Loan & Line of Credit Rates APR Share-Secured and Certificate-Secured Loan 2 ¤ See Below Rate = A margin of 2.00% + Dividend Rate of the Share type pledged as collateral. Flexible Lines of Credit ¤ Personal Line 9 6.75% Airport Branch Vacation Line 9 6.25% 550 Paiea Street, Ste. 228 Personal Education Line 8, 9 5.75% Honolulu, Hawaii 96819 Overdraft Line for Share Draft Protection 6 12.00% Pearl City Branch Personal Loan 5 ¤ 7.25% 1245 Kuala Street, Ste. 102-A Vehicle or Motorcycle Loan 3, 4 ¤ New... Used.. Pearl City, Hawaii 96782 3-Year Term 4.50% 5.25% 4-Year Term 5.00% 5.75% Call Us or for AccessLine 5-Year Term 5.50% 6.25% Oahu 841-6836 6-Year Term 6.00% 6.75% Toll-Free 800-282-0212 7-Year Term 6.50% Fax 808-841-6746 Visa® Credit Card ¤ — This is only a summary. For details, please call us. www.AlohaFCU.com Classic 12.99% Platinum 8.99% First Mortgage 7 Call for Rates Serving Hawaii’s Second Mortgage 7 airline employees Loan Balance to Home Value (LTV) of 100%, Up to 10 Years 8.50% since 1952! Loan Balance to Home Value (LTV) of 90%, Up to 10 Years 7.50% Home Equity Line of Credit 7, 9 ¤ 4.25% First Class Products! Share Savings Rates DIVIDEND RATE# APY# Savings & Checking Shares Membership Share Account Member Share 0.25% 0.25% Always Free Checking Personal (Sub) Share 0.25% 0.25% Christmas Savings Christmas Savings 1 0.50% 0.51% Share Certificates (CD) Traditional IRAs Share Draft Checking Roth IRAs Regular — Balances of $0 to $1,999.99 0.15% 0.15% Coverdell ESAs Super Draft — Balances of $2,000 and higher 0.25% 0.25% Loans & Lines of Credit Individual Retirement Account (IRA) Personal Loans Traditional 1.00% 1.01% Vehicle Loans Roth 1.00% 1.01% Motorcycle Loans Coverdell Education Savings 1.00% 1.01% Overdraft Protection Share Certificate 1 Visa® Credit Cards No Annual Fee! 6-Month Term 0.55% 0.55% Home Mortgages 12-Month Term 0.75% 0.76% Home Equity Lines of Credit #APY is Annual Percentage Yield. Rates current on 01-01-2011. Credit union products, Additional Services services and offers subject to membership. Loan products subject to credit review; Free Visa® Check Card* subject to a maximum based on applicant(s)’ credit worthiness and ability to repay. Free Statewide ATM Access** 1 Subject to a penalty for early withdrawal, which may result in forfeiture of accrued Free Travelers Checks dividends; minimum to open and earn is $500; Christmas Savings includes monthly deposit limitations. 2Subject to 12-year maximum term. 3Subject to loan amount Free Notary Services maximum based on Kelley Blue Book value of vehicle. 4Vehicle Loans with extended Free Telephone Account Access payments available for new vehicles only. 5Lowest available rate is indicated at 12-month term. Other rates, which are higher, are available for terms as long as a 60-month term. Free Online Account Access 6 Subject to credit limit of $2,500. 7Available for owner-occupied properties in Hawaii Free Kelley Blue Book Quotes and subject to maximum loan amount relative to per-member aggregate limits and appraised property value; We may require an appraisal. 8Loan proceeds payable only to Free Shared Branch Access licensed institutions of learning or providers of educational services. 9Indicated rates are Wire Transfers determined by adding a margin to an index rate; Index Rate is the Wall Street Journal Prime Rate. Margins: Personal Line of Credit is 3.50%, Vacation Line of Credit is 3.00%, Personal Money Orders Education Line of Credit is 2.50%, and Home Equity Line of Credit is 1.00%. All rates, fees, Online Bill Payment terms, and restrictions for all products, services, and loan products subject to change. ¤Open-end credit terms. Vehicle Service Contracts GAP Vehicle Protection Consult a tax advisor for your tax savings options. We are not liable for inadvertent errors. Loan Disability Protection Your savings federally insured to at least $250,000; backed by the full faith and credit of the United States Government. We do business **Not all members will qualify. in accordance with the Equal Housing Act and **Members may access ATMs operated by the Equal Credit Opportunity Act. American Savings Bank, First Hawaiian Bank and Aloha Pacific FCU (Kalabash) in Hawaii for unlimited access, without any surcharges.