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					                       University
                       of Missouri
                       Extension




                       Your
                       County Here
                       2010
                       Annual
RETURN ON INVESTMENT
                       Report




               1
       2010 PROGRAMS OF DISTINCTION

Human Environmental Services
        Family Financial Education............................................................................. 3
        Family Nutrition Education .............................................................................. 4
        Focus on Kids ................................................................................................... 5
        Radio Work........................................................................................................ 6
        Tackling the Tough Skills for Job Development.......................................... 7


Positive Youth Development
        4-H ...................................................................................................................... 8
        Building Strong Families ................................................................................. 9
        Embryology ..................................................................................................... 10


Agriculture
        Agronomy ........................................................................................................ 11
        Century Farms................................................................................................ 12
        Woman in Ag/Ag Landowners...................................................................... 13


Economic Recovery and Jobs
        Tourism ...................................................................................................... 14-15




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                                                                                                                                                        S ALINE COUNTY
                                                                                                                                                     EXTENSION CENTER
                                                                                                                                                  353 SOUTH LAFAYETTE
                                                                                                                                                  MARSHALL, MO 65340
                                                                                                                                                  PHONE: 660-886-6908


January 2010

Saline County Commission
Courthouse
Marshall MO 65340

Dear Commissioners:

First of all, thank you for all you do for the people of Saline County and for Saline County Extension. When you suppor t U niversity of Missouri
Extension, Saline County benefits!

• Tackling the Tough Skills helps people mired in generational poverty develop the skills to get and keep a job. Their childr en benefit when they
break the cycle of generational poverty. Successfully moving people from public assistance to tax payer roles benefits the employee and helps
Missouri’s economy, too.

• Tourism development is a major component of Missouri’s economy. The Old Trails Regional Tourism Par tnership is growing. Agr i-Tourism
education is a new par t of Saline County Ex tension’s work. Tourism and agri- tourism are creating jobs.

• Children raised by caring, understanding parents in stable environments are better citizens of Missouri. Focus on Kids, a p rogram for divorcing
parents, makes Saline County better.

• Youth who recognize and develop family strengths and life skills that lead to stronger families benefit the county. Product ive, functioning families
are at the heart of a vibrant economy. Minority youth in Saline County are Building Strong Families.

• Research indicates thriving communities and counties have evidence of pride, a cooperative spirit, knowledge of the physica l environment and
multi-generational family orientations. The Saline County Century Farms Program recognizes these strengths in Saline County.

• Students who par ticipate in 4-H are more likely to go to college and enjoy increased financial success. 4-H is investing in a stronger tax base for
Saline County’s future.

• Family Nutrition Education Programs teach kids about nutrition, food safety and physical activity for lifelong health and fitness. Changing lifestyle
choices to be healthier can make a huge, positive difference in Missouri’s costs for Medicaid.

• Saline County Family Financial Education effor ts reach out to probation and parole clients. Our workshops help offenders replace illegal, ill-
informed financial decisions w ith the confidence to take control of their financial futures and to establish financial stabil ity. This helps reduce the
demands on Missouri’s overburdened prison system and probation and parole system.




Extension Council Secretary                             County Council Chair                                      Program Director




             University of Missouri, Lincoln University, U.S. Department of Agriculture and Local University Ext ension Councils Cooperating

               University of Missouri Extension does not discriminate on the basis of race, color, national origin, sex, sexual orientation, religion, age,
                                              disability or status as a Vietnam-era veteran in employment or programs.



                                                                                    3
 FAMILY FINANCIAL EDUCATION
 EDUCATION PLUS ACTION SOLUTIONS FOR FAMILY FINANCIAL SUCCESS


                                                                                                                QuickTime™ and a
                                                                                                                  decompressor
                                                  Missouri Valley Vikings take part in                   are needed to see this picture.
                                                         personal finance workshop



                                 Total Hours of
  Number of Saline            Collective Workshop     What Did They Learn?         What Action Did They Take?        How Does This Work Make Saline
  County Learners             Participation in 2010                                                                  County and Missouri Better?

 1,284 Saline County         1,700 hours of           Evaluation of the            • One hundred percent of the      The Personal Finance Employee
 participants that           learning by Saline       various workshops            participants had written          Education Foundation has
 include:                    County people            shows that participants      financial goals by the            documented that for every $1 spent in
 • Young farmers/                                     learn:                       conclusion of their work.         financial education, the bottom line in
 young far m wives                                    • Strategies to replace      • Ninety-nine per cent find       increased employee productivity is $3.
 • Multiple series of                                 financial stress and         learning about financial          That’s a 300% return. That’s job
 classes on High                                      worry with positive          management with Extension to      retention.
 Cost of Living                                       action solutions.            be a positive experience and
 • Probation and                                      • Having savings in the      would recommend it to other s.    The research of E. Thomas Gar man
 parole                                               bank is life changing.       • Participants reduce their       shows that financially distressed
 • Drug court                                         • Paying off debt is a       financial stress and take         workers are absent more frequently
 • Circles                                            for m of savings and         positive actions like:            and also have higher turnover rates.
 • Series for                                         builds net wor th.           • Communicating with lenders.     Employee theft is also higher.
 Powerhouse                                           • There is only one truly    • Selecting lenders carefully.    Financially distressed workers spend
 Ministries                                           free website to access       • Building net wor th.            more time at work on their financial
 • Rotary                                             your credit repor ts         • Meeting agency                  issues and less on their employer’s
 • Adult business                                     (annualcreditrepor t.        requirements.                     priorities. F inancial education helps
 students                                             com) and more than           • Paying off debt.                employees focus on their productivity
 • LPN nursing                                        100 rip-off websites.        • Increasing their saving for     and that’s economic development for
 students                                             • A bad credit repor t can   retirement and other critical     Missouri.
 • All freshmen at                                    cost a family $250,000.      goals.
 Missouri Valley                                      The credit report is the     • Making financial decisions      Missouri, like most states, is wrestling
 College.                                             most impor tant              less on the basis of fear or      with an over-burdened prison system
                                                      document a family has.       greed and with quality, correct   as well as an over-burdened probation
                                                      • Predatory lenders          information.                      and parole system. How to Beat the
                                                      routinely charge the                                           High Cost of Living workshops help
                                                      equivalent of three and                                        offenders replace illegal, ill-infor med
                                                      four digit annual                                              financial decisions with the confidence
                                                      percentage rate interest                                       to take control of their financial futures
                                                      when both interest and                                         and regain financial stability. Financial
       QuickTime™ and a                               fees are considered.                                           education wor ks to reduce the long-
         decompressor
are needed to see this picture.                       • Families must save in                                        ter m costs of the probation and parole
                                                      addition to social                                             system - freeing up Missouri tax
                                                      security and pension                                           dollars for other purposes. That’s
                                                      plans for financial                                            economic development for Missouri!
                                                      security in later life.

 This student is $marter than a Viking.




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