A publication for and about our members November 2009
Realtor Association of Martin County
Revamps its Web Presence
Mid-October marked the launch of several new
online resources for RAMC members. Most nota-
bly, the total re-design of ramconline.org included
much-needed updates to the site you rely on to
keep your business moving. The new layout is
more user-friendly, with convenient drop-down
and sidebar menus that put the pages you need at
your fingertips. Improved Calendar and Event
Registration pages make it easy to sign up for con-
tinuing education classes and other programs
from the convenience of home.
RAMC also stepped into the world of social net-
working with its new Facebook and Twitter pages.
Important information and announcements will
come from all three sources, giving you maximum
flexibility when it comes to deciding how you want
to keep informed.
ramcOnline.org, MartinREALTORS on Twitter,
and the Official RAMC Facebook Page
You can choose to have updates on RAMC events
emailed to your office, home, or even sent directly to
your mobile phone through the new sites.
GE Security also updated the KimWeb system, replac-
ing it with the all-new SupraWeb keybox management
site, which features all-new interfaces and improved
tools to manage your keybox inventory.
Please look inside on pages 7-8 for detailed information
on all the great changes happening this month!
OF MARTIN COUNTY
Membership News ‐ It’s all about you!
Vision: Maximize Realtor Profitability NEW REALTORS
43 SW Monterey Rd. Stuart, FL 34994 Beverly Beck Prudential Florida Realty
772/283-1748 FAX 772/288-0215
E-mail: firstname.lastname@example.org Debra Cardone Coldwell Banker
www.RAMConline.org Karlin Daniel Karlin Daniel & Associates
OFFICERS Martha Davis Keller Williams of the Treasure Coast
President Steven Ethridge Prudential Florida Realty
BONNIE PETERS, CRB Cynthia Haas McAlister Properties
email@example.com Candace Harman Premier Realty Group
President-Elect James Hatch Keller Williams of the Treasure Coast
LINDA PRANGE, CRS
firstname.lastname@example.org Kersey Hebb Prudential Florida Realty
Vice President Margaret Jimenez BHG Realty Laviano and Associates
MARTY CARMODY Kimberly Loranger Prudential Florida Realty
Thomas Lumbert Century 21 IRP Realty
TOM BAKER Marcelo Martins Keller Williams of the Treasure Coast
TomBaker@Keyes.com Peter McGrath C-21 Horizon Properties
Sina Monina Coldwell Banker
DIRECTORS Dana Pace Prudential Florida Realty
CHRISTY BEARSE, CPA Marcy Roeder Management Specialists
Kevin Tolbert Keller Williams of the Treasure Coast
RICK BOSCHEN, SRES
email@example.com Shad Yap Keller Williams of the Treasure Coast
JANICE FRASIER, GRI
BRENT GIFFORD, CRS, GRI New Offices Transfers
firstname.lastname@example.org Janice Gross to Keller Williams of the
#894 Karlin Daniel & Associates
VINCE LAVIANO, CRB 4285 SW Martin Downs Hwy Treasure Coast
Palm City, FL 34990 Michael Micallef to Better Homes and
ELSIE LONG, e-Pro, TRC (772) 220-2557 Fax (772) 220-2544 Gardens – Laviano & Associates
DR: Karlin Daniel Shannon O’Donnell to Town & Shore
SANDY McALISTER, TRC, AHWD
email@example.com Appraisal & Real Estate Services
#893 Town & Shore Appraisal &
PAT McGHEE Lynn Primevera to Keller Williams of the
firstname.lastname@example.org Real Estate Services
PO Box 1770 Treasure Coast
Stuart, FL 34995
STAFF (772) 631-1503 Fax (772) 220-4414 Deletions / Inactives
DR: Joan Cass Penny Beard Phyllis Kovacs
Acting Association Executive Richard Brand Rosemary Laycock
email@example.com New Affiliates Maryann Brown John Manzione
Elaine Christian Nancy Moore
Member Services Coordinator Darr-Schackow Insurance
Emily Cluka Kathy Pierides
Membership, Realtor Store 2879 SE Ocean Blvd.
