Pag-ibig loan computation Being so much eager to acquire a house through HDMF, I followed a forum about pag-ibig housing loan. I was able to get fresh and useful infos. Aside from that it led me to this site which I think is very much helpful for buyers like me. The tables below is a listing of net incomes and their equivalent housing loan amounts pegged on the loan terms or the number of repayment years. So with this, you can actually have a glimpse of the amount of salary that will be approved for a specific amount of loan.
The two tables below shows the computation of the monthly amortization.
Through this you can now get an idea of the amount of the property you can avail based on your net disposable income and the corresponding monthly amortization. According to some reliable sources, among the four factors used by the Pag-ibig Fund to compute the amount of housing loan that its members may avail of is their monthly net disposable income. So the higher your NDI, the higher amount of loan can be granted by Pag-ibig. Tip: you can understate your monthly expenses to get a higher NDI. http://inloveforlife.blogspot.com/2008/07/pag-ibig-loan-computation.html