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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 1
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
ADVISOR
TRAINEE 1 . Complete all other duties and assignments as required.
LEVEL 1 2 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Assist in assembling and proofing investment management reports and quarterly valuation statements (QV’s).
2 . Gather information (ex. Morningstar Principia Pro Plus printouts) for investment recommendations for non-TD Ameritrade retirement plans
at a basic level.
3 . Assist in securities trading activities.
4 . Perform basic research on and assist in monitoring mutual funds (Ex. Morningstar Principia Pro Plus and Morningstar.com) and individual securities.
Financial Planning Duties:
1 . Bind and organize financial planning case/update for a meeting.
2 . Create and organize new client expandables.
3 . Update cash flow projection based on client revisions.
Investment Coordinator Duties:
1 . Check announcements on Veo daily.
2 . Basic knowledge of checking accounts and how they work. Re-order checks for clients. Send deposit slips when requested.
3 . Complete & send daily overnight deliveries to TD Ameritrade as necessary.
4 . Keep a supply of bill of lading slips and UPS envelopes for shipping to TD Ameritrade. Order bill of ladings when necessary.
5 . Proof all new account sheets from TD Ameritrade. (Make two copies, give one to Sherry and one to Warren.)
6 . Be able to complete UPS on-line shipments when necessary.
CLIENT INTERACTION
NONE
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ADVISOR EMPLOYMENT CLASSIFICATIONS
COMPUTER SKILLS Page 2
1 . Have a basic knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a . Portfolio Center (Centerpiece)
b . Microsoft Excel spreadsheets used for Investment Management
c . Veo (TD Ameritrade)
d . Veo Express (TD Ameritrade)
e . Morningstar Principia Pro Plus
f . Morningstar.com
g . MorningstarAdvisor.com
h . Thomson Financial (CDA/Weisenberger)
i . ZacksElite.com
Core Financial Planning Software:
a . Microsoft Excel Spreadsheets used for Financial Planning
b . Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
c . Kelley Blue Book at www.kbb.com
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker and Protracker Advantage (as may be applicable)
c . DocuXplorer
d . Camtasia (for viewing purposes only)
e . Legend Video Training System
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 3
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
ADVISOR
TRAINEE 1 . Complete all other duties and assignments as required.
LEVEL 2 2 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Schedule portfolio manager interviews and coordinate the completion of questionnaires of the portfolio manager.
3 . Assist in preparing presentations for clients and prospective clients.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Organize all new-client financial documents for scanning purposes.
3 . Update basic insurance information in Protracker and Protracker Advantage (as may be applicable).
4 . Update balance sheet.
5 . Prepare client review project.
6 . Update authorization letters for existing clients.
7 . Prepare and assemble Financial Planning meeting prep.
Investment Coordinator Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Check alerts on Veo daily.
3 . Monitor select checking accounts on a weekly basis and maintain required balances.
4 . Run anti-money laundering report on all new clients.
5 . Complete all changes of address with TD Ameritrade
6 . Utilize Protracker to log and track projects on a daily basis.
7 . Revise and maintain account descriptions in VEO Express.
8 . As requested by client, complete Objecting 14B-1 forms and privacy forms
CLIENT INTERACTION
NONE
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ADVISOR EMPLOYMENT CLASSIFICATIONS
COMPUTER SKILLS Page 4
1 . Have a basic knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a. Morningstar Principia Pro Plus
b. Morningstar.com
c. MorningstarAdvisor.com
d. Thomson Financial (CDA/Weisenberger)
e. Portfolio Center (Centerpiece)
f . ZacksElite.com
g. Microsoft Excel spreadsheets used for Investment Management
h. Veo (TD Ameritrade)
i . Veo Express (TD Ameritrade)
j . Legend’s Security Reporting Tool (In Microsoft Access)
k. Various investment research Web-based services
l . Billing and Reporting System
m. Navigate retirement plan Web sites and locate investment options
Core Financial Planning Software:
a . T Value
b . Microsoft Excel Spreadsheets used for Financial Planning
c . Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
d . Kelley Blue Book at www.kbb.com
e . Saving For College at www.savingforcollege.com
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker Advantage
c . DocuXplorer
d . Camtasia (for viewing purposes)
e . Legend Video Training System
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
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ADVISOR EMPLOYMENT CLASSIFICATIONS
INVESTMENT KNOWLEDGE Page 5
1 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 6
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
ADVISOR
TRAINEE 1 . Complete all other duties and assignments as required.
LEVEL 3 2 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
403(b), and 457 Plans), and variable annuities.
3 . Calculate cost basis of securities.
4 . Prepare and assemble Investment Management documents as detailed on the Meeting Preparation Checklist.
a . Review Client Note History
b . Prepare standard reports and others that are assigned.
5 . Prepare Determinator Forms.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Update entire income tax projection for existing clients.
Investment Coordinator Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Complete the Global Transaction Ledger and run Cash Balance Report.
3 . Resolve any errors on the Global Transaction Ledger.
4 . Run the Distribution Balance report once a week and check balances.
5 . Call clients re: deposits or withdrawals that show up on the Global Transaction Ledger.
6 . Establish TD Ameritrade online access for clients when requested.
7 . Add new accounts to client’s web access.
8 . Obtain user name & log in for all new employees for VEO. Remove name & login when necessary.
9 . Deposit any checks received in the mail. Follow up with client.
# . Know how to journal cash from one account to another and if paperwork is necessary complete and execute.
CLIENT INTERACTION
AS REQUESTED
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ADVISOR EMPLOYMENT CLASSIFICATIONS
COMPUTER SKILLS Page 7
1 . Have a basic knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a. Bloomberg Professional Investment Research Service
b. Morningstar Principia Pro Plus
c. Morningstar.com
d. MorningstarAdvisor.com
e. Thomson Financial (CDA/Weisenberger)
f . Portfolio Center (Centerpiece)
g. ZacksElite.com
h. Microsoft Excel spreadsheets used for Investment Management
i . Veo (TD Ameritrade)
j . Veo Express (TD Ameritrade)
k. Legend’s Security Reporting Tool (In Microsoft Access)
l . iRebal
m. Various investment research Web-based services
n. Billing and Reporting System
o. Navigate retirement plan Web sites and locate investment options
Core Financial Planning Software:
a . BNA
b . T Value
c . Microsoft Excel Spreadsheets used for Financial Planning
d . Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
e . Kelley Blue Book at www.kbb.com
f . Saving For College at www.savingforcollege.com
g . Taxes on the Internal Revenue Service Web site at www.irs.treas.gov
h . Paycheck City at www.paycheckcity.com
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker Advantage
c . DocuXplorer
d . Camtasia (for viewing purposes)
e . Legend Video Training System
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ADVISOR EMPLOYMENT CLASSIFICATIONS
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES Page 8
1 . Successfully complete the H&R Block Income Tax Course.
2 . Obtain the Series 65 License.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately five
hours per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a basic understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 9
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
ADVISOR
LEVEL 1 1 . Oversees, reviews and proofs all back office functions performed at lower Advisor Employment Classification levels.
2 . Dictates commentary via CopyTalk on lower Advisor Employment Classification level employees as to+G289 the accuracy and performance
effort of their work.
3 . Complete all other duties and assignments as required.
4 . Assign, train and coordinate projects given to lower Advisor Employment Classification levels.
5 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Review Determinator Forms to ensure accuracy.
3 . Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
403(b), and 457 Plans), and variable annuities.
4 . Assistant Advisor proof Investment Management Reports.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Create insurance summaries.
3 . Create balance sheets.
4 . Create cash flow projections.
5 . Create income tax projections.
6 . Update existing retirement projections.
7 . Update existing estate tax calculations.
8 . Update existing survivor projections.
9 . Update existing education projections.
# . Review lower level advisory team members’ work on client review projects.
# . Create Authorization Letters.
# . Contact other advisors to gather data
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Investment Coordinator Duties: Page 10
1 . Distribute Portfolio Center reports to advisors re: trades needed for cash needs. Follow-thru to be sure the trades occur.
2 . Take calls from clients re: cash needed. Process transactions with TD Ameritrade. Follow-up with client to notify them that the
transaction is complete.
3 . Process all TD Ameritrade applications- complete paperwork, mail to client, track progress of paperwork and transfer in Protracker,
Word and on the bulletin board, place calls to client to be sure paperwork is received, mail paperwork to TD Ameritrade, make weekly contact
with TD Ameritrade regarding status of transfer, balance account when received to be sure all securities are received, close transfer in
Protracker, Word, and on bulletin board. Place call to client regarding transfer being completed, notify advisors.
4 . Know how to open all corporate accounts, trusts, etc. (Corporate, Trust, DBPP, PSP, 401(k), Roth, SEP, Simple, 403(b) Plans)
5 . Set-up monthly distributions for clients – ACH, transfers to other TD Ameritrade accounts, checks or wires.
6 . Be able to set up a wire for a client, complete paperwork, execute with TD Ameritrade, and follow up with TD Ameritrade and the client.
7 . Add new groupings to the money balance report and any other necessary grouping.
8 . Change beneficiary designations on accounts.
9 . Change any item for regular IRA distributions – date, amounts, etc.
# . Process any stock that is being deposited for a client.
# . Complete & process Limited Power of Attorney forms.
# . Open Coverdell accounts & UTMA’s.
# . Open new 529 Plan accounts, send forms to clients, arrange funding as necessary. Track in Word, Protracker, and on bulletin board. Send
completed paperwork and funds to 529 plans. Place call to follow up with plan re: open date, account number, credit balance or investment
selections. Add to 529 Plan spread sheet. Follow-up with client. Give to interns to place in Portfolio Center.
# . Complete procedures for all phases of my job. Keep the procedures up-to-date and complete new procedures as needed.
# . Enter and execute all monthly billing. This includes QV’s and FP/IM clients. Wire funds from Sundry account to Legend's bank account.
