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STAMFORD business outlook MAY 2, 2006 Southern Connecticut Newspapers, Inc. PRSRT STD U.S. Postage PAID Residential Trends In This Issue: A Marketing Publication From The Advocate • A New Era for Downtown Housing • Residential Market Update • WorldQuest VI at 60 • Progress in Affordable Housing • Affordable Housing in High Demand • And Much More! STAMFOR D BUSINESS OUTLOOK WHAT’S INSIDE: 4 4 6 6 8 10 10 12 14 Affordable Housing Is In High Demand in Stamford, CT Stamford’s Progress on Affordable Housing A New Era for Downtown Housing WorldQuest VI at 60 Residential Real Estate Members Making News Welcome New Members Company Recognition Community Corner Real Estate Closings Michael J. Cacace* Mark P. Santagata Paul T. Tusch Richard S. Fisher Ronald E. Kowalski, II Sherwood R. Spelke Jane W. Freeman Judith Ellenthal Katherine T. Blakeslee Alice Ann Fitzpatrick Linda S. Brown* Meredith Denecke* Keenan McMahon Michael B. Thomas Of Counsel Ellery Plotkin Mark Koczarski*† *Also admitted in New York †Also admitted in Florida When it comes to real estate closings, there are things you should know that can make or break the sale. Put us on your side of the closing table. We can help. The Stamford Business Outlook is a monthly publication of the Stamford Chamber of Commerce. It is published in conjunction with the The Advocate Newspapers Custom Publishing Division. This publication does not represent the views of The Advocate Editorial department. To advertise, please call 964-2448. STAMFORD BUSINESS OUTLOOK 777 Summer Street Stamford CT 06901 V 203 327 2000 F 203 353 3392 E cts@lawcts.com www.lawcts.com Greenwich Office: 124 West Putnam Ave. Greenwich, CT 06830 John Condlin, President, Stamford Chamber of Commerce Barbara Seiter, Vice President, Stamford Chamber of Commerce John Dunster, Vice President Marketing, The Advocate Marcia Groglio, Special Sections Supervisor, The Advocate Eileen Zaccagnino, Advertising Director, The Advocate Attorneys at Law Jim Reid, Retail Sales Manager, The Advocate Karin Steiner, Custom Publishing Designer, The Advocate Geri Fortunato, Director of Membership, Stamford Chamber of Commerce Cover photography: Photographic Memories, 203-321-8300 www.photographic-memories.org 2 STAMFORD BUSINESS OUTLOOK Stamford’s housing growth Stamford and its neighboring communities still have one of the strongest housing markets in the northeast and possibly the entire United States. It is interesting to note that there are many economists that are predicting a national housing market bubble burst. Clearly, the national housing market is changing, but is it going to impact Stamford? All indications point to Stamford’s housing market remaining strong. Experts say the most important thing that impacts the housing market is job growth. And Stamford’s future job growth looks positive. If you look at Stamford’s growth over the past 50 years under its economic development plan, you will see it has had nearly a 300% increase in jobs and only a 35% increase in housing units. The result is a strong housing market and housing costs that exceed the national average. The down side to a strong housing market is the availability of affordable housing. It is one of the oldest economic theories, supply and demand, and there is not sufficient supply to satisfy the demand. Stamford is a model city for conscience development of housing. The city’s leaders and the city’s land use boards have developed tools for affordable housing in new housing projects. Very few municipalities have taken such a step. Because Stamford’s housing market is strong, there have been several thousand units built in the past 10 to 20 years. These new units have helped provide more units to the supply side of the equation. If the transportation infrastructure cannot support more commuters to work in our city, the other option is to build more housing in Stamford and as affordable as possible. Presently there are at least another thousand units on the drawing board and that does not include the potential of the south end, which could be thousands more. There is also the possibility of real high density housing in our downtown. Trump Towers, maybe? Why not? This potential increase in density is another possible tool for the city to provide more units of housing and more affordable housing. There is no simple solution for Stamford’s housing struggles. The state and federal governments have washed their hands on any housing involvement. Local municipalities can’t carry the burden of this effort by themselves. There needs to be help from many sources. Opportunities still exist. Stamford’s strong housing market, the inclusionary zoning tools and private development can all help provide the potential for creating more housing. Our future job growth should keep our housing market strong. A MESSAGE FROM THE PRESIDENT OF THE STAMFORD CHAMBER John P. Condlin President and CEO Stamford Chamber of Commerce 3 STAMFORD Affordable Housing Is In High Demand in Stamford, CT B Y J O A N C A R T Y, E X E C U T I V E D I R E C T O R Housing Development Fund, Stamford, CT BUSINESS OUTLOOK Stamford’s Progress on Affordable Housing K AT H L E E N E. WA L S H , AICP President & CEO Stamford Partnership, Inc. Affordable housing is in high demand in Stamford, CT. As the median price of a singlefamily home approaches $650,000 (based on 2005 data), low- and moderate-income Mom-‘n-Pop or Millionaire, whatever our price range, each of us wants housing that we can afford. What’s first-time home buyers are being priced out of the city’s residential market. affordable? The US Census offers us one useful perspecAmong those who can- provide financial assistance loans have been towards the not afford to live in Stamford towards the development and purchase of condominiums tive by defining as “cost burdened” anyone spending include the city’s teachers, preservation of much-needed and cooperatives. Single-fam- more than 30% of income on housing, and as “severely nurses, police officers, firefight- affordable housing supply; and ily homes represent 14 percent cost burdened” anyone spending more than 35%. ers and postal workers. The availability of affordour First Time Homebuyers Program fills the affordability gap between household incomes and home prices in order to make homeownership a reality. Among our various First Time Homebuyers programs and products, HDF facilitates first-time homebuyer loans for a broad array of municipal and private partners. HDF works with several private developers in Stamford to provide prospective purchasers for Below Market Rate (BMR) units included among market rate developments. These include BMR units at Southwood Square, Maple Tree and Mill River House, among others. To date, the Housing Development Fund has assessed the mortgage readiness of nearly 1,700 Stamford households and provided further one-onone homeownership counseling to nearly 1,200 Stamford households. We have lent $4.2 million to 182 