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Real Estate Professionals In California


Real Estate Professionals In California

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									                     Discover 101 Amazing Real Estate Tips and Secrets

                     Real Estate Professionals In California

California real estate is the most sought after and expensive real estate in the United States. It
has a wide variety of diverse properties, from condos to vacation homes to single-family
residences to apartments. Therefore, while searching home or commercial property in
California, having real estate professionals by your side will make your search easier.

Generally, real estate professionals in CA include real estate agents, realtors, mortgage
broker, and mortgage lender. Buyers and sellers more often need them at the time of buying or

1.     Real Estate Agents
A Real estate agent is either a person or an organization whose business is to market real
estate on behalf of clients. There are buyer’s agent, seller’s agent and dual agents who work
for both seller and buyer. Their main function is to look for suitable houses, negotiate price and
terms on behalf of both, and prepare a standard purchase or selling contract.

2.     Realtors
They work with their customers to define their needs and identify suitable alternatives. They
are the total real estate solution providers starting with identifying the property to closing the

3.     Mortgage Broker
These professionals have specialized in the entire loan processes and help their customers in
getting the best loan to fit their needs. They are either companies or individuals who work
closely with mortgage lenders to provide a wide variety of loan schemes to their customers.
They act as a mediator between mortgage lender and customer. They are ready to assist you
with your lending needs. They will help you through the process and requirements-from home
inspection to insurance.

4.     Mortgage Lender
They are the companies who actually finance the loan to the customers through the brokers. In
the past, lenders were almost banks and saving& loan associations. Due to their limited
options in lending, many different types of lenders have joined in this field. Today, most
mortgage bankers act as wholesale lenders. They offer loans at a lower rate of interest than
banks. Mortgage brokers deal with these lending institutions that have wholesale loan
department for their customers.

Hence, it is a team work of all agents, realtors, brokers and lenders to provide better service to
their customers. By effectively using their own resources, they can co-ordinate with each other

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                     Discover 101 Amazing Real Estate Tips and Secrets

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