609 W. 21st St 302 S SD Hwy 37 1501 Walnut St
FEBRUARY 2008 PO Box 704 PO Box 610 PO Box 184
Yankton, SD 57078 Parkston, SD 57366 Springfield, SD 57062
Upcoming Events: Ph: (605)665-4309 Ph: (605)928-7520 Ph: (605)369-2909
Wednesday, April 23
F R E E SHREDDING!! STOP Wasting Money On Rent!
609 W 23rd St—Yankton
You can own your own home!
(back of the Credit Union)
Gather All Your Unwanted
*Personal Papers And Feel the Pride of Homeownership!
*Old Account Statements
*Credit Card Offers
And watch them disappear
before your eyes!
A free will donation of a non-
perishable food item will be
accepted and donated to the
local food pantry!
Laurie Warfel Sharon Bedard
Dear Credit Union Member: Loan Officer Loan Officer
Please find enclosed your
share draft (checking)
statement, information about
your share certificates, loans,
“I got my loan at the Credit Union because I have been
if applicable, and your share banking there for 18 years. They always have a friendly
(savings) statement for the
month ending February 29, smile and are willing to help me out with my needs.”
2008. Dividends were paid to
your regular share account at Susan
an annual percentage rate
of .75% with an apy of .75%.
As always, should you find an
error, please notify the Credit
Thanks to Robinson
Motors for their Ford
Focus. If you are looking
for a more economical
vehicle check out
Robinson Motors and then Services Center FCU Is MY Credit Union…
stop by the Credit Union
for your low rate auto
It’s Where YOU Belong!
SCFCU Board of Directors Effective March 31, 2008
Back Row: Liberty Checks will see a
Diane Reese, Cathy Bliley and Alice
change in check styles
and a price increase.
Front Row: Make sure you verify the
Ruby Goeden, Eugene Bormann, amount of your checks
Dennis Fleer and Mary Malchow
and the check style, the
next time you order your
T he Credit Union is accepting
nominations by petition from members. Liberty Checks through
Each petition should include the the Credit Union.
qualifications of the nominee and be signed by at least 56 members of the Credit
Each petition must include biographical data on the nominee. Each member MUST
sign a statement indicating that they are agreeable to such nomination and will Saving
serve if elected to office. Time
Nominations by petition must be received at the Credit Union office, 609 W. 21st Daylight Saving Time
St., Yankton, SD 57078 by the end of business on May 02, 2008. For more begins Sunday, March
information regarding nominations by petition, contact Dorothy Kuipers at the Credit 9th at 2 am. So,
Union office in Yankton. Nominations from the floor will NOT be accepted the day
remember to “spring
of the annual meeting.
ahead” and turn your
clocks 1 hour ahead.
BEWARE of IRS Refund Scams!
IRS refund scams are resurfacing just in time for tax season and consumers
should proceed with caution when visiting websites that either associate
themselves with the IRS or have the appearance of the IRS site. Payment
There are two types of scams that target consumers. The first is the “phishing”
scam where consumers received email notifications that their tax return will be
audited or that they are eligible for a refund. These emails ask the consumer to
click on a link that will redirect them to a site that resembles the official IRS Coverage
website. Bogus emails with the words IRS or government tend to make
consumers believe they are coming from the federal government. The IRS
does NOT send out unsolicited emails or ask for personal identifying
information. If you receive an email that uses the IRS name call the IRS
directly at 1-800-829-1040 to verify. Available
The second scam involves look-alike IRS websites. The official IRS website is
www.irs.gov, but the look-alike sites which use a few different keystrokes are
set up to redirect consumers to bogus websites. Once redirected to the
fraudulent site the consumer will be asked to disclose personal information
such as social security or bank account numbers. It is important to remember
the official IRS website offers tax information for consumers, but the exchange
of private financial information is limited. Use precaution when logging on to Classic
the IRS website and double check your internet address to ensure it is correct.
The IRS is already reporting scams associated with the economic stimulus
package. This one begins with a bogus phone call that informs the consumer
they are eligible for a rebate, but it must be done by direct deposit so it is
necessary to provide bank account information. Just like the other scams, the For more
goal is to trick people into giving out their personal identifying information.
If you become a victim of one of these scams or need any additional
information contact the Consumer Protection Division at 1-800-300-1986 or
contact the Loan