Travel Insurance Hints for Seniors and Pre-Existing Medical Conditions

Document Sample
Travel Insurance Hints for Seniors and Pre-Existing Medical Conditions Powered By Docstoc
					Travel Insurance Hints for Seniors and Pre-Existing Medical Conditions
By Dipika Patel

If you suffer from a pre-existing medical condition or are over the age
of 60, you may be worried about finding a travel insurance policy to meet
your unique needs.

However, your health or your age shouldn't keep you from enjoying a trip
abroad - there are more choices than ever before when it comes to
tailored holiday insurance policies. Although you may have to do a bit
more homework in the planning stages of your trip, there is bound to be
an insurance product that is right for you.

If you suffer from a pre-existing medical condition, your first step
should be to ensure you have a European Health Insurance Card (EHIC)
before you set off on your travels to Switzerland or EEA member
countries. This card ensures you can get the necessary medical care you
need while you are abroad - such as kidney dialysis.

However, as the EHIC scheme only covers issues that are only ordinarily
covered under your visited country's statutory healthcare system, it is
also important to take out comprehensive travel insurance to cover any
emergencies that may arise.

In order to get the best possible policy for you, it is essential that
you are honest with your insurer about any pre-existing conditions you
may have - you might be surprised to find that many policies already
include provisions for those suffering from asthma, epilepsy,
osteoporosis or allergies. Or if they don't, you may be able to add these
to your insurance for a small fee - this is still a much cheaper
alternative than facing an international hospital bill should an
emergency occur.

If you are a senior, you'll also want to investigate your travel
insurance options before you set off. Some providers offer better
coverage for older people on their single-trip policies than on annual
ones - in some cases, you can qualify for insurance until you have
reached the age of85.

The internet is a great place to start when it comes to investigating
your travel insurance options - you can find great deals with the click
of a button. However, if you have unique requirements such as age or pre-
existing medical conditions, it is essential that you discuss these with
your insurer before committing to a purchase - sometimes the lowest-
priced deals don't offer the best cover for you.

Speaking to your insurer can set your mind at ease before you travel and
ensure you have the correct level of coverage to meet your needs -
helping you to have an enjoyable and safe holiday.

If you are a senior or have a pre-existing medical condition, get in
touch with Endsleigh to discuss your travel insurance needs. We offer a
range of cheap travel insurance deals - including single-trip and annual
holiday insurance that can be tailored to your unique requirements.

Shared By:
Description: best insurance plans