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					                                              Financial Technology
                                                    Securities Pty Ltd                         ABN 48 097 317 069
                                                     Australian Financial Services Licence No 300219



                                         FINANCIAL PLANNING
                                        DATA COLLECTION FORM
                                          Client Name (s) :

                                        Date of Interview :

                                        Financial Adviser :

                         Financial Technology Office :

                                            Introduced By :

               The Corporations Law requires that an adviser making investment recommendations must have reasonable grounds
               for making those recommendations. This means that a Financial Adviser must conduct an appropriate investigation
                as to the financial objectives, situation and particular needs of the client. The information requested in this form, is
               necessary to enable recommendations to be made, and will be used for that purpose. We accept no liability for any
               advice given on the basis of inaccurate or incomplete information. You should also take the time to ensure that your
                                 Statement of Advice reflects the information provided in this Data Collection Form.



                                                                CONFIDENTIALITY
               FTS Securities Pty Ltd (A.B.N. 23 060 655 978) and the Licensee, Financial Technology Securities Pty Ltd (A.B.N. 48
               097 317 069) is committed to promoting a Privacy Policy which ensures the privacy and security of the your personal
                   information, and if applicable, your spouse / partner or dependants. All the information contained within this
                questionnaire will be used to prepare a written report containing your recommendations, a Statement of Advice, for
                     your consideration. Please refer to our Privacy Policy which is attached to the Financial Services Guide.


                                                           THE FINANCIAL PLANNING PROCESS
                     The Financial Planning Association of Australia Limited (FPA) has provided the following definition of financial
                     planning: "Financial Planning is the process of providing advice and assistance to a client for the purposes of
                                                          achieving the clients financial goals."

               The FPA defines the six steps of the financial planning process as follows:
                 1     The collection and analysis of all relevant personal and financial data.
                 2     The identification of financial problems.
                 3     The identification of financial goals and objectives.
                 4     The provision of a written report with recommendations.
                 5     The co-ordination and implementation of recommendations.
                 6     The provision of periodic reviews and updates.

Head and Registered Office:
QUEENSLAND:                                                                                                   VICTORIA: Head Office –
Level 4, 9 Sherwood Road (PO Box 115)                                                                         Level 2, 697 Burke Road
Queensland QLD 4066                                                                                           Camberwell VIC 3123
Phone:     (07) 3721 4400                                                                                     Phone:     (03) 9805 8200
Facsimile: (07) 3721 4499                                                                                     Facsimile: (03) 9805 8299

BRANCHES IN:                                                                                                  BRANCHES IN:
Toowong, Mt Gravatt, Gold Coast,                                                                              Camberwell and Albury/Wodonga
Lismore, Toowoomba, Sunshine
Coast, Bundaberg, Mackay



FTS Securities Pty Ltd (A.C.N. 060 655 978) is a Corporate Authorised Representative (CAR No 302561) of the Licensee, Financial
Technology Securties Pty Ltd (A.C.N. 097 317 069) Australian Financial Services Licence No 300219.
                                                                         7f1aa54c-48cf-4d41-972d-0a70017469da.xls
                                                                                                                                                                   Page 2
PERSONAL DETAILS
Client 1                                                                 Client 2
Title                                                                    Title                                                                              CODES
SURNAME                                                                  SURNAME                                                                     Work Status:
Given Names                                                              Given Names                                                                 C   Casual
Preferred Name                                                           Preferred Name                                                              D   Disabled
Date of Birth                                  Age                       Date of Birth                                   Age                         E   Early Retirement
Gender                     Male                        Female            Gender                     Male                        Female               F   Fully Employed
Marital Status                                                           Marital Status                                                              H   Home Duties

Postal Address:                                                          Suburb/Town                                                                 P   P/T Employed
State                                    Postcode                                                                                                    R   Retired

Residential Address:                                                     If less than 3 yrs at current address please provide details :              S   Self Employed
Street                                                                   Street                                                                      T   Student
Suburb                                                                   Suburb/Town                                                                 U   Unknown
State                                    Postcode                        State                                      Postcode
Years at address                         yrs                    mths     Years at old address                      yrs                        mths
                                                                                                                                                     Marital Status:
CONTACT DETAILS                                                                                                                                      S   Single
Client 1                                                                 Client 2                                                                    M   Married
Home Telephone                                                           Home Telephone                                                              D   Defacto
Work Telephone                                                           Work Telephone                                                              V   Divorced
Mobile                                                                   Mobile                                                                      P   Separated
Home Fax                                                                 Home Fax                                                                    W   Widowed
E-mail address                                                           E-mail address

