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Notice to Correct Credit

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Notice to Correct Credit Powered By Docstoc
					This is a document that may be used when a person discovers information in their credit
report that is incorrect. This notice cites the Fair Credit Reporting Act ("FCRA") and
makes a formal demand to correct the incorrect or fraudulent activity. Additionally, the
FCRA requires this letter to be included as part of the credit file maintained by the credit
agency. This document can be used by individuals or entities that have found incorrect
information on their credit report and want to correct the error by making a formal
demand to the credit agency.
                             NOTICE TO CORRECT CREDIT

Date: _________________________________

To

Name: _____________________________[CREDIT AGENCY NAME]

Address: ______________________________________

_____________________________________________


Re: Adverse Credit Information


Dear ____________________________________:


My credit report number ____________________, dated ______________________ discloses
the following erroneous credit information:




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This information is erroneous or incomplete in the following respects:



In accordance with the provisions of the Fair Credit Reporting Act, I request that this letter be
made a part of my credit file maintained by you and thereupon disseminated with any request on
me. I further request that this erroneous credit information be investigated further with the
named creditor, and that unless substantiated, then said entry be removed from your credit files.



Sincerely,

____________________________________
Name

____________________________________
Address

____________________________________

____________________________________
Social Security Number




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DOCUMENT INFO
Description: This is a document that may be used when a person discovers information in their credit report that is incorrect. This notice cites the Fair Credit Reporting Act ("FCRA") and makes a formal demand to correct the incorrect or fraudulent activity. Additionally, the FCRA requires this letter to be included as part of the credit file maintained by the credit agency. This document can be used by individuals or entities that have found incorrect information on their credit report and want to correct the error by making a formal demand to the credit agency.
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