Financing Business Expansion

Document Sample
Financing Business Expansion Powered By Docstoc
					Table 10. Statistics for All Respondent Firms and Respondent Firms With One or More Veterans as Majority Interest Owners by Sources of Capital Used to
Finance Expansion or Capital Improvements for the Business by Kind of Business: 2002
[All estimates are based on firms that responded to the 2002 Survey of Business Owners (SBO), both firms with paid employees and firms with no paid employees. A respondent firm is defined as a
business that returned the survey form and provided the gender, Hispanic or Latino origin, or race characteristics for the owner(s) or indicated that the firm was publicly held. Detail may not add to total
because a Hispanic or Latino firm may be of any race. Moreover, each owner had the option of selecting more than one race and therefore is included in each race selected. Firms with more than one
domestic establishment are counted in each industry in which they operate, but only once in the U.S. total. This table is based on the 2002 North American Industry Classification System (NAICS). Data in
the "Percent" columns represent the percentage of firms reporting in the designated categories. For explanation of relative standard errors (RSE columns) and standard errors (SE columns) and for
information on confidentiality protection and definitions, see any SBO publication's introductory text.]
                                                                            Respondent firms1                             Employer respondent firms                       Nonemployer respondent firms
  2002
 NAICS        Kind of business and expansion financing                Number                   Percent                 Number                   Percent                  Number                   Percent
  code
                                                                     Total       RSE         Total       SE           Total       RSE         Total           SE        Total       RSE        Total          SE
00        TOTAL FOR ALL SECTORS

        All respondent firms

           Expansion financing, total                        16,687,539            -           X            X   4,091,882            -           X           X 12,595,657             -           X           X
        Personal/family savings                                       X            X        25.5            -           X            X        24.2         0.1          X             X        25.9         0.1
        Other personal/family assets                                  X            X         5.0            -           X            X         5.9           -          X             X         4.6           -
        Personal/business credit card                                 X            X        11.4            -           X            X        12.6           -          X             X        11.0           -
        Business loan from government                                 X            X         0.5            -           X            X         0.9           -          X             X         0.4           -
        Government-guaranteed bank loan                               X            X         0.3            -           X            X         0.7           -          X             X         0.2           -
        Business loan from bank                                       X            X         9.2            -           X            X        20.0         0.1          X             X         5.7           -
        Outside investor                                              X            X         1.2            -           X            X         1.8           -          X             X         1.0           -
        None needed                                                   X            X        58.5          0.1           X            X        51.2         0.1          X             X        60.9         0.1
        Item not reported                                             X            X         3.8            -           X            X         4.3           -          X             X         3.6           -

        Respondent firms with one or more veterans
        as majority interest owners

           Expansion financing, total                         2,040,793            -           X            X     486,214            -           X           X   1,554,579            -           X           X
        Personal/family savings                                       X            X        23.8          0.2           X            X        23.6         0.2           X            X        23.8         0.2
        Other personal/family assets                                  X            X         4.6          0.1           X            X         5.5         0.1           X            X         4.4         0.1
        Personal/business credit card                                 X            X        10.1          0.1           X            X        11.2         0.1           X            X         9.7         0.2
        Business loan from government                                 X            X         0.4            -           X            X         0.7           -           X            X         0.3           -
        Government-guaranteed bank loan                               X            X         0.2            -           X            X         0.5           -           X            X         0.1           -
        Business loan from bank                                       X            X         9.0          0.1           X            X        19.7         0.2           X            X         5.7         0.1
        Outside investor                                              X            X         0.9            -           X            X         1.1         0.1           X            X         0.8           -
        None needed                                                   X            X        62.3          0.3           X            X        55.1         0.4           X            X        64.5         0.4
        Item not reported                                             X            X         2.7          0.1           X            X         2.5         0.1           X            X         2.7         0.1

11      FORESTRY, FISHING & HUNTING, & AG
        SUPPORT SERVICES (113-115)2

        All respondent firms

           Expansion financing, total                           178,998            1           X            X      21,983            2           X           X     157,015            1           X           X
        Personal/family savings                                       X            X        30.6          0.4           X            X        28.4         1.2           X            X        30.9         0.5
        Other personal/family assets                                  X            X         6.7          0.3           X            X         8.7         0.7           X            X         6.4         0.3
        Personal/business credit card                                 X            X        10.3          0.3           X            X        11.3         0.8           X            X        10.2         0.3
        Business loan from government                                 X            X         0.9          0.1           X            X         1.0         0.2           X            X         0.9         0.1
        Government-guaranteed bank loan                               X            X         0.3          0.1           X            X         0.8         0.2           X            X         0.3         0.1
        Business loan from bank                                       X            X        17.2          0.5           X            X        38.4         1.5           X            X        14.2         0.4
     Outside investor                                 X    X    1.5   0.1       X    X    2.2   0.4       X    X    1.4   0.2
     None needed                                      X    X   48.7   0.9       X    X   35.9   1.4       X    X   50.5   1.0
     Item not reported                                X    X    3.8   0.2       X    X    4.0   0.3       X    X    3.7   0.2

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                23,987   3      X     X    1,976   9      X     X   22,011   4      X     X
     Personal/family savings                           X   X   30.4   2.4        X   X   24.9   5.3        X   X   30.9   2.6
     Other personal/family assets                      X   X    6.8   0.9        X   X    8.1   2.9        X   X    6.7   1.0
     Personal/business credit card                     X   X    8.1   0.8        X   X    9.8   2.3        X   X    8.0   0.9
     Business loan from government                     X   X    0.7   0.3        X   X    0.4   0.3        X   X    0.7   0.3
     Government-guaranteed bank loan                   X   X    0.2   0.1        X   X    0.2   0.1        X   X    0.2   0.1
     Business loan from bank                           X   X   15.1   0.9        X   X   42.1   6.1        X   X   12.7   1.0
     Outside investor                                  X   X    0.9   0.2        X   X    1.7   1.2        X   X    0.9   0.3
     None needed                                       X   X   52.1   2.6        X   X   34.1   4.2        X   X   53.7   3.0
     Item not reported                                 X   X    2.7   0.7        X   X    4.3   1.5        X   X    2.6   0.7