# . Print out monthly accounting
# . Process all steps for a client termination.
# . Process all steps for a client death.
# . Complete end of the year Required Minimum Distributions.
CLIENT INTERACTION
1 . If in attendance at any client meeting, conference call and/or web conference, the employee would take copious notes and dictate client notes via
CopyTalk in a timely manner.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
COMPUTER SKILLS Page 11
1 . Achieve a high-level of knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a. Bloomberg Professional Investment Research Service
b. Morningstar Principia Pro Plus
c. Morningstar.com
d. MorningstarAdvisor.com
e. Thomson Financial (CDA/Weisenberger)
f . Portfolio Center (Centerpiece)
g. ZacksElite.com
h. Microsoft Excel
i . Veo (TD Ameritrade)
j . Veo Express (TD Ameritrade)
k. Legend’s Security Reporting Tool (In Microsoft Access)
l . iRebal
m. Various investment research Web-based services
n. Billing and Reporting System
o. Navigate retirement plan Web sites and locate investment options
Core Financial Planning Software:
a . BNA
b . T Value
c . Microsoft Excel Spreadsheets used for Financial Planning
2. Have a basic knowledge of the following Financial Planning software programs and Web sites:
a . Moneytree
Golden Years for Retirement Projection
Easy Money for Education cost and estate tax planning
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker Advantage
c . DocuXplorer
d . Camtasia (for viewing purposes)
e . Legend Video Training System
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ADVISOR EMPLOYMENT CLASSIFICATIONS
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES Page 12
1 . Obtain the Accredited Wealth Management Advisor (AWMA) professional designation.
2 . Complete the reading of The Best Way to Save for College: A Complete Guide to 529 Plans by Joseph Hurley. Complete the assigned test.
INVESTMENT KNOWLEDGE
1 . Have a basic knowledge of the investment products Legend® recommends.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment
Committee for approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a high-level understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Begin usage of the most recent publication of the QuickFinder book/website, the IRA Answer Book and the Social Security manual/website.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 13
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
ADVISOR
LEVEL 2 1 . Oversees, reviews and proofs all back office functions performed at lower Advisor Employment Classifications levels.
2 . Dictates commentary via CopyTalk on lower Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
3 . Complete all other duties and assignments as required.
4 . Assign, train and coordinate projects given to lower Advisor Employment Classification levels.
5 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 Master and be able to teach all the duties stated at previous levels.
.
2 Monitor the accuracy, enhance and update procedures.
.
3 Assist and oversee lower level advisory team members with all of their duties.
.
4 Finalize Determinator Forms and present to CEO.
.
5 Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
.
403(b), and 457 Plans), and variable annuities.
6 . Assistant Advisor proof Investment Management Reports.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Create retirement projections.
3 . Create estate tax calculations.
4 . Create survivor projections.
5 . Create education projections.
6 . Work with advisor to set up client meetings.
CLIENT INTERACTION
1 . Contact client prior to meeting to request additional information, and to discuss client objectives for the meeting.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
COMPUTER SKILLS Page 14
1 . Complete mastery of all of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a. Bloomberg Professional Investment Research Service
b. Morningstar Principia Pro Plus
c. Morningstar.com
d. MorningstarAdvisor.com
e. Thomson Financial (CDA/Weisenberger)
f . Portfolio Center (Centerpiece)
g. ZacksElite.com
h. Microsoft Excel
i . Veo (TD Ameritrade)
j . Veo Express (TD Ameritrade)
k. Legend’s Security Reporting Tool (In Microsoft Access)
l . iRebal
m. Various investment research Web-based services
n. Billing and Reporting System
o. Navigate retirement plan Web sites and locate investment options
Core Financial Planning Software:
a . BNA
b . T Value
c . Microsoft Excel Spreadsheets used for Financial Planning
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker Advantage
c . DocuXplorer
d . Camtasia (for viewing purposes)
e . Legend Video Training System
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ADVISOR EMPLOYMENT CLASSIFICATIONS
2. Have a high-level knowledge of the following Financial Planning software programs and Web sites: Page 15
a . Moneytree
Golden Years for Retirement Projection
Easy Money for Education cost and estate tax planning
b . Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
c . Kelley Blue Book at www.kbb.com
d . Saving For College at www.savingforcollege.com
e . Taxes on the Internal Revenue Service Web site at www.irs.treas.gov
3 . Be able to teach almost all aspects/functions of Bloomberg Professional Investment Research Services that
Legend Financial Advisors utilizes.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Master and become Bloomberg Certified (Bloomberg Professional Investment Research.)
2 . Successfully pass CFP Test 1.
3 . Successfully pass CFP Test 2.
INVESTMENT KNOWLEDGE
1 . Have a fairly extensive (High level) knowledge of the investments that Legend recommends.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately five hours
per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference
calls.
4 . Create groupings in Portfolio Center for new clients or add new accounts to current groupings.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a mastery understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Have a basic understanding of the most recent publication of the QuickFinder book, the IRA Answer Book and the Social Security
manual/website.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 16
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
ADVISOR
LEVEL 3 1 . Oversees, reviews and proofs all back office functions performed at lower Advisor Employment Classifications levels.
2 . Dictates commentary via CopyTalk on lower Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
3 . Complete all other duties and assignments as required.
4 . Assign, train and coordinate projects given to lower Advisor Employment Classification levels.
5 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
403(b), and 457 Plans), and variable annuities.
3 . Draft Investment Policy Statements (as required).
4 . Finalize Determinator Forms and present to CEO.
5 . Assistant Advisor proof Investment Management Reports.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Summarize estate planning documents.
3 . Create retirement projections.
4 . Create estate tax calculations.
5 . Create survivor projections.
6 . Create education projections.
7 . Request insurance quotes, contact lenders, human resources personnel, actuaries, etc. to arrange implementation of recommendations.
CLIENT INTERACTION
1 . Master client interactions in previous employment classification levels. Attend client meetings/conference calls as assigned by an advisor.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
3 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner as assigned.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
COMPUTER SKILLS Page 17
1 . Complete mastery of all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous
levels.
2 . Be able to teach almost all aspects/functions of Bloomberg Professional Investment Research Services that Legend utilizes.
3 . Have a basic level knowledge of the following Financial Planning software programs and Web sites:
a . Moneytree
Strategic solutions for 72t/RMD Analysis
Breakeven Analysis
Cost of Waiting or Delaying
Lump Sum Distribution
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFP Test 3.
2 . Successfully pass CFP Test 4.
INVESTMENT KNOWLEDGE
1 . Able to explain the complex aspects of the investment products that Legend recommends flawlessly and in great detail as well as general
and advanced investment concepts.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately
Committee for approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a mastery understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Have a general understanding of the most recent publication of the QuickFinder book/website, the IRA Answer Book and the Social Security
manual/website.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 18
SENIOR MAIN DUTIES/PRIMARY FOCUS
ASSISTANT 1 . Oversees, reviews and proofs all back office functions performed at lower Advisor Employment Classifications levels.
ADVISOR 2 . Responsible for ensuring that all meeting materials are assembled and prepared for client meetings, and preparing client
LEVEL 1 meeting agendas for investment, financial and business planning duties.
3 . Dictates commentary via CopyTalk on lower Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Advisor Employment Classification levels.
6 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . Participate in 150 client meetings or conference calls during which the Senior Assistant Advisor Level 1 would take notes,
coordinate follow-up projects, communicate the status of follow-up tasks to clients and their advisors as directed by a Legend advisor.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFP Test 5.
2 . Successfully pass CFP Comprehensive Exam.
INVESTMENT KNOWLEDGE
1 . Be able to explain most economic and investment concepts to clients both in basic and complex terms.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately five hours
per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
FINANCIAL PLANNING KNOWLEDGE Page 19
1 . Research various financial planning topics such as tax law changes.
2 . Be able to explain most financial planning concepts to clients both in basic and complex terms.
3 . Attend all internal and external (as assigned) financial planning training sessions.
4 . Have a general understanding of the most recent publication of the QuickFinder book/website, the IRA Answer Book and the Social Security
manual/website.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 20
SENIOR MAIN DUTIES/PRIMARY FOCUS
ASSISTANT 1 . Oversees, reviews and proofs all back office functions performed at lower Advisor Employment Classifications levels.
ADVISOR 2 . Complete all other duties and assignments as required.
LEVEL 2 3 . Dictates commentary via CopyTalk on lower Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Advisor Employment Classification levels.
6 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Complete mastery of financial planning exhibits so that there are no errors or revisions to be made.
3 . Prepare 1st draft of financial and business planning recommendations for all client circumstances (cases, updates, conference calls and/or
special situations) with the assistance of an advisor.
CLIENT INTERACTION
1 . Participate in 150 client meetings or conference calls during which the Senior Assistant Advisor Level 2 would take notes,
coordinate follow-up projects, communicate the status of follow-up tasks to clients and their advisors as directed by a Legend advisor.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Be able to explain most economic and investment concepts to clients both in basic and complex terms.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately
five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
4 . Successfully complete role playing presentations before Review Board.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 21
FINANCIAL PLANNING KNOWLEDGE
1 Be able to explain most financial planning concepts to clients both in basic and complex terms.
.
2 Attend all internal and external (as assigned) financial planning training sessions.
.
3 Successfully complete role playing presentations before Review Board.
.
4 Complete the Continuing Education tests of the most recent publication of the QuickFinder book/website, the IRA Answer Book and the Social
.
Security manual/website.
5 . Once you have obtained the CFP™ designation, you must obtain 36 credit hours per calendar year by reading the following monthly publications
(please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit hours within a calendar year.)
and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles contained within the
publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 22
SENIOR MAIN DUTIES/PRIMARY FOCUS
ASSISTANT 1 . Oversees, reviews and proofs all back office functions performed at lower Advisor Employment Classifications levels.
ADVISOR 2 . Complete all other duties and assignments as required.
LEVEL 3 3 . Dictates commentary via CopyTalk on lower Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Advisor Employment Classification levels.
6 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Prepare financial and business planning recommendations for all client circumstances (cases, updates, conference calls and/or special
situations) with the review with an advisor.
CLIENT INTERACTION
1 . Participate in 250 client meetings or conference calls during which Senior Assistant Advisor Level 3 would communicate
all aspects of the status of follow-up tasks with clients and their advisors. Begins making presentations to clients under the
supervision of an Advisor.
