Get documents about "Your gSa health _ Dental plan
Document Sample
CHangE of CovEragE visit www.ihaveaplan.ca a worD froM YoUr STUDEnT aSSoCIaTIon ProvIDEr nETworKS SavIng YoU EvEn MorE MonEY
and follow the
on-screen instructions
You’re covered for the insured portion of your plan regardless of the health practitioner 2009/2010
for enrolments or opt outs.
Enrolment welcome to Your Plan! you choose. by consulting a network member, you will get additional coverage.
Find a health practitioner at www.ihaveaplan.ca
A growing number of important health-care services aren’t covered by provincial
The gSa Health & Dental Plan gives you the option to enrol your family health care. To help students pay for the health services they need, a collective University of Saskatchewan
(spouse and/or dependants). Certain categories of students may also health and dental plan has been put in place by your student association. vISIon nETworK Graduate Students’ association
enrol themselves. for details on eligibility, visit www.ihaveaplan.ca.
Ihaveaplan_bro_UbC_09-08
Up to 70% off Contact lenses
Ihaveaplan_bro_GSa-SaSK_09-09
Enrolments must be completed during the Change-of-Coverage Period.
Your gSa
This group Plan was designed with fairness, accessibility, and sustainability in mind.
It covers the unexpected and provides you with preventive care services to keep Clearly Contacts is Canada’s largest online retailer of contact lenses, offering up
Coverage for You and Your family you in good health. Since its inception, the Plan has saved its members millions of to 70% off traditional retail prices. as a health plan member, you can benefit from
an additional 10% off selling prices—just visit ClearlyContacts.ca and enter
health & Dental plan
dollars and has helped tens of thousands of students.
enrolment period for Term 1 students: Full-year fee for family coupon code STUDEnTCarE at checkout.
aug. 28 – Sept. 16, 2009 (spouse + unlimited number of As a graduate student at the University of Saskatchewan who is registered
(full-year coverage) children): $681.02 full-time in Term 1 and as a member of the Graduate Students’ Association
Up to $150 for Prescription Eyeglasses
(GSA), you’re automatically covered by the GSA Health & Dental Plan. When visiting an optometrist or an optician who is part of the vision network, you save
Full-year fee for students eligible to enrolment period for new Term 2 at least 30% on prescription eyeglasses. by combining these savings with your plan’s
enrol: $340.51 students only: Jan. 4 – 15, 2010 insured coverage of $75 for eyeglasses, you can save up to $150. vision network
Essential Information
To minimize paper use and its impact on the environment, this document
(Winter coverage is pro-rated for provides a basic outline of the coverage available to you through your student Plan. members also offer savings on the cost of eye exams and contact lenses.
Full-year fee for spouse/partner or 8 months. Fees are available on A complete list of benefits and details is available at www.ihaveaplan.ca.
an additional $25 off Eyeglasses or Contact lenses
one child: $340.51 the website)
Best of luck for a safe and healthy year. by visiting a Spencer vision affiliated provider and identifying yourself as eligible for
Spencer vision benefits, you can take advantage of $25 off eyeglasses or contact
on the Benefits of Your
Stay Connected opt out
nicholas fraser
president, University of Saskatchewan Graduate Students’ association
lenses, in addition to any discounts or promotions that may apply. With the pay-direct
system, they can also process your coverage directly with the insurer. Student Health Program
It’s Your Plan If you’re already covered by an equivalent health and/or dental plan
Up to $300 in Coverage for laser Eye Surgery
laSIK MD, a leading provider of laser eye surgery, offers an additional $150 off laser
(such as a parent or spouse’s employee benefit plan), you can opt out eye surgery, so that health plan members can get double the coverage, up to $300.
and the Plan fee will be credited to your student account. However,
please note that your student Plan provides certain benefits not
go online to find out available through other insurance plans. opt outs must be completed DEnTal nETworK
more about your Plan. during the Change-of-Coverage Period. 70% to 100% in Dental Coverage
Change-of-Coverage Period Your health & Dental plan Your plan covers 50% to 80% of your dental costs and by visiting a network dentist,
you will receive an additional 20% off regular dental services, enabling you to get up to ihaveaplan.ca
• Deadlines for submitting claims
opt outs: aug. 28 – Sept. 16, 2009
at a glance 100% coverage. Most network dentists also offer the pay-direct service.
