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Savings by Cutting Expenses

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					SAVINGS BY CUTTING DAILY EXPENSES
Expense Item Cup of Coffee Breakfast out Dinner out Lunch out Taxi Bus Ticket Newspaper Bottled Water Gossip Magazine Shopping Magazine Sports Magazine Movies DVD Rental Hair Care Manicure Pack of Cigarettes Pack of Beer Cleaner New Shoes Gym Membership New Plasma TV New Laptop 2 1 5 3 1 10 1 Regular Frequency Unit Price times a day 1.00 times a week 5.00 times a month 40.00 times a week 10.00 times a week 35.00 times a week 2.00 times … times a day 1.00 times … times … times … times a month 15.00 times a month 10.00 times … times … times … times … times … times in 3 months 75.00 times … times in 3 years 2,500.00 times … TOTAL YEARLY EXPENSES: Yearly Total 730.00 260.00 2,400.00 1,560.00 1,820.00 1,040.00 365.00

4 1

720.00 120.00

1 1

300.00 833.33 10,148.33

ANALYSIS Your Age: Target Age: Est'd Annual Interest Rate: 30 60 5

By saving about 33% of your expenses every yea At the age of 60, growth of your savings could re %

G DAILY EXPENSES
Yearly Total 730.00 260.00 2,400.00 1,560.00 1,820.00 1,040.00 365.00 1 1 1 1 Give up Frequency times a day times … times a month times a week times a week times … times … times … times … times … times … times … times a month times … times … times … times … times … times a year times … times … times … TOTAL YEARLY SAVINGS: Yearly Saving 365.00 480.00 520.00 1,820.00

720.00 120.00

1

120.00

300.00 833.33 10,148.33

1

75.00

3,380.00

your expenses every year, h of your savings could reach:

235,791.47

Control TRUE TRUE TRUE TRUE TRUE TRUE FALSE TRUE FALSE FALSE FALSE TRUE TRUE FALSE FALSE FALSE FALSE FALSE TRUE FALSE TRUE FALSE TRUE

… a day 365 in 2 days 183 a week 52 in 2 weeks 26 a month12 in 2 months 6 in 3 months 4 in 6 months 2 a year 1 in 2 years 0.5 in 3 years 0.33

A.Control TRUE Number of Years 30 Interest Rate 0.05 Saving Percentage 33.30596 33

Follow the steps to enable your Savings Calculator by Cutting Expenses.
1) >> 2) of your expenses. Your Savings Calculator by Cutting Expenses is ready to use. Following steps are for online use. Visit the site below: http://www.spreadsheetweb.com/getting_started.htm You will only need the username and password to create your Savings Calculator by Cutting Expenses. 3) Visit the site below: https://www4.spreadsheetweb.com/SpreadsheetWEB// Login to page with your new account information. 4) >> >> Click "Add Web Application" to upload this file. Your Savings Calculator by Cutting Expenses will be created automatically. You can simply use the Savings Calculator by Cutting Expenses from that link or place it on your website. Your Savings Calculator by Cutting Expenses will look like: http://www1.spreadsheetweb.com/SpreadSheetWeb/Output.aspx?ApplicationId=71aee0bb-c301-4f6c-99a3-33cfb3fd38e0 In order to see more online applications created with PSW you can check the link below: http://www.spreadsheetweb.com/demos.htm

In the "Savings" sheet, you will see sample expenses, their periods and unit prices. You can edit the table and provide the informatio

Copyright (c) 2009 Pagos, Inc. http://www.pagos.com/

penses.

ble and provide the information

ated automatically.

c-99a3-33cfb3fd38e0


				
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posted:6/17/2009
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Description: This template is prepared for observing the long term results of daily savings. Long term savings by a target age that you determine is displayed according to an estimated annual interest rate. SpreadsheetWEB version of the calculator provides all features of the template and it may be placed and used online.