2 . The individual would contact the client prior to meeting to request additional information, and to discuss client objectives for the meeting.
3 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
4 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
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ADVISOR EMPLOYMENT CLASSIFICATIONS
INVESTMENT KNOWLEDGE Page 23
1 . Be able to assist in teaching the Investment Committee most economic and investment concepts.
2 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for
approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio
manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Be able to explain most financial planning concepts to clients both in basic and complex terms.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Once you have obtained the CFP™ designation, you must obtain 36 credit hours per calendar year by reading the following monthly publications
(please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit hours within a calendar year.)
and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles contained within the
publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 24
ADVISOR MAIN DUTIES/PRIMARY FOCUS
LEVEL 1 1 . Oversees, reviews and proofs all back office functions performed at lower Advisor Employment Classifications levels.
2 . Complete all other duties and assignments as required.
3 . Dictates commentary via CopyTalk on lower Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Advisor Employment Classification levels.
6 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Present financial and business planning recommendations for all client circumstances (cases, updates, conference calls and/or special
situations) under supervision of an advisor.
CLIENT INTERACTION
1 . Be able to meet with less complicated clients on your own.
2 . Will be meeting with more complicated clients under the supervision of a more advanced Advisor.
3 . Combined meetings with all client types should total 150.
4 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
5 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Provide thorough and detailed explanation of most economic and investment concepts to clients (ex. How hedge funds and commodity
trading investment programs work).
2 . Read and outline information as assigned for the Investment Committee for approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 25
FINANCIAL PLANNING KNOWLEDGE
1 . Be able to explain most financial planning concepts to clients both in basic and complex terms.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Once you have obtained the CFP™ designation, you must obtain 36 credit hours per calendar year by reading the following monthly publications
(please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit hours within a calendar year.)
and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles contained within the
publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Begin to develop area of expertise for the firm as approved by the Core Investment Committee.
2 . Begin networking activities.
3 . Begin to work with the media.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 26
ADVISOR MAIN DUTIES/PRIMARY FOCUS
LEVEL 2 1 . Oversees, reviews and proofs all back office functions performed at lower Advisor Employment Classifications levels.
2 . Complete all other duties and assignments as required.
3 . Dictates commentary via CopyTalk on lower Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Advisor Employment Classification levels.
6 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Present financial planning recommendations to client without supervision of an advisor
CLIENT INTERACTION
1 . Able to meet with all clients without the supervision of a more senior Advisor.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
3 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
FINANCIAL PLANNING KNOWLEDGE Page 27
1 . Be able to explain most financial planning concepts to clients both in basic and complex terms.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Once you have obtained the CFP™ designation, you must obtain 36 credit hours per calendar year by reading the following monthly publications
(please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit hours within a calendar year.)
and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles contained within the
publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Perform networking activities on a regular basis.
2 . Begin client solicitation activities and acquire $100,000 in revenue per calendar year.
3 . Work with the media.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 28
ADVISOR MAIN DUTIES/PRIMARY FOCUS
LEVEL 3 1 . Oversees, reviews and proofs all back office functions performed at lower Advisor Employment Classifications levels.
2 . Begin making public presentations on investment concepts to consumers and other financial professionals (attorneys, accountants and
investment advisors).
3 . Dictates commentary via CopyTalk on lower Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Advisor Employment Classification levels.
6 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . Perform the more complicated client meetings.
2 . Address all client situations without the assistance of a more senior advisor.
3 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
4 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFA Level 1 exam.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
FINANCIAL PLANNING KNOWLEDGE Page 29
1 . Attend all internal and external (as assigned) financial planning training sessions.
2 . If you are note studying for the CFA exam, to remain at Advisor Level 3, you must obtain 36 credit hours per calendar year by reading
the following monthly publications (please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit
hours within a calendar year.) and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles
contained within the publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Perform networking activities on a regular basis.
2 . Perform client solicitation activities and acquire $100,000 in revenue per calendar year.
3 . Work with the media.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 30
SENIOR MAIN DUTIES/PRIMARY FOCUS
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Advisor Employment Classifications levels.
LEVEL 1 2 . Begin overseeing the management of client portfolios.
3 . Dictates commentary via CopyTalk on lower Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Advisor Employment Classification levels.
6 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . Meeting on more complicated client situations.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
3 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFA Level 2 exam.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio
manager meetings/conference calls.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
FINANCIAL PLANNING KNOWLEDGE Page 31
1 . Attend all internal and external (as assigned) financial planning training sessions.
2 . If you are note studying for the CFA exam, to remain at Advisor Level 3, you must obtain 36 credit hours per calendar year by reading
the following monthly publications (please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit
hours within a calendar year.) and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles
contained within the publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Write articles for consumer publications.
2 . Write articles for Legend's publications.
3 . Perform client solicitation activities and acquire $100,000 in revenue per calendar year.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 32
SENIOR MAIN DUTIES/PRIMARY FOCUS
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Advisor Employment Classifications levels.
LEVEL 2 2 . Oversee investment securities and due diligence, and present these products to the Investment Committee.
3 . Dictates commentary via CopyTalk on lower Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Advisor Employment Classification levels.
6 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
2 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFA Level 3 exam.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
FINANCIAL PLANNING KNOWLEDGE Page 33
1 . Attend all internal and external (as assigned) financial planning training sessions.
2 . If you are note studying for the CFA exam, to remain at Advisor Level 3, you must obtain 36 credit hours per calendar year by reading
the following monthly publications (please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit
hours within a calendar year.) and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles
contained within the publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Regularly write articles for consumer publications.
2 . Regularly write articles for Legend's publications.
3 . Perform client solicitation activities and acquire $100,000 in revenue per calendar year.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 34
SENIOR MAIN DUTIES/PRIMARY FOCUS
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Advisor Employment Classifications levels.
LEVEL 3 2 . Oversee the development of new investment products and services and/or become Chief Investment Officer.
3 . Dictates commentary via CopyTalk on lower Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Advisor Employment Classification levels.
6 . A position may not be assigned all the duties listed, nor do the listed examples include all the duties that may be assigned.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
2 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
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ADVISOR EMPLOYMENT CLASSIFICATIONS
FINANCIAL PLANNING KNOWLEDGE Page 35
1 . Attend all internal and external (as assigned) financial planning training sessions.
2 . If you are note studying for the CFA exam, to remain at Advisor Level 3, you must obtain 36 credit hours per calendar year by reading
the following monthly publications (please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit
hours within a calendar year.) and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles
contained within the publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Edit and revise writings of other Legend Advisors.
2 . Perform client solicitation activities and acquire $100,000 in revenue per calendar year.
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
WEALTH
ADVISOR 1 . Complete all other duties and assignments as required.
TRAINEE
LEVEL 1 Investment Management Duties:
1 . Assist in assembling and proofing investment management reports and quarterly valuation statements (QV’s).
2 . Schedule portfolio manager interviews and coordinate the completion of questionnaires of the portfolio manager.
3 . Assist in preparing presentations for clients and prospective clients.
4 . Gather information (ex. MorningStar printouts) for investment recommendations for non-TD Ameritrade retirement plans at a basic level.
Financial Planning Duties:
1 . Bind and organize financial planning case/update for a meeting.
2 . Create and organize new client expandables.
3 . Update cash flow projection based on client revisions.
Investment Coordinator Duties:
1 . Check announcements on Veo daily.
2 . Basic knowledge of checking accounts and how they work. Re-order checks for clients. Send deposit slips when requested.
3 . Complete & send daily overnight deliveries to TD Ameritrade as necessary.
4 . Keep a supply of bill of lading slips and UPS envelopes for shipping to TD Ameritrade. Order bill of ladings when necessary
5 . Proof all new account sheets from TD Ameritrade. (Make two copies, give one to Sherry and one to Warren.)
6 . Be able to complete UPS on-line shipments when necessary.
CLIENT INTERACTION
NONE
COMPUTER SKILLS
1 . Have a basic knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a. Portfolio Center (Centerpiece)
b. Microsoft Excel spreadsheets used for Investment Management
c. Veo (TD Ameritrade)
d. Veo Express (TD Ameritrade)
Core Financial Planning Software:
a . Microsoft Excel Spreadsheets used for Financial Planning
WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
b . Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
c . Kelley Blue Book at www.kbb.com
General Software:
a. Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b. Protracker and Protracker Advantage (as may be applicable)
c. DocuXplorer
d. Camtasia
e. Learning Point Knowledge System
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
WEALTH
ADVISOR 1 . Complete all other duties and assignments as required.
TRAINEE
LEVEL 2 Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Assist in securities trading activities.
3 . Perform basic research on and assist in monitoring mutual funds and individual securities.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Organize all new-client financial documents for scanning purposes.
3 . Update basic insurance information in Protracker and Protracker Advantage (as may be applicable).
4 . Update balance sheet.
5 . Prepare client review project.
6 . Update authorization letters for existing clients.
7 . Prepare and assemble Financial Planning meeting prep.
Investment Coordinator Duties:
WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
1 . Master and be able to teach all the duties stated at previous levels.
2 . Check alerts on Veo daily.
3 . Monitor select checking accounts on a weekly basis and maintain required balances.
4 . Run anti-money laundering report on all new clients.
5 . Complete all changes of address with TD Ameritrade
6 . Utilize Protracker to log and track projects on a daily basis.
7 . Revise and maintain account descriptions in VEO Express.
8 . As requested by client, complete Objecting 14B-1 forms and privacy forms
CLIENT INTERACTION
NONE
COMPUTER SKILLS
1 . Have a basic knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a. Morningstar Principia Pro Plus
b. Morningstar.com
c. MorningstarAdvisor.com
d. Thomson Financial (CDA/Weisenberger)
e. Portfolio Center (Centerpiece)
f . ZacksElite.com
g. Microsoft Excel spreadsheets used for Investment Management
h. Veo (TD Ameritrade)
i . Veo Express (TD Ameritrade)
j . Legend’s Security Reporting Tool (In Microsoft Access)
k. Various investment research Web-based services
l . Billing and Reporting System
m. Navigate retirement plan Web sites and locate investment options
Core Financial Planning Software:
a. T Value
b. Microsoft Excel Spreadsheets used for Financial Planning
c. Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
d. Kelley Blue Book at www.kbb.com
e. Saving For College at www.savingforcollege.com
General Software:
WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
a. Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b. Protracker and Protracker Advantage (as may be applicable)
c. DocuXplorer
d. Camtasia
e. Learning Point Knowledge System
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
WEALTH
ADVISOR 1 . Complete all other duties and assignments as required.
