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							MESSAGE FROM DISTRICT OF COLUMBIA
AND VIRGINIA CITIBANK AREA DIRECTOR

We are proud to share with you information on Citi's efforts to address some of
the pressing issues facing the communities we serve in the District of Columbia
and Virginia. Our 200-year legacy of service and leadership is distinguished by
our continued focus on areas that align with our business goals and enable us
to leverage our strengths: our financial services expertise, our global network
and our local presence in communities all over the world.

Citi Community Relations, working in close coordination with the Citi
Foundation, continues to focus its efforts on:
      neighborhood revitalization and preservation - addressing the challenges
      associated with affordable housing and community development,
      asset building - providing support to microenterprise programs and small
      businesses, and
      financial education - helping individuals, families and entrepreneurs learn
      to manage money effectively.

Above all, we are proud of the dedication and knowledge that our Community           Bernardo Rojas
Relations team brings to bear on issues of importance to the communities of           Area Director
the District of Columbia and Virginia. Citi shares your concerns, partners with     Citibank (D.C.) NA
you in providing innovative solutions, and helps make communities better
because we are there. We are grateful for your support and look forward to
continuing the dialogue about Citizenship with you.

Sincerely,




Bernardo Rojas
Area Director
Citibank (D.C.) NA




                                                                                      Published September 26, 2008
                                                  www.citigroup.com
CITI IN THE DISTRICT OF COLUMBIA AND
VIRGINIA

Citi has approximately 1,600 employees in the District of Columbia and the state of Virginia with
its largest presence in D.C. and Northern Virginia.

                                                                                                   Citi Awards
                            Citi Businesses in D.C. and Virginia*
                                                                                                   Top US Bank
                                                                                                   Ceres Report on Corporate Governance
              Citibank                                   Citi Smith Barney                         and Climate Change
              CitiFinancial                              Citi Private Bank                         Human Rights Campaign
                                                                                                   100 % Corporate Equality Index Company
              CitiMortgage                               The Student Loan
                                                                                                   United States
                                                         Corporation
                                                                                                   Top 50 Companies for Diversity
              Institutional Clients Group                Office of Financial                       DiversityInc Magazine
                                                         Education
                                                                                                   Junior Achievement
                                            *as of December 2007
                                                                                                   Extreme Partnership Award
                                                                                                   Significant global impact on all levels of the
                                                                                                   organization for at least three consecutive
                                                                                                   years
                                                                                                   Ms. Foundation
                                            Citi provides financial education to participants in   Corporate Philanthropy Award
                                            the Greater Washington Urban League’s                  Longstanding commitment to women’s
                                            Fatherhood Initiative, and has been an active          empowerment and economic issues
                                            lending partner with the League’s Office of
                                            Homeownership Services, which administers the          Greater Washington Urban League
                                            Home Purchase Assistance Program (HPAP) of             2007 Corporate Supporters Award
                                            the District of Columbia's Department of Housing
                                            and Community Development. Over the last six
                                            years Citi has originated 134 affordable mortgage
                                            loans on behalf of first-time homebuyers
                                            accessing HPAP funds and is one of three leading
                                            lending partners involved in this nationally
                                            recognized program.
 Maudine Cooper, President and CEO
 of the Greater Washington Urban
 League presented Citi State Director for
 Community Relations Jamie Foroughi
 with the League's 2007 Corporate
 Supporters award.




                                                                                                                  Published September 26, 2008
                                                                   www.citigroup.com
CITI HELPS BUILD COMMUNITIES IN
THE DISTRICT OF COLUMBIA AND VIRGINIA
Citi is actively engaged in communities across the District of Columbia and Virginia. From affordable
housing to sustainable economic development to financial education, our network of employees and
resources enables us to invest in our communities and make a real difference in individuals’ lives. Citi
works strategically with international, national, and local non-profit organizations to develop innovative
solutions to meet the needs of the underserved.