firstname.lastname@example.org Judy Colozzo Tracy Pressner
Stuart, FL 34996
Brian Copley Sheila Raver
LANIE HAW (772) 283-5609 Fax (877) 534-3292
Professional Services Coordinator Don Defenthaler Ron Regal
Awards, Education, Sponsorships Biljana Drmanovic Gary St Pierre
email@example.com Art Gehlbach Mike Sands
Dreamline Mortgage Inc
NANCY RAINIER Vester Holbrook Bill Shanley
MLS Coordinator 8493 South US Highway One
Willadene Holbrook Lynn Smith
MLS, Residential Marketing Port Saint Lucie, FL 34952
firstname.lastname@example.org Gerard Impellittiere Leslie Soulek
(772) 873-3269 Fax (772) 873-2697
Kathyrn Kalil Jerome Stone
JEREMEY BINGHAM Ken Gorton
Technology Coordinator Virginia King Nancy Theodore
Supra, Habitat for Humanity, Mary Klein Judy Wall
RAMConline.org Florida Home Finance Group, LLC
email@example.com 2363 SE Ocean Blvd.
Stuart, FL 34996
(772) 629-8883 Fax (866) 972-3570
Tim Stone Page 2
Jim Hayes just celebrated
his 90th birthday! Before
becoming a Realtor, Jim
was a Special Agent for
the FBI for 20 years!
Don’t forget the RAMC Canned Food Drive!
Once again, RAMC will be collecting food for the House of Hope.
RAMC Members Enjoying the Oktoberfest
Social at Edelweiss…
We will be collecting food items at Residential Marketing on Novem- Almost 100 RAMC members and affiliates
ber 3rd, 10th, and 17th. To make any announcement, you must have turned out for the Oktoberfest social on Octo-
a non-perishable food item or $1 to donate! ber 20th. Thanks again to our sponsors:
Christenson Pittman Auctions
Please check the expiration date of the food you are donating and National City Mortgage
remember that only non-perishable items can be donated. Tami Karol Insurance
Smart Start Building Inspections
House of Hope is especially in need this year of canned beans,
canned fruit, and canned tomatoes. Canned Vegetables, Instant Po-
tatoes & Supermarket Gift Certificates are great too!
Thursday, November 5, 2009
The Association Offices will be closed
Program: “Update on Martin County
Thur, Nov 26th and Friday, Nov 27th. Property Values”
All of us at RAMC are delighted to wish Featuring: Laurel Kelly, C.F.A.,
you a Happy and safe Thanksgiving! Property Appraiser
Sponsor: Suzanne Granfield,
Seacoast National Bank
Location: Piper’s Landing Clubhouse
6160 SW Thistle Ter, Palm City FL 34990
Networking: 11:30‐1:00 PM
Program: 12:00‐1:00 PM
Cost: $17 member; $20 non‐member
RSVP: by November 3rd to:
Join us for a special “That’s Italian” event
November 5th, Donna Cardinale 2009 VP of
Membership, WCR, Stuart‐Martin County
will be speaking on Italy and real estate in
the Italian market. Our main program with
Laurel Kelly will provide us with current in‐
formation about the Martin County prop‐
erty values and how they affect us and our
clients. Mark your calendar now!
Questions about this event? Contact Jill
Keegan at firstname.lastname@example.org
Leon Abood Stephen Dutcher Charles Ross November 3rd
Greg Addeo Debra Duvall Colleen Sample
Jennifer Atkisson-Lovett Dennis Fadden Julia Sansevere City Commission
Tom Baker Jan Frasier Wally Smith Group # II
Priscilla Baldwin Elmira Gainey Andy Spears Jeffrey A. Krauskopf
Donna Banister Richard Geisinger Jr Patrick A. Stracuzzi The Realtor Association of Martin
Christy Bearse Brent Gifford Patrick S. Stracuzzi County conducted candidate screen-
Steve Bohner Rick Hartman Cathie Teal ing to identify the best candidates
for this election.
Rick Boschen Marlene Katz Devin Teal
Mary Bradley Jay Keegan Jacqui Thurlow-Lippisch We urge all City of Stuart voters to
Judy Burkhardt Angie Laviano Maryann Villalva get out and vote on November 3rd.
Robert Castellano Vince Laviano Jim Weix
Jeff Chamberlin Steve Osburn Deborah Wood
Chris Clifford Bonnie Peters
Jason Coley David Powers
BOLD indicates a new
Bill Dean Kevin Powers
Dave Derrenbacker Linda Prange
donor this month! to RPAC!