EMPLOYMENT DETAILS
Client 1                                                                 Client 2
Work Status                                                              Work Status
Occupation                                                               Occupation
Industry/Type of Business                                                Industry/Type of Business
Position Title                                                           Position Title
Employer name                                                            Employer name


Work Address                                                             Work Address


Suburb/Town                                                              Suburb/Town
State                                    Postcode                        State                                      Postcode
Work Fax                                                                 Work Fax
Work Mobile                                                              Work Mobile
Start Date                                                               Start Date
If less than 3 yrs employed - Previous Employer, Address & Term:         If less than 3 yrs employed - Previous Employer, Address & Term:


                                          Years there                                                           Years there


Client 1                                                   YES / NO      Client 2                                                         YES / NO
Are you contemplating leaving your current employer?                     Are you contemplating leaving your current employer?
If Yes, provide details:                                                 If Yes, provide details:




FAMILY DETAILS
Children:
Name                                                               DOB                       Age                    Dependant?            YES / NO
Name                                                               DOB                       Age                    Dependant?            YES / NO
Name                                                               DOB                       Age                    Dependant?            YES / NO
Name                                                               DOB                       Age                    Dependant?            YES / NO

Details of nearest relative (not living with you).
Name                                                                                                Telephone
Address




Client 1                                                                 Client 2
                                                                                                                                          Page3
MAIN FINANCIAL GOALS AND OBJECTIVES
   1       To improve the financial direction and focus in my life / our lives.          YES         NO           Retirement Details
   2       To be able to pay off my/our home loan as soon as possible.                   YES         NO       If at work, at what age would
   3       To use a cashflow management and budgeting system                                                         you like to retire?
           which manages my/our savings for investment purposes.                         YES         NO           Client 1                yrs
   4       To implement an ongoing long term investment plan.                            YES         NO           Client 2                yrs
   5       To utilise any tax savings and investment income in                                                     How much per year will
           my/our ongoing long term investment plan.                                     YES         NO                 you require in
                                                                                                                   Retirement, after tax ?
   6       To be financially independent at retirement.                                  YES         NO
   7       Other:    --                                                                                           Client 1    $
   8       Other:    --                                                                                           Client 2    $
                                                                                               Combined retirement income     $

OTHER ADVISER DETAILS
Accountant/Tax Agent                                              Solicitor
Name                                                              Name
Company                                                           Company
Address                                                           Address

State                                 Postcode                    State                            Postcode
Telephone                                                         Telephone
Fax                                                               Fax
E-mail Address                                                    E-mail Address                                             You would be
                                                                                                                             called prior to any
                                                                                                                             contact with your
Authority to contact                   YES                NO      Authority to contact              YES               NO     other Advisers.
Date of first contact (approx)                            yrs     Date of first contact (approx)                      yrs

Details of other Advisers:
                    Name                                           Type                            Telephone (Work)

                                                                                                                             You should
                                                                                                                             advise us if you
                                                                                                                             or any member of
                                                                                                                             your family suffer
                                                                                                                             from any health
HEALTH DETAILS                                                                                                               condition that
                                                                                                                             may affect
Client 1                                                          Client 2
                                                                                                                             current or future
Do you smoke, or have you smoked       YES                NO      Do you smoke, or have you         YES               NO     financial planning
in the last 12 months?                                            smoked in the last 12 months?                              considerations.
Health Conditions (notes):                                        Health Conditions (notes):

                                                                                                                             Please provide
                                                                                                                             details under
                                                                                                                             Notes (opposite)
                                                                                                                             in Health
                                                                                                                             Conditions.
ESTATE PLANNING DETAILS
Client 1                                                          Client 2
Will                                   YES                NO      Will                              YES               NO
Date of Will                                                      Date of Will
Last Reviewed                                                     Last Reviewed

Power of Attorney                      YES                NO      Power of Attorney                 YES               NO

REFERENCE NUMBER DETAILS
Client 1                                                          Client 2                                                   Tax File Numbers
                                                                                                                             will only be used
Tax File Number                                                   Tax File Number
                                                                                                                             and retained,
Authorisation                          YES                NO      Authorisation                     YES               NO     where a written
                                                                                                                             authority has
Drivers Licence No & State                                        Drivers Licence No & State                                 been obtained
Other (eg Centrelink)                                             Other (eg Centrelink)                                      from a client.




