Driving safely is everyone's responsibility, and teenagers are no exception. Because of raging hormones of teenagers, it is best to be safe with regards to the driving experience of your teenager. Adequate Car insurance is a dire necessity for teenagers. Unfortunately, the rates to insure a teenage driver are sky high due to factors such as lack of experience, little to no credit history, and no marital status. Today, the number one killer of our nation's youth is automobile accidents. Although statistics claim that 13% of all accidents involved drivers under the age of 20, only 5% of all drivers are in that age group. Additionally, auto accidents result in the deaths of 5,000 teenagers annually. 25% of all teen accidents involve speeding, while alcohol is the cause of nearly half of all teen motor vehicle deaths. Given these figures, car insurance is an essential for teenagers despite the lofty rates. However, there are ways to keep costs at a minimum. Car insurance rates can be a major issue for parents with teenage drivers. Although driving usually becomes an obsession at the age of sixteen, you must consider that your total premium will increase due to the average auto rate increase for teenagers. Here are some ways you can lower the rates for your teenagers regardless whether they are new or existing drivers. The first factor is the model and make of the car, which should in most cases be the opposite of what the teenager wants. The average auto insurance rate increase for teenage drivers in expensive sports cars is much higher than for an older, slower, and less expensive model. Older, heavier cars are safer because they are harder to drive recklessly. The consumer might consider only carrying liability, dropping collision and comprehensive coverage, with an older car. Finally, the value of the car can also help reduce the cost of insurance. Driving history is the second factor. If your teenage has a good driving record, he or she can get substantial discounts, so encourage careful driving. Traffic tickets and claims for minor damage such a bent fender should be avoided because they can dramatically increase rates. Encourage them to drive according to the rules. Another good way for first time drivers to lower rates is by graduating from driver's education or any other safe driver's program. Good grades are also an asset when it comes to auto insurance. Students who maintain a B average or higher are often offered a good student discount. This discount can save new teenage drivers as much as twenty-five percent. The parents' premium can double as a result of adding a young person to the family policy; however, this cost will decrease over time if the teenager has cautious driving habits. Also, the rate can be reduced by listing them as an 'occasional' driver. It may be less expensive in the long run to get your teenager their own insurance if the car being insured is old but safe. Even though the average auto rate increase for teenage drivers will somewhat raise your insurance rates, you can minimize the effects by consulting several local insurance agencies and remembering the aforementioned tips. To learn more about cheap car insurance for teenagers, visit cheapautoinsuranceplace.com where you will find everything you need to know about getting a cheap auto insurance and much more.