TRAINEE
LEVEL 3 Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
403(b), and 457 Plans), and variable annuities.
3 . Calculate cost basis of securities.
4 . Prepare and assemble Investment Management documents as detailed on the Meeting Preparation Checklist.
a . Review Client Note History
b . Prepare standard reports and others that are assigned.
5 . Prepare Determinator Forms.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Update entire income tax projection for existing clients.
Investment Coordinator Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Complete the Global Transaction Ledger and run Cash Balance Report.
3 . Resolve any errors on the Global Transaction Ledger.
4 . Run the Distribution Balance report once a week and check balances.
WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
5 . Call clients re: deposits or withdrawals that show up on the Global Transaction Ledger.
6 . Establish TD Ameritrade on-line access for clients when requested.
7 . Add new accounts to client’s web access.
8 . Obtain user name & log in for all new employees for VEO. Remove name & login when necessary.
9 . Deposit any checks received in the mail. Follow up with client.
10 . Know how to journal cash from one account to another and if paperwork is necessary complete and execute.
CLIENT INTERACTION
AS REQUESTED
COMPUTER SKILLS
1 . Have a basic knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a. Bloomberg Professional Investment Research Service
b. Morningstar Principia Pro Plus
c. Morningstar.com
d. MorningstarAdvisor.com
e. Thomson Financial (CDA/Weisenberger)
f . Portfolio Center (Centerpiece)
g. ZacksElite.com
h. Microsoft Excel spreadsheets used for Investment Management
i . Veo (TD Ameritrade)
j . Veo Express (TD Ameritrade)
k. Legend’s Security Reporting Tool (In Microsoft Access)
l . iRebal
m. Various investment research Web-based services
n. Billing and Reporting System
o. Navigate retirement plan Web sites and locate investment options
Core Financial Planning Software:
a. BNA
b. T Value
c. Microsoft Excel Spreadsheets used for Financial Planning
d. Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
e. Kelley Blue Book at www.kbb.com
f . Saving For College at www.savingforcollege.com
g. Taxes on the Internal Revenue Service Web site at www.irs.treas.gov
h. Paycheck City at www.paycheckcity.com
WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
General Software:
a. Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b. Protracker and Protracker Advantage (as may be applicable)
c. DocuXplorer
d. Camtasia
e. Learning Point Knowledge System
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully complete the H&R Block Income Tax Course.
2 . Obtain the Series 65 License.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately five
hours per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a basic understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 42
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
WEALTH
ADVISOR 1 . Complete all other duties and assignments as required.
TRAINEE
LEVEL 1 Investment Management Duties:
1 . Assist in assembling and proofing investment management reports and quarterly valuation statements (QV’s).
2 . Schedule portfolio manager interviews and coordinate the completion of questionnaires of the portfolio manager.
3 . Assist in preparing presentations for clients and prospective clients.
4 . Gather information (ex. Morningstar printouts) for investment recommendations for non-TD Ameritrade retirement plans at a basic level.
Financial Planning Duties:
1 . Bind and organize financial planning case/update for a meeting.
2 . Create and organize new client expandables.
3 . Update cash flow projection based on client revisions.
Investment Coordinator Duties:
1 . Check announcements on Veo daily.
2 . Basic knowledge of checking accounts and how they work. Re-order checks for clients. Send deposit slips when requested.
3 . Complete & send daily overnight deliveries to TD Ameritrade as necessary.
4 . Keep a supply of bill of lading slips and UPS envelopes for shipping to TD Ameritrade. Order bill of ladings when necessary.
5 . Proof all new account sheets from TD Ameritrade. (Make two copies, give one to Sherry and one to Warren.)
6 . Be able to complete UPS on-line shipments when necessary.
CLIENT INTERACTION
NONE
COMPUTER SKILLS
1 . Have a basic knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a . Portfolio Center (Centerpiece)
b . Microsoft Excel spreadsheets used for Investment Management
c . Veo (TD Ameritrade)
d . Veo Express (TD Ameritrade)
Core Financial Planning Software:
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 43
a . Microsoft Excel Spreadsheets used for Financial Planning
b . Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
c . Kelley Blue Book at www.kbb.com
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker and Protracker Advantage (as may be applicable)
c . DocuXplorer
d . Camtasia (for viewing purposes only)
e . Legend Video Training System
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
ASSISTANT MAIN DUTIES/PRIMARY FOCUS Page 44
WEALTH
ADVISOR 1 . Complete all other duties and assignments as required.
TRAINEE
LEVEL 2 Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Assist in securities trading activities.
3 . Perform basic research on and assist in monitoring mutual funds and individual securities.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Organize all new-client financial documents for scanning purposes.
3 . Update basic insurance information in Protracker and Protracker Advantage (as may be applicable).
4 . Update balance sheet.
5 . Prepare client review project.
6 . Update authorization letters for existing clients.
7 . Prepare and assemble Financial Planning meeting prep.
Investment Coordinator Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Check alerts on Veo daily.
3 . Monitor select checking accounts on a weekly basis and maintain required balances.
4 . Run anti-money laundering report on all new clients.
5 . Complete all changes of address with TD Ameritrade
6 . Utilize Protracker to log and track projects on a daily basis.
7 . Revise and maintain account descriptions in VEO Express.
8 . As requested by client, complete Objecting 14B-1 forms and privacy forms
CLIENT INTERACTION
NONE
COMPUTER SKILLS
1 . Have a basic knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a . Morningstar Principia Pro Plus
b . Morningstar.com
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
c. MorningstarAdvisor.com Page 45
d. Thomson Financial (CDA/Weisenberger)
e. Portfolio Center (Centerpiece)
f . ZacksElite.com
g. Microsoft Excel spreadsheets used for Investment Management
h. Veo (TD Ameritrade)
i . Veo Express (TD Ameritrade)
j . Legend’s Security Reporting Tool (In Microsoft Access)
k. Various investment research Web-based services
l . Billing and Reporting System
m. Navigate retirement plan Web sites and locate investment options
Core Financial Planning Software:
a . T Value
b . Microsoft Excel Spreadsheets used for Financial Planning
c . Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
d . Kelley Blue Book at www.kbb.com
e . Saving For College at www.savingforcollege.com
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker and Protracker Advantage (as may be applicable)
c . DocuXplorer
d . Camtasia
e . Legend Video Training System
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
ASSISTANT MAIN DUTIES/PRIMARY FOCUS Page 46
WEALTH
ADVISOR 1 . Complete all other duties and assignments as required.
TRAINEE
LEVEL 3 Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
403(b), and 457 Plans), and variable annuities.
3 . Calculate cost basis of securities.
4 . Prepare and assemble Investment Management documents as detailed on the Meeting Preparation Checklist.
a . Review Client Note History
b . Prepare standard reports and others that are assigned.
5 . Prepare Determinator Forms.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Update entire income tax projection for existing clients.
Investment Coordinator Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Complete the Global Transaction Ledger and run Cash Balance Report.
3 . Resolve any errors on the Global Transaction Ledger.
4 . Run the Distribution Balance report once a week and check balances.
5 . Call clients re: deposits or withdrawals that show up on the Global Transaction Ledger.
6 . Establish TD Ameritrade on-line access for clients when requested.
7 . Add new accounts to client’s web access.
8 . Obtain user name & log in for all new employees for VEO. Remove name & login when necessary.
9 . Deposit any checks received in the mail. Follow up with client.
# . Know how to journal cash from one account to another and if paperwork is necessary complete and execute.
CLIENT INTERACTION
AS REQUESTED
COMPUTER SKILLS
1 . Have a basic knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
a. Bloomberg Professional Investment Research Service Page 47
b. Morningstar Principia Pro Plus
c. Morningstar.com
d. MorningstarAdvisor.com
e. Thomson Financial (CDA/Weisenberger)
f . Portfolio Center (Centerpiece)
g. ZacksElite.com
h. Microsoft Excel spreadsheets used for Investment Management
i . Veo (TD Ameritrade)
j . Veo Express (TD Ameritrade)
k. Legend’s Security Reporting Tool (In Microsoft Access)
l . iRebal
m. Various investment research Web-based services
n. Billing and Reporting System
o. Navigate retirement plan Web sites and locate investment options
Core Financial Planning Software:
a . BNA
b . T Value
c . Microsoft Excel Spreadsheets used for Financial Planning
d . Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
e . Kelley Blue Book at www.kbb.com
f . Saving For College at www.savingforcollege.com
g . Taxes on the Internal Revenue Service Web site at www.irs.treas.gov
h . Paycheck City at www.paycheckcity.com
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker and Protracker Advantage (as may be applicable)
c . DocuXplorer
d . Camtasia
e . Legend Video Training System
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully complete the H&R Block Income Tax Course.
2 . Obtain the Series 65 License.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately five
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
hours per week. Page 48
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a basic understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
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Page 49
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
WEALTH
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classification levels.
LEVEL 1 2 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
3 . Complete all other duties and assignments as required.
4 . Assign, train and coordinate projects given to lower Wealth Advisor Employment Classification levels.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Review Determinator Forms to ensure accuracy.
3 . Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
403(b), and 457 Plans), and variable annuities.
4 . Assistant Advisor proof Investment Management Reports.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Create insurance summaries.
3 . Create balance sheets.
4 . Create cash flow projections.
5 . Create income tax projections.
6 . Update existing retirement projections.
7 . Update existing estate tax calculations.
8 . Update existing survivor projections.
9 . Update existing education projections.
# . Review lower level advisory team members’ work on client review projects.
# . Create Authorization Letters.
# . Contact other advisors to gather data
Investment Coordinator Duties:
1 . Distribute Portfolio Center reports to advisors re: trades needed for cash needs. Follow-thru to be sure the trades occur.