Community Development
As one of the world’s largest financial services companies, Citi continues to provide
capital in a way that is both aspirational and responsible – taking a long-term view of
what is in the best interests of our clients and the communities in which we live and
work. In 2007, Citi Community Capital, formerly Citibank Community Development,
provided financing up to $5 billion for affordable housing and community
revitalization projects in locations around the country.
                                                                                          Arlington County Board and APAH
Arlington Partnership for Affordable Housing                                              celebrated the Grand Opening of
                                                                                          APAH’s Courthouse Crossings, a
In Virginia, Citi Community Capital and Citi Foundation are both strategic partners of    community of 112 100% affordable
the Arlington Partnership for Affordable Housing (APAH), a nonprofit that develops,       apartment homes.
preserves, and owns quality affordable housing in the Arlington County community.
The Citi Foundation funded a feasibility study for a community center at Columbia
Grove, which APAH plans to complete in 2009, that will house an expanded resident
services program. APAH partnered with the Citi Foundation to provide grants to help
APAH expand its housing portfolio, while Citi Community Capital provided mortgage
financing for APAH’s purchase of Columbia Grove, a community of 10 apartments in
South Arlington.
The Citi Foundation also funded a feasibility study for a community center at
Columbia Grove. APAH plans to complete the center in 2009 to house an expanded
resident services program. Additionally, the Citi Foundation funded APAH’s                Dancers from Arlington’s Mongolian
successful summer internship program, and APAH recently hired a former intern as          School celebrate the opening of APAH’s
its new Asset Manager.                                                                    Courthouse Crossings in the heart of
                                                                                          Arlington’s Courthouse neighborhood,
―We appreciate all of the support Citi has provided for APAH and affordable housing       which is home to a large Mongolian
over the years,‖ says Nina Janopaul, APAH’s Executive Director. ―Our partnership          population.
has been very successful, and we look forward to working with Citi in the future.‖

Making a Positive Change with Manna
The Trinidad neighborhood of the District of Columbia is considered one of the city’s
most distressed areas. Several years ago, Manna — a city-wide non-profit developer
of affordable housing that Citi has partnered with for 20 years — decided to build new    Above, left: Madeline Gardens prior to
homes in the Trinidad section. Manna acquired three properties from the District of       Manna’s renovation, made possible by Citi
Columbia’s Department of Housing and Community Development. Citi Community                Community Capital and the Citi Foundation.
Capital and the Citi Foundation partnered with Manna to provide construction financing    Right: The new, improved Madeline Gardens,
and operations support, and Manna was able to turn these three run-down properties        a 30-unit condominium rehab in the District's
into 30 affordable units known as Madeline Gardens and Holbrook Terrace.                  Trinidad neighborhood.




                                                                                                          Published September 26, 2008
                                                        www.citigroup.com
    Residents began moving into their new homes in early 2007 and are already making
    a positive change in the community. For instance, in June 2008 the residents of
    Madeline Gardens hosted a Holbrook Beautification Day. With help from volunteers
    and Manna staff, the residents cleaned up debris and trash from the street, planted
    flowers and provided landscaping to improve the appearance of their neighborhood.
    The residents of Madeline Gardens and Holbrook Terrace face many obstacles, but
    they are determined to create a safe and healthy environment for their families and
    neighbors.
    Citi and Manna have been partners in community development for two decades and
    continue to work together to find solutions for affordable housing and economic
    upward mobility for low- and moderate-income families and communities in the
    District of Columbia. Citi has provided financing for a number of affordable-home-
    ownership projects developed by Manna, including the award-winning Syphax
    Village project located in a southwest D.C. neighborhood. In partnership with
    Neighborhood Housing Services of America Inc., of which Manna is an affiliate, Citi
    also helps provide mortgages to homebuyers working with Manna Mortgage Inc., the
    District of Columbia's only non-profit mortgage company. In addition, expert staff
    members from Citi provide homebuyer education and financial literacy classes to the
    members of Manna’s ―Homebuyers Club.‖
    The Citi Foundation also provides funding to support Manna’s programs.
    "Manna’s success would not be possible without Citi and the crucial services
    it renders to the people and neighborhoods that Manna serves. Citi is a
    results-oriented organization and the Citi staff is among the best and highest
    quality, most committed public servants and professionals we deal with
    anywhere. We are very fortunate to have Citi as a partner and look forward to
    the even greater things we will be doing together for the good of low-income
    people and the District of Columbia in the future.”
-   The Reverend Jim Dickerson, Founder and Chair of Manna, Inc.

