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    Best Mobile Home Insurance Companies - Getting The Best Manufactured Home Insurance

       By Insurance Expert
       Dated: Dec 26, 2010

       Many people believe that purchasing Manufactured Home Insurance is no different from buying an
       insurance policy for a conventional home.

       Best Mobile Home Insurance Companies

        Many people believe that purchasing Manufactured Home Insurance is no different from buying an
       insurance policy for a conventional home. However, due to the special nature of mobile homes there are
       essential things that a homeowner must know before purchasing a policy. These differences are often
       overlooked by home owners but knowing them will greatly increase the chances of getting the best deal
       when purchasing an insurance policy.

        What Makes a Manufactured Home Different

        Since mobile homes are built in factories, they conform to US government's Manufactured Home
       Construction and Safety Standards as well as state and local housing codes. They are also built on a steel
       chassis and towed on wheels to their site. Ever since June 1976, factories making Manufactured Homes
       follow strict government guidelines monitored by the US Department of Housing and Urban Development
       (HUD). This ensures that your house is built to last and the materials used pass a high quality standard.
       Check Internet #1 - Best Mobile Home Insurance Companies @ http://insurancecure01.webs.com and solve
       your problems right now!

        There are two major differences between a conventional home and a mobile home. First, Manufactured
       Homes are built in factories and are far more economical than conventional ones. Since they are
       mass-produced, material and labor cost is greatly reduced. The second major difference is conventional
       homes are built on site providing a sturdier base. This doesn't mean that a mobile home is unstable. Part of
       the HUD rules and regulations about manufactured homes is that it should be attached to a permanent
       foundation. This is achieved by preparing an on-site base for your manufactured home, known as
       tie-downs, ground anchors and block foundations that greatly help in the stability of your home.

        Preparing your Home

        Despite the recent development and regulations in making mobile homes, insurance companies still
       consider them riskier to insure than conventional homes. Don't be surprised when you notice that insuring
       your home is more expensive. What you can do in order to counter this is to make sure that your home has
       all the necessary equipment and upgrades to get discounts.

        If you own a doublewide or a multiple-section manufactured home, you can also get a less expensive
       insurance policy since it's considered to be more stable than a singlewide home. And just like a
       conventional home, equip your house with burglar and fire alarms for better security and safety.
       Winterizing and insulating your mobile home is also a good step since it limits incidents of frozen pipes and
       will also save you money in heating and cooling your home.

        Although such steps pose additional costs, making these improvements will not only get you insurance
       discounts but will also make your family safe and secure. Check Internet #1 - Best Mobile Home Insurance
       Companies @ http://insurancecure01.webs.com and solve your problems right now!


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PR Log - Global Press Release Distribution




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Having problems with Insurance? Don’t understand whether you are able to make claims?
 Check Internet #1 - Best Mobile Home Insurance Companies @ http://insurancecure01.webs.com and
solve your problems right now!

Category          Insurance
Tags              best mobile home insurance companies, average car insurance rates by state and age, average car
insurance rates by state
Email             Click to email author
City/Town         Orlando, FL
State/Province Florida
Zip               32835
Country           United States




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