• Instructions on how to claim group name: GSa health & Dental plan
HEalTH-CarE nETworKS 4648056
group number (Health & Dental Benefits): 22258
• plan coverage details Insurance Company (Health & Dental Benefits): Sun life assurance Company of by combining your plan’s insured coverage of $20 per visit for health practitioners
Canada (Sun life) with the savings offered by health-Care network members, you will pay no more than:
• links to important documents, such as claim Detach this section and use this card in conjunction with your student ID card. Insurance Company & group number (Travel Benefits): www.ihaveaplan.ca
forms and your travel health passport for Information: www.ihaveaplan.ca, (306) 933-0093 or 1 877 795-4428 Physiotherapy network
• network offers to save you even more $25 for the initial assessment and $10 for subsequent visits
money on health-care costs! Health & Dental Plan office Change-of-Coverage Period:
University of Saskatchewan
Memorial Union building
opt outs and enrolments for Term 1 students aug. 28 – Sept. 16, 2009 Massage Therapy network
93 Campus Drive enrolments for new Term 2 students only Jan. 4 – 15, 2010
room 22, lower Sask hall If you’re covered, use this card
$10 for a 30-minute treatment and $25 for a 60-minute treatment
Saskatoon, SK in conjunction with your student ID card. noTE: This document is intended as a basic explanation of the benefits available to you through the
learn more at Tel.: (306) 933-0093 GSa health & Dental plan. It summarizes the important features of your group plan and does not,
Toll-free: 1 877 795-4428 in itself, constitute a contract. Given our commitment to sustainability, you might not receive this Health & Dental Plan office
www.ihaveaplan.ca ihaveaplan.ca Detach &
document in future years. For more information, visit www.ihaveaplan.ca. University of Saskatchewan
Memorial Union building
Keep Your 93 Campus Drive, room 22, lower Sask hall
Pay-Direct Card Saskatoon, SK
Student’s signature need help ? www.ihaveaplan.ca Tel.: (306) 933-0093 or 1 877 795-4428 ihaveaplan.ca
HEalTH CovEragE TravEl CovEragE vISIon CovEragE DEnTal CovEragE
More Than $10,000 in 120 Days per Trip Up to $275 in Up to $500 in a Plan Designed
health-Care Coverage and up to $5,000,000 vision Coverage Dental Coverage for Students
YoUr HEalTH & DEnTal Plan CovEragE
with this collective approach to health care, health benefits and
services are more accessible and more affordable so that you can
You are covered for up to 120 days per trip and up to a maximum of
$5,000,000 per incident. Travel health coverage includes hospital,
Your Plan covers the cost of eye exams, new or replacement
eyeglasses or contact lenses, and laser eye surgery. You can also
You have access to preventive care with a plan that offers $500
coverage for dental visits. Your Plan covers 50% to 80% of your
like You
get the treatment you need. physician, and other services for emergency treatment of an injury get additional coverage through the Studentcare vision network. dental costs. You can also get additional coverage through the visit www.ihaveaplan.ca and watch the online
or illness while travelling outside of the province in which you reside Studentcare Dental network. videos to learn more about how you can make the
Prescription drugs: 80% For a list of health practitioners (including international travel). Please note that travel health coverage $50 per policy year for eye exams most out of your plan.
covered by the plan, visit does not apply to international students travelling to their home country. $500 per policy year
vaccinations: 100%, up to $150 www.ihaveaplan.ca. $75 per 2 policy years for new or replacement eyeglasses
per policy year Trip cancellation: up to $1,500 Before leaving: if you’re or contact lenses 50% to 80% in dental coverage *
other health benefits: per trip for pre-paid, non-refundable planning to travel, download a watch the online videos.
Health practitioners Medical equipment, diagnostic trip expenses in case of a medical Travel Information brochure at $150 per policy year for laser eye surgery * not including major restorative and orthodontics
(physiotherapists, services, dental accident, emergency. www.ihaveaplan.ca for complete
chiropractors, massage ambulance, home nurse, details on benefits, coverage, and My Privacy. My Plan.
therapists, etc.): hospitalization, tutorial Trip interruption: up to $5,000 in telephone numbers for emergency helps pay for health-care
benefit, and more... case of a medical emergency for each assistance. costs, while giving you
• $20 per visit, $400 per category of complete control.
practitioner per policy year trip you take during the policy year.
