The CIG Protector
Save Time, Save Money.
We can handle all of
your insurance needs A Quarterly Newsletter for Friends & Clients of Clinard Insurance Winter 2009
with one call.
Did you know we offer We Have Moved….. Next Door
all of these services?
On Tuesday December 16th we 3400 Healy Drive and if you come to
• Auto Insurance crossed our fingers that our best laidvisit us (please do!) enter from the
• Home Insurance plans would work out and we let the doorway on the Ashleybrook side of
movers take over. On Wednesday the building. There is plenty of park-
the 17th we started work in our new ing in the front or the rear. We have
• Renters just about cleared out all of the
location, 3400 Healy Drive, Suite 200.
• Personal Umbrella boxes and we now know where
• Boat As you face our old building, our new everything is stored. Come see us
one is the building just to the left. and we will give you the nickel tour!
We are located in the upstairs of
• Commercial Autos
Pet Safety Alert
• Contractors Besides the obvious danger of cold this makes is safer for us to travel,
• Workers Comp
weather, there is one threat you must this chemical can be harmful to your
be cautious with regarding your pets pets. Make sure that you wipe your
• Life Insurance pet’s feet thoroughly with a damp
• 401k and IRA’s towel before they come indoors and
• Disability Insurance During this time of year street main- be aware that this chemical will stay
tenance crews will often spread de- on the road for several days after is
Inside this issue: icing chemical on the roads. While has been applied.
We have moved 1
Pet Safety Alert 1 Clinard Insurance Web Site
Please take a moment to visit our web site at www.clinardinsurance.com
Coming very soon will be a special section just for our clients. You will see a
New Web Site 1 button at the top that says “client log in” and this is your portal to access the
special offerings reserved just for our clients. You may find some benefits
A New Way To that you are entitled to that you didn’t know about. So sign up now and
Bet enjoy the extras that we offer just for you.
The Good Luck
Wallet Connect with us: Representing
Mail: 3400 Healy Drive, Suite 200, Winston Salem, NC 27103
3 Phone: 336.765.1231 Fax 336.765.5619 Toll Free 877.687.7557
Shopping On Line
Page 2 The CIG Protector
The Young Man And The Racetrack
Once upon a time a young man decided that he wanted a chance to secure his
future so he took off for the racetrack with a plan to bet his life savings on the
horses. On the way he met a man who was older and wiser. This man
decided to let his young new friend in on a secret. He said to his friend,
“There are two ways to bet the horses but very few people know of the
second way.” “You see”, he went on, “most people just place their bet on the
horse they like best and if he wins they win big. If he loses, they lose it all. But
there is another way to go. What if I told you that you can place your bet on the
horse of your choice and if you win you will receive only 80% of the winner’s
payout but if you lose you will not lose anything? Of course this means you can
keep on betting even if you pick a loser. So remember, when you get to the
betting window just say you want to use betting strategy #2.” The young man did
just this and though he picked just a few winners and many losers, he went home
with many times more money as he brought to the track.
Lately many people’s 401k accounts have turned into 201k accounts. If this has happened to you,
then you really need to place a winning bet but you can’t afford to have another loser. If you like
betting strategy #2, and want to put it to work for you, please give us a call. We would like to talk
to you about your savings and retirement accounts.
Look Who Won Our Grand Prize Drawing
Congratulations to David Scruggs, winner of this year’s grand prize
drawing in our referral rewards program. David upped his odds by
referring several of his friends to us in 2008. Here he is with Wake
and his “big” check. We are doing it all over again this year so please
tell your friends and family about Clinard Insurance. We’d love to see
your name in the Winter 2010 newsletter with you
holding the “big” check.
A great big thank you
to all of you who have
Thank You—Thank You—Thank You!!! referred your friends
Nancy Pleban, Tommie and Neal and Linda Gordon, Community Bank, Ralph and clients to us. We
Deborah Greene, Bryan Steve and Sandra Moore, Cates of Bank of America, promise to go the
Thompson, Dean's Auto Pinyan's Auto Sales, David Susie Manuel, Done Deal extra mile to help
Sales, Collins Guttering, Graham, Bonita Farina, James Auto Sales, Ed and Jacalyne them get the best
Christina Newsome, Stephen and Anne Mecum, Morgan Casper, Marilyn Humphrey,
& Liz Woods, James and Ann Auto Sales, Patricia Shouns, Robert Dodds, Allen & Sylvia protection at the very
Oates, Willie Ragsdale, Chad Eddie G's Auto Sales, McManus, Leslie & Sarah best possible price.
Morton, Steven Peters, Cornelius and Beverly Narron, Michael Lewis, We really appreciate
Whitaker's Used Cars, Routh, Pamela Caudle, Angela Presnell Of Southern the confidence you
Carolyn Barlow, Willie and Sandra Smith, Richard & Community Bank, Renae L. have placed in our
Sally Phelps, David and Janet Bright, John Patterson Kirkman, Cheatham & agency by referring
Sandra Snyder, Jim Jr., Joe and Laura Bridge, Jeff Cheatham Associates, and
Fradenburg, Janice Schaffer,
your friends and fam-
Martin of Southern Rudy Diamond
Thelma Ragsdale, Larry King, ily to us.