Client 1                                                          Client 2
Assets & Liabilities                                                                                                                            Page 4
                                                Current Market                                                Ownership
                                      Date
                                                  Value ($)           Liabilities
               Details              Acquired                                           Net Worth ($) Refer codes                        Notes
                                                                         ($)
                                    (Approx)                                                                     below

Residence - Family Home                                                                $                 -                   P'Code
Rental Property                                                                        $                 -                   P'Code
Other Property                                                                         $                 -                   P'Code
Undeveloped Land                                                                       $                 -                   P'Code
Business Interests                                                                     $                 -
Shares                                                                                 $                 -
Savings                                         $                -                     $                 -
Investment Portfolio                                                                   $                 -
Superannuation                                                                         $                 -
                                                                                       $                 -
                                                                                       $                 -
                                                                                       $                 -
                                                                                                             Make:
Motor Vehicle                                                                          $                 -   Model:            Year:
                                                                                                             Make:
Motor Vehicle                                                                          $                 -   Model:            Year:

Contents / Personal Property                                                           $                 -
Personal Loan -Consumption                                                             $                 -
Credit Card Debt                                                      $            -   $                 -
Other Liabilities                                                                      $                 -
                           TOTALS               $                -   $             -   $                 -

                         Ownership Codes:-          C Client 1        P Client 2           J Joint              O Other

Cash Savings/Deposits Details                                                                                 Ownership
Bank :                              Branch :                         Acc. Type :                                             Amount : $
Bank :                              Branch :                         Acc. Type :                                             Amount : $
Bank :                              Branch :                         Acc. Type :                                             Amount : $
Bank :                              Branch :                         Acc. Type :                                             Amount : $
Bank :                              Branch :                         Acc. Type :                                             Amount : $
                                                                                                               TOTAL AS ABOVE            $           -
Loan/Borrowing Details
                                                                                         Current                             Current      Calendar
                                    Mort/Loan                          Original
           Bank & Branch                         Year Started                            Amount               Loan Limit     Interest      Monthly
                                      Type                           Term (Years)
                                                                                        Outstanding                            Rate      Repayments




                                                       TOTAL AS ABOVE                  $                 -                               $               -

Credit Card Details
MasterCard :                                    Credit Limit         $                                       Balance Owing:              $
Visa :                                          Credit Limit         $                                       Balance Owing:              $
Bankcard :                                      Credit Limit         $                                       Balance Owing:              $
Other :                                         Credit Limit         $                                       Balance Owing:              $
                                        Total Credit Card Limits $                                   -        Total Owing:               $               -




Client 1                                                                               Client 2
Current Income and Expenditure Position                                                                                                           Page 5
Income                                   Client 1               Client 2             Personal Expenses                    Monthly               Annually
Gross Income (Sal/Wage)                                                              Home Loan Repayments:
Plus:                                                                                Principal & Interest Payment
- Commission,Fees,Bonuses                                                            Personal Loan- Home Improv.
- Allocated Pension/Annuity                                                          Inv.Loan - Principal Portion
- Business Interests                                                                 Other-
- Centrelink Payments                                                                Sub Total                        $                 -   $              -
- Shares/ Equity Income                                                              Insurances:
- Interest Income                                                                    Super Contribution - Client 1
- Rental Income                                                                      Super Contribution - Client 2
- Other:                                                                             Life Insurance Premium
- Other:                                                                             Other-
TOTAL INCOME                         $                -     $                    -   Sub Total                        $                 -   $              -
Less Deductions:                                                                     Living Expenses:
- Business Expenses                                                                  Rent
- Salary Sacrifice (Super)                                                           Council Charges:Rates/Water
- Salary Packaging e.g. car                                                          Insurance: Home & Contents
- Portfolio Expenses                                                                 House:Repairs & Maintenance
- Rental Property Expenses                                                           Electricity/Gas/Oil
- Income Protection Premium                                                          Telephone
- Other:                                                                             Grocery Shopping
- Other:                                                                             Clothing/Shoes
TOTAL DEDUCTIONS                     $                -     $                    -   Dining/Alcohol/Entertainment
TAXABLE INCOME                                                                       Tobacco
Less Income Tax              )                                                       Medical & Health
Less Medicare Levy           )                                                       Home Appliances/Furniture
Plus Expected Tax Rebate                                                             Car/s: Loan Repayments
DISPOSABLE INCOME                                                                    Car/s: Rego/Insurances
JOINT DISPOSABLE INCOME                                                              Car/s: Petrol/Maintenance Etc
Less:                                                                                Other Transport (Taxi/Bus Etc)
Total Personal Expenses (A)                                                          Holidays
Other:                                                                               Gifts / Church
Other:                                                                               Education & Childcare
ANNUAL CASH SAVINGS/DEFICIENCY:                             $                    -   Personal Loan- Consumption
                                                                                     Credit Card-monthly payment