households, allowing them to purchase in Stamford. The majority of our of purchases and multi-family homes represent the remaining 2 percent of the purchases. Among 182 first-time homebuyers in Stamford, the average household earns an income at 50 percent of the Area Median Income (AMI). Our first-time homebuyer clients who purchased in Stamford hail from nearly 140 employers throughout southwestern Connecticut, including the City of Stamford (including teachers, firefighters and police officers), Stamford Hospital (including nurses, social workers and registrars), US Post Office, Pitney Bowes, GE Capital and Stamford Advocate, among many others. HDF’s success in keeping pace in Stamford is due, in large part, to our work with private developers who have included affordable units in market-rate developments. It is worthwhile to note that this example of public/private partnerships has yielded such positive and lifechanging results in an environment of escalating home prices. Since “cost burdened” con- programs, Stamford has develsumers in all income ranges oped creative strategies and have fewer dollars left to spend public-private partnerships to purchasing the goods and ser- increase the number of housvices that fuel the region’s econ- ing units—both existing and omy and generate job growth, new—affordable to households affordable housing is not simply with incomes of 25-60% of a matter of individual desire, median, and to have increased home ownership opportunities but a public policy objective. Among the region’s com- for households with incomes munities, Stamford has been a below 80% of median. As new residential and leader in recognizing the housing-jobs (and transit!) connec- mixed-use developments are tion and in taking positive steps planned in the city’s downtown towards building an adequate and the South End, East Side and West Side and affordable neighborhoods housing supsurrounding it, ply to attract we look forward and retain a to the developdiverse resident ment of similar population and creative thinkworkforce. Last ing to insure month’s conthat the middle ference “From of the income Blueprint to spectrum—for Building— example, those the City of between 80Stamford’s Kathleen E. Walsh 120% of mediCollaborations an—a segment C r e a t i n g Affordable Housing,” provided which may include our core an opportunity to review the workforce, small business-ownprogress made over the last ers, young professionals, empty five years, to share tools and nesters, etc.—can also contintechniques with interested ue to find affordable housing neighboring communities, to choices within the city. showcase successful developA regional Campaign for ments and to look forward at Affordable Homes, in which opportunities and challenges the Stamford Partnership parfor the future. During a time ticipates, developed the tag line when both the state and fed- “Affordable Housing—You’d be eral government substantially Surprised Who Needs It.” Don’t curtailed their own housing be surprised—we all do. Joan Carty able housing in Stamford brings about increased community stability and substantial social benefits for families and the city. The National Association of Realtors cites that stable housing brings increased education levels, increased civic participation including voting and volunteerism, better health and increased ability to pay for healthcare, and reduced crime and domestic violence rates. Moreover, aside from the social benefits of homeownership, the availability of affordable housing in Stamford is important to city’s economy especially regarding the ability of employers, both private and public, to attract and retain workers. Our agency, the Housing Development Fund, strives to 4 aid two sides of the issue. Our multi-family lending products A simple stress reduction program for your employees. The CTTRANSIT Commuter Connection. Want to save your employees time and money? Tell them about the stress-free bus/train connection serving Stamford Station. The New Haven Line has frequent service to Stamford, where CTTRANSIT buses provide fast, reliable connections for many trains. So your employees have more flexibility to get to work and home relaxed, and on time. When they ride the bus and the train, your employees can read, sleep, or catch up on office work. It all adds up to increased productivity. They can save money with UniTicket, our combination rail/bus fare, and save even more with a monthly Mail&Ride subscription or WebTicket, our online ticket service available at www.mta.info. Ready to get started? Call 1-800-FIND-RIDE to schedule an employee presentation by Connecticut Commuter Services Representatives. They'll provide all the details your employees need, including our user-friendly commuter bus/train schedule. Get the connection. Your employees will thank you. Maybe even hug you. www.mta.info ©2006 Metropolitan Transportation Authority 5 STAMFORD A New Era for Downtown Housing Downtown Stamford embarks on a new era in sophisticated residential living with the announcement of several ultra luxury condominiums planned within the next several years. This type of housing combines exceptional lifestyle amenities all within walking distance of a vibrant downtown. Each residence is designed with their own “signature” style and includes such luxuries as 24-hour concierge and doormen, valet parking, health clubs, lounge and libraries for entertaining…and in some cases, a wine cellar to store their wine collections. This type of development offers an unparalleled level of quality in amenities and architectural design that is unique to the Stamford housing market. It is anticipated that these residences will appeal to both emptynesters and young professionals who want the quality of a Manhattan residence in one of the most dynamic and spirited downtowns in the region. Of particular attraction to potential home owners is that the buildings are minutes from fine dining, shopping, antique centers, and the arts and culture of Stamford and of course the train station. The Stamford Chamber of Commerce embraces this new downtown housing development. These buildings, and all they have to offer its residents, set a new standard of excellence for Stamford in a city that is experiencing a renaissance in downtown residential development. The Chamber’s Stamford Development Committee has consistently met with the developers of many proposed housing projects. In general, they have concluded that the developments are good projects for several reasons. These type of upscale housing developments bring in many new residents who will both live and work in the area. On the theory that close proximity to offices, restaurants, shopping and entertainment might inspire these residents to abandon their cars will have a direct positive impact on vehicular traffic downtown. This has happened to a limited extent at some of the other existing downtown housing complexes, so it’s reasonable to think this will continue. One particular highrise luxury