United States Department of Agriculture • Rural Development
200 Fourth Street SW • Federal Building, Room 210 • Huron, SD 57350
Phone: (605) 352-1100 • Fax: (605) 352-1146 • TDD: (605) 352-1147 • Web: http://www.rurdev.usda.gov/sd
FOR IMMEDIATE RELEASE FOR INFORMATION CONTACT:
Tammi Schone - (605) 352-1102
DREAMS OF OWNING A HOME
(Chamberlain, South Dakota – September 13, 2006) Darrell Gruenewald is a hard working, 33
year old gentleman who holds three jobs and resides in Chamberlain, South Dakota. One of his
dreams has always been to own his own home. Darrell does have a developmental disability and
had no credit line as he was unable to get a loan of any kind.
He purchased a home through a contract for deed but was unable to afford this home due to high
payments and the need to have two other roommates to help make this payment. To his
disappointment he had to sign this home back over to the original owner. This owner had another
home for sale and the contract was drawn up to purchase this home. It seemed more affordable,
but was going to require large payments, higher interest rates and he would still have to continue
to come up with the extra money for his taxes and insurance.
Dakota Milestone, the agency providing services for Darrell, contacted Rural Development to see
what assistance they could provide Darrell in financing this home. After inspection by Rural
Development the home was found not suitable for Rural Development financing.
Rural Development made several visits to guide Darrell in finding him a home that was acceptable
to fit in their program as well as a suitable home for his needs. They also provided Dakota
Milestones and Darrel with more education about finding a home that was structurally sound as
well as affordable.
Darrell is on a fixed income which was not going to change and any home he was to purchase
needed to be within his budget for many years to come.
After looking at several homes one came on the market that was perfect for Darrell. The home
was a 5 year old governor’s home consisting of 768 square feet with 2 bedrooms and a single car
garage. Based on Darrell’s limited income Rural Development could provide assistance that
enabled him to purchase this newer home.
The people at Rural Development worked closely with Darrell and Dakota Milestones in order to
guide them and make the entire process easy and understandable for everyone.
Rural Development went one step further and provided information allowing Darrell to apply for a
HOAP grant which assisted him in closing cost, needed repairs, and educational information about
buying a home. This information was very important in providing Darrell with a better
understanding of financial issues and the responsibilities of home ownership.
Committed to the future of rural communities.
“USDA is an equal opportunity provider, employer and lender.”
To file a complaint of discrimination write USDA, Director, Office of Civil Rights, 1400 Independence Avenue, S.W.,
Washington, DC 20250-9410 or call (800)795-3272 (voice) or (202) 720-6382 (TDD).
This loan for Darrell Gruenewald enabled him to have a home of his own that was safe, sanitary
and affordable without needing continual repairs and upkeep. He will be able to establish a credit
line for the future. The payments are low enough and include additional expenses such as yearly
taxes and insurance that has been difficult for him to pay in the past.
The assistance and education that Rural Development has provided for Darrell has enabled Dakota
Milestones to share this opportunity with other people receiving services, who are also on a fixed
income with no credit line.
Currently a young lady is in the process of buying her own home through Rural Development and
several other people are looking into the exciting prospect of owning their own home.
USDA Rural Development has ten offices in the state that assist rural communities. Office
locations include a state office in Huron, along with area offices in Aberdeen, Huron, Mitchell,
Pierre, Rapid City, Sioux Falls, Sturgis, Watertown, and Yankton.
USDA Rural Development’s mission is to deliver programs in a way that will support increasing
economic opportunity and improve the quality of life of rural residents. As a venture capital
entity, Rural Development provides equity and technical assistance to finance and foster growth in
homeownership, business development, and critical community and technology infrastructure.
Further information on rural programs is available at a local USDA Rural Development office or
by visiting USDA’s web site at http://www/rurdev.usda.gov.
- USDA -