Is the Cash Savings/Deficit stated above                                             Other -
realistic?                                                      YES / NO             Other -
If No, please provide details:                                                       Other -
If in deficit, how are you funding this? Please provide details:                     Other -
                                                                                     Other -
                                                                                     Sub Total                        $                 -   $              -
                                                                                     TOTAL PERSONAL EXP (A)           $                 -   $              -


Do you foresee any substantial changes to your income in the next 5 years?
                                Client 1             YES / NO                                      Client 2               YES / NO
If Yes, please provide details including changed amounts.




MAJOR EXTRAORDINARY FUTURE EXPENDITURE:                                              MAJOR EXTRAORDINARY FUTURE RECEIPTS:
 Mth/Year           Description                                      $                Mth/Year                            Description                      $




                                                TOTAL       $                    -                                             TOTAL        $              -
Extraordinary future expenditures include one off items outside normal regular
expenses e.g. car, renovations




Client 1                                                                             Client 2
                                                                                                                                                        Page 6
SUPERANNUATION - WORK
Name of Employer Sponsored Fund for :                                          Name of Employer Sponsored Fund for :
Client 1                                                                       Client 2
Annual Contribution:-(employer)        $                                       Annual Contribution:-(employer)       $
                       (client)        $                                                              (client)       $
Are contributions Salary Sacrificed:                    YES / NO               Are contributions Salary Sacrificed:                    YES / NO
Death Cover Only / Death & TPD Cover:                       $                  Death Cover Only / Death & TPD Cover:                       $
Income Prot: Wait:       days / Benefit:                / $            pm      Income Prot: Wait:       days / Benefit:                / $              pm
Current Value of Super:                                     $                  Current Value of Super:                                     $
                                                 Age 55     $                                                                   Age 55     $
Estimated Retirement Age Benefit -                                             Estimated Retirement Age Benefit -
     Future $'s or Today's $'s                   Age 60     $                       Future $'s or Today's $'s                   Age 60     $
                                                 Age 65     $                                                                   Age 65     $
SUPERANNUATION - (TOTAL) PERSONAL OR PREVIOUS WORK SUPER
Personal Superannuation:                                                       Personal Superannuation:
Annual Contribution:                        $                                  Annual Contribution:                        $

Death Cover / Other:                                       $                   Death Cover / Other:                                       $
Current Value of Super:                                    $                   Current Value of Super:                                    $
                                                 Age 55    $                                                                    Age 55    $
Estimated Retirement Age Benefit -                                             Estimated Retirement Age Benefit -
     Future $'s or Today's $'s                   Age 60    $                        Future $'s or Today's $'s                   Age 60    $
                                                 Age 65    $                                                                    Age 65    $
Continue Contributions?                                 YES / NO               Continue Contributions?                                 YES / NO
Are you seeking advice on your Personal Super?                YES / NO         Are you seeking advice on your Personal Super?                YES / NO
Are you eligible for Super Choice for your Work Super?        YES / NO         Are you eligible for Super Choice for your Work Super?        YES / NO
Are you eligible for the Government Co-Contribution?          YES / NO         Are you eligible for the Government Co-Contribution?          YES / NO

NOTES:


Risk Insurance Details (Life & TPD, Income Protection & Trauma) existing - outside Super:
     Life Assured                                                                   Annual                 Due                 Cash Value      Retain
                           Type of Policy       Company    Sum Insured/Mthly
        Name                                                                       Premium                 Date                   Now       Policy Yes/No