    Wesley Housing Development Cooperation
    The Citi Foundation provides support to more than 60 nonprofit organizations
    nationally that focus on community development, through the Citi Community
    Scholar Intern Program (CSIP), which supports paid internships for undergraduate
    and graduate students.
    Over the years, several interns have been provided to northern Virginia-based
    Wesley Housing Development Corporation, which develops and operates affordable
    housing in Northern Virginia. Cornell graduate student Neal Kern was Wesley
    Housing’s 2007 CSIP intern. He served as an Outreach Training Coordinator and
    helped to establish standardized practices for the Wexford Manor and Lincolnia
    Community Resource Centers’ Adult Computer Literacy and Job/Life Skills Training CSIP Intern Neal Kern teaching a
    program (ACLST). Kern also built relationships and partnered with other community- computer class at Wesley Housing’s
    based organizations to help property residents achieve their career and financial  Community Resource Centers.
    goals. CSIP directly supports the Citi Foundation's community development strategy
    by expanding nonprofit organizations' capacity to address the needs of the
    neighborhoods they serve.


    Asset Building
    Citi provides underserved populations, including low- and middle-income individuals,
    with education about and access to mainstream financial products and services to




                                                                                                       Published September 26, 2008
                                                          www.citigroup.com
encourage them to accumulate, leverage, and preserve assets.
Capital Area Asset Builders
In Washington, D.C., Citi has been a founding and ongoing partner of Capital Area
Asset Builders (CAAB) to help hundreds of low- and moderate-income D.C. residents
save for investments in college, continuing education, job training, first-time home
purchases and small business development. Through CAAB’s financial and
consumer education initiatives, matched savings programs, and policy advocacy,
more D.C.-area residents have opportunities to save for future goals. CAAB’s
matched savings accounts are held at Citibank, and Citi’s funding has been integral
to CAAB’s financial education programming. Currently 347 individuals are saving for      Lisa Long, CAAB IDA Saver and first-time
their goals in CAAB’s matched savings accounts, and more than 250 people per year        homebuyer, with Ernest Skinner, former
are served through CAAB's Money Management 101 series, credit counseling, and            Director of Community Relations at Citibank
stand-alone financial seminars. In June 2008, Citi sponsored a commencement              and current CAAB Board member, at CAAB’s
celebration for CAAB's savers and investors.                                             10th Anniversary Celebration, which was
                                                                                         sponsored by Citi.
Since CAAB's founding in 1997, 456 CAAB savers have invested in their dreams:
220 purchased their first homes, 42 have invested in small businesses, and 194
have pursued education or job training by saving $438,069 and earning $1,540,996
in matching funds — including contributions from Citi and the Citi Foundation — for
a total investment of nearly $2 million.
Education
Citi and the Citi Foundation are committed to supporting education programs that
prepare students for college and careers in addition to financial education. The
National Academy Foundation (NAF) was founded in 1982. It is one of the best             In 2008, Citi participated in CAAB’s First
examples of what Citi's leadership in education and financial literacy has               Anniversary DC Saves Financial Literacy
accomplished. The NAF sustains a national network of more than 500 career                Fair, where 150 participants received free
academies, in high schools across 41 states and the District of Columbia.                financial information to help them save for
                                                                                         their goals.
In 2007, more than 22,000 students participated in the Academy of Finance program,
a signature program of the NAF, to gain important knowledge and skills to succeed in
the financial services industry as well as personal financial management skills
essential for success in life.
Fair Chance’s Building a Learning Community Program
In 2007, the Citi Foundation supported Fair Chance, a nonprofit that identifies and
partners with promising community-based youth and family organizations in
Washington, D.C. Fair Chance works to build sound organizational infrastructure,
increase internal capacity, and position each partner organization for long-term self-
sustainability, so that these nonprofits are able to provide more robust and effective
programming to their communities. One such organization is Mentoring ToDAY,
which provides one-on-one mentoring and tutoring services to youth returning from
juvenile incarceration and reintegrating into the D.C. community.
Citi was a sponsor of Fair Chance’s Building a Learning Community Program, which
strengthened 35 grassroots nonprofits at the heart of change in D.C. With support
from Citi and the Citi Foundation, Fair Chance worked with nonprofit leaders in the      Fair Chance partner colleagues and
District's most underserved communities to grow their programs, increase                 a Mentoring ToDAY participant at the
                                                                                         third annual Fair Chance Partner
fundraising and maximize their impact. In spring 2008, Citi Community Relations
                                                                                         Graduation Ceremony.
State Director Jamie Foroughi presented to Fair Chance’s 35 partner organizations
on the topic of effective collaboration and communication between nonprofits and
funders at Fair Chance’s annual Meet the Funders partner roundtable.
Since 2002, Fair Chance has helped 35 organizations raise more than $2 million in
new funds. Citi Foundation’s support will help Fair Chance reach its goal of touching
the lives of more than 20,000 underserved youth by the end of 2008.