21   MINING

     All respondent firms

        Expansion financing, total                80,328   1      X     X   15,126   3      X     X   65,202   2      X     X
     Personal/family savings                           X   X   22.7   0.5        X   X   17.5   1.2        X   X   23.9   0.7
     Other personal/family assets                      X   X    5.1   0.3        X   X    6.4   0.6        X   X    4.8   0.4
     Personal/business credit card                     X   X    4.6   0.3        X   X    5.9   0.7        X   X    4.3   0.4
     Business loan from government                     X   X    0.3   0.1        X   X    0.4   0.1        X   X    0.3   0.1
     Government-guaranteed bank loan                   X   X    0.3   0.1        X   X    0.4   0.1        X   X    0.2   0.1
     Business loan from bank                           X   X   16.0   0.5        X   X   31.3   1.6        X   X   12.4   0.6
     Outside investor                                  X   X    2.5   0.2        X   X    4.3   0.4        X   X    2.1   0.2
     None needed                                       X   X   57.7   1.4        X   X   48.6   2.6        X   X   59.8   1.9
     Item not reported                                 X   X    4.1   0.4        X   X    4.6   0.4        X   X    4.0   0.5

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                15,012   3      X     X    2,425   7      X     X   12,587   3      X     X
     Personal/family savings                           X   X   22.0   2.0        X   X   21.1   4.2        X   X   22.2   2.2
     Other personal/family assets                      X   X    4.1   0.7        X   X    4.0   0.6        X   X    4.1   0.9
     Personal/business credit card                     X   X    4.2   0.9        X   X    3.5   0.8        X   X    4.3   1.1
     Business loan from government                     X   X    0.3   0.2        X   X    0.6   0.2        X   X    0.3   0.2
     Government-guaranteed bank loan                   X   X    0.1     -        X   X    0.5   0.3        X   X      -     -
     Business loan from bank                           X   X   13.7   1.8        X   X   21.4   3.5        X   X   12.2   2.1
     Outside investor                                  X   X    2.5   0.4        X   X    3.1   0.8        X   X    2.4   0.4
     None needed                                       X   X   60.5   4.1        X   X   58.8   6.4        X   X   60.8   4.3
     Item not reported                                 X   X    3.2   1.0        X   X    1.6   0.7        X   X    3.5   1.2

22   UTILITIES

     All respondent firms

        Expansion financing, total                14,405   3      X     X    5,010   3      X     X    9,394   4      X     X
     Personal/family savings                           X   X   15.8   1.5        X   X    7.4   0.6        X   X   20.3   2.4
     Other personal/family assets                      X   X    3.3   0.4        X   X    2.6   0.3        X   X    3.6   0.6
     Personal/business credit card                       X    X     6.1    0.8        X    X     3.4   0.2          X    X     7.6    1.3
     Business loan from government                       X    X     4.1    0.5        X    X    10.4   1.0          X    X     0.8    0.4
     Government-guaranteed bank loan                     X    X     1.1    0.1        X    X     2.9   0.2          X    X     0.2    0.1
     Business loan from bank                             X    X    10.6    0.7        X    X    18.8   1.3          X    X     6.2    1.0
     Outside investor                                    X    X     2.1    0.4        X    X     2.6   0.1          X    X     1.9    0.6
     None needed                                         X    X    59.6    3.4        X    X    50.1   1.9          X    X    64.6    4.9
     Item not reported                                   X    X     8.8    1.1        X    X    12.2   1.1          X    X     7.0    1.6

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                   2,299    14      X      X      310    12      X     X      1,989    16      X      X
     Personal/family savings                             X     X   17.2    4.6        X     X   22.7   5.6          X     X   16.4    5.0
     Other personal/family assets                        X     X    5.2    2.1        X     X   10.2   2.9          X     X    4.4    2.4
     Personal/business credit card                       X     X    7.3    3.1        X     X    6.9   1.9          X     X    7.4    3.6
     Business loan from government                       X     X    0.8    0.5        X     X    5.0   3.9          X     X    0.1      -
     Government-guaranteed bank loan                     X     X    0.1      -        X     X      S     S          X     X      S      S
     Business loan from bank                             X     X    5.6    1.4        X     X   31.8   9.9          X     X    1.6    0.6
     Outside investor                                    X     X    2.4    2.0        X     X    2.1   0.6          X     X    2.5    2.3
     None needed                                         X     X   66.1   14.0        X     X   35.2   5.7          X     X   71.0   16.7
     Item not reported                                   X     X    6.2    4.3        X     X    3.6   1.4          X     X    6.6    5.0

23   CONSTRUCTION

     All respondent firms

        Expansion financing, total                1,946,593   -       X      X   550,229   -       X     X   1,396,364   -       X      X
     Personal/family savings                              X   X    26.7    0.2         X   X    26.6   0.2           X   X    26.7    0.3
     Other personal/family assets                         X   X     6.0    0.1         X   X     7.8   0.1           X   X     5.3    0.2
     Personal/business credit card                        X   X    12.9    0.1         X   X    15.3   0.2           X   X    11.9    0.1
     Business loan from government                        X   X     0.5      -         X   X     0.7     -           X   X     0.4      -
     Government-guaranteed bank loan                      X   X     0.2      -         X   X     0.5     -           X   X     0.1      -
     Business loan from bank                              X   X    11.8    0.1         X   X    24.1   0.1           X   X     6.9    0.1
     Outside investor                                     X   X     1.1      -         X   X     1.3     -           X   X     1.0      -
     None needed                                          X   X    55.9    0.3         X   X    47.4   0.2           X   X    59.2    0.4
     Item not reported                                    X   X     3.5      -         X   X     3.3   0.1           X   X     3.6    0.1

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                 283,506    1       X      X    70,040   1       X     X    213,465    1       X      X
     Personal/family savings                             X    X    25.1    0.6         X   X    25.8   0.4          X    X    24.9    0.7
     Other personal/family assets                        X    X     5.3    0.3         X   X     6.8   0.2          X    X     4.9    0.4
     Personal/business credit card                       X    X    11.6    0.3         X   X    13.5   0.4          X    X    10.9    0.5
     Business loan from government                       X    X     0.4      -         X   X     0.6   0.1          X    X     0.3      -
     Government-guaranteed bank loan                     X    X     0.2      -         X   X     0.4     -          X    X     0.1      -
     Business loan from bank                             X    X    10.1    0.3         X   X    22.5   0.6          X    X     6.0    0.4
     Outside investor                                    X    X     0.7    0.1         X   X     0.9   0.1          X    X     0.6    0.1
     None needed                                         X    X    60.0    1.0         X   X    50.9   0.7          X    X    63.0    1.3
     Item not reported                                   X    X     2.7    0.1         X   X     2.7   0.2          X    X     2.6    0.2

