Citibank - Download as DOC - DOC

							Cassandra Fabiano 48723
Sarah Bruno 48698

                                 Credit Card Options


CitiBusiness® Platinum Select® Card
 Save with 0% APR on Balance Transfers for 12 months with no Balance Transfer fee
 No annual fee for the primary card
 Low rate on purchases
 Generous credit line
 Up to 24 additional cards for employees with credit limits you set
 Free quarterly and annual account summaries
 Free 24/7 Concierge Service
 $0 Liability on Unauthorized Charges—you are never liable for unauthorized purchases
 24/7 Account Online access
 Pay your bill by phone with 24/7 dedicated Customer Service
 Worldwide acceptance


U.S. Bank Visa Business Card

      Up to $50,000 revolving credit line
      No annual fee
      Free management reporting
      $250,000 Travel Accident Insurance
      Primary Insurance Coverage for Rental Cars
      Extended Warranty and Purchase Protection
      Emergency medical or legal referral assistance
      Emergency card replacement or cash
      Pre-trip planning assistance
      Visa Business Card Liability Insurance
      Free cards for employees
      Free insurance
      Use of Visa's exclusive Concierge Service
      A variable APR as low as Prime + 3.9%


Bank One Platinum Visa Business Card

      No Annual Fee
      Credit Line up to $35,000
      Balance Transfer Savings
      Emergency Cash and Card Replacement
      Lost/Stolen Card Reporting
      Up to $1,000,000 Travel Accident Insurance
      Primary Auto Rental Insurance
      Travel & Emergency Assistance
      Warranty Manager
      Purchase Security and Extended Protection
      Quarterly Management Reports (upon request)
      Visa Business Partner Advantage
      Up to $3,000 Lost Luggage Insurance
   

Bank of America Visa Card: All of these cards have a many similarities, however, I
think we would go with this card. The 0% introductory APR, and the online account
option are a few of the benefits that draw my attention to this card.

Company benefits

      No annual fee
      0% fixed introductory annual percentage rate (APR) on purchases and balance
       transfers, thereafter a competitive APR.
      Monthly and annual summary of business expenses
      Ability to access your credit card information, view account activity and pay your
       bill online
      Preset employee credit limits

Cardholder benefits

      24-hour customer service
      Concierge Services that provide personalized assistance with entertainment
       planning, business services and travel information needs
      Welcomed anywhere Visa credit cards and business cards are accepted
      Business checking account overdraft protection
      Convenient access to cash at more than 675,000 ATMs, Bank of America banking
       centers and other financial institutions around the world

    One other aspect of credit, is accepting credit cards as payment in your office. The
following is a rundown of the features and benefits of accepting Discover Card as a
payment option.



Features & Benefits of Discover® Card Acceptance



  When you accept Discover Card, you are opening your doors to over 50 million
  loyal Cardmembers. In addition, you position your business to take advantage of the
exceptional growth in credit card usage and the increased volume of credit card
purchases. In fact, people who shop with credit cards make more frequent and larger
purchases than customers who use cash.

Accepting the Discover Card, rated #1 in customer loyalty for six consecutive years,
is good for your business and good for your customers. Here's why:

As a Discover® Merchant, you'll get:

      Competitive discount rates and fees
      Free signage to let your customers know their payment options
      An infrastructure that offers quick settlement
      Toll-free Merchant assistance
      Tools that make it easy to manage your Discover Merchant account
      Access to a full service provider

Accepting Discover Card is good for your customers because you are giving them an
opportunity to earn a Cashback Bonus® award each time they pay for products and
services with their Discover Card. They are loyal to us. With over 4 million
Merchant and cash access locations, chances are they are loyal to the businesses that
accept Discover Card as well.



Competitive Discount Rates and Fees
Discover Business Services delivers incremental sales and competitive rates.
Nominal transaction fees and no monthly minimums make accepting Discover Card
the right choice.

Unlike other card programs that have you trying to figure out your real rate,
Discover Card discount rates and fees are straightforward, while being some of the
lowest in the industry.

Free Signage
More than 70% of customers look for signage rather than ask which cards are
accepted. And since customers who shop with a credit card tend to spend more, it
just makes sense to let them know all their payment options. Discover Business
Services provides free signage to help boost your sales.

Infrastructure
Discover Business Services offers a streamlined system with a variety of options for
transmission of funds including fast, accurate settlement through Automated
Clearing House (ACH) direct deposit.

You can choose the Point-of-Sale (POS) solution that fits your processing needs. For
instance:

       You have the option to purchase PC software that converts any PC into a
        card authorization and settlement device
       You may even be able to follow the same POS requirements and use the
        same processors you already use today
       You can access our network through direct or third-party processors

And, with authorization centers available 24 hours a day, 7 days a week, you know
you're dealing with a company you can rely on.

Toll-free Merchant Assistance

If you want prompt service from a representative who knows the industry and who
can help you with everything from settlement issues to fraud prevention, all you
have to do is ask.

If you want 24/7 service, Discoverbiz.com is the place to get it. Order supplies,
manage your account or find out about other Discover Merchant products and
services anytime, day or night.

Tools
Discover Business Services offers a variety of tools, such as the Discover®
eReportSM and Merchant Account Center, that make it easy to manage your Discover
Merchant account. And with online account access, you can manage your account
when it's convenient for you.

Comprehensive statements is an example of one tool that offers processing totals
from Discover Card, MasterCard®, Visa® and American Express® transactions.

Full Service Provider
Discover Business Services has the processing capability to help you and your
business accept all of the following payment options, in addition to the Discover
Card:

       MasterCard®
       Visa®
       American Express®
      Diners Club/Carte Blanche®
      Debit Cards
      Checks

Or Discover Card can easily be added to your existing payment options.