpage for updates or contact                 (www.topproducer.com)

Monica Rodriguez at (213) 739-8380 or monicar@car.org .
                                                                                  Local Info

                                                                               City of Red Bluff
                                                                                Minutes and Agenda

C.A.R. launches Mortgage Protection Program for
                                                                               Tehama County 
first-time home buyers                                                         Minutes and Agenda

Quick Facts                                                                     City of Corning 
·   C.A.R. is the first statewide association in the nation to offer a          Minutes and Agenda
mortgage protection plan for consumers
·   Approximately 3,000 households expected to receive
assistance in first year                                                  2006-2009 Tehama
·   C.A.R.'s Housing Affordability Fund is dedicating $1 million
toward program                                                             Market Statistics
LOS ANGELES (April 2) -The CALIFORNIA ASSOCIATION OF
REALTORS® (C.A.R.) today launched the C.A.R. Housing
Affordability Fund Mortgage Protection Program (C.A.R.H.A.F.
MPP) for first-time home buyers.                                                   FYI
ThroughtheHousing Affordability Fund Mortgage Protection
Program, first-time home buyers who lose their jobs due to layoffs         Realtors have the
may be eligible to receive up to $1,500 per month, for six months,         option to take the
to help make their mortgage payments.A qualified co-buyeralsocan         courses needed to re-
participatein the program,and receivea monthly benefit of $750 per
month for up to six months. Program benefits also include coverage           new their R.E.
for accidental disability and a $10,000 death benefit.                       License at the
                                                                         Association Office, call
C.A.R.'s Housing Affordability Fund is dedicating $1 million toward            for details
its MortgageProtection Program, and estimates that as many as
3,000 families will benefit from the program this year.
"The Mortgage Protection Program was developed to help ease the                *****
anxiety ofconsumers who areconcernedabout potential job loss and          View all the Weekly
its impact on their ability to pay their mortgage should they            TCAOR Newsletters at
purchase a home," said C.A.R. President James Liptak. "It also                www.tcaor.com
provides peace of mind to those buyers who are actively searching         under the Members Only
for a home."                                                               section "This Week @
                                                                                  TCAOR"
To qualify for the Mortgage Protection Program, applicants must:                      *****
·   Be a first-time home buyer - someone who has not owned a                   Need some training in
home in three or more years                                                         Paragon or
·   Open escrow April 2, 2009, or later, and close on or before
                                                                                WINForms? Contact
Dec. 31, 2009
                                                                               the Association Staff
·   Use a California REALTOR® in the transaction
·   Purchase the property in California                                               for an
·   Be a W-2 employee(cannot be self-employed)                                   appointment 529-
                                                                                       0430
Here is a link to a Q&A on the program for additional
information:                                                                   !!HAPPY BIRTHDAY!!
http://www.car.org/3550/100782/204893/HAFMPP_FAQ_FINAL4-1-09__.pdf
                                                                                     4-12-09
Here is a link to the application for members to                                  Mike Kimberlin
use: http://www.car.org/3550/100782/204893/HAF_Mortgage_Protection_Pro1.pdf.       Bert Owens
                                                                                   Lance Miller

OPEN ENROLLMENT APRIL 1- MAY 15 FOR C.A.R. HEALTH
PLANS

Now is the time to enroll in the only comprehensive health
insurance program offered exclusively to C.A.R. members by
C.A.R's only endorsed agent since 1996, RealCare Insurance
Marketing Inc. Under this exclusive program, eligible members,
their families, and full-time W-2 employees
cannot be turned down due to health conditions.

Health, dental, and vision insurance plans are available, including
four PPOs and one HMO through Blue Cross of California, 11 plan
options through Kaiser Permanente, two MetLife Dental PPO
options and Vision coverage from MES. Coverage is effective June
1.

For rates, plan summaries, and detailed enrollment information,
visit www.RealCare.biz/OE or RealCare at (800) 939-8088, ext.
202, or at (800) 588-8628 in the Inland Empire/Los Angeles County
areas.




The Power of Positive Thinking
Each month we will be posting an article from Robert Evans Wilson,
Jr. who is a motivational speaker and humorist. He works with
companies that want to be more competitive and with people who
want to think like innovators. We hope you enjoy his columns.

Column 1:

THE UN-COMFORT ZONE with Robert Wilson

Defeating the De-Motivator
The sweet strains of the Puccini aria cut through the Saturday night
clatter of the busy Italian restaurant in New York City, but it wasn't
coming from the aging voice of the Sicilian baritone who was hired
to belt out favorites like Funicult-Funicula. It was a soprano whose
crystal clear voice filled the room. Within moments all the ambient
noise came to a halt. Diners stopped eating and talking, busboys
stopped clearing tables, the cooks even came out of the kitchen.

Click here to read the rest of the story >>>




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 If there is an article you think would be beneficiary to membership
   please let us know, we may add it to the Newsletter! Thank you!

                            e-Mail TCAOR Staff
               TCAOR ~ 956 Walnut St. ~ Red Bluff, CA 96080
                 Ph: (530) 529-0430 ~ Fax (530) 529-5710

				
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