Docstoc
EXCLUSIVE OFFER FOR DOCSTOC USERS
Try the all-new QuickBooks Online for FREE.  No credit card required.

NAN

Document Sample
NAN Powered By Docstoc
					                                                                                      Household Expenses
            Monthly Expenses                        Due       Jan-05      Feb-05      Mar-05    Apr-05    May-05
PAY ON-LINE CASH   AUTOMATIC Withdrawal     One-Time Annual Payment     Call & Pay w/ CHASE Credit Card

Wells Fargo.com Home Mortgage                     1st, Late15th   908      908        908        908   908
Wachovia    Home Equity (citibank.com)            14th            228      228        228        228   228
Capital One Car Payment                       Automatic 5th       150      150        150        150   150
Progressive Auto Insurance                                        226      226        226        226   226
Florida Power & Light Electric (citibank.com)                     100      100        100        100 126.33
N. Springs Imprvmnt Dist. Water/Trash (citibank.com)               45       45         45         45     45
Top Notch Pool Care                                                50       50         50         50     50
MBNA.com Credit Provider                                          318      318        318        318   318
Chase.com Credit Card                              8th            238      238        238        238   238
Primerica Roth 401k                           Automatic 5th       100      100        100        100   100
Primerica Life Insurance                      Automatic 5th        67       67         67         67     67
Bellsouth Internet Telephone                   Automatic           20       20         20         20     20
Bellsouth BIV Telephone Line                                      110      110        110        110   110
Cingular Cellular Phone                                            55       55         55         55 65.71
Dell Laptop/Digital Camera                                         75       75         75         75     75
Liberty Mutual Hazard     Insurance                               272      272        272        272   681
Health Savings Account Fee
Service America Appliance Insurance                 January       219
Nationwide Flood Insurance                        September

Broward County Revenue Property Tax                Nov-April


         Variable Expenses
Groceries
Weekly Dinners Out
Fun Money
Gas
Church
Savings
Health Savings Account
Debt Demolition
Total Expenses

NET Income
Disposable Income
Ingrid Employee Income
Ken Employee Income      $4,166 $4,166 $4,166
BIV Income                                      $750   $400
Total Income (NET)
d Expenses
               Jun-05     Jul-05    Aug-05    Sep-05    Oct-05   Nov-05    Dec-05
ard

                908       908        908       908       908      908       908 $10,896.00
                228       228        228       228       228      228       228 $2,736.00
                175       175        175       175       175      175       175 $1,975.00
                226         0          0         0       161      161       161 $1,839.00
                100       200        285       243       200      200       100 $1,854.33
                 45        45         45        45        45       45        45   $540.00
                 68        68         68        68        68       68        68   $726.00
                318       318        418       418       418      418       418 $4,316.00
                238       238        238       238       238      238       238 $2,856.00
                200       200        200       200       200      200       200 $1,900.00
                 67        67         67        67        67       67        67   $804.00
                 20        20         20        20        20       20        20   $240.00
                110       110        110       110       110      110       110 $1,320.00
                100       100        100       100       100      100       100   $985.71
                 85        85         85        85        85       85        85   $970.00
                                               303       303      303       303 $2,981.00
                                     314       314       314      314       314 $1,570.00
                219                                                               $438.00
                                               379                                $379.00
                                                                 4,000           $4,000.00
                                                                                    $12,883.71
                541       541         541       500       500     500        500
                100       179         100       100       100     100        100
                110       150          50        50        50      50         50
                  0         0         500       299       300     300        300
                100       100         100       100       100     100        100
                  0         0           0       400       748     748        908     $2,804
                                      300       300       300     300        300     $1,500
                800        800        800       800       800     800        800     $5,600
             $4,758     $4,532     $5,652    $6,450    $6,538 $10,538     $6,598 $45,066.00

              $6,400 $6,400        $6,400    $6,400    $6,400   $6,400    $6,400
             $1,642 $1,868          $748      ($50)    ($138) ($4,138)    ($198)
$3,200   $3,200   $3,200   $3,200   $3,200   $3,200   $3,200      $22,400
$3,200   $3,200   $3,200   $3,200   $3,200   $3,200   $3,200      $34,898
                                     $750                          $1,900
                                                               $57,298.00   #

  500              4000
   12                 9
 6000             36000
157,580   5.25% Wachovia Home Equity   29,188
 29,188   6.75% MBNA                   26,790
  8,685   5.39% Chase CC               17,769
                Dell                    1,575
                Roof Repairs                0    5,000
                Inside Wall Repairs         0      750
                Air Conditioner             0    4,500
 26,790   9.97% Carpet                      0    3,800
 17,769   9.74% Granite countertop          0    3,000
                Cabinets                    0    5,000
                Shower Door                 0    1,500
                Bathroom sinks              0        0
                Total                  75,322   23,550   98,872