31   MANUFACTURING

     All respondent firms
        Expansion financing, total                446,579   -      X     X   238,116   -      X     X   208,463   1      X     X
     Personal/family savings                            X   X   26.0   0.3         X   X   22.3   0.2         X   X   30.3   0.5
     Other personal/family assets                       X   X    6.4   0.1         X   X    6.6   0.1         X   X    6.1   0.3
     Personal/business credit card                      X   X   12.2   0.2         X   X   11.0   0.3         X   X   13.6   0.3
     Business loan from government                      X   X    1.0   0.1         X   X    1.5     -         X   X    0.4   0.1
     Government-guaranteed bank loan                    X   X    0.8     -         X   X    1.3   0.1         X   X    0.3   0.1
     Business loan from bank                            X   X   18.6   0.2         X   X   29.7   0.3         X   X    6.1   0.3
     Outside investor                                   X   X    1.9   0.1         X   X    2.4   0.1         X   X    1.3   0.1
     None needed                                        X   X   49.7   0.4         X   X   44.5   0.4         X   X   55.8   0.7
     Item not reported                                  X   X    4.5   0.1         X   X    5.6   0.1         X   X    3.3   0.1

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                 60,631   1      X     X    31,426   1      X     X    29,205   3      X     X
     Personal/family savings                            X   X   24.3   0.8         X   X   21.7   0.8         X   X   27.2   1.9
     Other personal/family assets                       X   X    5.5   0.3         X   X    6.0   0.5         X   X    5.0   0.7
     Personal/business credit card                      X   X   10.5   0.5         X   X    9.0   0.5         X   X   12.1   0.9
     Business loan from government                      X   X    0.9   0.1         X   X    1.4   0.2         X   X    0.4   0.2
     Government-guaranteed bank loan                    X   X    0.6   0.1         X   X    1.1   0.2         X   X    0.1     -
     Business loan from bank                            X   X   17.1   0.6         X   X   28.8   1.0         X   X    4.5   0.5
     Outside investor                                   X   X    1.2   0.1         X   X    1.6   0.2         X   X    0.7   0.2
     None needed                                        X   X   55.3   1.1         X   X   50.9   0.9         X   X   60.0   2.5
     Item not reported                                  X   X    2.9   0.2         X   X    2.6   0.2         X   X    3.2   0.5

42   WHOLESALE TRADE

     All respondent firms

        Expansion financing, total                505,916   -      X     X   246,797   -      X     X   259,118   1      X     X
     Personal/family savings                            X   X   24.7   0.3         X   X   21.2   0.2         X   X   28.1   0.6
     Other personal/family assets                       X   X    5.7   0.2         X   X    5.7   0.2         X   X    5.7   0.2
     Personal/business credit card                      X   X   11.1   0.2         X   X    9.7   0.3         X   X   12.5   0.3
     Business loan from government                      X   X    0.8   0.1         X   X    1.0   0.1         X   X    0.6   0.1
     Government-guaranteed bank loan                    X   X    0.5     -         X   X    0.8     -         X   X    0.2     -
     Business loan from bank                            X   X   16.1   0.2         X   X   25.7   0.4         X   X    6.9   0.2
     Outside investor                                   X   X    1.8   0.1         X   X    2.3   0.1         X   X    1.3   0.1
     None needed                                        X   X   53.6   0.3         X   X   49.7   0.4         X   X   57.4   0.7
     Item not reported                                  X   X    4.1   0.1         X   X    4.7   0.1         X   X    3.5   0.2

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                 72,369   1      X     X    33,009   2      X     X    39,360   2      X     X
     Personal/family savings                            X   X   22.6   1.2         X   X   21.2   1.2         X   X   23.7   1.8
     Other personal/family assets                       X   X    4.6   0.4         X   X    4.6   0.4         X   X    4.6   0.5
     Personal/business credit card                      X   X    9.1   0.4         X   X    7.8   0.6         X   X   10.2   0.8
     Business loan from government                      X   X    0.6   0.1         X   X    0.8   0.1         X   X    0.4   0.1
     Government-guaranteed bank loan                    X   X    0.3   0.1         X   X    0.7   0.1         X   X      -     -
     Business loan from bank                            X   X   14.5   0.3         X   X   24.4   0.8         X   X    6.2   0.4
     Outside investor                                   X   X    0.8   0.1         X   X    1.2   0.2         X   X    0.5   0.1
     None needed                                        X   X   59.2   1.4         X   X   54.1   1.6         X   X   63.4   2.4
     Item not reported                                  X   X    2.8   0.3         X   X    2.4   0.2         X   X    3.2   0.5
44   RETAIL TRADE

     All respondent firms

        Expansion financing, total                1,930,425   -      X     X   538,402   -      X     X   1,392,024   -      X     X
     Personal/family savings                              X   X   27.3   0.2         X   X   25.1   0.2           X   X   28.2   0.3
     Other personal/family assets                         X   X    5.7   0.1         X   X    6.6   0.1           X   X    5.3   0.1
     Personal/business credit card                        X   X   14.8   0.1         X   X   13.2   0.1           X   X   15.4   0.2
     Business loan from government                        X   X    0.6     -         X   X    0.9     -           X   X    0.5     -
     Government-guaranteed bank loan                      X   X    0.3     -         X   X    0.7     -           X   X    0.1     -
     Business loan from bank                              X   X   10.1   0.1         X   X   22.0   0.2           X   X    5.5   0.1
     Outside investor                                     X   X    1.1     -         X   X    1.5     -           X   X    0.9     -
     None needed                                          X   X   54.1   0.3         X   X   48.0   0.3           X   X   56.4   0.4
     Item not reported                                    X   X    3.6   0.1         X   X    4.9   0.1           X   X    3.1   0.1