2 . Take calls from clients re: cash needed. Process transactions with TD Ameritrade. Follow-up with client to notify them that the
transaction is complete.
3 . Process all TD Ameritrade applications- complete paperwork, mail to client, track progress of paperwork and transfer in Protracker,
Word and on the bulletin board, place calls to client to be sure paperwork is received, mail paperwork to TD Ameritrade, make weekly contact
with TD Ameritrade regarding status of transfer, balance account when received to be sure all securities are received, close transfer in
Protracker, Word, and on bulletin board. Place call to client regarding transfer being completed, notify advisors.
4 . Know how to open all corporate accounts, trusts, etc. (Corporate, Trust, DBPP, PSP, 401(k), Roth, SEP, Simple, 403(b) Plans)
5 . Set-up monthly distributions for clients – ACH, transfers to other TD Ameritrade accounts, checks or wires.
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
6 . Page 50
Be able to set up a wire for a client, complete paperwork, execute with TD Ameritrade, and follow up with TD Ameritrade and the client.
7 . Create groupings in Portfolio Center for new clients or add new accounts to current groupings.
8 . Add new groupings to the money balance report and any other necessary grouping.
9 . Change beneficiary designations on accounts.
# . Change any item for regular IRA distributions – date, amounts, etc.
# . Process any stock that is being deposited for a client.
# . Complete & process Limited Power of Attorney forms.
# . Open Coverdell accounts & UTMA’s.
# . Open new 529 Plan accounts, send to clients, arrange funding as necessary. Track in Word, Protracker, and on bulletin board. Send completed
paperwork and funds to 529 plans. Place call to follow up with plan re: open date, account number, credit balance or investment selections
Add to 529 Plan spread sheet. Follow up with client. Give to interns to place in Portfolio Center.
# . Complete procedures for all phases of my job. Keep them up to date and complete new procedures as needed.
# . Enter and execute all monthly billing. This includes QV’s and FP/IM clients. Wire funds from Sundry account to Legend's bank account.
# . Print out monthly accounting
# . Process all steps for a client termination.
# . Process all steps for a client death.
# . Complete end of the year Required Minimum Distributions.
CLIENT INTERACTION
1 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes via
CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Achieve a high-level of knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a. Bloomberg Professional Investment Research Service
b. Morningstar Principia Pro Plus
c. Morningstar.com
d. MorningstarAdvisor.com
e. Thomson Financial (CDA/Weisenberger)
f . Portfolio Center (Centerpiece)
g. ZacksElite.com
h. Microsoft Excel
i . Veo (TD Ameritrade)
j . Veo Express (TD Ameritrade)
k. Legend’s Security Reporting Tool (In Microsoft Access)
l . iRebal
m. Various investment research Web-based services
n. Billing and Reporting System
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
o . Navigate retirement plan Web sites and locate investment options Page 51
Core Financial Planning Software:
a . BNA
b . T Value
c . Microsoft Excel Spreadsheets used for Financial Planning
2. Have a basic knowledge of the following Financial Planning software programs and Web sites:
a . Moneytree
Golden Years for Retirement Projection
Easy Money for Education cost and estate tax planning
Strategic solutions for 72t/RMD Analysis
Breakeven Analysis
Cost of Waiting or Delaying
Lump Sum Distribution
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker and Protracker Advantage (as may be applicable)
c . DocuXplorer
d . Camtasia
e . Legend Video Training System
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Obtain the Accredited Asset Management Specialist (AAMS) professional designation.
2 . Complete the reading of The Best Way to Save for College: A Complete Guide to 529 Plans by Joseph Hurley. Complete the assigned test.
INVESTMENT KNOWLEDGE
1 . Have a basic knowledge of the investment products Legend® recommends.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment
Committee for approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a high-level understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Begin usage of the most recent publication of the QuickFinder book, the IRA Answer Book and the Social Security manual/website.
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Page 52
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
WEALTH
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
LEVEL 2 2 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
3 . Complete all other duties and assignments as required.
4 . Assign, train and coordinate projects given to lower Wealth Advisor Employment Classification levels.
Investment Management Duties:
1 Master and be able to teach all the duties stated at previous levels.
.
2 Monitor the accuracy, enhance and update procedures.
.
3 Assist and oversee lower level advisory team members with all of their duties.
.
4 Finalize Determinator Forms and present to CEO.
.
5 Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
.
403(b), and 457 Plans), and variable annuities.
6 . Assistant Advisor proof Investment Management Reports.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Create retirement projections.
3 . Create existing estate tax calculations.
4 . Create existing survivor projections.
5 . Create existing education projections.
6 . Work with advisor to set up client meetings.
CLIENT INTERACTION
1 . Contact client prior to meeting to request additional information, and to discuss client objectives for the meeting.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Complete mastery of all of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a . Bloomberg Professional Investment Research Service
b . Morningstar Principia Pro Plus
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
c. Morningstar.com Page 53
d. MorningstarAdvisor.com
e. Thomson Financial (CDA/Weisenberger)
f . Portfolio Center (Centerpiece)
g. ZacksElite.com
h. Microsoft Excel
i . Veo (TD Ameritrade)
j . Veo Express (TD Ameritrade)
k. Legend’s Security Reporting Tool (In Microsoft Access)
l . iRebal
m. Various investment research Web-based services
n. Billing and Reporting System
o. Navigate retirement plan Web sites and locate investment options
Core Financial Planning Software:
a . BNA
b . T Value
c . Microsoft Excel Spreadsheets used for Financial Planning
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker and Protracker Advantage (as may be applicable)
c . DocuXplorer
d . Camtasia
e . Legend Video Training System
2. Have a high-level knowledge of the following Financial Planning software programs and Web sites:
a . Moneytree
Golden Years for Retirement Projection
Easy Money for Education cost and estate tax planning
Strategic solutions for 72t/RMD Analysis
Breakeven Analysis
Cost of Waiting or Delaying
Lump Sum Distribution
b . Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
c . Kelley Blue Book at www.kbb.com
d . Saving For College at www.savingforcollege.com
e . Taxes on the Internal Revenue Service Web site at www.irs.treas.gov
f . Paycheck City at www.paycheckcity.com
3 . Be able to teach almost all aspects/functions of Bloomberg Professional Investment Research Services that
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
Legend Financial Advisors utilizes. Page 54
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Master and become Bloomberg Certified (Bloomberg Professional Investment Research.)
2 . Successfully pass CFP Test 1.
3 . Successfully pass CFP Test 2.
INVESTMENT KNOWLEDGE
1 . Have a fairly extensive (High level) knowledge of the investments that Legend recommends.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately five hours
per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference
calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a mastery understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Have a basic understanding of the most recent publication of the QuickFinder book, the IRA Answer Book and the Social Security
manual/website.
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Page 55
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
WEALTH
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
LEVEL 3 2 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
3 . Complete all other duties and assignments as required.
4 . Assign, train and coordinate projects given to lower Wealth Advisor Employment Classification levels.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
403(b), and 457 Plans), and variable annuities.
3 . Draft Investment Policy Statements.
4 . Finalize Determinator Forms and present to CEO.
5 . Assistant Advisor proof Investment Management Reports.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Summarize estate planning documents.
3 . Create retirement projections.
4 . Create estate tax calculations.
5 . Create survivor projections.
6 . Create education projections.
7 . Request insurance quotes, contact lenders, human resources personnel, actuaries, etc. to arrange implementation of recommendations.
CLIENT INTERACTION
1 . Master client interactions in previous employment classification levels. Attend client meetings/conference calls as assigned by an advisor.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
3 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner as assigned.
COMPUTER SKILLS
1 . Complete mastery of all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous
levels.
2 . Be able to teach almost all aspects/functions of Bloomberg Professional Investment Research Services that Legend utilizes.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
1 . Successfully pass CFP Test 3. Page 56
2 . Successfully pass CFP Test 4.
INVESTMENT KNOWLEDGE
1 . Able to explain the complex aspects of the investment products that Legend recommends flawlessly and in great detail as well as general
and advanced investment concepts.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately
Committee for approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a mastery understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Have a general understanding of the most recent publication of the QuickFinder book, the IRA Answer Book and the Social Security
manual/website.
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Page 57
SENIOR MAIN DUTIES/PRIMARY FOCUS
ASSISTANT 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
WEALTH 2 . Responsible for ensuring that all meeting materials are assembled and prepared for client meetings, and preparing client
ADVISOR meeting agendas for investment, financial and business planning duties.
LEVEL 1 3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Wealth Advisor Employment Classification levels.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . Participate in 150 client meetings or conference calls during which the Senior Assistant Wealth Advisor Level 1 would take notes,
coordinate follow-up projects, communicate the status of follow-up tasks to clients and their advisors as directed by a Legend advisor.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFP Test 5.
2 . Successfully pass CFP Comprehensive Exam.
INVESTMENT KNOWLEDGE
1 . Be able to explain most economic and investment concepts to clients both in basic and complex terms.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately five hours
per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
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1 . Research various financial planning topics such as tax law changes.
2 . Be able to explain most financial planning concepts to clients both in basic and complex terms.
3 . Attend all internal and external (as assigned) financial planning training sessions.
4 . Have a general understanding of the most recent publication of the QuickFinder book, the IRA Answer Book and the Social Security
manual/website.
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Page 59
SENIOR MAIN DUTIES/PRIMARY FOCUS
ASSISTANT 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
WEALTH 2 . Complete all other duties and assignments as required.
ADVISOR 3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
LEVEL 2 effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Wealth Advisor Employment Classification levels.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Complete mastery of financial planning exhibits so that there are no errors or revisions to be made.
3 . Prepare 1st draft of financial and business planning recommendations for all client circumstances (cases, updates, conference calls and/or
special situations) with the assistance of an advisor.
CLIENT INTERACTION
1 . Participate in 150 client meetings or conference calls during which the Senior Assistant Wealth Advisor Level 2 would take notes,
coordinate follow-up projects, communicate the status of follow-up tasks to clients and their advisors as directed by a Legend advisor.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Be able to explain most economic and investment concepts to clients both in basic and complex terms.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately
five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
4 . Successfully complete role playing presentations before Review Board.