Your name could appear here!
MAKE THE RIGHT CALL
The REALTORS® Political
Action Committee, RPAC,
supports and educates candi-
dates on legislative issues
that affect your business.
These candidates share the
vision of the “REALTOR®
Party” to promote and protect
the American Dream of home-
ownership, the rights of real
property owners and the qual- RAMC President Bonnie
ity of life in communities Peters presents Rep. William
across the nation. RPAC Snyder with a check, along
keeps REALTORS® on the with the endorsement of the
Association for his re‐election.
field and in the game.
Learn More to Earn More October
Realtor Safety & Security Program Sponsors
November 6, 2009
9:00am – 12:00pm
$20, $35 non‐member
Don’t be a victim! This seminar is designed to teach you how to take a proactive ap-
proach to safety and security. You will learn how to protect your clients, customers
and yourself! Learn how to identify the elements of identity theft, scams and cons and Residential Marketing:
how to avoid them. Learn how to stay safe at home, open houses, listing appointments,
and on the road. Learn how to make someone let you go! Tim Stone
About Andrew Wooten:
Andrew has conducted over 8,000 training programs throughout the US and
abroad Keri Russell
Andrew interviews men and women serving life sentences in prisons and con- Real Estate Showcase
ducts monthly programs with the survivors of crimes including rape and as-
Andrew is a 28 year veteran of crime awareness and prevention, certified by Sandy Brownlow
the Attorney General Premier Plumbing Inc
This interactive class includes a question and answer period at the end of the class.
Breakfast compliments of Rock & Rita Fiore of Preferred Home Watch & Concierge. Karen Gilmore
East Coast Mortgage
November Breakfast Club Universal Land Title
“How New Appraisal Guidelines Impact Your Transactions”
November 13, 2009 Breakfast Club:
9:00am – 10:00am
Free, but registration required
Learn the appraisal process and procedures as it relates to today's market and the
challenges Realtors are having with them coming in so low. Appraiser Ron Caruthers
will discuss the new Home Value Code of Conduct and answer your questions and the FAR/BAR Contracts:
following: Lynda McSherry Pessavento
How do appraisers evaluate a "normal" property against the short sale and fore- Bank of America
How do appraisers adjust for the varying conditions of the home and property? Listing Contracts Seminar:
How do appraisers get chosen? How does someone from out of the area get James Childre
What kind of appraisal pool does the lender pull from? National Property Inspections
How much can we help? How can we help?
Does the appraisal stay with the property for 6 months or can it be changed? Orientation:
How does it affect the ability to sell the property if it can't get financing do to Tami Karol
the low appraisal?
Tami Karol Insurance
Breakfast is compliments of Beverly Bray of Sterling Mortgage.
December Breakfast Club – “Year‐End Tax Planning”
December 4th from 9 – 10:30am
CPA Scott Nall will discuss what you should know before meeting with your
tax professional. For more information and to register, go to the Calendar, click
Register for Events, and click on the class, or call Lanie at 283-1748!
Hi-Resolution Virtual Tours and Slide Shows
deliver Maximum Impact, Maximum Results!
See how it’s done.
Wednesday, November 18th
10 AM and 1 PM
Seminar is free
Sign up online or call RAMC
Simple, fast and easy to use! With just the click of a mouse, you can create, customize and deliver your own branded unlimited high
resolution slide shows and Virtual Tours in just a few easy steps with any digital camera.
VuVista Suite includes powerful online Virtual Tour creation tools:
iVuPhotovista – Create spectacular panoramas online in seconds.
iVuPhotoXpress – Upload your images, create and customize High Resolution Virtual Tours and Slideshows.
iVuZoom – Immersive, Interactive high resolution viewing.
Outstanding Template Designs: VuVista features outstanding template designs that will make your tours stand out from the crowd.
Easily customize with your own branding, banners, colors and neighborhood tools, such as school info, maps, printable brochures
Sensational looking Flyers and ePostcards: Create and customize your own property flyer that you can print, email and include with
your tour template.
Special Pricing for RAMC members: The setup fee is waived for a limited time. Pricing is either $2 per tour, or unlimited for a
monthly fee of only $10. The unlimited fee includes several other features.
Did You Know? Trying to Search MLXChange for Foreclosures?
It’s easy to limit your searches to foreclosures if you know how.
