Finance Ratio Analysis Spreadsheet

Document Sample
Finance Ratio Analysis Spreadsheet Powered By Docstoc
					Brochure
More information from http://www.researchandmarkets.com/reports/342453/




Bank and Country Risk Analysis

Description:    Bank and country risk, understanding it and assessing it, quantitatively and qualitatively, has
                attained an importance for bankers, regulators and investors that has increased dramatically over
                the years. Global turmoil and the collapse of individual country's economies emphasises the need to
                understand risk assessment.

                This course is divided into 4 modules covering:

                Bank Qualititative Risk Analysis: analysing qualitative and subjective aspects such as management,
                banking regulation and supervision, credit limits, methodologies of the ratings agencies,
                understanding why banks fail.

                Bank Financial Risk Analysis: analysing bank financial statements, financial ratio analysis peer
                group comparisons, inter country comparisons, identifying "creative accounting" practises,
                investment banking analysis, using PC based analytical tools.

                Coutry Risk Analysis: introduction to country risk; factual background; factors in country risk
                analysis; definitions and discussion of transaction, economic, political, social, commercial, and
                financial risk.

                Country Risk Modelling: developing short and medium term risk models; alternative models,
                discussions of existing models, exercises, building your own model, identifying and managing early
                warning signals.

                Interest areas: emerging markets, credit risk, sovereign risk, counterparty risk, trade finance,
                financial analysis.



Contents:       Section 1: Bank Qualitative Risk Analysis

                1. Executive summary

                2. Different types of banks and their risk profile
                2.1. What do banks do? How do they earn their money?
                2.2. Different types of banks and their revenue structures
                2.3. Chapter Quiz

                3. The macroeconomic environment
                3.1. Banking system and industry risks
                3.2. Industry competition and its impact on banks
                3.3. Chapter Quiz

                4. Primary causes of bank failure
                4.1. Types of Failures
                4.2. Warning signals in predicting bank failure
                4.3. Chapter Quiz

                5. The analytical framework
                5.1. Capital
                5.2. Asset quality
                5.3. Management
                5.4. Earnings
                5.5. Liquidity (liability management)
                5.6. Chapter Quiz

                6. How the rating agencies analyse bank risk
6.1.   What is a rating?
6.2.   Rating scale comparisons
6.3.   Standard & Poor’s ratings
6.4.   Moody’s Bank Financial Strength Ratings
6.5.   Fitch-IBCA performance and legal ratings
6.6.   Thomson performance ratings
6.7.   Chapter Quiz

7. The regulatory framework
7.1 Capital Adequacy and International Convergence
7.2 Banking system: structure, governing law, and regulations
7.3 Banking supervision
7.4 Chapter Quiz

8. Risk Management
8.1 Generally Accepted Risk Principles
8.2 Derivatives and market risk
8.3 Managing Bank Limits
8.4 Chapter Quiz

9. Bank of England Annexes on Capital Adequacy
9.1 Definition of capital
9.2 Risk weight categories: on-balance-sheet
9.3 Credit conversion factors for off-balance-sheet risk
9.4 Interest and foreign exchange rate related instruments
9.5 Members associated with IMF borrowing arrangements.
9.6 UK regional governments and local authorities
9.7 Multilateral development banks

10. Answers to Quizzes

Section 2: Bank Financial Risk Analysis

1. Executive Summary

2. The analytical framework
2.1. Introduction
2.2. Sources of information on banks

3. Financial criteria - the key factors
3.1. Financial statement analysis
3.2. Spreadsheet analysis

4. Understanding the bank’s balance sheet
4.1. The grand tour
4.2. Balance sheet
4.3. Assets
4.4. Liabilities
4.5. Contingent liabilities
4.6. Income statement
4.7. Chapter Quiz

5. Bankscope Spreadsheet Analysis
5.1. Banco Safra SA

6. Bankscope Ratios and Ratio Analysis
6.1. Lines of the Bankscope global format
6.2. Financial ratio analysis
6.3. The Bankscope ratios
6.4. Chapter Quiz

7. Bank Peer Group Analysis
7.1. Issues and Perspectives
7.2. Chapter Quiz

8. Problems with inter-country comparisons
8.1. Local versus international accounting standards
8.2. Inflation accounting
8.3. Creative accounting and ratio manipulation
8.4. International Case Study Examples
8.5. Chapter Quiz

9. Investment Banking Risk Analysis
9.1. Investment banking - introduction
9.2. Key activities of investment banking
9.3. The key risks
9.4. Risk profile of investment banks
9.5. Broking is a competitive business
9.6. Derivatives trading and AAA subsidiaries
9.7. Holding companies and double leverage
9.8. The regulation of investment banks
9.9. Financial analysis of investment banks
9.10. Chapter Quiz

10. Answers to Quizzes


Section 3: Country Risk Analysis

1. Executive Summary

2. Introduction
2.1. Definition of country risk
2.2. Types of countries
2.3. History
2.4. Country risk assessment
2.5. Chapter Quiz