                                                                                                          Published September 26, 2008
                                                        www.citigroup.com
Arts & Culture
Citi Partners with Art Enables

Art Enables is a multicultural group of twenty-seven artists with developmental and/or
mental disabilities who are building a reputation for themselves as the creators of
―the best outsider art inside the Beltway.‖ The artists share a passion for colorful and
idiosyncratic artwork that attracts wide interest and support from fans and buyers in
D.C. and around the U.S.. Artists earn 60% of revenue from sales of their work,
which gives them money in the bank as well as proof of their successes.

Citi is a key supporter of the mission of Art Enables and underwrites its most
valuable public relations tool, The Art Enables calendar, which contains art, artists’
biographies and program information. In September 2008 Citi will also underwrite the Art Enables artists Raul Ghormley and
                                                                                       Egbert ―Clem‖ Evans at work in the studio.
first edition of ―Motley Monuments: Insider Favorites,‖ a set of greeting cards
featuring a selection of D.C.’s most lovable alternative monuments, like Ben’s Chili
Bowl, The Big Chair and Eastern Market.

“What Art Enables has found in Citi is not just a corporate sponsor but a partner, one
who supports what we do in the abstract but also really enjoys it in the concrete,
such as helping to jury the artwork for many of our popular programs. Citi is willing to
put its mouth where its money is!” – Joyce Mius-Lowery, Executive Director, Art
Enables

Citi Partners with McLean Project for the Arts
Citi partnered with The McLean Project for the Arts (MPA) on a community outreach
program – MPA ArtReach – which immerses students in the art world. MPA
ArtReach features docent-led gallery tours for elementary school students, including
hands-on art activities that demonstrate art principles and incorporate many of the
concepts included in the Virginia Standards of Learning. MPA ArtReach also
provides local schools with classroom art projects, artist residencies, after-school art   Eastern Market Metro, a painting
workshops and visits by artists to in-school student art clubs. High-school students       selected for Art Enables’ first greeting
with special needs are also provided in-gallery tours, follow-up slide talks and           card show planned for September 2008.
classroom art projects. The majority of the program’s participants are students who
reside in low- and moderate-income neighborhoods or attend schools with free or
subsidized lunch programs.
In 2008, MPA's ArtReach program served 2,100 students from 18 different
elementary schools; 8 of those schools were designated by Fairfax County as
Project Excel Schools. The majority of schools are in Fairfax County; two are in the
District of Columbia and one is in Arlington County. With support from donors and
grantors such as Citi Foundation, MPA ArtReach will continue to grow and further the
mission of McLean Project for the Arts.

                                                                                           Students from a Fairfax County Elementary
                                                                                           school are intrigued by a sculpture while
                                                                                           participating in an MPA ArtReach tour.




                                                                                                           Published September 26, 2008
                                                         www.citigroup.com
    CITI SUPPORTS FINANCIAL EDUCATION IN
    THE DISTRICT OF COLUMBIA AND VIRGINIA
    Knowledge is your greatest assetSM

I
    In 2004, Citi businesses and the Citi Foundation made an unprecedented, 10-year, $200 million
    commitment to support and promote financial education programs around the world. Citi
    established its Office of Financial Education to lead the effort. Through this initiative, Citi will
    touch the lives of millions of people by supporting financial education that will help them achieve
    their dreams.