There are several shortcuts
that will take you right to In the search page, Choose “Special Information” Find “Foreclosure” and add it
the MLS information you click “Add more to your search criteria!
need on the new ram- Search Criteria”
conline.org website. You can save the fol-
lowing URLs as shortcuts to some of our
most commonly accessed MLS pages:
www.ramconline.org/MLS - Main Page
www.ramconline.org/forms - MLS forms Open House Tour Schedule
November 3rd through Dec 22nd
www.ramconline.org/marketing - Marketing
tour main page, with maps and instructions
on how to add properties to out Tuesday tour Map Area Tour Date Cut‐off
R, S 14 11/3/09 10/30/09
www.ramconline.org/trend - Monthly Real
Estate Trend Indicator, with statistics for the Q, T 14, 16 11/10/09 11/6/09
most recent month, archive coming soon!
O, P 12 11/17/09 11/13/09
www.ramconline.org/maps - MLS Area
J 9 11/24/09 11/20/09
K 9 12/1/09 11/25/09
www.ramconline.org/profilesheets - Direct
link to all profile sheets L 9 12/8/09 12/4/09
M, N, Indiantown 10 12/15/09 12/11/09
www.ramconline.org/FAQ - Our Frequently
Asked Questions page is coming soon! No Marketing Happy Holidays! 12/22/09 N/A
In the coming months, we'll cover may of the new features for all our Realtor members. One thing you might not be
RAMCOnline has to offer, but we're going to start with the aware of is that if you click on a members’ name after do-
basics. The first thing you'll want to make sure of is your ing a search for them, you’ll be taken to a page with addi-
Username and Password. Your username should be your tional information, including cell phone number. (Cell
license number. Your password to RAMConline is not numbers are listed under “Addl Contact”)
necessarily the same as your password to MLXChange,
though many of our members choose to use the same one The Member Services section also includes our Realtor
for both. Digest section, where you can find current and past issues
of this newsletter. Also in this section is a list of important
links and telephone numbers for RAMC members to refer
to; it includes all the help desk numbers for MLXChange,
Supra, and our other services, as well as FAR and NAR
resource numbers and Martin County government web
links and telephone numbers.
Our Realtor FAQ page will be coming to this section soon,
and we’ll use it to address the most common problems and
questions RAMC staff encounter, and gather the answers
in one convenient place for you to access any time. Keep
Now would be a good time to make sure you've got both checking back as we add more frequently asked questions!
committed to memory. If you've forgotten your password,
just click on the "Forgot your password?" link. An email It’s easy to check your due date for your Legal Liability
will be sent to the email address we have on file with and Code of Ethics on the new RAMCOnline.org. Simply
information on how to change your password. click “View Profile” from the Log In Menu (you must be
already be logged in or it will prompt you to log in first.)
Now that you’re logged in, you can access all the members
-only content on the site. Most of the things you’ll be look-
ing for require you to log in.
In our Member Services Section, you’ll find the Member
Search and Roster pages, which allow you to find contact
information such as phone numbers and email addresses
Once you’re in the Profile screen, your Legal Liability and
Ethics dates are just below Address and Contact informa-
You can also use the controls at the top of that page to
change your address, email, and other contact information
in your RAMC file.
Stay tuned for more great information next month!
Frequently Asked Questions
November also marks the launch of the new Keybox management Why has KIMweb been redesigned?
site by GE Security; SupraWeb. They have completely redesigned
the KIMweb website to make it much more user The current KIMweb system was designed several years
friendly and focused on how you conduct busi- ago and it needed to be updated to better
ness. The new SupraWEB will have great new assist today's real estate professionals. By
reporting tools that will make it even easier to completely rebuilding the site with the
see who has shown your listings, give and re- newest technology, it was possible to add
ceive feedback, and manage your keyboxes. several new features and tools that would
not have been possible in the current
This page outlines some of the main features and site. It also provides a framework to add
changes you can expect to see on the new Su- additional features in the future.
praWeb site in the coming weeks; as always you
can call Jeremey at the Association Offices at What are the major differences between
283-1748 or call GE Security for more info at: KIMweb and the new SupraWEB?
SupraWEB is focused around managing
1‐877‐699‐6787 Supra Customer Service listings instead of just managing key boxes.