                                                           Total Premium $                    -

NOTES e.g. existing exclusions, loadings etc on current Insurance Policies.
Client 1                                                      Client 2




Do you have health Insurance?                   YES / NO           If yes, are all dependants covered for private hospital?                  YES / NO


If you could afford it, would you increase the protection your family has in case of death, illness, injury or accident?                     YES / NO



Client 1                                                                       Client 2
FINANCIAL ATTITUDES                                                                                                                                    Page 7

In order for us to gauge your attitudes to investment risk and returns, it would be helpful if you responded to the following
questions. (Please indicate by each of you ticking the appropriate box - each partner please.)
Investment Time Horizon:         Which best describes your time horizon?                          1-2yrs 2-5 yrs   5-7yrs   >7 yrs   Lifetime   Don't Know   NA


                                                                           (1 Strongly disagree, 2 Disagree, 3 Neutral, 4 Agree, 5 Strongly Agree)
Market Knowledge:
You read about investment markets whenever you get the chance and understand that                   1       2        3        4         5       Don't Know   NA
different investments offer different risk, income, growth and tax advantages.

You have every confidence in making your own financial decisions.                                   1       2        3        4         5       Don't Know   NA


Inflation:
You understand that inflation erodes savings, and growth investing can counter the effects          1       2        3        4         5       Don't Know   NA
of inflation, but at a greater risk. You are comfortable with this trade off.

Flexibility:
Considering your financial circumstances, needs and goals, you will not require any access          1       2        3        4         5       Don't Know   NA
to your investment funds over the next 5 years.

Tax Efficiency:
Tax savings is important to your investments.                                                       1       2        3        4         5       Don't Know   NA


Income Requirements:
You do not require the income from the investment to live on, your focus is on capital              1       2        3        4         5       Don't Know   NA
growth, with the income to be reinvested or utilised for any investment costs.

Risk and Return:
When considering the preservation of the capital invested, you are prepared to accept               1       2        3        4         5       Don't Know   NA
higher short term risk to maximise your long term potential returns.

You understand that volatility in the investments may affect the returns and projected              1       2        3        4         5       Don't Know   NA
outcomes, but maximising your potential returns in the long term is more important to you.

Investment Attitude:
If your portfolio decreased by 30% in Yr 1, you would accept that this is a calculated risk,        1       2        3        4         5       Don't Know   NA
you would leave the investments in place as you invest for the long term.
Borrowing Attitude:
You have previously borrowed money for any reason including purchasing your home.                   1       2        3        4         5       Don't Know   NA


You understand that borrowing to invest increases your risk.                                        1       2        3        4         5       Don't Know   NA


Knowing the risks of borrowing, you are prepared to borrow money to invest.                         1       2        3        4         5       Don't Know   NA


Including your home loan, you are prepared to borrow up to:                                         Nil   25%      50%      75%       85%       Don't Know   NA


Insurance Needs:
You understand what your existing levels and insurance needs are, & the cover that you              1       2        3        4         5       Don't Know   NA
have. If the cover does not meet your needs, and you do not act upon our
recommendations, you accept that you will self insure for the difference.

FINANCIAL CONSIDERATIONS
In order to achieve my/our goals, I/we are prepared to:
                                                      Client    Partner                                                     Client          Partner
Utilise any of your existing savings to invest?                            Increase your investment risk?
Spend less and increase savings?                                           Borrow to invest?
Downsize your lifestyle assets e.g. home?                                  Revise your goals?
Increase your income: work longer/ increase hours?                         Do nothing?

YOUR COMMENTS ON YOUR FINANCIAL ATTITUDES AND RISK PROFILE ARE:




You would like a cashflow analysis to demonstrate the affordability of any structure / investment recommended to you?
You would like a market sensitivity analysis to demonstrate the effect of any volatility on any investment decisions based on
the above profile?