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                 193,346    1      X     X    56,935   1      X     X    136,411    1      X     X
     Personal/family savings                             X    X   25.9   0.6         X   X   23.6   0.6          X    X   26.9   0.8
     Other personal/family assets                        X    X    5.4   0.3         X   X    6.1   0.3          X    X    5.1   0.3
     Personal/business credit card                       X    X   12.6   0.6         X   X   10.8   0.5          X    X   13.3   0.8
     Business loan from government                       X    X    0.3     -         X   X    0.5   0.1          X    X    0.2     -
     Government-guaranteed bank loan                     X    X    0.3   0.1         X   X    0.6   0.1          X    X    0.1   0.1
     Business loan from bank                             X    X   11.7   0.4         X   X   23.2   0.5          X    X    6.9   0.5
     Outside investor                                    X    X    0.9   0.1         X   X    1.2   0.1          X    X    0.7   0.1
     None needed                                         X    X   57.2   1.0         X   X   52.2   0.9          X    X   59.2   1.5
     Item not reported                                   X    X    2.8   0.1         X   X    2.9   0.2          X    X    2.7   0.2

48   TRANSPORTATION & WAREHOUSING3

     All respondent firms

        Expansion financing, total                 613,069    -      X     X   118,079   -      X     X    494,989    1      X     X
     Personal/family savings                             X    X   23.9   0.3         X   X   24.5   0.4          X    X   23.8   0.4
     Other personal/family assets                        X    X    5.1   0.1         X   X    7.3   0.2          X    X    4.6   0.2
     Personal/business credit card                       X    X   11.7   0.2         X   X   13.7   0.4          X    X   11.2   0.3
     Business loan from government                       X    X    0.6     -         X   X    1.0   0.1          X    X    0.4   0.1
     Government-guaranteed bank loan                     X    X    0.3     -         X   X    0.7   0.1          X    X    0.2   0.1
     Business loan from bank                             X    X   15.7   0.2         X   X   33.3   0.6          X    X   11.5   0.2
     Outside investor                                    X    X    1.4   0.1         X   X    1.7   0.1          X    X    1.3   0.1
     None needed                                         X    X   54.1   0.5         X   X   40.4   0.6          X    X   57.4   0.6
     Item not reported                                   X    X    4.6   0.1         X   X    4.8   0.1          X    X    4.5   0.1

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                  99,058    2      X     X    15,469   2      X     X     83,589    2      X     X
     Personal/family savings                             X    X   22.0   0.7         X   X   24.0   1.3          X    X   21.6   1.0
     Other personal/family assets                        X    X    4.8   0.4         X   X    7.1   0.4          X    X    4.4   0.4
     Personal/business credit card                       X    X   11.6   0.5         X   X   13.4   0.9          X    X   11.3   0.5
     Business loan from government                       X    X    0.4   0.1         X   X    0.8   0.3          X    X    0.3   0.1
     Government-guaranteed bank loan                     X    X    0.2   0.1         X   X    0.9   0.2          X    X    0.1     -
     Business loan from bank                           X    X   14.1   0.5        X    X   34.0   1.6        X    X   10.4   0.5
     Outside investor                                  X    X    0.9   0.1        X    X    1.3   0.2        X    X    0.8   0.1
     None needed                                       X    X   58.7   1.7        X    X   42.7   1.5        X    X   61.7   2.1
     Item not reported                                 X    X    3.5   0.3        X    X    2.5   0.3        X    X    3.7   0.4

51   INFORMATION

     All respondent firms

        Expansion financing, total                223,951   1      X     X    53,778   1      X     X   170,173   1      X     X
     Personal/family savings                            X   X   28.2   0.5         X   X   21.6   0.5         X   X   30.2   0.7
     Other personal/family assets                       X   X    5.1   0.2         X   X    5.6   0.3         X   X    5.0   0.2
     Personal/business credit card                      X   X   14.0   0.3         X   X   12.8   0.4         X   X   14.4   0.3
     Business loan from government                      X   X    0.6   0.1         X   X    1.0   0.1         X   X    0.5   0.1
     Government-guaranteed bank loan                    X   X    0.3     -         X   X    0.8   0.1         X   X    0.1     -
     Business loan from bank                            X   X    5.9   0.2         X   X   16.8   0.5         X   X    2.5   0.2
     Outside investor                                   X   X    2.2   0.1         X   X    5.4   0.3         X   X    1.1   0.1
     None needed                                        X   X   56.9   0.8         X   X   51.3   1.3         X   X   58.7   0.9
     Item not reported                                  X   X    3.7   0.1         X   X    5.9   0.1         X   X    3.0   0.1

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                 20,363   4      X     X     4,457   4      X     X    15,906   4      X     X
     Personal/family savings                            X   X   25.9   2.0         X   X   23.5   2.4         X   X   26.5   2.4
     Other personal/family assets                       X   X    5.5   0.8         X   X    5.6   1.3         X   X    5.4   0.8
     Personal/business credit card                      X   X   13.7   1.4         X   X   13.7   1.4         X   X   13.7   1.8
     Business loan from government                      X   X    0.2   0.1         X   X    0.6   0.2         X   X    0.1   0.1
     Government-guaranteed bank loan                    X   X    0.3   0.1         X   X    0.7   0.3         X   X    0.2   0.2
     Business loan from bank                            X   X    6.5   0.6         X   X   17.7   1.9         X   X    3.4   0.6
     Outside investor                                   X   X    1.3   0.4         X   X    2.6   0.8         X   X    1.0   0.4
     None needed                                        X   X   60.1   3.7         X   X   54.1   3.2         X   X   61.8   4.3
     Item not reported                                  X   X    2.1   0.5         X   X    1.5   0.4         X   X    2.2   0.6

52   FINANCE & INSURANCE4

     All respondent firms

        Expansion financing, total                691,723   -      X     X   189,458   1      X     X   502,265   -      X     X
     Personal/family savings                            X   X   24.7   0.2         X   X   23.1   0.2         X   X   25.3   0.3
     Other personal/family assets                       X   X    4.6   0.1         X   X    4.3   0.1         X   X    4.7   0.1
     Personal/business credit card                      X   X    9.8   0.1         X   X    9.8   0.3         X   X    9.8   0.1
     Business loan from government                      X   X    0.4     -         X   X    0.5     -         X   X    0.4     -
     Government-guaranteed bank loan                    X   X    0.2     -         X   X    0.2     -         X   X    0.1     -
     Business loan from bank                            X   X    6.3   0.1         X   X   11.4   0.2         X   X    4.4   0.2
     Outside investor                                   X   X    1.5   0.1         X   X    2.1   0.1         X   X    1.3   0.1
     None needed                                        X   X   62.7   0.4         X   X   60.2   0.6         X   X   63.6   0.5
     Item not reported                                  X   X    3.5   0.1         X   X    4.0   0.1         X   X    3.4   0.1