                  FINANCIAL EDUCATION GLOBAL DATA—2007                     FINANCIAL EDUCATION U.S. DATA—2007
                Citi Foundation Funds                   $25,414,950    Citi Foundation Funds                $11,727,250
                Citi Business Funds                     $10,058,216    Citi Business Funds                   $3,977,770
                Total Financial Education Initiatives   $35,473,166    Lives Touched                          3,270,307
                Lives Touched                             9,375,708    Citi Volunteers                             5,687
                Citi Volunteers                               9,416


    Citi helps individuals, families, and entrepreneurs learn to manage money effectively,
    use credit wisely, and benefit from financial services to achieve their personal and
    business goals.
    YMCA’s Money Camp
    With the support of Citibank, the YMCA of Metropolitan Washington offered Money
    Camp, a financial literacy program, to children ages 8 to 12 during 2008. Utilizing the
    curriculum and training provided by Citibank, more than 200 children from six YMCAs
    received the valuable financial education, led by YMCA staff. The information gained
    through this program has established a foundation that will lead these young people
    to a future that offers financial stability and informed consumer responsibility.
                                                                                               Participants of YMCA’s Money Camp
    ―The YMCA would like to thank Citibank for their personal commitment to the YMCA,‖         on a field trip to a local auto dealer to
    said Donnie Shaw, Director of Community Affairs at YMCA Metropolitan                       apply the concepts learned from the
    Washington. "Getting kids earlier involved in the know-how of their finances, will         Citi Financial Education curriculum on
                                                                                               credit.
    ensure that they are better consumers than the current generation.‖
    The YMCA plans to incorporate Money Camp and the Citi financial education
    curriculum into their existing Summer Youth Passport to Work Program.




                                                                                                             Published September 26, 2008
                                                             www.citigroup.com
CITI VOLUNTEERS IN
THE DISTRICT OF COLUMBIA AND VIRGINIA

Every day, Citi employees around the world contribute their time and talent to causes and
organizations they care about. Each year, thousands of volunteer service hours are spent
making a difference in our local communities through projects and activities with local non-profit
organizations including building homes, delivering food, cleaning parks, revitalizing schools,
teaching financial education, mentoring microentrepreneurs, as well as non-profit capacity
building and advisory council/board service.

In the District of Columbia and Virginia, Citi employees volunteered over 4,540 hours during
2007.

To support and encourage employee engagement, Citi launched the Office of Global
Volunteer Initiatives and its formal volunteer program in 2004. The program
components include offering employees one paid day each calendar year to
volunteer for a non-profit organization of their choice; employees volunteering 50
plus hours during a calendar year to an eligible non-profit can apply for $500 Citi
Foundation grant for the organization; and on a single day every year, Global
Community Day (GCD), employees join together in 100 countries to make a
difference in their local communities. Building on the success of our inaugural GCD
in 2006, last year more than 60,000 employees, friends and families joined together
in over 1,000 volunteer projects in more than 600 cities around the world.
Kingman Island Clean-up
In the District of Columbia and Virginia, Citi volunteers and family and friends       Citi volunteers getting ready to remove
participated in two separate events for Global Community Day. For the Kingman          debris from Kingman Island on Global
Island Clean-up event, a team of more than 20 Citi senior managers and                 Community Day in D.C.
administrative staff joined 200 youth and adults in a major clean-up effort on the
Anacostia River’s Kingman Island, where marine debris has become a problem. Citi
partnered with nonprofit Living Classrooms, which organized and coordinated the
clean-up program.
D.C. Habitat for Humanity
The Citi Foundation has sponsored the building of four Habitat homes in the District
of Columbia. Over three consecutive days In September 2007, more than 60 Citi
volunteers worked with local Habitat for Humanity affiliate DC Habitat to build the
organization's 99th home in the city. At a dedication ceremony in February 2008,
Alisha Bolden and her two children received keys to their new two-story home. The
Bolden Family left public housing to become part of the community of 33 Habitat
houses in the Northeast section of D.C.
                                                                                       D.C. Community Relations State Director
                                                                                       Jamie Foroughi presents a check to D.C.
                                                                                       Habitat for Humanity




