Filing for insolvency may not be the most difficult thing in the world to do. It is not exactly rocket science and a layman may represent himself and do the entire grunt work when filing for insolvency. Finding and filling out bankruptcy forms, compiling all necessary and required documents and filing insolvency at the court of insolvency takes a lot of effort and work. Of course it is not compulsory for you to hire an insolvency attorney to help you with this somewhat complicated and tedious task. However, without enough knowledge and proper guidance, even filling out bankruptcy forms might give you a big headache. Many experts may advice you to seek the help of professional bankruptcy attorneys to ensure that your bankruptcy filing goes as smoothly as you may want to it to be. There are many forms to fill and a lot of them have to be filled before filing for bankruptcy. Having a bankruptcy attorney may come in handy as they usually help evaluate your situation to determine your eligibility for certain types of bankruptcy. Based on their evaluation they may help you know which type of bankruptcy you may be eligible for. Of course, if you consider yourself to be knowledgeable on the technicalities of bankruptcy you may even evaluate your own situation yourself. You may still do this all by yourself but you may want to make sure that you get all the correct and necessary forms for the type of bankruptcy that you wish to file. Chapter 7 insolvency forms may be different from Chapter 13 insolvency forms. Therefore it may be a good idea for you to conduct your own research on which forms you may be required to fill. Once you have determined the forms, you may obtain them from various sources such as the court of bankruptcy or official government websites. It is advisable that you make sure you get the correct forms from the state where you are going to file for bankruptcy. After all you would not want to end up filling insolvency forms from Florida only to later find out that the forms are different than that is required by the state of Louisiana where you are going to file for insolvency. You may also want to bear in mind that although the government does provide insolvency forms they do not provide the assistance in completing them. Filling out insolvency forms may not be as simple as you think. This is why many experts may advice you to appoint a bankruptcy attorney to help you out. When filling out insolvency forms, you may want to do your best to be able to answer every single question. If you do not know the answer to the question or if you do not think that the question applies to your particular situation, it is always recommended that you put “N/A” (not applicable) to indicate that you did not leave the question unanswered. It is advisable that you be as honest as you can and disclose all pertinent information when filling out the forms. It may be better to give them more information than is required so that you can be sure that you have left nothing out. This is especially important when you are required to list all of your assets when filing ch 7 bankruptcy as this type of bankruptcy is designed to liquidate certain assets to enable you pay off your creditors. If you are not careful and fail to provide a complete list of your assets in the forms, you might run the risk of losing them even if the asset may be exempted from insolvency. It may be a good idea for you to check your forms more than twice to ensure that the details you have provided in the forms are complete and correct. This is to avoid having the court of bankruptcy reject your insolvency filing because the forms are filled incorrectly. Again, this is another good reason why you might want to engage an insolvency attorney to assist you. All the necessary documents have to be in order and a bankruptcy attorney might have a better idea on how these documents should be compiled and presented. In general, you may be able to fill out all the required insolvency forms if you are very knowledgeable on the procedures and requirements of insolvency filing. However, if you even have the slightest doubt that you could pull this off all by yourself, it may be better for you to get a professional to assist you. You may have to pay a fee for their service but in the long run it may actually help you a lot as you can at least be sure that your bankruptcy is being filed professionally and without the risk of being rejected by the courts.