     Client 1                                                              Client 2
                                                                                                                        Page 9
CLIENT STATEMENT / AUTHORISATION/ PRIVACY DECLARATION
I / We hereby declare that the information set out in this form is true and correct to the best of my / our knowledge and
has been discussed and reviewed with my / our Financial Adviser. I/We are not aware of any other information
which would be relevant to the making of a recommendation. I/We give permission for this information to be used by
FTS Securities Pty Ltd and the Licensee, Financial Technology Securities Pty Ltd, for the preparation of my/our financial
plan only, considering my/our Financial Goals and Objectives as detailed above. I/We understand that the investment
recommendations will be based on the information supplied in this form. I/We have read and understand the FTS
Securities Pty Ltd and Financial Technology Securities Pty Ltd Privacy Policy and agree to the collection, use and
disclosure as described.
Client 1
                                                                                                                Date:
Client 2
                                                                                                                Date:
Financial Adviser
                                                                                                                Date:
CLIENT LIMITED ADVICE STATEMENT AUTHORISATION
Legislation requires that the Financial Adviser must "know the client" before making any recommendations. However,
there is provision that in certain circumstances, an adviser may supply "Limited Advice". If you are seeking Limited
Advice of a particular nature, you must make this known at the time of the interview, and you should recognise that the
recommendations will only relate to that Limited Advice being sought.
I/We require only limited advice in this Data Collection Form in relation to : (provide details)




Client 1
                                                                                                                Date:
Client 2
                                                                                                                Date:
Financial Adviser
                                                                                                                Date:
TAX FILE NUMBER AUTHORISATION
I/We, the undersigned, agree to the collection and storage of my/our Tax File Number (TFN) by Financial Technology
Securities Pty Ltd ABN 48 097 317 069 acting in their capacity as an AFS licensee, and as FTS Securities Pty Ltd as the
Corporate Authorised Representative.
I/We understand that it is not an offence not to supply my/our TFN. I/We understand that if I/we choose to not supply it,
income tax will be deducted by investment bodies at the highest marginal rate plus Medicare levy and forwarded to the
Australian Tax Office (ATO).
I/We therefore give authority for collection, and retention of my/our TFN. I/We understand that Financial Technology
Securities Pty Ltd and FTS Securities Pty Ltd may disclose TFN information to financial product providers and other
financial service bodies when making investments on my/our behalf. I/We, the undersigned, agree to the collection and
storage of my/our Tax File Number (TFN) by Financial Technology Securties Pty Ltd acting in their capacity as an AFS
licensee.




Client 1
                                                                                                                Date:
Client 2
                                                                                                                Date:
NOTES




Client 1                                                                           Client 2

                                                     FINANCIAL ADVISER TO COMPLETE:
1. Source of client code:                                                          3. Referrer Name:
(Existing Client Referral, New Client Referral, Seminar, Alliances, WBA, Other)
2. CIRCLE type of Plan & RECORD No. of Entries                                     4. Referrer Reward Method:
                                                           LIFE /
    CIMS          RETIREMENT            SUPER             TRAUMA              IP
                                                                                                    Page 10


DCF: Retirement Planning Supplement
MAIN RETIREMENT FINANCIAL GOALS AND OBJECTIVES
   1       To be financially independent at retirement.                        YES       NO
   2       To maximise the retirement income stream.                           YES       NO
   3       To ensure sufficient cash reserves to meet unforeseen               YES       NO
           circumstances.
   4       To optimise any Centrelink/DVA payments available.                  YES       NO
   5       To maximise any inheritance without affecting lifestyle.            YES       NO
   6       To provide for ongoing contingencies/commitments.                   YES       NO
   7       To ensure that my/our financial affairs are structured correctly.   YES       NO

   8       Other:
   9       Other:
Do you have a specific retirement date?         Client 1: _______________ Client 2: _____________
In retirement, do you intend to commence/continue paid part time               YES       NO
employment?
If yes, will this be 40 hours or more in 30 consecutive days.                  YES       NO
Should employment income be included in your retirement planning?              YES       NO
Are any TPD, IPP, Trauma or other insurance claims pending?                    YES       NO

Cash Reserve Required
I / We require $                         , this is BEFORE / AFTER pension payments.

Centrelink / DVA / Foreign Pension Entitlements



Gifts made within the last 5 years
 Date        Market Value                                        Details




Loans made: including to Children.               State Amount and any Interest Rate.




Primary Residence - future Intentions or special requirements:




Client 1                                                  Client 2
                                                                Page 11

Primary Residence Land, size and number of titles:


Do you have specific fund intentions in your Estate:



Particular Intentions for Specific Assets:




Family or Private Unit Trust or Company Connections:



Are your retirement plans flexible? eg planned date or income



Centrelink Asset Test Values (non-financial assets only)




Notes:




Client 1                                Client 2