Docstoc

Identity theft (PowerPoint)

Document Sample
Identity theft (PowerPoint) Powered By Docstoc
					IDENTITY THEFT




  Lucy Hayles, Anna Sinton
    What is identity theft?

 Identity theft is when someone steals your
  identity, and uses it to commit criminal
  offences.
 It is estimated that as many as 9 million
  Americans have their identities stolen each
  year.
    What are stolen identities
            used for?
 There are five main ways that fraudsters will
    use your identity, once they have stolen it.
    These are:
   Credit card fraud
   Phone or utilities fraud
   Bank/finance fraud
   Government documents fraud
   Other fraud
         Credit Card Fraud

 This is when the thief either opens a new
  credit account in your name, and then doesn’t
  pay the bills, or when they change the
  address on your credit card, so you don’t get
  the bills, and don’t realise they’re spending
  your money until it’s too late.
 These can both turn out to be highly costly to
  the victim.
   Phone or Utilities Fraud

 They might run up bills on your existing
  account, for gas or power, or create a new
  account in your name.
 Also, they could pretend to be you and get
  utilities like TV, electricity etc.
        Bank/Finance Fraud

 They might make counterfeit checks, using
  your name or account number, or write bad
  checks in your name.
 They could clone your ATM card and
  withdraw money from your account, or get a
  loan in your name.
 Often, the victim doesn’t find out until large
  amounts of money have been stolen, or they
  get warning notices telling them to pay back
  debts they didn’t create.
Government Documents Fraud

 This is when your ID, drivers’ licence, or other
  such official ID is stolen, or your identity is
  used to get government benefits, or evade
  taxes.
              Other Fraud

 They could get a job using your ID
 They could get medical services, or rent a
  house.
 Your ID could be given to police on arrest, and
  when the thief fails to turn up in court, an
  arrest warrant for you is issued.
 How are peoples identities
           stolen?
 Identity thieves use many different ways to
  harvest peoples’ personal information.
Dumpster Diving


 This is when thieves go through your rubbish
  to find personal information that you have
  discarded.
 You should be careful when getting rid of
  credit cards/bank statements etc. Always cut
  up your credit cards before you dispose of
  them.
                Skimming

 When people’s credit card numbers are stolen
  using a special storage device when your card
  is processed.
                Phishing

 This is when people pretend to be a bank or
  other such company, and send large numbers
  of spam emails to lots of people in the hope
  that someone will be fooled and give them
  their personal information.
 Spam makes up about 78% of all emails sent.
 In January 2010, an estimated 183 billion
  spam emails were sent each day, compared
  to 2.4 billion each day in 2002.
                 Stealing

 When thieves steal your handbag or break
  into your house and steal things the old-
  fashioned way…
                Pretexting

 When people use false pretences to obtain your
  personal information from financial institutions,
  telephone companies, and other sources.
 Basically it’s pretending to be someone else to
  deceive you into giving away vital information,
  and they usually lie about what the information
  is going to be used for, too.
 E.g. someone might pretend to be a bank
  manager and ask for your bank details because
  they say their database info got corrupted, but
  the real reason they need the info is to use your
  account to commit financial fraud.
   Identity Theft Over Time