condominium project that is proposed will make it the tallest building in Stamford. The Stamford Chamber supports its design. As a matter of fact, the Chamber, in partnership with the Stamford Downtown Special Services District, proposed a zoning change several years ago that encouraged height. As the city is embracing more housing units in the downtown area, height and density provide more opportunity to provide housing on properties that under the present regulations would not be developed. Stamford has seen tremendous growth in its residential units over the past 10 years and we would like to see it continue. This new type of housing will help round out the mix of units that are available to the employees of Stamford’s businesses, providing housing opportunity for all levels of income. And bottom line: every housing unit that is built in Stamford has the potential of being one less automobile on our highway system. That’s a win/win for all involved. BUSINESS OUTLOOK WorldQuest VI at 60 The World Affairs Forum held its international trivia competition WorldQuest VI at 60 on March 30 at the Greenwich Country Club. This was the sixth edition of the popular fundraiser and also marked the Forum’s 60th anniversary this year. Media personality David Smith reprised his role as Game Master as he has done since the competition began. Eighteen table played the game before, and the third prize was won by a team headed by Bill Galvin of Greenwich, the Forum’s Chairman and Gordon Elicker of New Canaan, the Forum’s Secretary. This was the first year that a separate trophy was given to the top ranking college team and that was one by the University of Bridgeport’s team headed by their President Dr. Neil Salonen. Proceeds …every housing unit that is built in Stamford has the potential of being one less automobile on our highway system. Chamber of Commerce Team with trophy Front Row: Joanna Gwozdziowski, Meera Vasuden, Gwynne Campbell Back Row: Pete Runnette, Doug Campbell, Paul Edelberg, Robert Noble, Ashok Vasuden, Ed Pollak and Raj Majale teams of ten each played this year. The top team was the International Trade Council of the Stamford Chamber of Commerce, second prize went to the Newcomers Table, a group of people from Stamford and Greenwich who had not from the event will be used to strengthen the Forum’s school programs which offer internships, study abroad scholarships, teacher seminars and Academic WorldQuest for high schools. After six tries, the Stamford Chamber trounces the opposition by correctly naming the Capital of Slovenia. 6 DO YOU KNOW IT? Bill Olsen Gerry Nusbaum Margot Robinson Jerry Kranz Ruth Ann Sbarra June Rosenthal Betsy Kapica 35 Years . . . . . . in the business and owner of her own firm for the last 20 years, June Rosenthal still retains a highly personal hands-on approach to her business. Juner Properties is located in a building that was originally the first free standing school house in Stamford. Teamwork and camaraderie are what sets Juner Properties apart from other firms. Of the 14+ agents almost all are long-time employees, many of whom have been with June since she started her own firm. Both a selling and a listing office, June estimates that her business is equally divided between the two. “Our practice is to offer fairly-priced homes that will move on the market”, June remarked. The philosophy behind June Rosenthal’s success is to build a customer/client base over the longterm. This emphasis on continuing relationships has resulted in a constant flow of customers returning to buy another house, to list their home with Juner or to recommend other people who would appreciate the interest the entire group has in each and every sale or purchase. The relaxed thoroughly professional atmosphere and staff is what generates the great feeling that you receive as soon as you set foot in Juner Properties. “We love what we do!” really shines through . . . remember the true worth of a real estate office is the attitude and caliber of its agents. Linda Sorbo Barbara Hickey Donna Straat Les Gordon Linda Sentementes Tammy Felenstein Dorothy Zeide P R O P E R T I E S Exclusive Affiliate of Christie’s Great Estates www.juner.com 3 Roxbury Road, Stamford • juner@juner.com (203)968-1500 7 STAMFORD Residential Real Estate by Gregg Glaser “The residential housing market remains good,” said Michael Feldman, immediate past president of the Stamford Board of Realtors and a broker with William Raveis. “There is no bubble and demand is good. There are many things happening in Stamford and people are still moving here.” These sentiments were echoed by Herb Mehlman of Mehlman Properties who said there’s currently a “good, strong market” despite increased inventories at the moment. remained on the market totaled 140 homes, ranging in price from $400,000 to over $4 million. In the area of new construction of singlefamily houses, there are about 54 homes under construction starting at about $600,000 and going up to around $3 million. “Spec building is pulling back,” Mehlman said. BUSINESS OUTLOOK Condos 8 There were fewer condo sales in 2005 than in 2004, 886 versus 997. The average sales price of a Stamford condo last year was $333,605, against $301,561 in 2004. (The average list Sales for single-family homes in Stamford in price in 2005 was $338,644 and $307,569 in 2005 were down from 2004: 902 sales last year 2004.) versus 963 in 2004. The average sales price, Condos sell faster than single-family houses, of course, was up: $825,138 in 2005 against averaging 55 days on the market in 2005 versus $739,998 in 2004. (The average list price last 58 days in 2004. The ratio of sales price to listing year was $845,400; it was $757,690 in 2004.) price for condos was: 1 to 45 days – 99.4%; 46-90 The median sales price for single family houses days – 98.0%; 90+ days – 98.0%. was $700,000 in 2005 and $635,000 in 2004. As of March 31, 2006 there were 327 condos “North Stamford and Westover are always for sale in Stamford. Condos remaining for sale popular sections of Stamford for home sales,” totaled 262 units. Feldman said. “It’s been that way for my 20 years here. People like living in the country.” “Prices leveled off and there’s some pull back,” Mehlman said. “We’ve moved to a more balanced market between buyers and sellers, but it’s too early to tell if it’s shifted to the buyers.” In 2005, it took an average of 68 days on the market for a home to sell. That time period was almost the same in 2004, at 70 “Condo activity in Stamford is terrific,” days. The ratio of sales price to listing price for Feldman said, “fueled by arrivals from other single family homes last year differed depend- areas and a migration of people downtown as ing on the number of days the home was on they downsize when children leave home.” the market: 1 to 45 days – 98.29%; 46-90 days A few examples of condo projects include: – 97.61%; 90+ days – 96.31%. The Mill River condo project at West Broad As of March 31, 2006, there were 365 single- and Hanrahan