November 2005 - NEWSLETTER

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							                                                                                                      NEWSLETTER


       NOVEMBER 2005

                                                             TIME TO SAY THANK YOU
                                                             AND GOODBYE TO 2005
                                                              DEAR MEMBER


                                                             With just a blink of the eye we find
                                                             ourselves at the end of 2005. To POLMED
                                                             and its members a year with many
                                                             challenges. It seems like yesterday when
                                                             I sat in my office, writing to our members
                                                             and reflecting on the past year. This time
����������������������������������������                     the pace has been somewhat different!
   IN THIS ISSUE
                                                             The Administrator for POLMED,
                                                             with effect from 1 January 2005, was
   1   TIME TO SAY THANK YOU AND                             announced toward the end of 2004. One
       GOODBYE TO 2005                                       of the biggest challenges was to ensure       available to enhance those benefits where
   2   2006 POLMED BENEFITS                                  a smooth transition period to minimise        the need is identified.
                                                             any inconvenience to members. I wish
   2   POLMED NEW REGIONAL
                                                             to thank each member and all other            An independent survey was conducted
       OFFICES
                                                             stakeholders for their patience during        in which a sample of our members was
   2   POLMED HIV RISK                                       this period. It may not have been without     used. The results from the survey will
       MANAGEMENT PROGRAMME                                  hiccups, but the commitment from the          assist POLMED to address the needs of
   3   UPDATES VIA SMS                                       POLMED Board of Trustees, Management          the members as reflected in this survey.
                                                             and the Administrator, Metropolitan
   3   HEALTH ADVICE LINE
                                                             Health Group (MHG), ensured the least         I want to urge all members to please
   3   PRESCRIBED MINIMUM BENEFITS                           impact on our members.                        ensure that their address and contact
   3   2005 POLMED ANNUAL                                                                                  details are correct and to submit
       GENERAL MEETING (AGM)                                 The participation by members in the           any changes to MHG’s membership
       All SAPS photographs have been supplied by Servamus   Annual General Meeting (AGM) process          department. Should you have access to
                                                             is greatly appreciated. This was yet          the internet, these changes can be made
                                                             another first for POLMED. Not only did        on the POLMED website. This will assist
                                                             we experience the election process, but       POLMED to improve communication to
                                                             we also implemented the rotation of the       our members.
                                                             AGM to all provinces, with KwaZulu-Natal
                                                             being the first to host the AGM. The          I want to take the opportunity to thank
                                                             meeting was well attended and I want to       every person who made a contribution
                                                             thank the Provincial Commissioner and his     to improve service delivery to POLMED
                                                             staff who assisted with the communication     members. To families who have lost a
                                                             to members in the province to ensure          loved one during the year, or who have
                                                             participation and attendance of the AGM.      a loved one suffering from an incurable
                                                             The venue for 2006 will be announced          medical condition, I want to express my
                                                             soon.                                         sincere condolences.

                                                             POLMED managed to increase certain            May you enjoy a wonderful festive season
                                                             benefit category limits on 1 September        and looking forward to a prosperous 2006!
                                                             2005. Few Schemes can afford to increase
                                                             limits during the year. We can only do this   POLMED GREETINGS
                                                             due to our members who manage their           MBASA MXENGE
                                                             benefits well, resulting in funds becoming    PRINCIPAL OFFICER
2006 POLMED BENEFITS
The 2006 POLMED Benefit Guide has          confusion to members. POLMED is not
been posted to members. The Member         the only scheme affected by these tariffs.
Guide contains information that is
important to members. A Z-card has         Members are under the impression that
been included in the pack that contains    they should be enquiring whether a
the summary of the 2006 benefits.          provider (doctor) is “contracted in”. Most
Members should please familiarise          providers will say “yes” without rather
themselves with the new limits allocated   cautioning the member about the tariff
to each benefit category, as well as       charged by the practice.
understand how to access these benefits.
                                           The day-to-day limit has sub-limits for
Benefits are categorised as follows:       certain services. The member may
 Major Risk (hospital related treatment)   have funds left in the day-to-day
                                           benefit, but may have exceeded
 Day–to-day – Consultations/services
                                           the sub-limit for a service, the
 listed in the guide
                                           claim in that case cannot be paid.
 PMBs–No limits (25 conditions listed)
                                           Read your 2006 POLMED
NATIONAL HEALTH REFERENCE                  Member Guide and Summary of
PRICE LIST (NHRPL)                         Benefits carefully and use them
Please ensure that you always ask          throughout the year for answers
your service provider whether they         to any questions you may have.
charge according to the NHRPL tariff.      Please do not hesitate to call
If a provider does not charge NHRPL        the POLMED Client Service
tariffs, it will mean that the member      Centre on 0860 765 633 should
is responsible for the payment of the      you require assistance, rather
balance between the NHRPL tariff and       than be faced with a rejected claim
rate charged by the Service Provider.      or any other problem that may be
This has caused a lot of frustration and   encountered.


