Commercial Finance and Lease Programs
The right tools for the job
www.fordcredit.com/comlend
FC-19100 6/07 Previous Editions May Not Be Used.
We’re here to help your business run
The demands of your business require specialized
Commercial Retail Finance
When financing, you decide what’s best for you. Ford Credit Retail Finance options can be tailored
knowledge and a unique customer focus. Ford Credit to meet your business needs. We will help you commercial financing products have been developed choose the options that make sense for your to respond directly to your needs. Our specialized business. Ford Credit Commercial Retail Finance commercial products include Commercial Retail offers include:
sm Finance, Commercial Line of Credit, CommerciaLease,
Commercial Ser vice Plus s m and Commercial GAPCoverage. These products are your own dedicated, full-service commercial sales organization, right in your market area.
n Competitive rates n Flexible terms n Monthly payment plans n Simple billing systems and statements n Combined billing for multiple units n No hidden fees
Commercial Line of Credit
Whether you need one or one hundred commercial vehicles, Ford Credit can help you acquire them easily and quickly with a Commercial Line of Credit (CLOC). Once you establish a CLOC with Ford Credit, you can acquire additional vehicles whenever you need to — just sign and drive. *
There’s more:
n Includes Retail, TRAC and Net Leases n Upfitted vehicles and equipment are included n No acquisition or nonusage fees n Streamlined processing resulting from your local
dealer and Ford Credit working together
n Financing for Ford Extended Service Plan (ESP)
and Commercial GAPCoverage
n Commercial Service Plus, a customizable fleet
Benefits include:
n One-stop shopping n One-time annual credit approval* n Coverage for all your financing or leasing needs n Eligibility of all Ford Trustmark vehicles n Saving bank lines for working capital needs n Freeing up cash to invest in your business
maintenance program, can also be financed
n Availability of a combined billing program for
businesses with multiple vehicles
*Subject to initial approval, ongoing eligibility and periodic reviews. Not all customers will qualify. See your dealer for qualification details.
CommerciaLeaseSM
The flexible lease plan that puts you in control, whether your business uses cars; light, medium or heavy-duty trucks; or even specialty upfit vehicles. CommerciaLease can be tailored to meet your unique business requirements with no origination, administrative or termination fees.
Net Lease Option—A closed-end lease with no
residual risk — an ideal option for predictable-usage vehicles. When you complete your lease as agreed, you simply bring the vehicle in and walk away. You are only responsible for any excess mileage and excess wear-and-use charges.
TRAC Lease terms are 12 –72 months and most
TRAC Lease Option—An open-ended lease
that accommodates high-mileage and heavy-use applications. No down payment, no security deposit, no mileage restrictions, no wear-and-use penalties. You help set the residual based upon your business application and then you are responsible for the residual at lease-end.
commercially reasonable residuals are accepted. Net Lease terms are 24 – 60 months and Ford Credit Commercial Leasing determines the residual. Both options allow for lower monthly payments and potential cash flow, accounting, tax and administrative efficiencies. For a full-service fleet solution, combine CommerciaLease with Commercial Service Plus.
A Commercial Line of Credit is also available for
You manage your business. We’ll manage your fleet.
CommerciaLease.
Commercial Service PlusSM
Approximately 40 percent of your fleet expenses are variable. With fuel and maintenance expenses rising, that’s too big a piece to ignore. One solution is Commercial Service Plus (CSP).
CSP is a vast array of fleet management programs that can help you get control of your fleet’s variable costs. Whether you have one vehicle or five thousand, CSP can tailor a program to keep your fleet running as efficiently as possible. Contact your dealer or visit www.FordCSP.com for more information.
Total Fleet Costs
Fixed 60%
Variable 40%
COMMERCIAL SERVICE PLUS
Preventative Maintenance and Repair
SM
Commercial GAPCoverage
In the event your commercial vehicle is stolen or a total loss, Commercial GAPCoverage covers the difference between your finance balance and the settlement amount received from your physical damage insurance company.*
For additional information or a more detailed description of any of our commercial programs, visit our Web site at www.fordcredit.com/comlend or contact your local Ford Trustmark Dealer or the Ford Credit Commercial Fleet Manager who handles your territory.
And there’s more:
n Coverage available for new and used vehicles n Coverage available for financed amounts— n Great Lakes Region n North Central Region n Northeast Region n Orlando Region n South Central Region
*Subject to certain restrictions as defined in the Commercial Use Deficiency Waiver Addendum.
800-685-3881 800-823-3031 800-823-9065 800-937-5663 800-725-7811 800-725-7810 800-823-9066
up to $200,000
n Up to $25,000 indebtedness coverage per vehicle n Applicable for finance terms up to 72 months
n Western Region n Mid-Southern Region
See your local Ford Trustmark Dealer for more information.
Ford Credit programs herein were in effect when this publication was approved for printing. Ford Credit, whose policy is one of continuous improvement, reserves the right to change specifications, features and programs without notice and without incurring obligation. Not all customers will qualify for the specifications, features and programs listed herein.