     Respondent firms with one or more veterans
     as majority interest owners

       Expansion financing, total                 124,322   2      X     X    30,354   2      X     X    93,968   2      X     X
     Personal/family savings                            X   X   22.7   0.8         X   X   24.1   0.7         X   X   22.3   0.9
     Other personal/family assets                        X    X    4.6   0.4        X    X    4.7   0.4          X    X    4.5   0.5
     Personal/business credit card                       X    X    9.1   0.4        X    X    9.6   0.6          X    X    8.9   0.3
     Business loan from government                       X    X    0.4   0.1        X    X    0.6   0.1          X    X    0.4   0.1
     Government-guaranteed bank loan                     X    X    0.1     -        X    X    0.2   0.1          X    X      -     -
     Business loan from bank                             X    X    5.9   0.3        X    X   11.5   0.6          X    X    4.1   0.4
     Outside investor                                    X    X    1.0   0.1        X    X    1.1   0.1          X    X    1.0   0.1
     None needed                                         X    X   66.7   1.8        X    X   61.9   1.5          X    X   68.3   2.2
     Item not reported                                   X    X    2.3   0.2        X    X    2.0   0.2          X    X    2.3   0.2

53   REAL ESTATE & RENTAL & LEASING

     All respondent firms

        Expansion financing, total                1,606,198   -      X     X   197,003   -      X     X   1,409,196   -      X     X
     Personal/family savings                              X   X   24.0   0.2         X   X   22.5   0.4           X   X   24.2   0.2
     Other personal/family assets                         X   X    5.0   0.1         X   X    5.3   0.2           X   X    5.0   0.1
     Personal/business credit card                        X   X    7.7   0.1         X   X    8.6   0.2           X   X    7.6   0.1
     Business loan from government                        X   X    0.5     -         X   X    0.8     -           X   X    0.5     -
     Government-guaranteed bank loan                      X   X    0.3     -         X   X    0.5     -           X   X    0.3     -
     Business loan from bank                              X   X   11.2   0.1         X   X   16.7   0.3           X   X   10.4   0.1
     Outside investor                                     X   X    1.6     -         X   X    2.0   0.1           X   X    1.5     -
     None needed                                          X   X   58.6   0.2         X   X   56.3   0.4           X   X   58.9   0.2
     Item not reported                                    X   X    5.0   0.1         X   X    4.6   0.1           X   X    5.0   0.1

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                 190,805    1      X     X    24,944   1      X     X    165,861    1      X     X
     Personal/family savings                             X    X   22.8   0.4         X   X   22.3   1.1          X    X   22.9   0.4
     Other personal/family assets                        X    X    4.6   0.2         X   X    4.8   0.6          X    X    4.6   0.2
     Personal/business credit card                       X    X    6.9   0.1         X   X    7.0   0.4          X    X    6.8   0.1
     Business loan from government                       X    X    0.4   0.1         X   X    0.5   0.1          X    X    0.4   0.1
     Government-guaranteed bank loan                     X    X    0.2     -         X   X    0.3   0.1          X    X    0.2   0.1
     Business loan from bank                             X    X   10.5   0.3         X   X   16.7   0.7          X    X    9.5   0.3
     Outside investor                                    X    X    1.3   0.1         X   X    1.7   0.4          X    X    1.2   0.1
     None needed                                         X    X   62.8   0.8         X   X   60.4   1.8          X    X   63.2   1.0
     Item not reported                                   X    X    2.9   0.2         X   X    2.3   0.3          X    X    3.0   0.3

54   PROFESSIONAL, SCIENTIFIC, & TECHNICAL
     SERVICES

     All respondent firms

        Expansion financing, total                2,616,655   -      X     X   579,113   -      X     X   2,037,542   -      X     X
     Personal/family savings                              X   X   25.8   0.2         X   X   23.3   0.2           X   X   26.5   0.2
     Other personal/family assets                         X   X    4.3   0.1         X   X    4.8   0.1           X   X    4.2   0.1
     Personal/business credit card                        X   X   11.8   0.1         X   X   13.5   0.1           X   X   11.3   0.1
     Business loan from government                        X   X    0.4     -         X   X    0.6     -           X   X    0.3     -
     Government-guaranteed bank loan                      X   X    0.2     -         X   X    0.5     -           X   X    0.1     -
     Business loan from bank                              X   X    5.7     -         X   X   14.3   0.1           X   X    3.3   0.1
     Outside investor                                     X   X    0.9     -         X   X    1.5     -           X   X    0.8     -
     None needed                                          X   X   62.2   0.2         X   X   57.8   0.2           X   X   63.5   0.2
     Item not reported                                    X   X    2.7     -         X   X    3.1   0.1           X   X    2.6   0.1
     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                 381,199    1      X     X    79,207   -      X     X   301,992   1      X     X
     Personal/family savings                             X    X   23.1   0.4         X   X   22.8   0.5         X   X   23.2   0.5
     Other personal/family assets                        X    X    4.0   0.2         X   X    4.8   0.2         X   X    3.8   0.2
     Personal/business credit card                       X    X    9.6   0.2         X   X   12.2   0.2         X   X    9.0   0.3
     Business loan from government                       X    X    0.3     -         X   X    0.4   0.1         X   X    0.2     -
     Government-guaranteed bank loan                     X    X    0.1     -         X   X    0.3   0.1         X   X    0.1     -
     Business loan from bank                             X    X    5.2   0.1         X   X   12.9   0.3         X   X    3.2   0.1
     Outside investor                                    X    X    0.7   0.1         X   X    0.8   0.1         X   X    0.6   0.1
     None needed                                         X    X   66.6   0.6         X   X   61.3   0.4         X   X   68.0   0.7
     Item not reported                                   X    X    2.2   0.1         X   X    2.2   0.1         X   X    2.2   0.1

