Presentation1

					Banking system of Switzerland

   All banks are ruled by (FINMA)

   Follows The banking Law Of 1934.

   All Banks are supervised by Financial Market
    Supervisory Authority.
   327 authorized banks
EXTERNAL FUNDING

   1.   Offshore Funds

   2.   Banks provide funds for industries
Evolution Of Banking Sector

   Evulution in swiss banking (1933-1945)
    regarding Following:
   Funds
   Deposits
Categories Of Banks

   Mainly 7 Categories
   Cantonal Banks
   Big Banks
   Saving and Regional Banks
   Raiffeisien Banks
   Other Banks
   Foreign Controlled Banks
   Private Banks
Banks Operate In Switzerland

   327 banks
   Largest 5 banks are
   Credit Suisse
   Union Bank Of Switzerland
   Falcon Private Bank
   Aareal Bank
   Amas Bank
Activities of banks

   Active financial status
   Provide loans
   Store and protection of money
   Facilitates payments
Balance Sheet Structure

  Assets                          Liabilites and Capital
 Current assets                   Current liabilities
Long term Investments              Long term liabilites
Property                           Deffered liabilites
Goodwill                           Monitory interest
Intangible assts                   Negative goodwill
Deffered and long term assest      Misc stock option warrants
                                   Preffered stock
                                   Common stock
                                   Tearsury stock
Role of Central Bank

   Swiss National Bank
   Credit lending bussiness
   Asset management and investment advice
   Payment transaction
   Deposit business
   Securities business
   Financial analysis
   Underwriting business
Who owned Banking Institutions?



   Most banking institutions are under (FINMA)
   All banks works as lending institution as well.
Can Bank Owns Non-Financial
Institutes?


   Yes

   In switzerland many non-financial institues
    worked under banks.
Risks of banks

   Improper analysis of transactions
   Reputational risk
   Wrong decisions
   Industry wrong guideline
   Loans
   Financial risks
Risk Managment

   Loans
   Limit setting
   Contingency Funding plans
   Bank council and risk committee
   Governing board
   Operational level
   Proper analysis