                                                                                                        Published September 26, 2008
                                                       www.citigroup.com
House–building with Manna
Since its inception, nonprofit housing organization Manna has held a ―House
Raising‖ every five years to raise awareness about Manna’s activities in the city, to
get people involved in their community, and to build new affordable housing. A
―House Raising‖ event always involves building a house from the ground up. And
where it would normally take Manna seven to eight months to build a house from
scratch, a ―House Raising‖ gets the job done in just six weeks.
In 2007 Manna held its most recent ―House Raising‖ at 320 V Street in the Eckington
neighborhood of Northeast D.C. A team of 300 volunteers, including 12 Citi
employees, worked with Manna to build the two-unit condominium from the ground
up in six weeks. The property includes a fully-wheelchair accessible unit complete
with a ramp rear-entry, roll-in shower, and kitchen counter at wheelchair level. The
                                                                                     Citi volunteers helped Manna build a
upper unit is a spacious two-floor apartment.                                        home in D.C.’s Eckington neighborhood
―This amazing property would not have been possible with the support and hard
work of so many individuals, who helped us create two new homes for District
residents.‖ - Jennifer McAllister, Corporate Development Manager, Manna
Capital Area Food Bank
Also on Global Community Day in November 2007, more than 100 Citi volunteers
donated their time to Capital Area Food Bank, where they helped unload, sort and
package more than 6,500 lbs. of food donated and dropped off by the hundreds of
Citi employees participating from across the region.




                                                                                        Oye Omorogbe, CAFB's Director of
                                                                                        Volunteer Acitivity, flanked by two
                                                                                        members of Citi’s Regional Volunteer
                                                                                        Council, after the completion of the
                                                                                        on-site sorting and packaging
                                                                                        operation.




                                                                                        Some of the more than 100 Citi
                                                                                        volunteer participants at CAFB’s
                                                                                        drop-off drive.




                                                                                                       Published September 26, 2008
                                                         www.citigroup.com
CITI BUSINESSES AND THE CITI
FOUNDATION’S GIVING TO ORGANIZATIONS
IN THE DISTRICT OF COLUMBIA AND VIRGINIA

In 2007, Citi business contributions to eligible organizations totaled $58.9 million. In addition,
the Citi Foundation made grants totaling more than $95 million to organizations in 87 countries,
resulting in combined global giving of more than $153.9 million. The Citi Foundation is
committed to enhancing economic opportunities for underserved individuals and families in the
communities where we work throughout the world. Globally, the Citi Foundation targets its
giving to support microfinance and microentrepreneurship, small and growing businesses,
education, financial education, and the environment. In the United States and Canada, the Citi
Foundation also supports community development programs that help build and revitalize
neighborhoods and education programs that prepare students for college and careers.

In just the District of Columbia and Virginia, Citi business contributions to organizations totaled nearly $300,000 and Citi
Foundation grants to non-profit organizations totaled nearly $600,000 in 2007. Business contributions and Foundation
grant awardees include:

  African Continuum Theatre Coalition                                     Hispanic Committee of VA
  Anacostia Economic Development Corp.                                    Hoop Dreams Scholarship Fund
  Art Enables                                                             Housing Association of Nonprofit Developers (HAND)
  Asian American LEAD                                                     John F Kennedy Center For The Performing Arts
  Association for the Study of African American Life and History          Jubilee Jobs Inc
  Black Women Playwrights Group                                           Jump Start
  Capital Area Asset Building Corporation                                 Latino Student Fund
  Capital Area Food Bank                                                  Manna Inc
  Cesar Chavez Public Policy Charter High School                          Marshall Heights Community Development Corporation
  Childrens Advocacy Center Of The Roanoke Valley Inc                     McLean Project For The Arts Inc
  Childrens Hospital Foundation                                           National Association of Small Business
  Coalition for Non Profit Housing and Economic Development               National Congress Of Vietnamese Americans
  Community Foundation for the National Capital Region                    National Housing Production (NHP)
  Dance Institute Of Washington Inc                                       National Iranian American Council
  DC Action for Children                                                  National Visionary Leadership Project
  DC Chamber of Commerce                                                  New Columbia Community Land Trust Inc
  DC Federation of Civic Association                                      Northern Virginia Urban League
  Dialogue on Diversity                                                   Posse Foundation
  District of Columbia Public Schools                                     Providence Health Foundation
  East Of The River Community Development Corporation                     Reach For College Inc
  East River Family Strengthening Collaborative                           See Forever Foundation & Maya Angelou Public Charter School
  ECDC Enterprise Development Group                                       Shaw EcoVillage
  Educated Consumer Project (ECP)                                         Shenandoah University
  Emergence Community Arts Collective                                     Southeastern University
  Fair Chance                                                             University of District of Columbia Foundation
  Gala Inc Groupo De Artistas Latinoamericanos                            Urban Ed Inc
  Girls Incorporated of the Washington, DC Metropolitan Area (GIRLS       Washington Area Community Investment Fund Inc
  INC. WDCMA)                                                             Washington Area Housing Trust Fund
  Grace Network Of Martinsville & Henry Co Inc                            Washington Area Womens Foundation Inc
  Greater Washington Urban League                                         Washington Metropolitan Scholars
  Hispanic College Fund Inc                                               Washington Regional Association of Grantmakers
                                                                          Wesley Housing Development Corporation Of Northern Virginia