55   MANAGEMENT OF COMPANIES &
     ENTERPRISES

     All respondent firms

        Expansion financing, total                  23,722    1      X     X    23,722   1      X     X        -    -     X     X
     Personal/family savings                             X    X    8.1   0.4         X   X    8.1   0.4        X    X     -     -
     Other personal/family assets                        X    X    2.7   0.1         X   X    2.7   0.1        X    X     -     -
     Personal/business credit card                       X    X    2.1   0.2         X   X    2.1   0.2        X    X     -     -
     Business loan from government                       X    X    1.0   0.1         X   X    1.0   0.1        X    X     -     -
     Government-guaranteed bank loan                     X    X    0.6     -         X   X    0.6     -        X    X     -     -
     Business loan from bank                             X    X   32.4   0.7         X   X   32.4   0.7        X    X     -     -
     Outside investor                                    X    X    4.8   0.1         X   X    4.8   0.1        X    X     -     -
     None needed                                         X    X   44.5   1.4         X   X   44.5   1.4        X    X     -     -
     Item not reported                                   X    X   15.0   0.4         X   X   15.0   0.4        X    X     -     -

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                   2,099    4      X     X     2,099   4      X     X        -    -     X     X
     Personal/family savings                             X    X   13.0   1.2         X   X   13.0   1.2        X    X     -     -
     Other personal/family assets                        X    X    4.2   0.3         X   X    4.2   0.3        X    X     -     -
     Personal/business credit card                       X    X    3.4   0.4         X   X    3.4   0.4        X    X     -     -
     Business loan from government                       X    X    0.6     -         X   X    0.6     -        X    X     -     -
     Government-guaranteed bank loan                     X    X    0.6   0.1         X   X    0.6   0.1        X    X     -     -
     Business loan from bank                             X    X   45.9   2.3         X   X   45.9   2.3        X    X     -     -
     Outside investor                                    X    X    1.7   0.1         X   X    1.7   0.1        X    X     -     -
     None needed                                         X    X   43.8   3.8         X   X   43.8   3.8        X    X     -     -
     Item not reported                                   X    X    1.9   0.7         X   X    1.9   0.7        X    X     -     -

56   ADMINISTRATIVE & SUPPORT & WASTE
     MANAGEMENT & REMEDIATION SERVICE

     All respondent firms

        Expansion financing, total                1,055,838   -      X     X   221,170   1      X     X   834,667   -      X     X
     Personal/family savings                              X   X   23.2   0.2         X   X   26.8   0.4         X   X   22.3   0.3
     Other personal/family assets                         X   X    4.4   0.1         X   X    6.7   0.1         X   X    3.8   0.1
     Personal/business credit card                        X   X   10.8   0.3         X   X   16.9   0.2         X   X    9.2   0.3
     Business loan from government                        X   X    0.4     -         X   X    1.1   0.1         X   X    0.3     -
     Government-guaranteed bank loan                     X    X    0.2     -        X    X    0.6   0.1        X    X    0.1     -
     Business loan from bank                             X    X    7.6   0.1        X    X   20.8   0.2        X    X    4.0   0.1
     Outside investor                                    X    X    1.0     -        X    X    1.7   0.1        X    X    0.8     -
     None needed                                         X    X   62.1   0.4        X    X   47.2   0.5        X    X   66.1   0.5
     Item not reported                                   X    X    3.8   0.1        X    X    3.9   0.1        X    X    3.8   0.1

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                 115,374    1      X     X    23,204   2      X     X    92,170   2      X     X
     Personal/family savings                             X    X   23.1   1.0         X   X   27.3   0.9         X   X   22.0   1.3
     Other personal/family assets                        X    X    4.3   0.3         X   X    6.6   0.4         X   X    3.7   0.4
     Personal/business credit card                       X    X   10.9   0.5         X   X   16.4   1.0         X   X    9.5   0.6
     Business loan from government                       X    X    0.5   0.1         X   X    0.7   0.1         X   X    0.4   0.2
     Government-guaranteed bank loan                     X    X    0.2   0.1         X   X    0.4   0.1         X   X    0.1   0.1
     Business loan from bank                             X    X    7.6   0.2         X   X   20.3   1.0         X   X    4.4   0.3
     Outside investor                                    X    X    0.8   0.1         X   X    1.2   0.2         X   X    0.7   0.1
     None needed                                         X    X   63.5   1.4         X   X   48.8   1.8         X   X   67.2   1.9
     Item not reported                                   X    X    2.5   0.3         X   X    2.9   0.2         X   X    2.4   0.4

61   EDUCATIONAL SERVICES

     All respondent firms

        Expansion financing, total                 323,903    1      X     X    49,651   1      X     X   274,252   1      X     X
     Personal/family savings                             X    X   21.5   0.4         X   X   18.1   0.6         X   X   22.1   0.4
     Other personal/family assets                        X    X    3.7   0.2         X   X    4.9   0.2         X   X    3.5   0.3
     Personal/business credit card                       X    X    8.2   0.3         X   X   10.2   0.3         X   X    7.8   0.4
     Business loan from government                       X    X    0.4     -         X   X    1.0   0.1         X   X    0.3     -
     Government-guaranteed bank loan                     X    X    0.2     -         X   X    0.6   0.2         X   X    0.1     -
     Business loan from bank                             X    X    3.2   0.1         X   X   11.0   0.6         X   X    1.8   0.1
     Outside investor                                    X    X    1.1   0.1         X   X    3.6   0.5         X   X    0.6   0.1
     None needed                                         X    X   67.0   1.0         X   X   57.3   1.6         X   X   68.8   1.1
     Item not reported                                   X    X    4.4   0.2         X   X    8.6   0.5         X   X    3.6   0.2

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                  25,751    4      X     X     2,315   6      X     X    23,436   4      X     X
     Personal/family savings                             X    X   21.5   1.7         X   X   24.7   3.4         X   X   21.2   1.8
     Other personal/family assets                        X    X    5.7   1.1         X   X    6.7   1.6         X   X    5.6   1.1
     Personal/business credit card                       X    X    8.8   0.9         X   X   14.6   1.9         X   X    8.2   1.1
     Business loan from government                       X    X    0.2   0.1         X   X    1.6   0.6         X   X    0.1   0.1
     Government-guaranteed bank loan                     X    X      -     -         X   X    0.4   0.3         X   X      S     S
     Business loan from bank                             X    X    3.0   0.4         X   X   12.8   2.0         X   X    2.0   0.4
     Outside investor                                    X    X    0.5   0.2         X   X    1.3   0.8         X   X    0.4   0.2
     None needed                                         X    X   68.2   3.9         X   X   55.6   6.5         X   X   69.5   4.3
     Item not reported                                   X    X    3.1   0.7         X   X    1.4   0.6         X   X    3.2   0.8