Streets is closed out, and people family homes for sale in Stamford. Houses that are moving into the 92 units. Single-Family Homes “ We’ve moved to a more balanced market between buyers and sellers, but it’s too early to tell if it’s shifted to the buyers. City Place Stamford at North Street and Washington Boulevard has 100 units in the $600,000 to $2.4 million range and is expected to be completed in late 2007 or early 2008. High Grove Condos at Forest and Grove streets is a 16-floor project with 83 units almost all over $1.4 million and going as high as $2.3 million. Construction should be completed in a year. Adams Mill River at Adams Avenue and Green Street will have 60 units ready next year. The Metropolitan at 1515 Summer Street is a commercial building being converted to 42 residential units. The Biltmore at 127 Greyrock Place (161 units) and the Classic at 25 Forest Street (144 units) are existing apartment buildings being converted to condos. Park Tower is a planned 37-story, highend luxury condo project at the corner of Washington Boulevard and Broad Street with 185 residences, ranging in size from 1,000square-foot one-bedroom units to 3,500-squarefoot three-bedroom duplex penthouses. Once approved, construction will begin this fall and is scheduled to be completed in two years. Trends Feldman said that the record-setting unprecedented growth in residential sales of the last five years won’t continue, but that the market won’t fall flat on its face, either. “We won’t see a five percent drop in sales,” Feldman said “Things will level off to a normal three to eight percent growth.” Feldman also thinks there might be a small trickle of foreclosures due to home equity credit lines going up from a previous four percent to 7.5-7.75 percent and because of more zerodown-payment financing being offered. “There’s always predatory lending practices during times of strong sales,” Mehlman said, “such as the last six to seven years of frenzy in the market, and the less educated buyers suffer the most.” ” STAMFORD BUSINESS OUTLOOK AZ STAINMASTER DISTRIBUTOR CARPETS LOWEST PRICES IN TOWN Commercial Carpeting FREE ESTIMATES 1134 East Main Street • Stamford • 356-1256 Mohawk, Shaw & Kane Plus Other Name Brands • Special Sale on Runners FREE DELIVERY • LOWEST PRICES Full Service Digital Media Solutions Over 20 years experience DIGITAL MEDIA SERVICES corporate / broadcast / commercial • Video & Film Production Packages • AVID® Digital Editing • Video, CD, DVD Duplication • International Conversions • DVD Authoring • Web Design and Programming • File Conversions for the Web • Local, National & Global Services 992 High Ridge Road, Stamford, CT 06905 (Next to Town Fair Tire) 9 203-329-2290 www.mediacominc.com Rocky S. Progano President STAMFORD Members Making News Promotions & New Positions ARI of Connecticut has announced five appointments to its staff. Lucie Labreche-Queening was named director of health services. She will be responsible for the oversight and coordination of medical care for ARI’s clients. Jolene Kalinowski has been promoted to marketing specialist. Paul Brown, Anika Campbell and Brad Feleccia have been hired as employment specialists. Murtha Cullina LLP, a law firm, announced the following appointments in its Stamford office. Nicole Tuman and Keith S. Varian joined the firm as associates. Greenwich Hospital announced the following appointments. Patricia Grant joined the hospital as senior vice president of patient-care services (chief nursing officer). Dr. John DelVecchio was named medical director of occupational health services. Trish Babcock was promoted to director of case management and patient progression. Mary Ellen Ryan was appointed director of health services at ARC, Greenwich, a provider of program and services to individuals with special needs. Christian A. Templeman joined the Stamford office of Smith Barney, the private wealth management unit of Citigroup, as a financial advisor. Buyer’s Capital Real Estate announced the following appointments: Kauther S. Badr, Mirek Mruzek, Aimee Clifford Roden and Christina R. Tracy have joined the company as sales agents. WBET-AM, Boston and KNUU-AM, Las Vegas to BusinesTalkRadio.net, Inc. BTRN also owns WGCH-AM, Stamford-Norwalk. BUSINESS OUTLOOK Welcome New Members All Kinds of Cards Laura Katz,President 35 Stone Fence Lane Stamford, CT 06903 (203) 273-0330/(203) 595-8363 www.sendoutcards.com allkindsofcards@gmail.com Real Estate Houlihan’s Restaurant, known for serving quality American fare with contemporary flavors and creativity, will soon start construction on their 7,110 sf restaurant space and plan to be open by the end of 2006. The restaurant will be located in the Target store. Norman Eaton, Vice President and Asset Manager of F. D. Rich, represented 33 Broad Street Associates, LLC in the transaction. Urstadt Biddle Properties, Inc. a real estate investment trust, announced the acquisition of a portfolio of two retail properties in New York City and one in Pelham Manor, NY, totaling 47,300 square feet of space. Noah’s Ark Nursery School Sherry Tarantino,Director 132 Glenbrook Road Stamford, CT 06902 (203) 357-7330/203) 357-7330 zionstamford@juno.com Retail Help businesses create, build and maintain better customer relationships by sending out cards. Education Christian pre-school program for 3 and 4 year olds; September through June; 9-12 noon daily. Offers Pre-K readiness program. Communication at Work, LLC Jeremy Nash,Principal 68 Hope Street, #11 Stamford, CT 06906 (203) 325-0062/(203) 325-0102 www.communicationatwork.net jnash@communicationatwork.net SC Business Advisors LLC Peter Gould, President 3 Van Rensselaer Ave. Stamford, CT 06902 (203) 554-2844 www.scbusinessadvisors.com petergould@scbusinessadvisors.com Professional Speaking, Seminars & Consulting Provides expert consultation and coaching enabling entrepreneurs, executives, management, and their teams to excel in all facets of face to face communication. Business Broker Assisting business owners sell their business in a confidential manner to qualified buyers. Call 203-553-2844 or visit the website. Awards & Recognition Diageo North America, a producer of beverage alcohol brands across spirits, wines and beer categories, received the 2006 Corporate Leadership Award from the Voluntary Action Center of Mid-Fairfield County, a program of the Human Services Council, a human services planning agency. Diageo was honored for exemplifying the spirit of volunteerism and community. Drug & Alchohol Testing Services, LLC John F. Magnano, Director of Program Services 900 Hope Street , Suite 3 Stamford, CT 06907 (203) 708-0050 (203) 708-0090 Senior Services of Stamford Marie Johnson, Executive Director 945 Summer St., 3rd Fl. Stamford,CT 06905 (203) 324-6584/(203) 324-3787 m.johnson.seniorservices@conversent.net Non-Profit Organization Layla’s Falafel Dino S. Sakakini,Owner 936 High Ridge Road Stamford, CT 06905-1601 (203) 461-8004 laylasfalafel.com We offer information, referrals, counseling, advocacy, help with paperwork & emergency assistance to older persons in crisis or with special needs. (In Stamford) Restaurants Donations The Carl & Dorothy Bennett Cancer Center at Stamford Hospital received a donation of $8,989 from the Stamford Town Center’s Saks Fifth Avenue. The local store collected the money during a charity shopping event. A menu of mostly vegetarian with a compliment of meat dishes, a healthy alternative for people on the go. Take out & catering for parties and celebrations. N. Stamford Lions Club Jeff Roberts,President 53 Larkin Street Stamford, CT 06902 (203) 325-3304/(203) 339-2456 robertsgroupct@aol.com New Business 10 Applications have been filed with FCC for the transfer of radio stations Non-Profit Organization Local Lions Chapter working to help those with sight and hearing disabilities as well as victims of natural disasters. 