Focused on Listings A new format has been designed with easy to read fonts,
If you're a Seller's Agent, you've probably received feedback on a intuitive site navigation, and labels and tools placed in mul-
listing that said it was a little high compared to comparable list- tiple locations to make them easier to use.
ings. If you're a Buyer's Agent, you've probably shown a home
that your customers loved, but didn't want to go to the top of their You can now upload a picture of your listing in Su-
price range. In either event, the Seller just agreed to reduce the praWEB. This picture will then display with the listing
price and you want to get the word out and make sure those inter- wherever it is viewed. This same picture can also be
ested customers get a second chance to make a buying decision... viewed when leaving feedback or from within a showing
No problem! Easily send a pricing change or other update to all report.
the agents that showed the listing. Want to make sure they remem-
ber the listing? Add a picture of a listing and it will appear in your New showing and key activity reports. The new reports are
inventory page as well as in showing reports for all the agents that easier to generate and designed to make reading eas-
showed your property. ier. You can even schedule reports for specific listings and
customize them to include information
specific to your client.
Will I have to remember new login in‐
formation to get into SupraWEB?
When we release the SupraWEB, it will
not be necessary to use a new key serial
number and password. Your current
ones will work.
Where will I go to log into the new Su‐
You can still click on a link from
www.supraekey.com to get to the new
website. The link to KIMweb will be
Focused on Showings replaced by a link to SupraWEB. There will also be a big
Customize a showing report for your clients. Include your contact link on the top of that same page.
information and even a picture or a logo if you like! Set the report
up to automatically email your client about the showings on their The actual web address will be changing, so if you have a
home. Configure the reports to include feedback while removing bookmark that goes to KIMweb, that link will not longer
showing agent contact information. Also a great tool to help you work. Once the new site is live, please bookmark the new
follow-up with agents that showed your listings. address.
Real Estate Trend Indicator September 2009
Sold by # of Bedrooms Inventories Sold Inventories
09 To tal 08 Total 09 Total 08 T otal
Pr ice Range 0-2 3 4+ 2009 2008 Price Range 2009 2008
Uni ts U nits Units Uni ts
<$99,999 18 20 3 41 15 212 197 <$99,999 23 9 251 197
$100 - $199,999 21 36 12 69 39 407 610 $100 - $199,999 11 6 232 320
$200 - $299,999 4 14 7 25 32 304 481 $200 - $299,999 9 4 186 231
$300 - $399,999 0 5 8 13 9 234 321 $300 - $399,999 3 3 108 167
$400 - $499,999 0 2 5 7 6 175 200 $400 - $499,999 2 0 49 86
$500 - $599,999 0 0 3 3 6 96 133 $500 - $599,999 0 0 22 37
$600 - $699,999 0 1 0 1 2 69 91 $600 - $699,999 0 2 26 20
$700 - $799,999 0 0 1 1 0 52 69 $700 - $799,999 0 0 14 14
$800 - $899,999 0 1 0 1 1 47 46 $800 - $899,999 0 0 12 12
$900 - $999,999 0 1 1 2 0 32 33 $900 - $999,999 0 0 6 4
$1 - $1,499,999 0 1 1 2 2 73 70 $1 - $1,499,999 2 1 16 15
$1.5 - $1,749,999 0 0 0 0 0 22 28 $1.5 - $1,749,999 0 0 3 2
$1.75 - $1,999,999 0 0 0 0 0 24 24 $1.75 - $1,999,999 0 0 3 8
$2 - $2,499,999 0 0 0 0 0 20 17 $2 - $2,499,999 0 0 1 1
$2.5 - $2,999,999 0 0 0 0 0 15 14 $2.5 - $2,999,999 0 0 0 0
$3 - $3,499,999 0 0 0 0 0 9 8 $3 - $3,499,999 0 0 0 0
$3.5 - $3,999,999 0 0 0 0 0 5 5 $3.5 - $3,999,999 0 0 0 0
$4 - $4,999,999 0 0 0 0 0 3 6 $4 - $4,999,999 0 0 0 0
>$5,000,000 0 0 0 0 0 18 13 >$5,000,000 0 0 0 0
Total Units 43 81 41 165 112 1,817 2,366 Total Units 50 25 929 1,114
Avg Price 109,453 201, 317 320,959 207,106 248,311 540,273 480, 659 Avg Price 191,056 226,804 268,971 285, 160