62   HEALTH CARE & SOCIAL ASSISTANCE

     All respondent firms

       Expansion financing, total                 1,439,220   -     X     X    448,754   -     X     X    990,466   1     X     X
     Personal/family savings                           X    X   22.5   0.3       X    X   20.7   0.2        X    X   23.3   0.4
     Other personal/family assets                      X    X    3.7   0.1       X    X    3.8   0.1        X    X    3.6   0.1
     Personal/business credit card                     X    X    9.5   0.1       X    X   10.6   0.1        X    X    9.0   0.2
     Business loan from government                     X    X    0.6     -       X    X    1.1     -        X    X    0.4     -
     Government-guaranteed bank loan                   X    X    0.3     -       X    X    0.6     -        X    X    0.1     -
     Business loan from bank                           X    X    7.9     -       X    X   18.0   0.2        X    X    3.3   0.1
     Outside investor                                  X    X    0.9     -       X    X    1.4   0.1        X    X    0.7   0.1
     None needed                                       X    X   62.9   0.4       X    X   55.8   0.3        X    X   66.1   0.6
     Item not reported                                 X    X    4.2   0.1       X    X    4.9   0.1        X    X    3.9   0.1

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                127,534   1      X     X   56,477   1      X     X    71,057   2      X     X
     Personal/family savings                            X   X   20.4   0.8        X   X   20.6   0.5         X   X   20.2   1.4
     Other personal/family assets                       X   X    3.5   0.3        X   X    3.3   0.2         X   X    3.7   0.4
     Personal/business credit card                      X   X    8.4   0.5        X   X    9.1   0.3         X   X    7.8   0.7
     Business loan from government                      X   X    0.5   0.1        X   X    0.5   0.1         X   X    0.5   0.1
     Government-guaranteed bank loan                    X   X    0.3   0.1        X   X    0.3     -         X   X    0.2   0.1
     Business loan from bank                            X   X   10.2   0.5        X   X   17.6   0.7         X   X    4.3   0.6
     Outside investor                                   X   X    0.6   0.1        X   X    0.6   0.1         X   X    0.6   0.1
     None needed                                        X   X   65.2   1.2        X   X   60.4   1.1         X   X   69.0   1.8
     Item not reported                                  X   X    3.1   0.3        X   X    2.6   0.2         X   X    3.6   0.4

71   ARTS, ENTERTAINMENT, & RECREATION

     All respondent firms

        Expansion financing, total                735,414   -      X     X   76,746   1      X     X   658,667   -      X     X
     Personal/family savings                            X   X   31.2   0.4        X   X   21.1   0.4         X   X   32.3   0.5
     Other personal/family assets                       X   X    4.8   0.2        X   X    4.6   0.3         X   X    4.8   0.2
     Personal/business credit card                      X   X   13.0   0.2        X   X   10.6   0.3         X   X   13.3   0.2
     Business loan from government                      X   X    0.3     -        X   X    0.9   0.1         X   X    0.3     -
     Government-guaranteed bank loan                    X   X    0.2     -        X   X    0.9   0.1         X   X    0.1     -
     Business loan from bank                            X   X    4.7   0.2        X   X   17.3   0.5         X   X    3.2   0.1
     Outside investor                                   X   X    1.5   0.1        X   X    3.0   0.2         X   X    1.3   0.1
     None needed                                        X   X   56.4   0.4        X   X   53.2   1.2         X   X   56.8   0.4
     Item not reported                                  X   X    3.4   0.1        X   X    6.9   0.3         X   X    2.9   0.1

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                 67,365   2      X     X    5,538   3      X     X    61,827   2      X     X
     Personal/family savings                            X   X   29.1   1.1        X   X   27.8   2.7         X   X   29.3   1.3
     Other personal/family assets                       X   X    4.4   0.4        X   X    8.1   1.5         X   X    4.1   0.4
     Personal/business credit card                      X   X   11.4   0.7        X   X   12.8   1.5         X   X   11.3   0.8
     Business loan from government                      X   X    0.3   0.1        X   X    1.2   0.5         X   X    0.2   0.1
     Government-guaranteed bank loan                    X   X    0.2   0.1        X   X    1.1   0.3         X   X    0.2   0.1
     Business loan from bank                            X   X    4.7   0.3        X   X   22.4   2.0         X   X    3.2   0.4
     Outside investor                                   X   X    1.5   0.2        X   X    2.7   0.7         X   X    1.4   0.3
     None needed                                        X   X   59.2   1.5        X   X   47.6   3.4         X   X   60.3   1.6
     Item not reported                                  X   X    2.9   0.3        X   X    3.1   0.7         X   X    2.9   0.3

72   ACCOMMODATION & FOOD SERVICES
     All respondent firms

        Expansion financing, total                 434,368    1      X     X   283,597   1      X     X    150,772    1      X     X
     Personal/family savings                             X    X   29.6   0.4         X   X   28.9   0.5          X    X   30.9   0.6
     Other personal/family assets                        X    X    6.7   0.2         X   X    6.9   0.2          X    X    6.2   0.5
     Personal/business credit card                       X    X   11.9   0.2         X   X   11.8   0.2          X    X   12.2   0.6
     Business loan from government                       X    X    1.1   0.1         X   X    1.2   0.1          X    X    0.8   0.2
     Government-guaranteed bank loan                     X    X    0.7     -         X   X    1.0   0.1          X    X    0.3   0.1
     Business loan from bank                             X    X   14.1   0.2         X   X   17.3   0.3          X    X    8.0   0.2
     Outside investor                                    X    X    1.9   0.1         X   X    2.1   0.1          X    X    1.4   0.2
     None needed                                         X    X   49.8   0.5         X   X   48.6   0.4          X    X   52.3   1.3
     Item not reported                                   X    X    4.7   0.2         X   X    4.7   0.2          X    X    4.7   0.3

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                  32,304    3      X     X    19,686   3      X     X     12,618    6      X     X
     Personal/family savings                             X    X   29.3   1.5         X   X   30.1   2.0          X    X   28.0   2.8
     Other personal/family assets                        X    X    5.8   0.5         X   X    6.8   0.8          X    X    4.3   0.7
     Personal/business credit card                       X    X   13.2   0.8         X   X   13.4   0.9          X    X   12.8   1.5
     Business loan from government                       X    X    1.0   0.3         X   X    0.9   0.3          X    X    1.2   0.5
     Government-guaranteed bank loan                     X    X    0.6   0.2         X   X    0.6   0.2          X    X    0.7   0.3
     Business loan from bank                             X    X   15.5   1.2         X   X   20.2   1.5          X    X    8.0   1.8
     Outside investor                                    X    X    1.1   0.3         X   X    1.6   0.4          X    X    0.4   0.2
     None needed                                         X    X   51.2   2.5         X   X   48.1   2.4          X    X   56.1   5.3
     Item not reported                                   X    X    3.4   0.6         X   X    2.4   0.4          X    X    4.8   1.2