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Stamford, CT06906 (203) 324-0100 (203) 356-1083 BUSINESS OUTLOOK Company Recognition Companies who are committed to Stamford’s Business Community Dental Office We at All Smiles are committed to affordable and professionally provide comprehensive caring, gentle full service family dental treatment using the latest technology. ATL Enterprises Elliott Tuckel, President 198 Lawn Avenue Stamford, CT 06902 (203) 327-0907 (203) 975-0200 www.buy-atl.com etuckel@buy-atl.com Bregman & Company, P.C. Owen W. Bregman, Partner 1111 Summer Street, 5th Floor Stamford, CT 06905-5507 (203) 325-4155 (203) 251-8017 www.accountantsrus.com obregman@accountantsrus.com Accounting- Certified Public & Investment Advisors Full service accounting & advisory services to closely held businesses, high income, and high net worth individuals. Stamford, CT 06901-1022 (203) 327-2000 (203) 353-3392 www.lawcts.com mcacace@lawcts.com Attorneys • Law Firm Automobile Repair & Service AMNET Systems, LLC Alex Sulpizi, President 26 Fahey Street Stamford, CT 06907 (203) 355-2400 (203) 355-2440 www.amnetsystems.com Albert B. Ashforth, Inc. Jeffrey H. Gage CCIM, SIOR, Senior Vice President 707 Summer St. Stamford,CT 06901-1026 (203) 324-4844 (203) 324-3453 www.ababroker.com jgage@ababroker.com Telephone Equipment & Systems Cambex Investments, LLC Tony Berberian, Managing Member 6 Landmark Square, 4th Floor Stamford, CT 06901 (203) 359-5648 (203) 359-5848 tonyb@cambex-inv.com We sell new and used refurnished telecommunications equipment. Boucher Plumbing & Heating Denise Boucher, Office Manager 60 Heritage Lane Stamford, CT 06903 (203) 325-3334 (203) 221-8586 Telephone Equipment & Systems Real Estate-Commercial Specializing in commercial sales, leasing, corporate relocations and investment properties. Phone systems, data networks, VOIP, structured cabling data center hosting, disaster recovery, home theaters, lighting control and total home automation. BusinessFilm International Julian Padowicz, President 1397 Hope St. Stamford, CT 06907 (203) 968-2255 (203) 968-2255 www.bfiaudiobooks.com tomejoep@optonline.net Commodity Trade We trade futures on the commodity and currency exchanges of New York and London. Plumbing Contractor Comdar Doug Bogle, Vice President 1069 Connecticut Avenue Bridgeport, CT 06607 (203) 576-1953 (203) 576-8932 comdardw@aol.com Athletes Foot Of Stamford, Inc. Ronald Rosenfeld, Owner 2359 Summer St. Stamford, CT 06905 (203) 323-3101 (203) 353-0355 Brad Shwidock, DMD Brad Shwidock, Owner 999 Summer St. Stamford, CT 06905 (203) 356-9990 (203) 324-5714 smiledoc22@mindspring.com All Smiles, LLC Carolina Giraldo, DMD, Owner 868 East Main Street Stamford, CT 06902 (203) 324-3245 (203) 324-3935 giraldo@snet.net Audio Production & Publication We provide a weekly list of new homeowners in Stamford and Greenwich. Footwear Athlete footwear and accessories. Dentists Cacace, Tusch & Santagata Michael J. Cacace, Partner 777 Summer Street Mailing Services Bulk mail house, handling all types of US and International mail, and fulfillment work. AUTOBAHN European Auto Repair ■ Postcards ■ Self Mailers ■ Brochures ■ Graphic Design ■ Targeted Mailing Lists ■ Strategic Marketing Programs ■ Newsletters ■ Lettershop ■ Fulfillment 56 Magee Avenue 325-4988 PAYING DEALERSHIP FOR REPAIRS STOP Audi • VW • Mercedes • PRICESPorsche Owners BMW • Yo Indepeur Audi-ndent VW Center BRAKE JOB DISCOUNT $ First Time Customer Receive COMPLETE DIRECT MAIL ADVERTISING SERVICES To launch an effective marketing program for your business contact Don Lacerenza Phone: 203.595.9777 4500 OFF AUDI 10% OFF LABOR COUPON For Any Repair Must present coupon before repair • Not to be combined with other offers • Expires 5/31/06 Replace Front Brakes, Pads, Machine Front Rotors, Check Rear Brakes & Fluid Must present coupon before repair • Not to be combined with other offers • Expires 5/31/06 Audi 12 4 Cyl. Timing Belt Service $349.00 V6 12 Valve $389.00 V6 30 Valve $589.00 Must present coupon before repair • Not to be combined with other offers • Expires 5/31/06 $ OIL SERVICE Change Oil, Renew Oil Filter, Lube Chassis, Check Belts & Hoses, Safety Check • Expires 5/31/06 24 95 VW Toll Free: E-mail: don@maildirectadvertising.com 866.2.MAIL.IT Growing Businesses Since 1981 STAMFORD CORT Furniture Rental James Mas, District Sales Manager 600 Long Beach Blvd Stratford, CT 06615 (203) 386-8118 (203) 386-8850 www.cort1.com jmas@cort1.com BUSINESS OUTLOOK Joel Rollins, General Manager 76 Progress Drive Stamford, CT 06902 (203) 325-4328 (203) 323-8078 everetthall.com jrollins@everetthall.com 1150 Summer St. Stamford, CT 06905 (203) 975-7575 Ext:228 (203) 961-1599 grprealty.com amatturro@grprealty.com E. Phillip McKain, President & CEO 34 Woodland Avenue Stamford, CT 06902 (203) 352-4844 (203) 352-4822 www.ctecap.org pmckain@ctecap.org David Cingari, Owner 471 Elm St. Stamford, CT 06902 (203) 324-5724 (203) 324-1617 www.davidscatering.com David@DavidsCatering.com Training Programs Caterers Real Estate-Commercial GRP Realty Company, a commercial firm, dealing with leasing, sales, property management and tenant construction. GRP specializes in office leasing. Furniture Rental & Leasing Country Living Associates Marjorie Scarano, Vice President/Manager 30 Buxton Farm Rd. Stamford, CT 06905-1277 (203) 329-8801 (203) 968-0744 www.country-living.com marjories@country-living.com Customized Networking & Computer Solutions, LLC Kathryn L. Humphrey, Owner 979 Summer Street Stamford, CT 06905 (203) 252-2230 (203) 252-2231 www.cncs-us.com khumphrey@cncs-us.com Full service corporate food service management and social catering company. Catering office meetings, weddings, clambakes and BBQ’s. Audio-Visual\Video-Sales & Service Audio visual installations and rentals. Frank Janniello Frank Janniello, Consultant 11 Warchol Lane Stamford, CT 06905 (203) 613-9213 fjanniello@aol.com DBA Stamford Community Health Center Ludwig M. Spinelli, CEO 471 Barnum Avenue Bridgeport, CT 06608 (203) 333-6864 (203) 332-0676 www.bridgeportchc.org lspinelli@bridgeportchc.org Haims, Buzzeo & Company, P.C. Michael V. Buzzeo 666 Summer