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FINANCIAL PLANNING KNOWLEDGE Page 60
1 Be able to explain most financial planning concepts to clients both in basic and complex terms.
.
2 Attend all internal and external (as assigned) financial planning training sessions.
.
3 Successfully complete role playing presentations before Review Board.
.
4 Complete the Continuing Education tests of the most recent publication of the QuickFinder book, the IRA Answer Book and the Social
.
Security manual/website.
5 . Once you have obtained the CFP™ designation, you must obtain 36 credit hours per calendar year by reading the following monthly publications
(please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit hours within a calendar year.)
and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles contained within the
publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
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SENIOR MAIN DUTIES/PRIMARY FOCUS
ASSISTANT 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
WEALTH 2 . Complete all other duties and assignments as required.
ADVISOR 3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
LEVEL 3 effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Wealth Advisor Employment Classification levels.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Prepare financial and business planning recommendations for all client circumstances (cases, updates, conference calls and/or special
situations) with the review with an advisor.
CLIENT INTERACTION
1 . Participate in 250 client meetings or conference calls during which Senior Assistant Wealth Advisor Level 3 would communicate
all aspects of the status of follow-up tasks with clients and their advisors. Begins making presentations to clients under the
supervision of an Advisor.
2 . The individual would contact the client prior to meeting to request additional information, and to discuss client objectives for the meeting.
3 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
4 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Be able to assist in teaching the Investment Committee most economic and investment concepts.
2 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for
approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio
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manager meetings/conference calls. Page 62
FINANCIAL PLANNING KNOWLEDGE
1 . Be able to explain most financial planning concepts to clients both in basic and complex terms.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Once you have obtained the CFP™ designation, you must obtain 36 credit hours per calendar year by reading the following monthly publications
(please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit hours within a calendar year.)
and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles contained within the
publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
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WEALTH MAIN DUTIES/PRIMARY FOCUS
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
LEVEL 1 2 . Complete all other duties and assignments as required.
3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Wealth Advisor Employment Classification levels.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Present financial and business planning recommendations for all client circumstances (cases, updates, conference calls and/or special
situations) under supervision of an advisor.
CLIENT INTERACTION
1 . Be able to meet with less complicated clients on your own.
2 . Will be meeting with more complicated clients under the supervision of a more advanced Advisor.
3 . Combined meetings with all client types should total 150.
4 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
5 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Provide thorough and detailed explanation of most economic and investment concepts to clients (ex. How hedge funds and commodity
trading investment programs work).
2 . Read and outline information as assigned for the Investment Committee for approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
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FINANCIAL PLANNING KNOWLEDGE Page 64
1 . Be able to explain most financial planning concepts to clients both in basic and complex terms.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Once you have obtained the CFP™ designation, you must obtain 36 credit hours per calendar year by reading the following monthly publications
(please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit hours within a calendar year.)
and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles contained within the
publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Begin to develop area of expertise for the firm as approved by the Core Investment Committee.
2 . Begin networking activities.
3 . Begin to work with the media.
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WEALTH MAIN DUTIES/PRIMARY FOCUS
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
LEVEL 2 2 . Complete all other duties and assignments as required.
3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Wealth Advisor Employment Classification levels.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Present financial planning recommendations to client without supervision of an advisor
CLIENT INTERACTION
1 . Able to meet with all clients without the supervision of a more senior Advisor.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
3 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Be able to explain most financial planning concepts to clients both in basic and complex terms.
2 . Attend all internal and external (as assigned) financial planning training sessions.
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
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3 . Once you have obtained the CFP™ designation, you must obtain 36 credit hours per calendar year by reading the following monthly publications
(please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit hours within a calendar year.)
and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles contained within the
publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Perform networking activities on a regular basis.
2 . Begin client solicitation activities and acquire $100,000 in revenue per calendar year.
3 . Work with the media.
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WEALTH MAIN DUTIES/PRIMARY FOCUS
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
LEVEL 3 2 . Begin making public presentations on investment concepts to consumers and other financial professionals (attorneys, accountants and
investment advisors).
3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Wealth Advisor Employment Classification levels.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . Perform the more complicated client meetings.
2 . Address all client situations without the assistance of a more senior advisor.
3 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
4 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFA Level 1 exam.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
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2 . If you are note studying for the CFA exam, to remain at Wealth Advisor Level 3, you must obtain 36 credit hours per calendar year by reading
the following monthly publications (please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit
hours within a calendar year.) and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles
contained within the publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Perform networking activities on a regular basis.
2 . Perform client solicitation activities and acquire $100,000 in revenue per calendar year.
3 . Work with the media.
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SENIOR MAIN DUTIES/PRIMARY FOCUS
WEALTH 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
ADVISOR 2 . Begin overseeing the management of client portfolios.
LEVEL 1 3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Wealth Advisor Employment Classification levels.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . Meeting on more complicated client situations.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
3 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFA Level 2 exam.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio
manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
2 . If you are note studying for the CFA exam, to remain at Wealth Advisor Level 3, you must obtain 36 credit hours per calendar year by reading
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the following monthly publications (please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit
hours within a calendar year.) and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles
contained within the publication. Each successfully completed test currently results in one credit hour.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Write articles for consumer publications.
2 . Write articles for Legend's publications.
3 . Perform client solicitation activities and acquire $100,000 in revenue per calendar year.
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SENIOR MAIN DUTIES/PRIMARY FOCUS
WEALTH 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
ADVISOR 2 . Oversee investment securities and due diligence, and present these products to the Investment Committee.
LEVEL 2 3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Wealth Advisor Employment Classification levels.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
2 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFA Level 3 exam.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
2 . If you are note studying for the CFA exam, to remain at Wealth Advisor Level 3, you must obtain 36 credit hours per calendar year by reading
the following monthly publications (please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit
hours within a calendar year.) and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
contained within the publication. Each successfully completed test currently results in one credit hour. Page 72
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Regularly write articles for consumer publications.
2 . Regularly write articles for Legend's publications.
3 . Perform client solicitation activities and acquire $100,000 in revenue per calendar year.
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SENIOR MAIN DUTIES/PRIMARY FOCUS
WEALTH 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
ADVISOR 2 . Oversee the development of new investment products and services and/or become Chief Investment Officer.
LEVEL 3 3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
5 . Assign, train and coordinate projects given to lower Wealth Advisor Employment Classification levels.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
2 . Ensure that all outstanding items from client meetings are completed properly and in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
2 . If you are note studying for the CFA exam, to remain at Wealth Advisor Level 3, you must obtain 36 credit hours per calendar year by reading
the following monthly publications (please note that every publication does not have to be read on a monthly basis in order to obtain the 36 credit
hours within a calendar year.) and successfully complete the accompanying test. Each test consists of 10 to 12 questions on the various articles
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
contained within the publication. Each successfully completed test currently results in one credit hour. Page 74
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Edit and revise writings of other Legend Advisors.
2 . Perform client solicitation activities and acquire $100,000 in revenue per calendar year.
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Number of Necessary grade
Publication Website Expiration date quesitons Credits for CE credits
Journal of Financial Planning www.journalfp.net two years 10 1 70%
Wealth Manager www.wealthmanagermag.com not stated 10 1 not stated
Investment Advisor www.investmentadvisor.com not stated 12 1 not stated
Financial Planning www.cfp.net 12 months 12 1 75%
Financial Advisor www.fa-mag.com/education not stated 10 1 not stated
WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 76
ASSISTANT MAIN DUTIES/PRIMARY FOCUS
WEALTH
ADVISOR 1 . Complete all other duties and assignments as required.
TRAINEE
Investment Management Duties:
1 . Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
403(b), and 457 Plans), and variable annuities.
2 . Assist in assembling and proofing investment management reports and quarterly valuation statements (QV’s).
3 . Assist in securities trading activities.
4 . Perform basic research on and assist in monitoring mutual funds and individual securities.
5 . Schedule portfolio manager interviews and coordinate the completion of questionnaires of the portfolio manager.
6 . Calculate cost basis of securities.
7 . Assist in preparing presentations for clients and prospective clients.
8 . Prepare and assemble Investment Management documents as detailed on the Meeting Preparation Checklist.
a . Review Client Note History
b . Prepare standard reports and others that are assigned.
9 . Prepare Determinator Forms.
# . Gather information (ex. MorningStar printouts) for investment recommendations for non-TD Ameritrade retirement plans at a basic level.
Financial Planning Duties:
1 . Bind and organize financial planning case/update for a meeting.
2 . Organize all new-client financial documents for scanning purposes.
3 . Create and organize new client expandables.
4 . Update basic insurance information in Protracker and Protracker Advantage (as may be applicable).
5 . Update balance sheet.
6 . Update cash flow projection based on client revisions.
7 . Update entire income tax projection for existing clients.
8 . Prepare client review project.
9 . Update authorization letters for existing clients.
# . Prepare and assemble Financial Planning meeting prep.
Investment Coordinator Duties:
1 . Check alerts on Veo daily.
2 . Check announcements on Veo daily.
3 . Complete the Global Transaction Ledger and run Cash Balance Report.
4 . Basic knowledge of checking accounts and how they work. Re-order checks for clients. Send deposit slips when requested.
5 . Monitor select checking accounts on a weekly basis and maintain required balances.
6 . Run anti-money laundering report on all new clients.
7 . Complete & send daily overnight deliveries to TD Ameritrade as necessary.
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8 . Keep a supply of bill of lading slips and UPS envelopes for shipping to TD Ameritrade. Order bill of ladings when necessary Page 77
9 . Proof all new account sheets from TD Ameritrade. (Make two copies, give one to Sherry and one to Warren.)