                                           POLMED NEW REGIONAL OFFICES
                                           DURBAN – PORT ELIZABETH – PAARL
                                           POLMED and the Administrator,                 below, should they seek assistance with any
                                           Metropolitan Health Group, are pleased        POLMED related queries.
                                           to announce that the Durban and Port
                                           Elizabeth regional offices have been          DURBAN:
                                           expanded to meet the needs of our             Momentum House, 125 Ordinance Rd,
                                           members. We also now have a client            Durban, Tel (031) 335 1500
                                           service agent to assist members in Paarl.     PORT ELIZABETH:
                                                                                         236 Cape Road, Port Elizabeth,
                                           Our primary focus for the regional offices    Tel (041) 391 6700
                                           is to bring the services of POLMED closer     PAARL:
                                           to the members. To enable members to          Metropolitan Health Group,
                                           visit our regional offices having to submit   211 Main Road, Paarl, Tel (021) 860 8646
                                           claims, outstanding claims and questions
                                           regarding their benefits.                     For more information, members who have
                                                                                         access to the internet can also visit our
                                           We encourage our members to visit the         website on www.polmed.co.za or call the
                                           new regional offices at the addresses         client service line on 0860 765 633.


POLMED HIV RISK                            AIDS is a disease that is caused by HIV       encourages all members to get tested and
MANAGEMENT PROGRAMME                       that interferes with the body’s ability to    know their HIV status. We pledge to support
                                           fight off common infectious diseases.         all our HIV-positive members through the
                                           If you are infected with HIV and receive      HIV Risk Management Programme offered
TOGETHER                                   the correct treatment, you can still lead a
                                           normal healthy life for many years. POLMED
                                                                                         through Qualsa, a subsidiary of MHG, at no
                                                                                         cost to our members.
WE CAN!                                       For further information about the programme, please refer to the enclosed brochure.

2
                                                                                                        POLMED NEWSLETTER




UPDATES VIA SMS
POLMED is always striving to improve our
communication to members. One way of
doing this is by SMS to our members’ cell
phones.

The 2006 Member Benefit Guide,
including an Option Selection form has
been posted to all POLMED members.
Provision has been made on the form for
                                               PRESCRIBED
members who may not necessarily be
changing their Option, to update their
contact details.
                                               MINIMUM BENEFITS
                                               WHAT ARE PRESCRIBED MINIMUM BENEFITS (PMBs)? HOW DOES IT AFFECT YOU?

POLMED would like to urge members to           Simply put, it means that the 25 chronic    treatment of these conditions will not
consider providing us with your cellular       diseases on the PMB list of conditions      affect your chronic medication limits as it
phone number. This will assist us to           will be covered by POLMED. The              will be covered by POLMED.
send important notification to members
                                               PMBs CONSIST OF TWO PARTS:
timeously. Members may also select to
be notified by sms of any payments made
to service providers for medical care
                                                      TREATMENT PAIRS                         CHRONIC DISEASES LIST
received.

                                                  The treatment pairs include ± 270
SMS communication is immediate and                                                           There are 25 chronic diseases for
                                                   diagnoses
will keep you up-to-date and informed on                                                     which the Scheme has to cover:
                                                  Each diagnosis has a broad
important issues.                                                                             Consultations
                                                   outlined treatment plan that has
                                                                                              Special investigations
                                                   to be supplied for that diagnosis
                                                                                              Chronic medicine
HEALTH ADVICE LINE                                 in- and out-of-hospital (this means
                                                   that each of these diagnoses
Qualsa provides a 24-hour Health Advice                                                      NOTE: NOT PAID FROM CHRONIC
                                                   must be treated as stipulated by
Line service to Polmed members. You and                                                      LIMITS
                                                   the Government legislation.)
your dependants may access the service
to discuss your general or specific health
needs with a qualified professional nurse.     It is important to note that the            includes that which is available in the
Please note that this service is strictly an   Government has supplied medical             state sector.
advisory service and is not meant to replace   schemes with legislated algorithms
the advice or treatment by a doctor.           (this is a step-wise approach that has to     For further information on PMBs
                                               be followed to treat a certain disease        please contact the POLMED Client
To access this service, call the Qualsa        medically). The available medicine as         Service Centre on 0860 765 633
Call Centre at 0860 104 111 and choose         outlined in the algorithms generally
Option 6 to speak to a nurse counsellor
about health related matters.

   Wishing you and your                        2005 POLMED
    family a wonderful
      festive season!                          ANNUAL GENERAL MEETING (AGM)
                                               The rotation of the POLMED AGM to           (IEC) at the AGM held on 23 August
                                               other provinces was raised at the meeting   2005. The participation by members of
                                               held on 23 July 2004 in Pretoria. The       the Scheme during the election process
                                               Board of Trustees (BOT) undertook to        and attendance at the AGM is greatly
                                               look into the matter and KwaZulu-Natal      appreciated.
                                               was identified for hosting the AGM in
                                               2005.                                       The BOT and Principal Officer of
                                                                                           POLMED would like to thank the staff of
                                               Another first for POLMED was the            Metropolitan Health Group and POLMED,
                                               election of the Board of Trustees           who ensured a smooth administrative
                                               members who were announced by the           process before and on the day of the
                                               Independent Electoral Commission            AGM.


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