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Credit Union Car Loan Application Cheshire Councils Employees

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					                               Cheshire Councils Employees
                                                    Credit Union                                    Member No



                                             Car Loan Application                                  Loan No


To support your application you will need to supply certain documents as evidence. Please see the notes as you
complete the form. Failure to supply requested documents will delay your application.

Name                                                                                  Mr/Mrs/Ms/Miss/Dr/Other:

Home address:

Postcode:                              Tel No:                                        Date of Birth:

How long have you lived at this address,                                  if less than 3 years please give previous address(s)



Email: home/work                                                          Mobile/daytime Tel no:

Are you employed (Please provide copy of contract)? Full time / Part time / permanent/ temporary contract

Start date of employment                              Occupation

Your Income and expenditure, please supply your 3 most recent bank statements and payslips, proof of
benefit(s), pension, tax credits. Copies of documents are acceptable. We cannot return originals by post.

                            £ per          £ per                                                             £ per         £ per
Income                                                     Expenditure
                            week           month                                                             week          month
Net pay after
                                                           Rent/mortgage
deductions
Child Benefit                                              Council Tax
                                                           Insurance, inc home, car, dental, pet,
State Pension
                                                           health
Job Seekers                                                Car expenses inc petrol, road tax,
Allowance                                                  mot, servicing.
Income support                                             Food, inc eating out

Incapacity Benefit                                         Gas, Electric, Water
Disabled Living
                                                           Telephone inc mobile and broadband
Allowance
Child Tax Credit                                           Savings inc pension fund
                                                           TV license, Sky
Working tax Credit
Other(please                                               Leisure, inc days out, holidays
specify)                                                   Cinema etc
                                                           Nursery/childminder fees

                                                           Clothing inc school uniforms

                                                           Other


 Cheshire Councils Employees Credit Union is branch of Cheshire Neighbours Credit Union Ltd and is authorised and regulated by the FSA
Registered No 215692                                                                                                          Version 1.
Total Income                £              £               Total Expenditure                                 £             £

Your Debts, do not include any existing credit union loans.

                                                                                                                 Payment £ per
Type of Debt          Name of Creditor                     Original Amount            Current Balance
                                                                                                                 week/month
Credit Card

Store Card

Car Loan

HP/Catalogues
Other (Please
Specify)
Total                                                        £                        £                          £


Do you have any County Court Judgements, default notices or charging orders against you? YES/NO
Are you an un-discharged bankrupt or subject to an Independent Voluntary Arrangement? YES/NO
If you have answered yes to either of the above questions please provide details on a separate sheet.
Failure to disclose may result in your application being refused.

A condition of this loan is that we require proof of purchase of a vehicle within 8 weeks of the loan being
issued. If proof is not provided, the loan will be viewed as fraudulent and will revert to Credit Union standard
rate of interest and may also be recalled.

How much do you want to borrow? £                                over                            what period (months)

I have given due consideration to all other financial commitments and feel confident that I shall be able to
make repayments in accordance with Credit Union rules. To the best of my knowledge and belief I am in good
health and that I will inform the credit union immediately of any changes in my circumstances that my affect
my loan. I understand that all loans are subject to approval and availability of funds. To the best of my
knowledge and belief, the information I have given is accurate and full and that the credit union may take
appropriate action if I am found to have deliberately provided false or misleading information.

Applicants signature                                                                             Date

Payment will be made by direct transfer to your bank or Building Society account, please complete the
account details below.
Name and address of your Bank or Building Society



Name(s) of account holder (If different from above provide full name and address):




Sort Code                                             Account   
OR as a CHEQUE payable to                                                     (Cheque will be posted to your home address)

Return completed application and documents to a member of staff or post to

 Cheshire Councils Employees Credit Union is branch of Cheshire Neighbours Credit Union Ltd and is authorised and regulated by the FSA
Registered No 215692                                                                                                          Version 1.
Cheshire Councils Employees Credit Union, Room 132, The Forum, Chester, CH1 2SH.
Tel 01244 973752                    Email us at creditunion@cheshirewestandchester.gov.uk
In accordance with the principles of Data Protection Act 1998, we will use your personal details for the purposes of managing your
accounts with the credit union. Your personal details will be treated confidentially and will only be shared with other agencies for the
purposes of credit referencing and debt recovery and by signing this application you provide your consent.




 Cheshire Councils Employees Credit Union is branch of Cheshire Neighbours Credit Union Ltd and is authorised and regulated by the FSA
Registered No 215692                                                                                                          Version 1.

				
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