# . Complete all changes of address with TD Ameritrade
# . Resolve any errors on the Global Transaction Ledger.
# . Run the Distribution Balance report once a week and check balances.
# . Call clients re: deposits or withdrawals that show up on the Global Transaction Ledger.
# . Utilize Protracker to log and track projects on a daily basis.
# . Be able to complete UPS on-line shipments when necessary.
# . Establish TD Ameritrade on-line access for clients when requested.
# . Revise and maintain account descriptions in VEO Express.
# . Add new accounts to client’s web access.
# . Obtain user name & log in for all new employees for VEO. Remove name & login when necessary.
# . Deposit any checks received in the mail. Follow up with client.
# . Know how to journal cash from one account to another and if paperwork is necessary complete and execute.
# . As requested by client, complete Objecting 14B-1 forms, privacy forms, and Authorization to mail proxies to Financial Advisor.
CLIENT INTERACTION
NONE
COMPUTER SKILLS
1 . Have a basic knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a. Bloomberg Professional Investment Research Service
b. Morningstar Principia Pro Plus
c. Morningstar.com
d. MorningstarAdvisor.com
e. Thomson Financial (CDA/Weisenberger)
f . Portfolio Center (Centerpiece)
g. ZacksElite.com
h. Microsoft Excel
i . Veo (TD Ameritrade)
j . Veo Express (TD Ameritrade)
k. Legend’s Security Reporting Tool (In Microsoft Access)
l . iRebal
m. Various investment research Web-based services
n. Billing and Reporting System
o. Navigate retirement plan Web sites and locate investment options
Core Financial Planning Software:
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a . BNA
b . T Value
c . Microsoft Excel Spreadsheets used for Financial Planning
d . Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
e . Kelley Blue Book at www.kbb.com
f . Saving For College at www.savingforcollege.com
g . Taxes on the Internal Revenue Service Web site at www.irs.treas.gov
h . Paycheck City at www.paycheckcity.com
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker and Protracker Advantage (as may be applicable)
c . DocuXplorer
d . Camtasia
e . Learning Point Knowledge System
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully complete the H&R Block Income Tax Course.
2 . Obtain the Series 65 License.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately five
hours per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a basic understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
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ASSISTANT MAIN DUTIES/PRIMARY FOCUS
WEALTH
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classification levels.
LEVEL 1 2 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
3 . Complete all other duties and assignments as required.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Review Determinator Forms to ensure accuracy.
3 . Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
403(b), and 457 Plans), and variable annuities.
4 . Assistant Advisor proof Investment Management Reports.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Create insurance summaries.
3 . Create balance sheets.
4 . Create cash flow projections.
5 . Create income tax projections.
6 . Update existing retirement projections.
7 . Update existing estate tax calculations.
8 . Update existing survivor projections.
9 . Update existing education projections.
# . Review lower level advisory team members’ work on client review projects.
# . Create Authorization Letters.
# . Contact other advisors to gather data
Investment Coordinator Duties:
1 . Distribute Portfolio Center reports to advisors re: trades needed for cash needs. Follow-thru to be sure the trades occur.
2 . Take calls from clients re: cash needed. Process transactions with TD Ameritrade. Follow-up with client to notify them that the
transaction is complete.
3 . Process all TD Ameritrade applications- complete paperwork, mail to client, track progress of paperwork and transfer in Protracker,
Word and on the bulletin board, place calls to client to be sure paperwork is received, mail paperwork to TD Ameritrade, make weekly contact
with TD Ameritrade regarding status of transfer, balance account when received to be sure all securities are received, close transfer in
Protracker, Word, and on bulletin board. Place call to client regarding transfer being completed, notify advisors.
4 . Know how to open all corporate accounts, trusts, etc. (Corporate, Trust, DBPP, PSP, 401(k), Roth, SEP, Simple, 403(b) Plans)
5 . Set-up monthly distributions for clients – ACH, transfers to other TD Ameritrade accounts, checks or wires.
6 . Be able to set up a wire for a client, complete paperwork, execute with TD Ameritrade, and follow up with TD Ameritrade and the client.
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7 . Create groupings in Portfolio Center for new clients or add new accounts to current groupings. Page 80
8 . Add new groupings to the money balance report and any other necessary grouping.
9 . Change beneficiary designations on accounts.
# . Change any item for regular IRA distributions – date, amounts, etc.
# . Process any stock that is being deposited for a client.
# . Complete & process Limited Power of Attorney forms.
# . Open Coverdell accounts & UTMA’s.
# . Open new 529 Plan accounts, send to clients, arrange funding as necessary. Track in Word, Protracker, and on bulletin board. Send completed
paperwork and funds to 529 plans. Place call to follow up with plan re: open date, account number, credit balance or investment selections
Add to 529 Plan spread sheet. Follow up with client. Give to interns to place in Portfolio Center.
# . Complete procedures for all phases of my job. Keep them up to date and complete new procedures as needed.
# . Enter and execute all monthly billing. This includes QV’s and FP/IM clients. Wire funds from Sundry account to Legend's bank account.
# . Print out monthly accounting
# . Process all steps for a client termination.
# . Process all steps for a client death.
# . Complete end of the year Required Minimum Distributions.
CLIENT INTERACTION
1 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes via
CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Achieve a high-level of knowledge of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a. Bloomberg Professional Investment Research Service
b. Morningstar Principia Pro Plus
c. Morningstar.com
d. MorningstarAdvisor.com
e. Thomson Financial (CDA/Weisenberger)
f . Portfolio Center (Centerpiece)
g. ZacksElite.com
h. Microsoft Excel
i . Veo (TD Ameritrade)
j . Veo Express (TD Ameritrade)
k. Legend’s Security Reporting Tool (In Microsoft Access)
l . iRebal
m. Various investment research Web-based services
n. Billing and Reporting System
o. Navigate retirement plan Web sites and locate investment options
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Core Financial Planning Software:
a . BNA
b . T Value
c . Microsoft Excel Spreadsheets used for Financial Planning
2. Have a basic knowledge of the following Financial Planning software programs and Web sites:
a . Moneytree
Golden Years for Retirement Projection
Easy Money for Education cost and estate tax planning
Strategic solutions for 72t/RMD Analysis
Breakeven Analysis
Cost of Waiting or Delaying
Lump Sum Distribution
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker and Protracker Advantage (as may be applicable)
c . DocuXplorer
d . Camtasia
e . Learning Point Knowledge System
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Obtain the Accredited Asset Management Specialist (AAMS) professional designation.
2 . Complete the reading of The Best Way to Save for College: A Complete Guide to 529 Plans by Joseph Hurley. Complete the assigned test.
INVESTMENT KNOWLEDGE
1 . Have a basic knowledge of the investment products Legend® recommends.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment
Committee for approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a high-level understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Begin usage of the most recent publication of the QuickFinder book, the IRA Answer Book and the Social Security manual/website.
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ASSISTANT MAIN DUTIES/PRIMARY FOCUS
WEALTH
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
LEVEL 2 2 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
3 . Complete all other duties and assignments as required.
Investment Management Duties:
1 Master and be able to teach all the duties stated at previous levels.
.
2 Monitor the accuracy, enhance and update procedures.
.
3 Assist and oversee lower level advisory team members with all of their duties.
.
4 Finalize Determinator Forms and present to CEO.
.
5 Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
.
403(b), and 457 Plans), and variable annuities.
6 . Assistant Advisor proof Investment Management Reports.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Create retirement projections.
3 . Create existing estate tax calculations.
4 . Create existing survivor projections.
5 . Create existing education projections.
6 . Work with advisor to set up client meetings.
CLIENT INTERACTION
1 . Contact client prior to meeting to request additional information, and to discuss client objectives for the meeting.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Complete mastery of all of the following Investment Management, Financial Planning, and General software programs and Web sites:
Core Investment Management Software:
a . Bloomberg Professional Investment Research Service
b . Morningstar Principia Pro Plus
c . Morningstar.com
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d. MorningstarAdvisor.com Page 83
e. Thomson Financial (CDA/Weisenberger)
f . Portfolio Center (Centerpiece)
g. ZacksElite.com
h. Microsoft Excel
i . Veo (TD Ameritrade)
j . Veo Express (TD Ameritrade)
k. Legend’s Security Reporting Tool (In Microsoft Access)
l . iRebal
m. Various investment research Web-based services
n. Billing and Reporting System
o. Navigate retirement plan Web sites and locate investment options
Core Financial Planning Software:
a . BNA
b . T Value
c . Microsoft Excel Spreadsheets used for Financial Planning
General Software:
a . Microsoft Office Suite, including Word, Excel, Outlook, and Internet Explorer
b . Protracker and Protracker Advantage (as may be applicable)
c . DocuXplorer
d . Camtasia
e . Learning Point Knowledge System
2. Have a high-level knowledge of the following Financial Planning software programs and Web sites:
a . Moneytree
Golden Years for Retirement Projection
Easy Money for Education cost and estate tax planning
Strategic solutions for 72t/RMD Analysis
Breakeven Analysis
Cost of Waiting or Delaying
Lump Sum Distribution
b . Savings Bond Calculator at www.publicdebt.treas.gov/sav/savcalc.htm
c . Kelley Blue Book at www.kbb.com
d . Saving For College at www.savingforcollege.com
e . Taxes on the Internal Revenue Service Web site at www.irs.treas.gov
f . Paycheck City at www.paycheckcity.com
3 . Be able to teach almost all aspects/functions of Bloomberg Professional Investment Research Services that
Legend Financial Advisors utilizes.
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CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Master and become Bloomberg Certified (Bloomberg Professional Investment Research.)
2 . Successfully pass CFP Test 1.
3 . Successfully pass CFP Test 2.
INVESTMENT KNOWLEDGE
®
1 . Have a fairly extensive (High level) knowledge of the investments that Legend recommends.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately five hours
per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference
calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a mastery understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Have a basic understanding of the most recent publication of the QuickFinder book, the IRA Answer Book and the Social Security
manual/website.
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ASSISTANT MAIN DUTIES/PRIMARY FOCUS
WEALTH
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
LEVEL 3 2 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
3 . Complete all other duties and assignments as required.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Assist in preparation of investment recommendations for new and existing portfolios, Education portfolios, retirement plans (ex. 401(k), 401(a),
403(b), and 457 Plans), and variable annuities.
3 . Draft Investment Policy Statements.
4 . Finalize Determinator Forms and present to CEO.
5 . Assistant Advisor proof Investment Management Reports.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Summarize estate planning documents.