 Identity theft has been around for a very long
  time – but the introduction of new
  technologies has changed how and why
  identities are stolen. The internet has played
  a major role in identity theft.
 With the invention of internet banking, it is
  potentially very easy for your identity or
  money to be stolen.
How to Prevent Your Identity
     From Being Stolen
 Use your common sense – if you get an email
  from someone in Nigeria, asking for money or
  your personal ID, ignore it.
 Banks will never ask for your passwords or
  information by email, they will always do it in
  person. If you get mail asking for this sort of
  thing, it will be from a scammer.
 When keying in a PIN at an ATM, or other
  important information like bank details over the
  phone, make sure no-one is staring or listening
  over your shoulder.
   Protecting Your Identity
 Use strong passwords – not 1234 or anything
  obvious. Random combinations of letters or
  numbers are best.
 The three D’s –
 Deter
 Defend
 Detect
 Be careful about the information you post online.
 Be computer safe – have good security to
  prevent having the information stored on your
  computer being compromised.
Famous identity thief
 An example of a famous identity thief is Frank
  Abagnale – a skilled impersonator, check forger,
  confidence trickster and escape artist.
 Starting from age 16, he assumed 8 different
  identities, successfully impersonating an airline
  pilot, a doctor, a Bureau of Prisons agent and a
  lawyer, all before he was 21 years old.
 He became notorious in the 1960s for
  successfully passing US$2.5 million worth of
  forged cheques across 26 different countries, all
  in the course of 5 years.
 His life story provided inspiration for the movie
  “Catch me if you can”
        Criminal punishment
 Identity theft is a serious crime, and with a
  serious crime comes a serious punishment.
 You can get fined, and also jailed, depending on
  the severity of your theft.
 For example, in 2010 an Illinois man from the
  USA received a sentence of more than 16 years
  in prision for playing a major role in an identity
  theft case that caused more than $15 million
  USD in losses to more than 10 financial
  institutions. He was ordered to pay out $1.4
  million USD.
 However, usually it is very difficult to find the
  perpetrators, so prosecuting the criminals is
  often a problem.
    Famous case of Identity
          Theft in NZ
 David Garrett used the identity of a dead
  baby to obtain a fake passport.
 In 1984, when he was 26, he went to a
  cemetery and copied the details of a dead 2
  year old boy to obtain a fake passport.
 He has now resigned from parliament.
Identity Theft Statistics in
        New Zealand
 Of card users, 2.3% said that since January 1st
  2005 someone had used a bank number, credit
  card number or other credit number, without
  permission, to steal from them.
 Overall, 2.8% said that they had been a victim of
  one of the identity theft forms they had been
  asked about – similar to the American statistic of
  3%. 2.8% equates to about 93,000 New
  Zealanders 15 years or older living in private
  households.
 The elderly are least at risk and the unemployed
  are most at risk.
                    Summary
 Identity theft is when people steal your
    identity and use it to commit fraud
   Identities are stolen for different purposes
    but mainly to commit financial fraud
   There are many different types ways to steal
    identities
   There are ways to prevent your identity from
    being stolen
   The internet plays a big part in identity theft
                                  Bibliography
    http://www.justice.govt.nz/publications/global-publications/t/the-experience-of-e-crime/4-identity-
     theft/?searchterm=identity%20theft
    http://en.wikipedia.org/wiki/Spam_(electronic)
    http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/about-identity-
     theft.html#Whatcanyoudotohelpfightidentitytheft
    http://www.scientificamerican.com/article.cfm?id=anatomy-of-a-social-hack&page=2
    http://www.webopedia.com/TERM/P/phishing.html
    "Identity Theft." Current Issues: Macmillian Social Science Library. Detroit: Gale, 2010. Gale Opposing Viewpoints In
     Context. Web. 6 Dec. 2010.
    Document URL
     http://ic.galegroup.com.libezp01.slc.ac.nz/ic/ovic/ReferenceDetailsPage/ReferenceDetailsWindow?displayGroupN
     ame=K12-
     Reference&action=e&windowstate=normal&catId=GALE%7C00000000LVX5&documentId=GALE%7CPC30219000
     87&mode=view&userGroupName=64ccc&jsid=843f7f39aa5dc7d8cb766d46b621e957
    http://en.wikipedia.org/wiki/Frank_Abagnale
    (2010, September 24). Identity theft MP quits. Age, The (Melbourne), p. 13. Retrieved from Australia/New Zealand
     Reference Centre database.
    The New Face of Crime
By Kevin J. Delaney 7/12/2010
Retrieved from the World Book Online
                Evaluation
 We learnt about a major crime that happens to
  many people, sometimes without the victim
  even realizing. We also learnt useful things about
  how to protect against it.
 There was plenty of information readily
  available so this inquiry was relatively easy.
  Making the PowerPoint was also pretty easy.
 Positives: It was easy, it was simple, there was
  lots of information.
 Negatives: Making a PowerPoint was kind of
  boring, could have made and presented it in a
  more interesting way.

				
DOCUMENT INFO