3. Introduction to Country Risk
3.1. Leading economic indicators of some countries
3.2. Chapter Quiz

4. Introduction to political risk
4.1. What is political risk?
4.2. Time dimension
4.3. Methodologies
4.4.. Example of a political score sheet
4.5. Regulations concerning country risk
4.6. Chapter Quiz

5. External Country Risk Assessments
5.1. Euromoney country risk method
5.2. Institutional Investor's country credit rating
5.3. The BERI index
5.4. International Country Risk Guide
5.5. Frost & Sullivan
5.6. Chapter Quiz

6. Evaluating Country Classification Systems
6.1. Country classification system and limits framework
6.2. Country risk category classification criteria
6.3. Country risk classification criteria: definitions and notes
6.4. Implementation
6.5. Responses to risk
6.6. Portfolio approach
6.7. Chapter Quiz
            7. Sources of Information
            7.1. Financial press
            7.2. The Internet
            7.3. Suggested readings

            8. Answers to Quizzes

            Section 4: Country Risk Modelling

            1. Executive Summary

            2. Introduction

            3. Building a Country Risk Model
            3.1. How to make comparisons between indicators?
            3.2. The link between different scores
            3.3. The link between a credit score and a country limit
            3.4. Typical short term model
            3.5. Typical medium term model
            3.6. Some alternative models
            3.7. Early warning signals
            3.8. Early warning systems
            3.9. Chapter Quiz

            4. The Royal Bank Of Canada Model
            4.1. Introduction
            4.2. RBC’s country risk analysis model
            4.3. Chapter Quiz

            5. Ratings
            5.1. What is a rating?
            5.2. The development of ratings
            5.3. Bond ratings
            5.4. Commercial paper ratings
            5.5. Sovereign ratings
            5.6. Supranational ratings

            6. Standard & Poor’s Sovereign Ratings Process
            6.1. Introduction
            6.2. Political risk
            6.3. Economic risk
            6.4. S&P’s sovereign ratings profile
            6.5. S&P’s sovereign rating data requirements
            6.6. Chapter Quiz

            7. Answers to Quizzes

            8. Glossary



Ordering:   Order Online - http://www.researchandmarkets.com/reports/342453/

            Order by Fax - using the form below

            Order by Post - print the order form below and sent to

                          Research and Markets,
                          Guinness Centre,
                          Taylors Lane,
                          Dublin 8,
                          Ireland.
                                                           Page 1 of 2

Fax Order Form
To place an order via fax simply print this form, fill in the information below and fax the completed form to 646-607-
1907 (from USA) or +353-1-481-1716 (from Rest of World). If you have any questions please visit

http://www.researchandmarkets.com/contact/

Order Information
Please verify that the product information is correct and select the format(s) you require.


               Product Name:           Bank and Country Risk Analysis
               Web Address:            http://www.researchandmarkets.com/reports/342453/
               Office Code:            OC8HNQQPSUOTQ

Product Formats
Please select the product formats and quantity you require:


                                   Quantity
               Electronic -
                                         EURO €191.00
               Single User:
               Electronic - Site
                                         EURO €573.00
               License:
               Electronic -
                                         EURO €955.00
               Enterprisewide:




Contact Information
Please enter all the information below in BLOCK CAPITALS


      Title:                  Mr              Mrs           Dr           Miss                 Ms     Prof

      First Name:                                                  Last Name:

      Email Address: *

      Job Title:

      Organisation:

      Address:

      City:

      Postal / Zip Code:

      Country:

      Phone Number:

      Fax Number:

     * Please refrain from using free email accounts when ordering (e.g. Yahoo, Hotmail, AOL)
                                                              Page 2 of 2

Payment Information
Please indicate the payment method you would like to use by selecting the appropriate box.

          Pay by credit card:                     American Express

                                                  Diners Club

                                                  Master Card

                                                  Visa
                                           Cardholder's Name

                                           Cardholder's Signature

                                           Expiry Date

                                           Card Number

                                           CVV Number

                                           Issue Date
                                           (for Diners Club only)




          Pay by check:                    Please post the check, accompanied by this form, to:

                                           Research and Markets,
                                           Guinness Center,
                                           Taylors Lane,
                                           Dublin 8,
                                           Ireland.


                                           Please transfer funds to:
          Pay by wire transfer:
                                           Account number                   833 130 83
                                           Sort code                        98-53-30
                                           Swift code                       ULSBIE2D
                                           IBAN number                      IE78ULSB98533083313083
                                           Bank Address                 Ulster Bank,
                                                                        27-35 Main Street,
                                                                        Blackrock,
                                                                        Co. Dublin,
                                                                        Ireland.


     If you have a Marketing Code please enter it below:


           Marketing Code:


      Please note that by ordering from Research and Markets you are agreeing to our Terms and Conditions at
     http://www.researchandmarkets.com/info/terms.asp



                                              Please fax this form to:
                                  (646) 607-1907 or (646) 964-6609 - From USA
                          +353 1 481 1716 or +353 1 653 1571 - From Rest of World

				
DOCUMENT INFO
Description: Finance Ratio Analysis Spreadsheet document sample