3 . Create retirement projections.
4 . Create estate tax calculations.
5 . Create survivor projections.
6 . Create education projections.
7 . Request insurance quotes, contact lenders, human resources personnel, actuaries, etc. to arrange implementation of recommendations.
CLIENT INTERACTION
1 . Master client interactions in previous employment classification levels as well as address all client meeting follow-up
as assigned. Attend client meetings/conference calls as assigned by an advisor.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Complete mastery of all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous
levels.
2 . Be able to teach almost all aspects/functions of Bloomberg Professional Investment Research Services that
Legend Financial Advisors utilizes.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
1 . Successfully pass CFP Test 3. Page 86
2 . Successfully pass CFP Test 4.
INVESTMENT KNOWLEDGE
1 . Able to explain the complex aspects of the investment products that Legend recommends flawlessly and in great detail as well as general
and advanced investment concepts.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment
Committee for approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attain a mastery understanding of the entire financial planning process.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Have a general understanding of the most recent publication of the QuickFinder book, the IRA Answer Book and the Social Security
manual/website.
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SENIOR MAIN DUTIES/PRIMARY FOCUS
ASSISTANT 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
WEALTH 2 . Responsible for ensuring that all meeting materials are assembled and prepared for client meetings, and preparing client
ADVISOR meeting agendas for investment, financial and business planning duties.
LEVEL 1 3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . Participate in 150 client meetings or conference calls during which the Senior Assistant Wealth Advisor Level 1 would take notes,
coordinate follow-up projects, communicate the status of follow-up tasks to clients and their advisors (as directed by the Legend ® Advisor).
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFP Test 5.
2 . Successfully pass CFP Comprehensive Exam.
INVESTMENT KNOWLEDGE
1 . Be able to explain most economic and investment concepts to clients both in basic and complex terms.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment Committee for approximately five hours
per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio
manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
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1 . Research various financial planning topics such as tax law changes.
2 . Be able to explain most financial planning concepts to clients both in basic and complex terms.
3 . Attend all internal and external (as assigned) financial planning training sessions.
4 . Have a general understanding of the most recent publication of the QuickFinder book, the IRA Answer Book and the Social Security
manual/website.
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SENIOR MAIN DUTIES/PRIMARY FOCUS
ASSISTANT 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
WEALTH 2 . Complete all other duties and assignments as required.
ADVISOR 3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
LEVEL 2 effort of their work.
4 . Complete all other duties and assignments as required.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Complete mastery of financial planning exhibits so that there are no errors or revisions to be made.
3 . Prepare 1st draft of financial and business planning recommendations for all client circumstances (cases, updates, conference
calls and/or special situations) with the assistance of an advisor.
CLIENT INTERACTION
1 . Participate in 150 client meetings or conference calls during which the Senior Assistant Wealth Advisor Level 2 would take notes,
coordinate follow-up projects, communicate the status of follow-up tasks to clients and their advisors (as directed by the Legend ® Advisor).
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Be able to explain most economic and investment concepts to clients both in basic and complex terms.
2 . Read and outline key points/interpretations on the readings themselves as assigned to the Investment
Committee for approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio
manager meetings/conference calls.
4 . Successfully complete role playing presentations before Review Board.
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FINANCIAL PLANNING KNOWLEDGE
1 Be able to explain most financial planning concepts to clients both in basic and complex terms.
.
2 Attend all internal and external (as assigned) financial planning training sessions.
.
3 Successfully complete role playing presentations before Review Board.
.
4 Complete the Continuing Education tests of the most recent publication of the QuickFinder book, the IRA Answer Book and the Social
.
Security manual/website.
5 . Read and complete the Continuing Education tests that are in the following publications:
You must complete ___ tests with the timeframe of ___________________ to _______________.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
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SENIOR MAIN DUTIES/PRIMARY FOCUS
ASSISTANT 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
WEALTH 2 . Complete all other duties and assignments as required.
ADVISOR 3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
LEVEL 3 effort of their work.
4 . Complete all other duties and assignments as required.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Prepare financial and business planning recommendations for all client circumstances (cases, updates, conference
calls and/or special situations) with the review with an advisor.
CLIENT INTERACTION
1 . Participate in 250 client meetings or conference calls during which Senior Assistant Wealth Advisor Level 3 would communicate
all aspects of the status of follow-up tasks with clients and their advisors. Begins making presentations to clients under the
supervision of an Advisor.
2 . The individual would contact the client prior to meeting to request additional information, and to discuss client objectives for the
meeting.
3 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Be able to assist in teaching the Investment Committee most economic and investment concepts.
2 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for
approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio
manager meetings/conference calls.
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FINANCIAL PLANNING KNOWLEDGE
1 . Be able to explain most financial planning concepts to clients both in basic and complex terms.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Read and complete the Continuing Education tests that are in the following publications:
You must complete ___ tests with the timeframe of ___________________ to _______________.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
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WEALTH MAIN DUTIES/PRIMARY FOCUS
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
LEVEL 1 2 . Complete all other duties and assignments as required.
3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Present financial and business planning recommendations for all client circumstances (cases, updates, conference
calls and/or special situations) under supervision of an advisor.
CLIENT INTERACTION
1 . Be able to meet with less complicated clients on your own.
2 . Will be meeting with more complicated clients under the supervision of a more advanced Advisor.
3 . Combined meetings with less and more complicated clients should total 150.
4 . Ensure follow-up from all client meetings is completed properly.
5 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Provide thorough and detailed explanation of most economic and investment concepts to clients (ex. How hedge funds and commodity
trading advisors work).
2 . Read and outline information as assigned for the Investment Committee for approximately five hours per week.
3 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
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1 . Be able to explain most financial planning concepts to clients both in basic and complex terms.
2 . Attend all internal and external (as assigned) financial planning training sessions.
3 . Read and complete the Continuing Education tests that are in the following publications:
You must complete ___ tests with the timeframe of ___________________ to _______________.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Begin to develop area of expertise for the firm as approved by the Core Investment Committee.
2 . Begin networking activities.
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WEALTH ADVISOR EMPLOYMENT CLASSIFICATIONS
Page 95
WEALTH MAIN DUTIES/PRIMARY FOCUS
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
LEVEL 2 2 . Complete all other duties and assignments as required.
3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
2 . Present financial planning recommendations to client without supervision of an advisor
CLIENT INTERACTION
1 . Able to meet with all clients without the supervision of a more senior Advisor.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio
manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Be able to explain most financial planning concepts to clients both in basic and complex terms.
2 . Attend all internal and external (as assigned) financial planning training sessions.
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3 . Read and complete the Continuing Education tests that are in the following publications: Page 96
You must complete ___ tests with the timeframe of ___________________ to _______________.
Publication Website
Journal of Financial Planning www.journalfp.net
Wealth Manager www.wealthmanagermag.com
Investment Advisor www.investmentadvisor.com
Financial Planning www.cfp.net
Financial Advisor www.fa-mag.com/education
OTHER
1 . Perform networking activities on a regular basis.
2 . Begin client solicitation activities and acquire $100,000 in revenue.
3 . Work with the media.
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Page 97
WEALTH MAIN DUTIES/PRIMARY FOCUS
ADVISOR 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
LEVEL 3 2 . Begin making public presentations on investment concepts to consumers and other financial professionals (attorneys, accountants and
investment advisors).
3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . Perform the more complicated client meetings.
2 . Address all client situations without the assistance of a more senior advisor.
3 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFA Level 1 exam.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio
manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
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OTHER Page 98
1 . Perform networking activities on a regular basis.
2 . Perform client solicitation activities on a regular basis.
3 . Work with the media.
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Page 99
SENIOR MAIN DUTIES/PRIMARY FOCUS
WEALTH 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
ADVISOR 2 . Begin overseeing the management of client portfolios.
LEVEL 1 3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . Meeting on more complicated client situations.
2 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFA Level 2 exam.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio
manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
OTHER
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1 . Write articles for consumer publications. Page 100
2 . Write articles for Legend's publications.
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Page 101
SENIOR MAIN DUTIES/PRIMARY FOCUS
WEALTH 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
ADVISOR 2 . Oversee investment securities and due diligence, and present these products to the Investment Committee.
LEVEL 2 3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
1 . Successfully pass CFA Level 3 exam.
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
OTHER
1 . Regularly write articles for consumer publications.
2 . Regularly write articles for Legend's publications.
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Page 102
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Page 103
SENIOR MAIN DUTIES/PRIMARY FOCUS
WEALTH 1 . Oversees, reviews and proofs all back office functions performed at lower Wealth Advisor Employment Classifications levels.
ADVISOR 2 . Oversee the development of new investment products and services and/or become Chief Investment Officer.
LEVEL 3 3 . Dictates commentary via CopyTalk on lower Wealth Advisor Employment Classification level employees as the accuracy and performance
effort of their work.
4 . Complete all other duties and assignments as required.
Investment Management Duties:
1 . Master and be able to teach all the duties stated at previous levels.
Financial Planning Duties:
1 . Master and be able to teach all the duties stated at previous levels.
CLIENT INTERACTION
1 . If in attendance at any client meeting, conference call and/or webconference, the employee would take copious notes and dictate client notes
via CopyTalk in a timely manner.
COMPUTER SKILLS
1 . Be able to teach all of the Investment Management, Financial Planning, and General software programs and Web sites listed at previous levels.
CERTIFICATIONS/DESIGNATIONS/LICENSES AND ADVANCED DEGREES
NONE
INVESTMENT KNOWLEDGE
1 . Read and outline key points/interpretations on the reading themselves as assigned to the Investment Committee for approximately five hours
per week.
2 . Attend all internal and external (as assigned) investment management training sessions as well as portfolio
manager meetings/conference calls.
FINANCIAL PLANNING KNOWLEDGE
1 . Attend all internal and external (as assigned) financial planning training sessions.
OTHER
1 . Edit and revise writings of other Legend Advisors.
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List of items to add:
1. Who approves Investment Recommendations
Who approves FP Recommendations
2. Business Recommendations
3. Pension knowledge/Retirement Plans
4. Business knowledge