Med Price 70,000 155, 000 285,000 146,475 200,000 299,000 285, 000 Med Price 120,000 155,000 198,000 224, 900
Total Val 4,706,500 16,306,667 13,159,325 34,172,492 27,810,877 984,377,042 1,139,642,342 Total Val 9,552,800 5,670, 100 249, 873,961 317, 667,939
Solds by Financing Type Absorption Rate Solds by Financing Type
Residential Residential Condo
Type 2009 2008 2009 2008 Type 2009 2008
Assum 0 0 11.01 21.13 Assum 1 0
Cash 79 42 Cash 30 13
Conv 44 48 Conv 16 11
FHA 36 20 Absorption Rate FHA 1 0
VA 3 0 Condo VA 0 0
Seller 0 0 2009 2008 Seller 1 1
Other 3 2 18.58 44.56 Other 1 0
Solds by Number of DOM Solds by Number of DOM
Absorption rate: indication of average
DOM 2009 2008 DOM 2009 2008
length of DOM
1-30 49 27 To calculate the absorption rate, divide the 1-30 7 5
31-60 24 9 number of lis tings in your market by the 31-60 7 5
number of sales during that month. For
61-90 17 15 example, if your mark et had 300 home listings 61-90 6 1
last month and 100 sales, the absorption rate
91-120 11 11 is three months.
91-120 3 2
121+ 64 49 121+ 27 12
Based on MLS information from the Realtor Association of Martin County, Inc.
NAR REALTORS® CONFERENCE & EXPO
Chart your winning course through today’s turbulent economy!
Location: San Diego Convention Center
● The 2009 REALTORS® Conference & Expo delivers money-making strategies to
help you succeed!
● Four days of intensive training from real-world speakers in top-rated sessions.
Substantive programs for everyone who makes their living in real estate – brokers,
agents, commercial practitioners, property managers, international specialists, and IT
● Watch this week's tip from a 2009 Conference speaker!
● REALTORS® Expo has new ideas, products, and services to increase your pro-
Ask questions, compare features and strike your best deal with 400 exhibitors, all
under one roof.
● Learn about opportunities to expand your market working with immigrants, for-
eign investors, and Americans buying property abroad.
● Network with the most successful real estate professionals in the country.
● Build your referral network and increase sales opportunities.
● Enjoy a wide-range of Conference special events, including the REALTORS®
Celebrity Concert starring Reba McEntire.
● Combine business and fun -- the Convention Center is right on beautiful San
Diego Bay and in the center of nightlife, shopping, and dining!
Habitat For Humanity Volunteer Build Day at the
Realtors Conference and Expo in San Diego
Wednesday, November 11th, 2009
8:00am - 3:00pm
NAR is partnering with San Diego Habitat for Humanity to build our first “green” home. This new home will incorporate green
building techniques in its design and construction.
$10 of each registration fee goes toward the Habitat for Humanity sponsorship. You can volunteer to help build homes for deserv-
ing families in San Diego.
For additional information, please e-mail email@example.com
November 2009 Association Calendar
Questions? Call 283‐1748 Fax 288‐0215 e‐mail: raofmc@martin‐realtors.org
MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY
2 3 4 5 6
Residential Marketing 8:30 Board of Directors 9:00 Realtor Safety and
Area 13, Maps R & S Meeting Security (3 CEU)
9 10 11 12 13
1:00 Public Records Residential Marketing 11:00 Supra Key Training 9:00 Breakfast Club ‐ How
(iMAPP) Areas 14 & 16, Maps Q & T New Appraisal Guidelines
Impact your Transactions
16 17 18 19 20
9:00 Basic MLS (3 CEU) Residential Marketing 10:00 RealBiz 360 Seminar 10:00 Image and PR Com‐ 9:00 New Member Orien‐
1:30 Intermediate MLS (3 Area 12, Maps O & P 11:00 Supra Key Training mittee Meeting tation
CEU) 1:00 RealBiz 360 Seminar
23 24 25 26 27
Residential Marketing 11:00 Supra Key Training Association Closed
Area 9, Map J Association Closed Happy Thanksgiving!
30 DEC 1 2 3 4
Residential Marketing 11:00 Supra Key Training 8:30 Board of Directors
Area 8, Map G Meeting