                                                                                                                     Published September 26, 2008
                                                                 www.citigroup.com
CITI BUSINESSES AT A GLANCE IN
THE DISTRICT OF COLUMBIA AND VIRGINIA

Citi has approximately 1,600 employees in the District of Columbia and the state of Virginia,
with over 118 branches and/or offices.



Citibank
www.citibank.com
Located in more than 100 countries worldwide, Citibank delivers a wide array of banking and lending services to individual
consumers, as well as to small businesses with up to $10 million in annual sales. Citibank also offers a full range of financial
services products to serve the needs of small and large corporations, governments, and institutional and individual
investors. Citibank Direct provides bank services through the Internet.




Citi Financial
www.citifinancial.com
CitiFinancial provides community-based lending services. CitiFinancial’s consumer loan services include real estate-
secured loans, unsecured and partially secured personal loans, and loans to finance consumer goods.




Institutional Clients Group
www.citigroupcib.com
Citi achieves the extraordinary for our clients around the world. No financial institution is more committed to advancing the goals of its
clients—our diverse and talented staff in more than 100 countries advises companies, governments and institutions on the best ways to
realize their strategic objectives. We create solutions for and provide the broadest possible capital and market access to thousands of
issuer and investor clients. And no institution better executes the increasingly complex payment and cash management solutions required
in today's global economy.




CitiMortgage
www.citimortgage.com
CitiMortgage provides real estate lending. Loans are originated directly with consumers via the telephone, internet,
corporations, Smith Barney, Citibank branches and Primerica agents, and indirectly through mortgage brokers, banks and
mortgage companies.




                                                                                                               Published September 26, 2008
                                                            www.citigroup.com
Citi Private Bank
www.citigrouppb.com
The Citi Private Bank provides a full range of finance, banking, investment, trust and advisory services through its nearly
470 private bankers and 290 product specialists in more than 30 countries. Our clients rely on us for comprehensive
solutions, including access to capital, sophisticated investment strategies and liquidity management. Citi Private Bankers
act as trusted advisors, designing and coordinating insightful solutions for individual client needs, with an emphasis on
personalized, confidential service.




Citi Smith Barney
www.smithbarney.com
Smith Barney is the global private wealth management unit of Citi. It is a leading provider of comprehensive financial
planning and advisory services to high net worth investors, institutions, corporations and private businesses, governments
and foundations. Smith Barney offers a full suite of investment services, including asset allocation, private investments and
lending services, hedge funds, cash and portfolio management, as well as retirement, education and estate planning.




The Student Loan Corporation
www.studentloan.citibank.com
Student Loan provides educational loans to students that are typically sourced through financial aid offices at educational
institutions. Student Loan also provides government loan origination and servicing capabilities to student loan providers,
including academic and financial institutions.




Office of Financial Education
www.citibank.com/citigroup/financialeducation
The Office of Financial Education seeks to help Citi become the employer and financial institution of choice by working across businesses
to ensure that innovative and high quality financial education is available to our employees, customers and the global community.




                                                                                                               Published September 26, 2008
                                                           www.citigroup.com
CITI’S COMMUNITY RELATIONS TEAM
IN THE DISTRICT OF COLUMBIA AND VIRGINIA


                                Jamie Foroughi
     District of Columbia and Virginia Community Relations State Director
                    1101 Pennsylvania Avenue NW, Suite 1100
                            Washington, D.C., 20004
                                 (202) 879-6870
                            jamie.foroughi@citi.com



                               Carolyn Silver
                        Community Relations Contact
                               (202) 879-6853
                           carolyn.silver@citi.com



                              Patrick Callahan
                         Government Affairs Contact
                               (202) 879-6800
                             callahanp@citi.com



                                Luis Rosero
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                                                                     Published September 26, 2008
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