Summary of Benefits (PDF) by suchenfz


									                                                                              maximum of $1,500 (no deductible)
2011 Summary of Benefits                                                                                                                                     contribution is 10% of base salary and the employee contributes a
Eligibility includes Regular, Term of six months or more, and Postdoctoral    2011 Monthly Employee Contribution for Medical & Dental Plans                  minimum of 5% of salary. All contributions are made with pre-tax dollars.
Appointments (Appointment codes R1, R2, T1, T2, and T5)                                                                                                      Employees may elect to make additional contributions over the mandatory
                                                                              Option 2             1.0 fte        .75 fte           .50 fte                  5%. Please note: UCAR employees participate in the Social Security
Medical Insurance                                                             Employee            375.00         458.75            542.50                    program
                                                                              Employee + 1        743.00         908.25          1,073.50
Available to employee and their dependents; spouse, unmarried children
                                                                              Family             1,041.00       1,274.00         1,507.00                    Long-Term Disability (The Hartford)
from birth to 26th birthday.
Three medical plans are available:                                                                                                                           Should an employee become disabled due to illness or accident the plan
                                                                              Option 3             1.0 fte         .75 fte          .50 fte
                                                                                                                                                             provides maximum income payments of 60% of salary up to $8,000 per
                                                                              Employee              56.00         162.75           269.50
Option 2 -CIGNA PPO (Preferred Provider Organization)                                                                                                        month. UCAR and employee contributions toward TIAA-CREF are also
                                                                              Employee + 1         112.00         322.50           533.00
You may use in-network providers or out-of-network providers.                                                                                                paid. Health insurance is paid in full. Available to employees who hold
                                                                              Family               167.00         461.00           755.00
In-network:                                                                                                                                                  appointments of > .44 FTE.
  -    $250 deductible
                                                                              Option 4             1.0 fte         .75 fte           .50 fte
  -    90% office visits after deductible                                                                                                                    PTO Leave
                                                                              Employee             96.00          179.75            263.50
  -    90% hospitalization after deductible
                                                                              Employee + 1        189.00          354.25            519.50                   Full-time employees receive the following PTO credits:
  -    100% outpatient surgery
                                                                              Family              266.00          499.00            732.00                   Less than two years continuous service – 20 days per year
  -    100% preventive care
                                                                                                                                                             From two - eight years continuous service – 26 days per year
  -    3-tier prescription plan: $5/$25/$50
                                                                              Dental Only          1.0 fte         .75 fte          .50 fte                  After eight years continuous service – 32 days per year
  -    yearly maximum out of pocket = $2,000/individual, $4,000/family
                                                                              Employee             11.00           19.75             32.00
                                                                              Employee + 1         22.00            38.75            55.50                   The President, Executive Officers, Senior Managers, Senior Engineers and
  -    $500 deductible
                                                                              Family               32.00           57.25             82.50                   Scientists (except Associate Scientists) receive PTO credits at the rate of
  -    70% hospitalization after deductible
                                                                                                                                                             32 working days per year.
  -    70% outpatient surgery after deductible
                                                                              Flexible Spending Accounts (WageWorks)                                         Scientific visitors with appointments of more than six months accrue PTO
  -    70% office visits after deductible
                                                                                                                                                             credits at the rate of 32 days per year.
  -    Prescription plan: 70% after deductible                                You may put pre-tax dollars into two Flexible Spending Accounts:
                                                                                                                                                             Part-time employees accrue PTO in proportion to their appointments.
  -    yearly maximum out of pocket = $5,500/individual, $11,000/family       Health Care Account: to pay medical, dental, and vision expenses not
                                                                                                                                                             Postdoctoral Appointees accrue at the lower accrual rate.
 Option 3 -CIGNA HDHP (High Deductible Health Plan)                           covered by insurance. Yearly maximum of $10,000.
                                                                                                                                                             The maximum accrued PTO is 54 days (432 hours)
  HSA (Health Savings Account)                                                Dependent Care Account: to pay for day care for your children and
  -    $3,050 individual maximum                                              elderly dependents. Yearly maximum of $5,000.
  -    $6,150 individual + 1 or family maximum                                                                                                               Salary Continuation Pay
You may use in-network providers or out-of-network providers.                 Employee Assistance Plan (CIGNA EAP)                                           All eligible employees are eligible for up to 11 weeks of Salary
In-network:                                                                                                                                                  Continuation Pay (SCP) per issue. Your physician must certify that you
                                                                              Free resource to all employees and their family members for counseling
  -    $3,050 deductible individual                                                                                                                          have a medical condition that has resulted in ten or more days' absence
                                                                              and support services. Up to five counseling sessions are provided per event.