Street Stamford, CT 06901 (203) 324-5117 (203) 327-5127 www.haimsbuzzeo@att.com haimsbuzzeo@att.net Real Estate-Residential A full service residential real estate firm dedicated to providing extraordinary real estate services for buyers and sellers. Computer Sales & Service We are a full service computer company providing services to businesses and homes throughout Fairfield County. Consultants—Information Technology Information Technology Consultant specializing in optical networking and electronic media. Non-Profit Organization Creative Framing Richard Strizver, President 577 Newfield Avenue Stamford, CT 06905 (203) 357-0455 (203) 348-7441 sammed111@sbcglobal.net Cystic Fibrosis Foundation Kathy Garrett, Director of Development, F.C. 185 Silas Deane Highway Wethersfield, CT 06109 (914) 232-2806 (914) 232-2806 www.cff.org kgarrett@cff.org Primary health care regardless of ability to pay or insurance. Two sites located in Stamford on 245 Selleck Street and 37 Henry Street. George Comfort & Sons, Inc./ High Ridge Office Park Jodi Gutierrez, Manager 2 High Ridge Park Stamford, CT 06905 (203) 322-0325 (203) 322-9982 www.gcomfort.com jgutierrez@att.net Accountants-Certified Public High Ridge Nursery, Inc. Maria Malagis, Owner, Vice President 1854 High Ridge Rd. Stamford, CT 06906 (203) 329-9957 (203) 329-9957 Dental Care of Stamford Jerry Simon, D.D.S 1500 Summer St. Stamford, CT 06905 (203) 324-6171/(230) 348-5392 www.dentalcarestamford.com dentalcarestamford@worldnet.att.net Picture Frames & Art Gallery Picture Framing with a creative flair since 1973. Moderately priced to fit any budget, with pick-up and delivery service. Corporate framing is 60% of our business. Non-Profit Organization The mission of the organization is to assure the development of the means to cure and control cystic fibrosis and to improve the quality of life for those with the disease. Real Estate-Leasing & Management • High Ridge Park consists of six first class office buildings on beautifully landscaped grounds. Amenities include fitness center, pond and auto detailer. Nursery Dentists Inglis Chiropractic Center Complete general and cosmetic dentistry service plus all specialties on premises for the entire family. CTE, Inc. David’s Catering Everett Hall Associates, Inc. GRP Realty Co. Anthony J. Matturro, Vice President continued on page 14 Paying too much for your Hotel Room? • • • • CLEAN COMFORTABLE CONVENIENT AFFORDABLE Textile Specialist Si n c e 1 9 6 3 Daily and Weekly Rates 203-357-7000 The Stamford YMCA Hotel Your home away from home is where you least expect it... Utilize the Skills, Energy and Experience That Has Given Us Our Outstanding Reputation 203.847.8000 Tr i p l e S C l e a n . c o m 13 STAMFORD Community Corner Stamford Museum & Nature Center Calendar of Events for May Saturday, May 6, 11:00am: BUSINESS OUTLOOK Company Recognition continued from page 13 Mara Tabares, Chiropractor Model T’s to Mustangs: Antique and Classic Car Show Drive down memory lane, as more than 80 antique and classic cars roll into Stamford to compete for prizes in several categories. (Rain date May 7) Saturday, May 6, 10:30am-2:30pm: Art for All, Open Studio Learn new and exciting ways to paint, by using several alternative tools. Then put your new skills to work by designing a custom car collage. 35 Sixth Street Stamford, CT 06905 (203) 325-3055 (203) 325-3551 www.inglischiropractic.com drtabares@inglischiropractic.com Chiropractors Sunday, May 21, 11:00am-4:00pm: We use gentle, low force chiropractic adjustments. We also have physical therapy and massage therapy to provide relief from neck, back, joint pains, headaches and accident injuries. Spring on the Farm Celebrate the 50th Birthday of Heckscher Farm at the biggest event of the year! There will be many activities including sheep shearing demonstrations, hayrides, baby animal exhibits, and ice cream and butter making demonstrations. The birthday celebration will also include cake, hats, party favors, and prizes. J C Services James A. Colica 9 Maple Street Darien, CT 06820 (203) 662-1167 jco7182372@aol.com Delivery Services Friday, June 2, 6:30pm: We are a staffing firm that offers a unique blend of office support and health care staffing solutions. The Otter Ball A gala event in honor of the 70th anniversary of the founding of the Stamford Museum & Nature Center. Stamford Museum & Nature Center, 39 Scofieldtown Rd., Stamford. 203.322.1646 James G. Davis, Architect P.C. James Davis, Architect 20 Lawton Ave. Stamford, CT06907 (203) 327-3927 (203) 327-3927 Architects Residential Architecture; by referral only. Sterling Glen of Stamford Sterling Glen of Stamford, an independent and assisted living senior residence, is hosting a lecture entitled “Chasing Those Germs Away” on Thursday, May 18, at 2:30 p.m. in their Town Hall. Diane Baranowsky, R.N., an epidemiologist nurse, will lead the discussion. Baranowsky’s specialty is epidemiology, which is the study of the rapid spread of disease. The event is part of the Stamford Hospital lecture series, “Art of Aging.” The talk is open to the public and free of charge. Pre-registration is required by May 16. For more information about this event or to RSVP, please call Sterling Glen at (203) 327-4551. Sterling Glen of Stamford is located at 77 Third Street, Stamford, Conn. JC Wholesale Copiers, LLC Jose A. Cruz, Owner 60 Keating Drive Stratford, CT 06614 (203) 384-0111 (203) 384-0555 www.jccopiers.com jccopiers@aol.com Wholesaler Jos. A. Bank Clothier Cox Radio Cox Radio is proud to announce the birth of The NEW 96.7 The Coast, Fairfield County’s Greatest Hits. The NEW 96.7 The Coast, is designed by Fairfield County residents for Fairfield County residents. The NEW 96.7 The Coast is designed to super serve the lifestyle of Fairfield County’s Coast in Greenwich, Stamford, New Canaan, Darien, Norwalk, Westport, Weston and Wilton. The NEW 96.7 The Coast will Ray Maiden, Manager 36 Atlantic Street Stamford, CT 06901 (203) 323-0820 (203) 323-2076 www.josbank.com Clothing-Men’s Retail 14 Jos. A. Bank is a full service men’s clothing store offering tailored clothing, furnishings, sportswear and golf wear. Keller Williams Realty STAMFORD Company Recognition, Lorraine Leonard, Realtor 60 Long Ridge Rd. Ste. 408 Stamford, CT 06902 (203) 324-9600 (203) 504-3124 www.lorraineleonard.com lorraine@lorraineleonard.com BUSINESS OUTLOOK continued from previous page Richard Androvic 2539 Bedford St., Suite 37H Stamford, CT 06905 (203) 316-8500 (203) 356-0933 www.mortgagefinancialservices.com grandrovic@aol.com Tracy Persson, Sr. Vice President 200 Connecticut Avenue Suite#2D Norwalk, CT 06854 (203) 852-6570 Ext:221 (203) 831-2819 www.mediaventuresinc.com tpersson@mediaventuresinc.com Neal Laughlin, President 48 Union St. Stamford, CT 06906 (203) 324-7358 (203) 967-2109 www.mohawkkitchens.com neal@mokawkkitchens.com Lynn Eisner 2 Landmark Square Stamford, CT 06902 (203) 348-3200 (203) 965-8379 Opticians Comprehensive eye examinations, contact lens fittings, medical