81   OTHER SERVICES (EXCEPT PUBLIC
     ADMINISTRATION)5

     All respondent firms

        Expansion financing, total                1,871,534   -      X     X   286,446   -      X     X   1,585,088   -      X     X
     Personal/family savings                              X   X   24.4   0.2         X   X   24.9   0.3           X   X   24.3   0.2
     Other personal/family assets                         X   X    4.6   0.1         X   X    5.9   0.1           X   X    4.3   0.1
     Personal/business credit card                        X   X   10.6   0.1         X   X   13.5   0.2           X   X   10.0   0.2
     Business loan from government                        X   X    0.5     -         X   X    0.9   0.1           X   X    0.4     -
     Government-guaranteed bank loan                      X   X    0.2     -         X   X    0.6     -           X   X    0.2     -
     Business loan from bank                              X   X    6.9   0.1         X   X   18.7   0.2           X   X    4.8   0.1
     Outside investor                                     X   X    1.0   0.1         X   X    1.4   0.1           X   X    0.9   0.1
     None needed                                          X   X   60.8   0.3         X   X   50.2   0.4           X   X   62.7   0.4
     Item not reported                                    X   X    4.0   0.1         X   X    4.7   0.1           X   X    3.9   0.1

     Respondent firms with one or more veterans
     as majority interest owners

        Expansion financing, total                 208,231    1      X     X    31,102   2      X     X    177,129    1      X     X
     Personal/family savings                             X    X   22.9   0.6         X   X   22.9   0.9          X    X   22.9   0.7
     Other personal/family assets                        X    X    4.3   0.2         X   X    5.4   0.4          X    X    4.1   0.3
     Personal/business credit card                       X    X    9.4   0.5         X   X   11.0   0.6          X    X    9.1   0.6
     Business loan from government                       X    X    0.4     -         X   X    0.8   0.2          X    X    0.3   0.1
     Government-guaranteed bank loan                     X    X    0.3   0.1         X   X    0.5   0.1          X    X    0.2   0.1
     Business loan from bank                             X    X    7.0   0.3         X   X   18.7   0.7          X    X    5.0   0.3
           Outside investor                                                               X              X            0.6             0.1               X               X           0.9             0.1    X   X     0.5     0.1
           None needed                                                                    X              X           64.2             1.1               X               X          54.4             1.7    X   X    65.9     1.3
           Item not reported                                                              X              X            2.7             0.2               X               X           2.8             0.3    X   X     2.7     0.2

99         INDUSTRIES NOT CLASSIFIED

           All respondent firms

              Expansion financing, total                                            8,491                3              X               X          8,491                3             X               X    -   -         X    X
           Personal/family savings                                                      X                X           25.6             1.6              X                X          25.6             1.6    X   X         -    -
           Other personal/family assets                                                 X                X            6.4             1.1              X                X           6.4             1.1    X   X         -    -
           Personal/business credit card                                                X                X           11.2             1.0              X                X          11.2             1.0    X   X         -    -
           Business loan from government                                                X                X            1.3             0.4              X                X           1.3             0.4    X   X         -    -
           Government-guaranteed bank loan                                              X                X            0.9             0.3              X                X           0.9             0.3    X   X         -    -
           Business loan from bank                                                      X                X           11.9             1.1              X                X          11.9             1.1    X   X         -    -
           Outside investor                                                             X                X            2.7             0.5              X                X           2.7             0.5    X   X         -    -
           None needed                                                                  X                X           49.9             2.4              X                X          49.9             2.4    X   X         -    -
           Item not reported                                                            X                X           10.4             1.1              X                X          10.4             1.1    X   X         -    -

           Respondent firms with one or more veterans
           as majority interest owners

              Expansion financing, total                                               834              12              X              X             834              12              X              X     -   -         X    X
           Personal/family savings                                                       X               X           32.3            8.3               X               X           32.3            8.3     X   X         -    -
           Other personal/family assets                                                  X               X            6.5            3.0               X               X            6.5            3.0     X   X         -    -
           Personal/business credit card                                                 X               X           10.3            4.3               X               X           10.3            4.3     X   X         -    -
           Business loan from government                                                 X               X              -              -               X               X              -              -     X   X         -    -
           Government-guaranteed bank loan                                               X               X              -              -               X               X              -              -     X   X         -    -
           Business loan from bank                                                       X               X            8.7            2.4               X               X            8.7            2.4     X   X         -    -
           Outside investor                                                              X               X            1.0            0.4               X               X            1.0            0.4     X   X         -    -
           None needed                                                                   X               X           57.3           12.8               X               X           57.3           12.8     X   X         -    -
           Item not reported                                                             X               X            0.6            0.5               X               X            0.6            0.5     X   X         -    -
1
  All firms data include both respondent firms with paid employees and respondent firms with no paid employees.
2
  Data do not include crop and animal production (NAICS 111, 112).
3
  Data do not include large certificated passenger carriers that report to the Office of Airline Information, U.S. Department of Transportation. Railroad transportation and U.S. Postal Service are out
4
  Data do not include funds, trusts, and other financial vehicles (NAICS 525), except real estate investment trusts (NAICS 525930).
5
  Data do not include religious, grantmaking, civic, professional, and similar organizations (NAICS 813) and private households (NAICS 814).
- Represents zero.
S Estimates are suppressed when publication standards are not met, such as, firm count is less than 3, or the relative standard error of the sales and receipts is 50 percent or more.
X Not applicable

Note: To maintain confidentiality, the Census Bureau suppresses data that could be attributed to any individual business or owner. The census results in this table contain nonsampling errors. Data
users who create their own estimates using data from this table should cite the Census Bureau as the source of the original data only. Full technical documentation is available on the Census Bureau
Internet site at <www.census.gov/csd/sbo>.


                                                                                                                                                            Source: U.S. Census Bureau, 2002 Survey of Business Owners

				
DOCUMENT INFO
Description: Financing Business Expansion document sample