  -    $6,100 deductible individual + 1                                                                                                                      from work. The ten days may be consecutive or sporadic. If the ten days
  -    $6,150 deductible family                                                                                                                              are sporadic, your physician must certify that all are due to the same long
  -    100% paid after deductible                                             Life Insurance (The Hartford)                                                  term or chronic condition.
  -    yearly maximum out of pocket deductible = $3,050/$6,100/$6,150         Term life insurance is provided at no cost to employees with an appt. of .2
Out-of-network:                                                               FTE (8 hours per week) or above. The benefit is one and one-half times         Sick Leave Reserve
  -    $3,050 deductible individual (cross-accumulate)                        annual salary for employees to age 64, one times annual salary for age 65-
                                                                                                                                                             A sick leave reserve allowance of six working days is granted to full-time
  -    $6,100 deductible individual + 1 (cross-accumulate)                    69 and one-half times annual salary for employees over age 70.
                                                                                                                                                             staff members upon employment. Part-time employees receive sick leave
  -    $6,150 deductible family (cross-accumulate)
                                                                                                                                                             reserve in proportion to their appointment.
  -    70% office visits after deductible                                     Travel Accident & AD&D Insurance (The
  -    70% hospitalization after deductible
  -    70% prescriptions after deductible                                     Hartford)                                                                      Family Sick Leave
  -    yearly maximum out of pocket = $5,000/$10,000                          This UCAR-paid travel accident policy provides a benefit of up to              Eligible employees may take up to ten working days per calendar year to
Option 4 - Kaiser Permanente HMO (Health Maintenance Organization)            $150,000 in the event of an accidental death or dismemberment while on         care for the illness of an immediate family member or upon the birth or
  -    $20 copayment for office visits                                        UCAR travel. (FTE > .375) An additional UCAR-paid AD&D policy of               adoption of an infant.
  -    $30 copayment for specialist office visits                             $50,000 for a business or non-business accident is also provided through
  -    $100 copayment for emergency room                                      The Hartford (FTE > .2) All participants are covered by a worldwide            Family Medical Leave Act (FMLA)
  -    $250 copayment for hospitalization                                     emergency assistance program.
                                                                                                                                                             Eligible employees have the right to take unpaid leave, or paid leave if it
  -    $100 outpatient surgery
                                                                                                                                                             has been earned, for a period of up to 12 work weeks in any 12 months
  -    $10/month for prescriptions                                            Voluntary AD&D Insurance(The Hartford)                                         because of birth of a child, placement of a child for adoption or foster care,
  -    $10 co-payment vision exam
                                                                              UCAR offers this coverage to employees who hold appointments of half-          employee needing to care for a family member with a serious health
  -    $150 credit towards purchase of eyewear every 24 months
                                                                              time or more. This policy provides a benefit from $20,000 to $750,000 and      condition, or own serious health condition making it unable to do their job.
                                                                              is available to both employee and family members.
Dental Insurance                                                                                                                                             Holidays
CIGNA PPO plan; you may use the PPO network or see any dentist of             Retirement Plan (TIAA-CREF)                                                    Nine paid holidays are observed every year. Part-time employees receive
your choice . Preventive care is 100% (no deductible) ; Basic care (such as
                                                                              UCAR participates in a retirement plan with TIAA-CREF. Employees               holiday pay in proportion to their appointments.
fillings) is covered at 80% after $75 deductible per Person; Major
                                                                              with terms of six months or more must participate. Upon entry into the                                                                             (over)
restorative care (such as crowns, bridgework, implants) is 50%; $1,500
                                                                              program, the annuities are fully vested with the employee. UCAR’s
annual individual maximum; 50% orthodontia with lifetime
Tuition Reimbursement: Eligibility is immediate. 100%                         Elevations Federal Credit Union: Membership available    Other Featured Benefits
tuition and non-waivable fees paid for grade C or better in company related   upon proof of employment                                 Free RTD bus pass
courses from accredited college, university or public vocational school.                                                               Casual business attire every day
                                                                              Relocation Assistance: Available to eligible employees   Wellness facilities
                                                                                                                                       Banking and personal shipping services
                                                                                                                                       Shuttle service to other Boulder UCAR facilities
                                                                                                                                       Verizon Wireless Discount
                                                                                                                                       Apple Computer Discounts
                                                                                                                                       Dell Computer Discounts
                                                                                                                                       Boulder Rec. Center Discount
                                                                                                                                                                                          Revised 10/10

To top