treatment, contact lens sales, eyeglass sales, repairs and adjustments. Most insurance plans accepted. Real Estate-Residential Quality, professional, real estate brokerage. Publishers & Publications Media Ventures, Inc. is a unique custom publisher, providing editorial, production, cartographic and design agency services. Kitchen Cabinets & Custom Designed Cabinetry Our products and services include kitchen or other room designs, cabinetry, installation, countertops and more. Mortgage Banker New Alliance Bank Jay Forgotson, President/CEO 550 Summer St. Stamford, CT 06901 (203) 356-0111 (203) 348-3576 www.cornerstonebank.com jforgotson@cornerstonebank.com Lucia Lanzaro Goodwin, Attorney at Law Lucia Lanzaro Goodwin, Attorney at Law P.O. Box 2246 Stamford, CT 06906-0246 (203) 323-8329 (203) 353-1775 Members Credit Union President/CEO 56 West Braod Street Stamford, CT 06902 (203) 975-3866/(203) 975-3870 www.memberscu.com klchartier@memberscu.coop Credit Union • Full service financial institution offering saving, checkings and loan products open to anyone who lives, worships work or attends school in the Fairfield County. Kathy L. Chartier Moore Center for Rehabilitation Robert J. Moore, President 1250 Summer Street Stamford, CT 06905 (203) 975-1545 (203) 975-1544 www.moorerehab.com bmoore@moorerehab.com Printech John M. O’Brien, Sales/Marketing 652 Glenbrook Road Stamford, CT 06906 (203) 355-7627 (203) 978-0218 www.iprintech.com johno@iprintech.com Banks Cornerstone is the premier commercial bank providing Commercial services. Attorneys Law practice, including international trade, importing and exporting, divorce and child custody, juvenile, personal injury and appeals. Printers-Commercial The complete printing and mailing resource. Physical Therapy & Sports Medicine Physical Therapy and sports medicine services, ergonomics, injury prevention. Media Ventures, Inc. Mohawk Kitchens, Inc. Mortgage Financial Services, Inc. Pearle Vision Pulmonary Associates continued on page 16 15 STAMFORD Company Recognition James Krinsley, M.D. 190 West Broad St. Stamford, CT 06902 (203) 348-2437 (203) 325-7243 BUSINESS OUTLOOK Companies who are committed to Stamford’s Business Community, Emilio Reveron, General Manager Lushe Gjuraj, President 401 Shippan Ave. Stamford, CT 06902 (203) 324-1515 (203) 969-2323 continued from page 15 Physicians & Surgeons 733 Summer Street, Ste. 101 Stamford, CT 06901 (203) 327-5000/(203) 327-5001 www.aceonerealty.com ereveron@aceonerealty.com vices District Sandra Goldstein, Executive Director Five Landmark Square, Suite 110 Stamford, CT 06901-2704 (203) 348-5285 (203) 348-6857 www.stamford-downtown.com sandyg@stamford-downtown.com Sun & Moon Marketing Communications, Inc. Madelyne F. Kirch, President 12 East 41st. street 6th Floor New York, NY 10017 (212) 686-9600 (914) 242-5415 www.sunandmoonmktg.com Mkirch@sunandmoonmktg.com Advertising • Boutique advertising agency specializing in commercial and residential real estate. Branding, logos, brochures, advertising, websites, collateral, premiums, and events. Real Estate-Residential/Commerical Restaurants Restaurant Redniss & Mead, Inc. Richard Redniss, President 22 First St. Stamford, CT 06905 (203) 327-0500 (203) 357-1118 www.redniss-mead.com rick@redniss-mead.com RE/MAX is one ot the biggest international real estate franchises, with more than 60 countries, 5,000 offices and more than 100,000 associates around the world. Spinnaker Companies Cynthia A. Edvardsen, Controller P.O. Box 110295 Stamford, CT 06911-0295 (203) 708-8500 (203) 708-8501 www.spinnakercompanies.com cindy@spinnakercompanies.com Business Organization Southern CT Dermatology, PC 1275 Summer St. Suite 101 Stamford, CT 06905 (203) 323-5660 (203) 323-8224 Dermatology • Southern CT Dermatology provides full service dermatologic care including medical, surgical, cosmetic and laser treatments Dr. Robin Evans, MD, Owner/President The district is the central management organization responsible for creating and managing a quality environment for people which promotes and enhances the economic vitality of the Downtown. Engineers-Civil Land use consultants offering planning, civil engineering, surveying, and environmental consulting services. Extensive experience with local, state, and federal regulations. Stamford Mortgage Company Penn G. Johnson, President 1200 Summer St. Stamford, CT 06905 (203) 323-6588 (203) 325-0225 www.stamfordmortgage.com penn@stamfordmortgage.com The Best In Gourmet Steven Kopf, Owner 186 Greyrock Place Stamford, CT 06901 (203) 978-0360 (203) 973-0165 www.bestingourmet.com stefchef@aol.com Real Estate-Development & Management Stamford Athletic Club Donna Garofalo, General Manager 75 Third St. Stamford, CT 06905 (203) 357-7555 (203) 357-8813 www.sacnews.com donna@sacnews.com ReMax Ace One Realty Spazzio Restaurant Mortgages Health & Fitness Clubs Full service health club: Olympic size pool, full court basketball, racquetball, personal training, group fitness classes, yoga, pilates, sauna and steam. Stamford Mortgage Company is a residential and commercial mortgage broker servicing customers throughout Connecticut. Catering and Corporate Food Service Stamford Public Education Foundation Cathleen Guinta, Executive Director 62 Palmers Hill Road Stamford, CT 06902 (203) 965-7733 (203) 975-5220 www.stamfordpublicedfoundation. org Cathyguinta@aol.com Best in Gourmet at the Hibernian Hall uses only the fi nest ingredients to create elegant cuisine that is as beautiful as it is delicious and complimented by our professional service. The Long Ridge School 478 Erskine Rd. Stamford, CT 06903 (203) 322-7693/ (203) 322-0406 www.longridgeschool.org mail@longridgeschool.org Nursery Schools-Private • An independent school for children two years old through grade 5, where learning is an active and joyful experience. Kris Bria, Head of School Stamford Board of Realtors Donna Frydrych, Executive Officer, Stamford Bd. of Realtors 965 Hope St. Stamford, CT 06907 (203) 327-1433 (203) 325-0450 www.stamfordrealtors.org Non-Profit Organization SPEF promotes excellence in public education through strengthened community collaborations. Business Organization Association of real estate brokers & salespersons. Local branch of National Association of Realtors. Stamford Suites Hotel Brian Cole, General Manager 720 Bedford St. Stamford, CT 06901 (203) 359-7300 (203) 359-7304 www.stamfordsuites.com bcole@stamfordsuites.com The Roberts Group Real Estate, LLC 1 Strawberry Hill Court #2-H Stamford, CT 06902 (203) 325-3304/ (203) 325-3693 Robertsgroupct@aol.com Real Estate • Boutique Real Estate company with expertise in residential, retail leasing and commercial space. We emphasize PERSONAL and PROFESSIONAL service. Jeff Roberts, President Stamford Dental Lab Winston Goindoo, President 98 Hoyt Street Stamford, CT 06905 (203) 324-7242 Hotels & Motels 16 Dental Laboratory An all suite hotel with a full kitchen, living / dining room, executive work space and complimentary high speed wireless internet access. Stamford