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Insurance tips and news from a Michigan-based company serving the educational community for 60 years 1
Paperless billing options
save time, money, and the
MEEMIC offers several convenient paperless payment
options, using your credit card, 24/7 online payments,
as well as our popular Automatic Payment Plan.
What is the Automatic Payment Plan (APP)?
APP is an efficient electronic alternative to paper checks.
Fisk Insurance Agency By choosing APP, your premiums are automatically transferred
from your checking or savings account each month. There are
240 N. Cochran Ave no checks to write – your bank or credit union will automatically
Charlotte, MI 48813 make the payment on the date that you choose.
517-541-3390 Why use APP?
Your life is busy enough without having to spend a lot of time
paying bills. Why not let someone else take care of
the paperwork for you and be environmentally
continued on page 3
Accidents Can Happen…
We’ve all heard the famous Boy Scouts motto – be prepared.
Although you hope it never happens, you need to be prepared for
an accident to help stay calm and make the best of a challenging
situation. Here are some important points to remember in case of
an accident in your vehicle or at home:
• If there are any injuries, be sure to get medical help immediately
• Call the police
Convenient • Collect information from people involved in the accident.
This should include names, addresses, telephone numbers,
driver license numbers, names of their insurance companies
and policy numbers. If possible, obtain the names and phone
numbers of any witnesses.
• Record information about the accident
When you have a claim to make, • Make, model and license plate numbers of all vehicles involved
we want to be sure the process is • Street/intersection where accident occurred
as fast and convenient as possible. • Name of police department that reported to the scene,
So we offer you several options: plus the report number
• As many details as possible about the events leading up
Web to the accident
If you have a non-serious claim you • DO NOT discuss details of the accident with the other parties
can file it quickly and conveniently involved, although you should fully cooperate with the police
by visiting www.meemic.com
• If there are any injuries, be sure to get medical help immediately
To report a new claim or
• If necessary, call your police or fire department immediately
inquire on an existing claim
• Take steps to protect your property from further damage or loss,
including making any temporary repairs
To report an auto glass only claim
Book to the Future!
The MEEMIC Foundation is accepting applications for book grants!
Any Michigan educational employee is eligible to apply for up to
$500 to purchase new books for their school. Every book grant
application will be carefully reviewed and considered based on the
• The potential to influence a school or district improvement goal
• Number of students impacted
• How it relates to classroom instruction
• Cost effectiveness
To receive more information on this, please visit my website.
continued from page 1 calling MEEMIC’s toll-free automated phone
service at 800-231-5744 or online at
friendly at the same time? With MEEMIC’s www.meemic.com. This is available 24/7 and
Automatic Payment Plan, there’s no gathering the system will walk you through the quick and
up policies and paperwork, writing out checks, simple process. Payments authorized before
stuffing envelopes, paying for postage or trips to 7:00 pm EST will be posted to your account
the post office. Best of all, with the deductions the same day. Be sure to have the following
already scheduled, you’ll never have to worry information ready:
about a late or missed payment.
How can you get started with APP? • Your MEEMIC policy number
• The amount you wish to pay
All you need to do is to fill out the APP
• Your method of payment
Authorization Form, which is on www.meemic.com
• Debit card
under Policyholder Services. You can scan and email
the completed form to email@example.com, or • VISA
fax the form to 248-375-7523. The form needs to • MasterCard
be sent at least 60 days before the policy renewal • Electronic check (you’ll need your account
date to be effective on your renewal. number and the 9-digit routing number, both
listed on your checks)
24-hour Automated Pay-by-Phone and Web
You can also make your premium payments by
continued on page 4
Announcing New Auto Insurance accident. It also provides you with
legal defense if a lawsuit is filed
Coverage Enhancements! against you. Below is an overview
of the current and new Property
As a member of the educational “Uninsured” or “Underinsured.”
community, MEEMIC offers you To give you better protection,
many advantages and unique we have added increased $10,000
benefits to meet your specific limits of $250,000/$500,000 and $50,000
insurance needs. We’re always $500,000/$500,000. The first $100,000
working hard to improve on those number is the bodily liability NEW! $250,000
benefits. As part of that maximum damage for one driver NEW! $500,000
commitment, we are pleased to insured in an accident. The second
offer enhanced Uninsured Motorist, number is the bodily injury liability
continued from page 3
Underinsured Motorist and maximum for all injuries in one
Property Damage coverage. accident. Below is a summary of
New Uninsured and Underinsured
the limits of liability that are now
available to you!
Motorist Coverage Limits
Uninsured and Underinsured
Motorist coverage can protect you
if you’re in an accident and the other MEEMIC offers a Full Pay Plan,
driver has either no auto insurance meaning your total insurance
on inadequate coverage. You might policy premium is paid by the
think that because the state requires policy due date. MEEMIC’s
insurance, most people have it. Three Pay Plan divides your
However, according to the Insurance insurance premium into three
Research Council, the estimated payments -- 40% on the
number of uninsured drivers can renewal date, 30% thirty days
reach 25% in some states. later and the remaining 30% 60
NEW! $500,000/$500,000 days from the renewal date.
What is Uninsured and
Underinsured Motorist coverage? For more information or to take
New Property Damage Limits
Uninsured or Underinsured motorist advantage of these convenient
This is to help protect you in case payment options, you can
coverage can pay for injuries to you
your car damages someone else’s contact my Agency directly
and your passengers when there is
property. Usually it is their vehicle, through any of the methods
an accident and the other driver is
but it could be a fence, a house or listed on the first page of this
both legally responsible for the
any other property damaged in an newsletter.
accident and considered
We Learn From You!
It’s been said you learn much more by listening than talking (it’s
probably why we have two ears and one mouth). We know we
can learn a lot by listening to you, our policyholders. We value your
opinion and would love to hear from you – the good news, as well
as areas we could improve.
I encourage you to contact my Agency directly through any of
the methods listed on the first page of this newsletter or visit
MEEMIC on the web anytime at www.meemic.com.
We Love Referrals!
For the past 60 years, satisfied customers have been referring their friends,
family members, and colleagues to MEEMIC. These satisfied customers
and referrals are the driving force behind MEEMIC’s business. We want
to thank you for your referrals and look forward to continuing to serve you
and others in the educational field.
“ I think MEEMIC is wonderful.”
- Michael B.
MEEMIC policyholder since 1998
“It was smooth. They took care of
all the arrangements. I’m a happy
- Eric B.
MEEMIC policyholder since 2005
“MEEMIC was good from the
bottom to top. I’ve been with
them for 40-50 years and always
- Allen H.
Longtime MEEMIC policyholder
Help Us Welcome New Teachers!
New career, new school year, and now…. A New Teacher Network from MEEMIC!
We’re proud to announce the launch of The New If you would like to be a part of the New Teacher
Teacher Network, a resource designed to support Network as a veteran teacher offering your support
teachers in their first few critical years. Did you know to new teachers, or if you are a new teacher or know
that half of all new teachers leave the profession within of a new teacher in your school that would benefit
their first five years? When asked, most teachers cite from our new site, please check out
a lack of connection as the main reason. New Teachers www.yourteachernetwork.com.
can feel overwhelmed or even scared and often have
no one to turn to. Now they do. MEEMIC also offers a discount of up to 10% for
any teacher newly certified within the past five
The New Teacher Network was designed to provide years…it’s just one more reason why MEEMIC
a safe environment for new teachers to connect and is The Educated Choice®!
bond online. This site allows new teachers to:
• Create a profile
• Communicate with other new teachers
• Post questions and get answers
from new and veteran teachers
• Explore resources designed for
the first few years of teaching