Docstoc

What to do when you are a victim of identity theft

Document Sample
What to do when you are a victim of identity theft Powered By Docstoc
					What to do when you are a victim of identity theft.
By: Captain Dan Papajcik

Identity theft occurs when a criminal uses another person's personal information to take
on that person's identity. Identity theft is much more than misuse of a Social Security
number-it can also include credit card and mail fraud.

You should regularly check your credit report to ensure there are no unauthorized credit
cards or accounts opened in your name. Federal law permits you to request a free credit
report once every 12 months from each of the nationwide consumer credit reporting
companies: Equifax, Experian and TransUnion. You may request your credit report
online at www.annualcreditreport.com or by calling 877-322-8228. If you find
unauthorized credit accounts, you are likely the victim of identity theft.

If you think you may be a victim of identity theft, contact the Federal Trade Commission
(FTC) to report what happened via their website (www.ftc.gov). You can call the FTC's
ID Theft Hotline-1-877-IDTHEFT (438-4338) or use the FTC's online ID Theft
Complaint form. The FTC provides valuable up-to-date resources about how to work
with credit bureaus and law enforcement agencies to reclaim your identity.

You should contact the Social Security Administration (SSA) for a replacement card if
your Social Security card was lost or stolen, to request a new Social Security number in
certain circumstances, and if you need help to correct your earnings records. Contact the
Office of the Inspector General, SSA, to report Social Security number misuse that
involves buying or selling Social Security cards, or may involve people with links to
terrorist groups or activities. The SSA can be reached through their website
(www.ssa.gov) or via phone (800-772-1213).

The Legal Assistance Office website provides a number of useful links and information
on Identity Theft under the Consumer Protection section
(www.redstone.army.mil/legal/lao.html). Additionally, information is available at our
office, Building 111, Goss Rd. If you think you are a victim and you are an eligible
client, please make an appointment with our office by calling 876-9005. The most
important step in protecting yourself against the results of identity theft is to report the
theft early.

				
DOCUMENT INFO
Shared By:
Categories:
Stats:
views:7
posted:1/31/2011
language:English
pages:1