• visits to registered dieticians and anywhere in the world: in addition
massage therapists require a referral to travel health coverage, your health
by a MD or a registered nurse in and dental benefits can be used
Saskatchewan next Stop: Dream Trip
anywhere in the world. Discover the value of
your Travel plan.
for a complete list of benefits and details, visit www.ihaveaplan.ca. Similar travel plans can cost over $500. visit www.ihaveaplan.ca/travel to compare. already Covered by another plan? Use Your Pay-Direct Card
weigh the Costs and Benefits for Prescription Drugs
Your student health & Dental plan may provide better value: by presenting the pay Direct Card with your valid student ID card, you can fill
your prescriptions at most Canadian pharmacies. The pharmacist will be able to almost Unstoppable
everything You need to Know policy Year & Fee Cover the one you love. process the claim immediately, so you won’t have to pay the full amount up front
and wait to be reimbursed.
Coverage for accidents
and everyday things.
See ‘Enrolment’ on the other side. • being enrolled as a dependant • Most plans also have limited
www.ihaveaplan.ca 94¢ per Day in a parent or spouse’s employee vision coverage and don’t cover
THIngS YoU SHoUlD Know
Use of this card authorizes the following to exchange information for the purposes of underwriting, administration,
benefit plan usually requires your vaccinations which may be audit, paying claims and patient safety: Sun life assurance Company of Canada, studentcare.net/works, any
If you are automatically enrolled, the cost of the plan is part of your student fees. family member to pay additional mandatory for your academic person or organization who has relevant personal information about me, my spouse or dependants including:
• Get complete coverage details You’re responsible for verifying if you are automatically covered by checking your the pharmacy through which this card is used, health-care practitioners, institutions and insurers, and any person
costs to have you covered. program. performing services for Sun life assurance Company of Canada. If I am a spouse or a dependant, my claims
• Find a health-care practitioner who is part of the Studentcare network tuition statement or by visiting www.ihaveaplan.ca. information will be shared with the plan member for the purposes of claims payment and benefits management. Health-Care networks
• Fill in claim forms electronically • Coverage under most parents’ • You may want to check your Detach this section and use this card in conjunction with your student ID card. how to save even
full-year coverage: $340.51 (Sept. 1, 2009 – aug. 31, 2010) plans ceases once you are no current coverage. by combining more on your
• Change your coverage health-care costs.
The breakdown is $186.80 for health and $153.71 for Dental coverage. longer a full-time student or both plans, you can maximize your
• request assistance and answers to your questions. when you turn 26. overall coverage—up to 100%—
gSa Sun life
and eliminate out-of-pocket costs! UnIverSITY oF assurance Company
GSa health & Dental plan: $340.51 • Most private plans offer limited SaSKaTCheWan of Canada
CoMParE
oUr EnvIronMEnTal CoMMITMEnT on PaPEr every ton of rolland enviro 100 print paper used in place to no travel coverage. Your The Member Services Centre is healTh & DenTal plan
This document contains 100% post-consumer fiber,
of virgin paper helps our environment in the following ways: employee plan *: $619.00 student plan covers you for there to assist you. Give us a call at pay-Direct Card
Group number: 22258
Information for the pharmacist:
Certified ecologo, processed Chlorine Free and FSC recycled »» Saves the equivalent of 17 mature trees 120 days per trip and includes (306) 933-0093 / 1 877 795-4428 please access the «aSSUre» system and enter
in the following information: Carrier no 16,
There are even more videos online at
Manufactured using biogas energy »» reduces solid wastes by 490 kg
private plan *: $906.00 coverage for trip cancellation and if you would like more information
www.ihaveaplan.ca
»» reduces the quantity of water used by 46,352 litres group number 022258, student ID number:
»» reduces air emissions by 1,076 kg 00 (8-digit student ID number) 01
»» reduces natural gas consumption by 70 m3 by * This comparison comes from research conducted by studentcare.net/works and represents the average cost for equivalent plans. trip interruption. Similar travel on combining plans. Detach &
using biogas plans can cost over $500.
Keep Your
Pay-Direct Card
need help ? www.ihaveaplan.ca need help ? www.ihaveaplan.ca need help ? www.ihaveaplan.ca ihaveaplan.ca