A Quarterly Newsletter for Friends & Clients of Clinard Insurance Page 3
Keep Your Eyes Open For A Good Luck Wallet
Lately there has been so much bad news on the economy; layoffs, plant closings, companies going out of
business. It is depressing for all of us. I can’t help but think that a lot of this is self induced. We are all pulling
in our horns, curbing our spending because we are afraid of an uncertain future. I think what is needed is a
little attitude adjustment. Call me a pie in the sky optimist but I am putting my money where my mouth is.
Clinard Insurance Group is hiding 50 wallets around Winston-Salem. Each has a $10 gift card in it to a nearby
Keep Y our Home Safe While You Are Out of Town
grocery store. I have put a note in each wallet that says if you find this, the gift card is yours. If you think you
can find someone else who needs it more, please pass this small gift on to them. We are asking all of those
that find these good luck wallets to go to our web site and tell their stories. Where did they find them? Who
did they find to share the gift with or did they need it themselves? Hopefully as these wallets are found,
people will begin posting their stories to our web site set up for this project.
If you would like to follow the stories of these good luck wallets and what they have meant
to their finders, please visit the web site we have set up for this at:
Please tell your friends and family about this project. It is my hope that creating some random acts of
kindness and giving the finders a chance to pass this good luck forward may have some small, incremental part
to play in moving us from the current negative outlook to one that is more positive. I know we will work our
way out of this recession one small step at a time and a little good luck along the way might just help.
Shopping For Insurance Online—Shopper Beware
During these recessionary times a visitor a chance to complete a form high for the consumer.
lot of people have felt compelled with personal information so that
to try a “do it yourself” approach the shopper can receive an insur-
We have a better idea for you.
by shopping for insurance quotes ance quote.
on line. At Clinard Insurance we We know the importance of
strongly support the idea of doing getting the most bang for your
What happens next is that the
research and we want every one buck and we want you to be able
shopper’s personal information is
of our clients to be well educated to keep your personal information
then sold to many different insur-
consumers when it comes to safe. If you feel like you would like
ance agencies across the internet
their insurance protection. But to check out the marketplace for
and these agencies all compete to
there are several risks associated the best possible rates, give us a
get you a quote the quickest.
with online insurance shopping call. Since we are an independent
Sounds good so far doesn’t it. The
and I want to make you aware of agency and we can access many,
trouble is that these 3rd party lead
them so that you don’t stub your many insurance companies and
resellers are not very diligent about
toe if you choose this approach. help you find the best rates for
who they let sign up to buy their
your particular situation while
leads. This means many unscrupu-
making sure you have the kind of
An entire industry of insurance lous businesses are now able to
lead resellers has cropped up coverage that meets your comfort
gather information about the
over the past few years. These level. You already know us and
insurance shopper. The result for
are companies that advertise on trust us. Let us explore the
the shopper could be a minor an-
Google and other search engines
noyance like increased junk email Marketplace for you. We can
and use “pay per click” advertising
or it could go as far as full blown keep your personal information
to lure insurance shoppers to
identity theft. The risks are just too save and save you time.
their site. They then offer the
Protecting Your Financial Future - That's Our Business
Congratulations to our recent $50
INSURANCE GROUP, Free Dinner Drawing Winners:
October Jeff Martin of Southern Community Bank
Suite 200 November Rudy Diamond
Winston Salem, NC 27103
Fax: 336-765-5619 December David Scruggs Wins $1000 Grand Prize
Toll Free 877-687-7557
January Steven Peters
Get in on the fun. Each time you refer a friend or acquaintance to us for an
insurance quote we will do 4 things.
1. Send $5 to charity.
2. Send you a $5 blockbuster gift card just to say “thanks”.
3. Enter your name in our monthly drawing for a $50 gift card to the restaurant
of your choice.
4. Enter your name in our grand prize drawing in December for $1,000.
Clinard Insurance Group, Inc.
3400 Healy Drive, Suite 200
Winston Salem, NC 27103
“Thanks for sending me this email newsletter. I
thought it was very informative and I thoroughly en-
joyed it. I would like to take this opportunity to tell
how much I appreciate your agency and what it
represents. My agent is Sara Jo Medders and she has
been exceptional when it comes to my insurance
needs. She always is pleasant on the phone and an-
swers my questions/concerns in a professional man-
ner. She takes the time to go over my policy and
she explains coverages that I may not understand. I
work in insurance also so I know how difficult it is
explaining or just discussing insurance. Your entire
staff has always been such a pleasure to work with
and just wanted you to know that.” Shirley Steven-
son of Charlotte, NC