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Guide To Affordable Auto Insurance Quote

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					But, many people feel they just don't know enough about auto insurance to compare
the value of one policy to another. Still, studies say that a majority of consumers don't
shop around when buying or renewing an auto insurance policy. COVERAGE An
auto insurance policy is a package of seven main types of mandatory and optional
coverages, each with its own premium. By taking one of these courses, you may be
eligible for discounts on your auto insurance policy. For changes to your AIG auto
insurance policy or to ask customer service a question, call 1-800-241-1188. Find out
before you leave what your personal or corporate auto insurance policy will cover
since these insurance options are expensive. There are additional coverages such as
towing and temporary replacement vehicles available for your auto insurance policy.
Get car insurance rate comparisons, and buy your auto insurance policy instantly.

  Flood damage to your car is also covered if your auto insurance policy includes
comprehensive coverage. Adding supplemental insurance coverages like towing and
labor or car rental reimbursement to your basic auto insurance policy may save you
money. Ask for detailed bills for all services associated with your auto insurance
policy. Today, auto insurance is the most widely purchased of all property-casualty
insurance, yet few drivers are familiar with the details of their particular policy. An
auto insurance policy is comprised of six different kinds of coverage. You agree to
pay the premium and the auto insurance company agrees to pay your losses as defined
in your auto insurance policy. Michigan pioneered the ATPA concept in 1986,
allocating $1 from each auto insurance policy and channeling the funds toward
combating auto theft.

 In total, it is estimated that automobile insurance fraud results in losses in excess of
$8 billion a year. If you been the victim of auto insurance fraud, immediately contact
the fraud division of your state insurance department. Higher auto insurance quotes
are one result.Auto fraud involves criminals who stage bogus auto accidents, then file
insurance claims to insurers for payment. The most common fraud schemes involve
insurance and include bodily injury fraud, auto repair fraud, homeowner's claim fraud
and worker's compensation fraud. Rising medical and legal costs, sharply increasing
vehicle repair prices, theft, fraud and drunk driving all contribute enormously to auto
insurance quotes. There are two main types of fraud when it comes to auto insurance:
application fraud and filing false claims. Covers shopping for rates, how to file a
claim and avoiding auto insurance fraud. Schumer's bill is the first national legislation
that would specifically authorize criminal and civil penalties for auto insurance fraud.
These units will be staffed by top prosecutors who will do nothing but investigate,
root out, and prosecute auto insurance fraud.

  Also, many auto insurers will reduce your car premium if you buy other coverage
from them, such as, homeowners' and life insurance. All motorists in PA are required
to have a minimum of auto insurance liability coverage. Other credit cards provide
primary collision coverage if you do not have collision coverage with your personal
auto insurance. Learn about auto insurance and your coverage options. Sources of
cheap auto insurance, that are affordable and provide the coverage you want and need.
Lowering your auto insurance coverage can save money, but, it also limits your
coverage. The Auto Coverage Guide is not intended to advise you on your insurance
choices or to make specific recommendations for your coverage needs. Also,
endorsements can be added in order to customize individual automobile insurance
coverage. State law (and/or your lender) generally specifies the minimum coverage
amounts for auto insurance.

  After you receive your auto insurance quote, get a free no-obligation quote for
homeowners or renters insurance. You can get an instant quote to compare or buy auto
insurance here. We provide an auto insurance quote and rate for all 50 states! Receive
your free auto insurance quote. We are your best source for auto insurance quote
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 Anti-lock brakes, automatic seat belts, and airbags can all help lower your auto
insurance premium. To minimize the cost of your auto insurance premium the steps
below outline a few ways you can save some money. Where you live and drive plays a
big factor in determining your auto insurance premium. Just one year earlier, the
average auto insurance premium in 2002 was about $1,240, that's an increase of about
5.89% in just one year! Pay your premium well in advance of due date. No grace
period applies to automobile insurance. Taking a defensive driving course can earn
you a 10 percent discount off a portion of your auto insurance premium for three
years. /

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