Downtown Special Ser- continued on page 18 Real Estate Professionals Ruby M. Blackwell, GRI Notary Public RB Realty 294 West Broad Street Stamford, Connecticut 06902 (203) 324-0247 Fax (203) 324-7453 RB26@optonline.net Looking for Real Estate Advice? Top producing agent. Serving Stamford, New Canaan & Lower Fairfield County ROBERT A. BLOSIO, With Standards this High, the sky is the Limit Elaine Parruccini’s high standards equate to high performance and unsurpassed results. That’s my promise to you “High Standards” “High Performance” Everytime Visit my web site elainesellsre.com Let me put my persistance to work for you. People simply know she’ll stop at nothing to ensure you get exactly what your’re expecting from you home sale or purchase Cell Phone (203) 921-8045 Office (203) 322-0200 • (203) 352-5846 e-mail eparr@aol.com William Pitt Sotheby’s International Realty 26 Cherry Street • New Canaan, CT 06840 545 Bedford Street • Stamford, CT 06901 New Canaan: 203-352-3294 Stamford: 203-326-5334 Toll Free: 888-252-7488 Email:rblosio@williampittsir.com www.robbie-the-realtor.com • www.selectpropertiesforyou.com If your property is listed with a real estate broker, please disregard. It is not our intention to solicit the offerings of other real estate brokers. We are happy to work with them and cooperate fully. ® TM and SM are licensed trademarks to Sotheby’s international Realty Affiliated, Inc. An Equal Opportunity Company. Each Office is Independently Owned And operated. To advertise in the Stamford Business Outlook please call JANICE CORSELLO Real Estate Account Executive (203) 964-2310 17 STAMFORD Company Recognition, The Volunteer Center of SWFC Roberta Eichler, Executive Director 62 Palmer’s Hill Rd. Stamford, CT 06902 (203) 348-7714 (203) 967-9507 www.ucanhelp.org roberta@ucanhelp.org BUSINESS OUTLOOK continued from page 16 U. S. Games Systems, Inc. Stuart R. Kaplan, Chairman 179 Ludlow St. Stamford, CT 06902-6900 (203) 353-8400 (203) 353-8431 www.usgamesinc.com skaplan@usgamesinc.com The Well Heeled Pup Robin Madan, President 716 Danbury Road Ridgefield, CT 06877 (203) 431-0233 (203) 438-8420 www.thewellheeledpup.com info@thewellheeledpup.com Tim Benson Design, LLC Tim Benson, Architectural Designer 109 St. Charles Avenue Stamford, CT 06907 (203) 316-0199 kbenson@optonline.net Van Brunt, DuBiago & Company Nicholas DuBiago, Partner 760 Summer St Stamford, CT 06901-1080 (203) 359-0700 (203) 323-9811 nd@vbd-cpa.com Architectural Designer Tim Benson Design provides detailed blueprints for the Fabrication of many structures and mechanical projects for Residential and Commercial building trades. Accountants-Certified Public Provide Tax and accounting services to businesses and individuals. Organizations-Nonprofit The Volunteer Center strengthens the nonprofit organizations in Southwestern Fairfield County by providing volunteers, training and resources. Dog Specialties WHP makes gift baskets for lucky dogs and their human, filled with toys, treats and whimsical items celebrating the human-canine bond. Playing Card Publishers Publisher of popular card games and quality playing cards including tarot, poker decks, wizard card game and custom playing cards. Webster Bank Rick Motasky, Vice President 1959 Summer Street Stamford, CT 06905 (203) 969-1853 (203) 969-1858 www.WebsterOnline.com rmotasky@websterbank.com Negotiating Workshop Tired of win/win negotiating theories, when reality is that you're up against a win/lose negotiator who holds most of the cards? Whether you face a win/win counterpart or the savvy professional buyer, who plays to win - this program redefines effective negotiating strategies and tactics. IF YOU FIND THAT YOU: • Often end up in lengthy, uncomfortable price negotiations. • Walk away from the table wondering if you got the best deal you could for your company. • Want to reduce discounting. • Face increased price pressure. • See a growing commodity mindset amongst your customers. • Face professional buyers who study negotiating and play to win. …this workshop might be for you. Banks Full service commercial bank- specializes in building value added relationships for consumers and businesses. We find a way. William Raveis R.E. Geri Guzinski Realtor 1022 Long Ridge Road Stamford, CT 06903 (203) 322-0200 (203) 968-8979 www.stamfordCTRealtor.com gerilg@aol.com Real Estate Assist buyers and sellers in all phases of residential real estate transactions. IN THIS WORKSHOP, YOU'LL LEARN TO: • • • • • Create a personal plan to overcome your top negotiating challenges. Strengthen your positioning prior to the negotiation. Develop a custom Mobile Defense Plan - tactics that give you the edge. Anticipate buyer gambits and develop your own set of countermeasures. Develop specific plans to overcome current impasses you may face. Woodland Cemetery Association Stephen Pierson, Chairman 66 Woodland Place Stamford, CT 06902 (203) 655-8921 (203) 656-0019 steve_pierson@snet.net Wednesday, May 24, 2006 8:45am to 4:30pm - Wilton Corporate Center To Register or for more info www.PD.SANDLER.COM or 203-761-1205 Registration limited! Reserve your seat NOW! Non-Profit Organization This is a cemetery. 18 Authorized Agent PROFESSIONAL DYNAMICS, LLC www.pd.sandler.com Junior Achievement of Southwest CT Bowlers raising the minimum are eligible for door prizes given out every five minutes. 20th Annual Bowl-A-Thon WHEN: Saturday, April 29, 2006 TIME: Three Shifts Available (1-3p.m., 4-6p.m., or 7-9p.m.) WHERE: Rip Van Winkle Lanes in Norwalk COST: $20/Bowler Registration Fee (covers cost of lane and shoes) $100 pledge minimum per bowler. TEAM SIZE: 5-6 People Per Team For more information please call Junior Achievement at 203-854-1700 19 Our new short-term CD Good news for people who are impatient. with an extremely high. . . You know what? Forget it. You probably won’t finish reading this anyway. Citibank Short-Term CD ® • Low min. investment of $500. • Short wait. • Big return. 4.80% 6 APY months at fixed rate Requires a linked checking account This APY is only available for accounts opened at the Downtown Stamford Financial Center: 15 Broad Street (ground floor - Target) Stamford, CT 06901 (203) 363-3018 citibank.com OFFER EXPIRES 5/31/06 AND IS ONLY AVAILABLE AT THE CITIBANK FINANCIAL CENTER LOCATED AT 15 Broad Street (ground floor - Target) in Stamford, CT. Annual Percentage Yield (“APY”) applies to new Citibank 6-month Certificates of Deposit (CDs) for new-to-Citibank customers and is current as of 2/21/06. You earn the APY in effect on the day your CD is opened. Minimum opening deposit is $500, which cannot be transferred from an existing Citibank account. A linked checking account is required to open a 6-month CD. Penalties apply for early withdrawal. Accounts are subject to approval. Offer may be modified or withdrawn at any time without notice. © 2006 Citibank. Citibank, F.S.B. Member FDIC. Citibank with Arc Design is a registered service mark of Citigroup Inc. 20
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