P ension & Benefits News January 2010 Volume 3, Issue 1
The Pension & Canada Pension Plan and Employment Insurance Contributions
Benefits team wishes
you a Happy and A brief reminder for all employees who contributed the maximum amounts for CPP and
Healthy 2010. EI in 2009: that your 2010 contributions will start being deducted effective on your
January 2010 pay.
Alberta Blue Cross 2009 Spending Accounts
All Employees Except Faculty
Please remember that all expenditures for 2009 must be dated no later than
December 31, 2009, and must be received by Blue Cross in Edmonton for processing
no later than February 28, 2010. After this date any monies remaining in your
accounts will be forfeited. For those who have Coordination of Benefits with their
spouse, please remember to allow yourself adequate time to send any claims through
both plans so they may come back through your HSA (if applicable) before the
February 28, 2010 deadline.
CPP & EI 2010
Contributions Blue Cross Coverage for Dependents Over 21 Years Of Age
2009 SA In order for children who are between twenty-one and twenty-five years of age, to be
Deadline eligible dependents under your Blue Cross benefits, they must be attending an
Over 21 accredited educational institution, college or university on a full-time basis.
Later this month, the Pension and Benefits department will be mailing out an inter-
office memo to all employees who have dependents that fall in the above mentioned
Letters category, requesting confirmation that their dependent is still enrolled as a full-time
student. Any dependents no longer enrolled will be terminated from the employee’s
Blue Cross coverage.
Sessions Should you receive the inter-office memo, please respond in a timely fashion. Benefits
PSPP 2010 will automatically terminate the coverage of the affected dependents if the response is
Rates not received by the deadline.
Comments Dependent Student Waiver Letters
Health & If your spouse or dependent is a full-time student at the University of Lethbridge, he/
Wellness she may opt out of the Student Health Plan, if the sponsoring staff member has family
Having a little Health and Dental coverage. In order to opt out, the Cash Office requires a student
fun… waiver form; this form can be obtained from Human Resources.
email@example.com Retirement Planning Sessions
Pension and Benefits will be holding Retirement Planning sessions in March 2010.
Joyce Eves There will be four three-hour sessions which will be held in the evening from 6:30 p.m.
firstname.lastname@example.org —9:30 p.m. You must attend all four sessions for your plan.
These sessions are open to all employees and their respective spouses. The cost is
Susan Roth twenty-five dollars ($25.00) in total, which may be deducted directly off your pay, if you
email@example.com so desire.
Universities Academic Pension Plan (UAPP) held on Monday evenings:
March 1 Location: Andy’s Place AH100
March 8 Location: Andy’s Place AH100
March 15 Location: Andy’s Place AH100
March 22 Location: Andy’s Place AH100
Public Service Pension Plan (PSPP) held on Tuesday evenings:
March 16 Location: Andy’s Place AH100
March 23 Location: Andy’s Place AH100
March 30 Location: Andy’s Place AH100
April 6 Location: Andy’s Place AH100
Please contact Joyce Eves (2480) or Susan Roth (7187) if you would be interested in
attending the sessions.
Public Service Pension Plan (PSPP) 2010 Contribution Rates
Effective January 1, 2010, contribution rates for employees and employers of the Public Service Pension
Plan (PSPP) will increase. The contribution rate on pensionable salary up to the Year’s Maximum
Pensionable Earnings (YMPE) will increase from 6.69% to 9.10%. The contribution rate on pension salary
over the YMPE will increase from 9.55% to 13.00%.
New Rates Effective January 2010
On Pensionable Salary Current Contribution Rates New Contribution Rates
Up to YMPE: 6.69% 9.10%
Over YMPE 9.55% 13.00%
YMPE is the Year’s Maximum Pensionable Earnings under the Canada Pension Plan.
2010 YMPE = $47,200.
Alberta Blue Cross Direct Deposit
Direct Deposit is a safe, fast and confidential way for you to receive your claim payments. After processing a
benefit claim, Alberta Blue Cross credits your bank account with the amount your benefit plan will reimburse
you for the product or service. You will continue to receive a Blue Cross EOB (Explanation of Benefits) in the
mail explaining what was paid on your claim.
Signing up or making changes to your bank information can be initiated any time you choose. Simply
complete a “Direct Deposit Sign-Up and Change” form available online a https://www.ab.bluecross.ca/
group_forms.html You may send the form directly to Blue Cross or send it to the Pension & Benefits department
and we will forward it on your behalf.
Attention All University of Lethbridge Staff
In order to keep you informed of the important events in the Pension and Benefit world, we would like to
hear about what you would like to know, questions you may need answers for and even general comments.
Please fee free to contact Susan Roth at 403-382-7187 or firstname.lastname@example.org
WCB and Disability Issues
Please contact Suzanne McIntosh, Coordinator, Employee Health and Wellness, at 403-332-5217 for any
Worker’s Compensation Board (WCB) issues, commencement of short-term disability, return-to-work
process and long-term disability issues.
Having a little fun...
Sudoku Puzzle: Fill the grid with numbers 1 to 9 so that every row, every column and every 3x3 box contains
the digits 1-9, without repeating any numbers.
4 8 3
2 9 6
8 3 1 2
9 6 7 8
8 4 1 3
3 8 7
5 9 4