  1,575
######
157,580    5.25%
 95,000    6.99%
252,580




 6.99% 180 mths

 95,000    853.36
 96,000    862.34
 97,000    871.32
 98,000     880.3
 99,000    889.29
                                                                                                      Household Expenses
            Monthly Expenses                        Due
PAY ON-LINE CASH   AUTOMATIC Withdrawal     One-Time Annual Payment         Call & Pay w/ CHASE Credit Card

Wells Fargo.com Home Mortgage                     1st, Late15th      908           908      $1,816.00
Wachovia    Home Equity (citibank.com)            14th               228           900      $1,128.00
Capital One Car Payment                       Automatic 5th          175           175       $350.00
Progressive Auto Insurance                                           161           131       $292.00
Florida Power & Light Electric (citibank.com)                        200           150       $350.00
N. Springs Imprvmnt Dist. Water/Trash (citibank.com)                  45            45         $90.00
Top Notch Pool Care                                                   68            68       $136.00
MBNA.com Credit Provider                                             418             0       $418.00
Chase.com Credit Card                              8th               238             0       $238.00
Primerica Roth 401k                           Automatic 5th          200           200       $400.00
Primerica Life Insurance                      Automatic 5th           67            67       $134.00
Bellsouth Internet Telephone                   Automatic              20            20         $40.00
Bellsouth BIV Telephone Line                                         110           110       $220.00
Cingular Cellular Phone                                              100           100       $200.00
Dell Laptop/Digital Camera                                            85             0         $85.00
Liberty Mutual Hazard     Insurance                                  303           303       $606.00
Health Savings Account Fee                                           314           314       $628.00
Service America Appliance Insurance                 January                                     $0.00
Nationwide Flood Insurance                        September                                     $0.00
Broward County Revenue Property Tax                Nov-April                                    $0.00
         Variable Expenses                                                                  $1,779.00
Groceries                                                            500          500
Weekly Dinners Out                                                   100          100
Fun Money                                                             50           50
Gas                                                                  300          400
Church                                                               100          100
Savings                                                                0            0         $0
Health Savings Account                                               300          300       $600
Daycare                                                              400          400       $800
Total Expenses                                                    $5,390       $5,341 $10,731.00

NET Income                                                         $6,400      $6,400
Disposable Income                                                 $1,010      $1,059
Ingrid Employee Income   $3,200   $3,200       $6,400
Ken Employee Income      $3,200   $3,200       $6,400
BIV Income                                         $0
Total Income (NET)                         $12,800.00
    Household Expenses

edit Card

              157,580    5.25% Wachovia Home Equity   29,188
               29,188    6.75% MBNA                   26,790
                8,685    5.39% Chase CC               17,769
                               Dell                    1,575
                               Roof Repairs                0    5,000
                               Inside Wall Repairs         0    2,000
                               Air Conditioner             0    4,500
               26,790    9.97% Carpet                      0    3,800
               17,769    9.74% Granite countertop          0    2,500
                               Cabinets                    0    3,000
                               Shower Door                 0    1,500
                               Bathroom sinks              0      500
                               Total                  75,322   22,800   98,122

                1,575
$241,587.00
157,580
 95,000
252,580




 95,000
 96,000
 97,000
 98,000
 99,000
Our Home Assessed at $508,000                                            Our Fico score - 697

Bank Atlantic

Fixed Equity Loan (1-15 year term)
       15 year term the best rate is 8.75%
       The payment for $90,000 would approx be $899.50

Home Equity Line of Credit
     15 years with available credit line to use whatever amount.
     The rate is based upon the National Prime Rate which is now
     6.75%; Promotion rate for first 3 months of 3.99% then it
     would convert to prime rate. The first payment for a line of
     credit for $90k is approx $999.72 and the following month payment
     would be less because you are paying both principle and interest.

Note: no closing cost, annual fees or Application fees
Requested information to move forward:
               1. Insurance Agency name and phone number
               2. First mortgage information (name and address)


Mary Alma Stroman
Loan Representative/ Team Leader
BankAtlantic
Florida's Most Convenient Bank
(954) 585-3053 or 1 (800) 226-0051 ext 3053
fax (954) 585-2930, 954-585-2980
mstroman@BankAtlantic.com



Citibank Home Equity Loan

Fixed 7.24%
95,000   15yrs     $866.68
96,000   15yrs     $875.81
97,000   15yrs     $884.93
98,000   15yrs     $894.05
99,000   15yrs     $903.18

Processing Ctr 800 456 4510 Ref #105100418397000
Josh.wells@citigroup.com


Citibank Home Equity Line of Credit

				
DOCUMENT INFO
Shared By:
Categories:
Stats:
views:20
posted:3/9/2011
language:English
pages:13