ENVIRONMENTAL Focus Berkley Specialty Underwriting Managers has assembled an experienced staff of insurance and environmental professionals to meet your every environmental insurance need. The Environmental division of Berkley Specialty will customize a comprehensive insurance program including the necessary environmental coverage for your clients. With the ability to provide both Business Automobile Liability and Workers Compensation along with an array of environmental products, we provide “one-stop shopping” for your environmental clients. Berkley Specialty Underwriting Managers has a selection of environmental and non-environmental insurance products to meet the needs of your environmental contractor, environmental consultant or site specific facility risk. ENVIRONMENTAL CONTRACTORS and CONSULTANTS Eligibility: A minimum portion of annual revenues must be derived from environmental operations/services for an account to be considered for the products below. ENVIRONMENTAL COMBINED POLICY (ECP): Berkley Specialty understands the difficulty and cost associated with obtaining the various insurance policies required to meet the needs of your environmental clients. To meet this need, we have developed one policy form that combines the insurance products your clients require into a single contract. Our ECP policy provides liability coverage for bodily injury, property damage and cleanup costs for your environmental contractors and consulting clients. The Contractors Pollution Liability coverage part is available on either a claims made or occurrence basis. A single aggregate limit applies to the policy with separate deductible options available for each coverage part. Berkley Specialty offers Commercial General Liability, Contractors Pollution Liability, and Professional Liability under the ECP program to qualified environmental contractors or consultants whose main business focus includes one or more of the following: Asbestos, lead & mold abatement Asbestos, lead & mold testing/consulting Clean-up, abatement, remediation, treatment, Environmental site assessments – Phase I, II, & III’s neutralization of existing pollution conditions Hazardous waste management and disposal Installation, removal, cleaning, maintenance, or Compliance permitting, training, health and safety design, testing of underground or above ground storage Sampling/laboratory analysis of pollutants tanks Environmental consulting Excavation of, construction of, or operation of a Select geotechnical operations landfill, recycling facility, TSDF facility or Waste brokering services wastewater treatment facility CONTRACTORS POLLUTION LIABILITY (CPL): Our CPL can be written for contractors performing any of the above environmental operations or any non-environmental contractor, regardless of operations. Coverage may be written on a claims made or occurrence basis. The following are examples of eligible, non-environmental contractor services: General construction Electrical/HVAC General contracting Excavation/grading Demolition Masonry/concrete Drilling (non-environmental) Pipeline construction/maintenance Painting Service station construction Street and road paving Insulation Maintenance/janitorial Other non-environmental contracting services ENVIRONMENTAL CONSULTANTS LIABILITY (ECL): The ECL policy provides stand-alone Professional Liability coverage that can be written for your environmental consultants. Eligible environmental consultants are businesses whose main focus is performance of one or more of the following professional services: Testing monitoring or investigation of pollutants Compliance permitting and training Environmental site assessments- Phase I, II,& III’s Health and safety design Hazardous waste management and disposal Environmental consulting Soil & groundwater testing/analysis Select geotechnical operations Design of landfills or wastewater treatment Waste brokering services facilities UST & AST testing Laboratory analysis of pollutants CONTRACTORS AND CONSULTANTS POLICY (CCP): The CCP is a combined policy that includes both Contractors Pollution Liability (CPL) and Environmental Consultants Liability (ECL) on one policy form with the CPL coverage part available on either a claims made or occurrence form. This policy may be written on a stand-alone basis with or without the ISO Commercial General Liability policy. The following additional coverages may be available in conjunction with the environmental products referenced above. BUSINESS AUTOMOBILE LIABILITY: Berkley Specialty has the ability to write Business Auto Liability for both environmental contractors and consultants. The Broadened Transportation Pollution Liability coverage can be endorsed onto the Business Auto Liability policy as needed. WORKERS COMPENSATION: Berkley Specialty can provide Workers Compensation for both your environmental contractors and consulting clients. EXCESS LIABILITY: Excess Liability coverage is offered over the Commercial General Liability, Contractors Pollution Liability and Professional Liability as well as the Business Auto Liability and Workers Compensation. Berkley Specialty must write the underlying Commercial General Liability, Contractors Pollution Liability and/or Professional Liability. Although it is preferred, it is not required that Berkley Specialty writes the underlying Business Auto Liability or Workers Compensation. SITE SPECIFIC POLLUTION LIABILITY SITE SPECIFIC POLLUTION LIABILITY (SSP): Site Specific Pollution Liability can be written on any fixed site facility, regardless of type. Eligible facilities include, but are not limited to: Vacant land Bulk fuel storage terminals Shopping centers Hazardous and non-hazardous waste landfills (Can also provide GL) Commercial buildings TSDF’s (Can also provide GL) Golf courses Waste treatment facilities (Can also provide GL) Laboratories Recycling centers (Can also provide GL) Contaminated properties Chemical manufacturers Warehouse/storage facilities General manufacturing COMMERCIAL GENERAL LIABILITY AND SITE SPECIFIC POLLUTION LIABILITY: Berkley Specialty offers Commercial General Liability and Site Specific Pollution Liability either on a combined or stand alone basis. Below are examples of facilities for which we offer Commercial General Liability and Site Specific Pollution Liability: Hazardous and non-hazardous waste landfills Recycling centers Waste treatment facilities TSDF’s (Transfer, Storage or Disposal Facilities) The Berkley Specialty Environmental Team: Bob Patterson Tim Thomas Jason Wren Tom Banks Eric Bibb Jane Plisko Vice President Assistant Vice President Senior Underwriter Senior Underwriter Senior Underwriter Senior Underwriter 404-443-2117 404-443-2118 404-443-2119 404-443-2033 404-443-2034 404-443-2010 Berkley Specialty Underwriting Managers Three Ravinia Drive, Suite 500 Atlanta, GA 30346 Submission Email: email@example.com BERKLEY SPECIALTY UNDERW RITING MANAGERS – PRO VIDING INNO VATIVE SOLUTIONS www.berkleysum.com THE MATERIAL IN THIS PUBLICATION IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTEDNED TO BE A REPRESENTATION OF COVERAGE THAT MAY EXIST IN ANY PARTCILUAR SITUATION UNDER A POLICY ISSUED BY A MEMBER COMPANY OF BERKLEY SPECIALTY UNDERWRITING MANAGERS OR ITS AFFILIATES. ALL CONDITIONS OF COVERAGE, TERMS AND LIMITATIONS ARE DEFINED AND PROVIDED FOR IN THE POLICY. PROGRAMS OR PRODUCTS MAY NOT BE AVAILABLE IN ALL STATES AND POLICY FEATURES MAY VARY BY STATE.
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